Trupanion Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,106	1,622	2,048	1,277	1,949	5,344
Market Cap Growth	-29.22%	-20.80%	60.36%	-34.48%	-63.52%	13.15%
Enterprise Value	1,094	1,622	2,048	1,277	1,949	5,344
Last Close Price	25.47	37.37	48.20	30.51	47.53	132.03
PE Ratio	56.60	83.04	-209.57	-28.25	-43.21	-148.35
Forward PE	52.52	85.46	-	-	-	-
PS Ratio	0.77	1.13	1.59	1.15	2.15	7.65
PB Ratio	2.88	4.22	6.34	4.20	6.39	16.09
P/TBV Ratio	2.87	4.24	6.29	4.16	6.35	15.95
P/FCF Ratio	14.68	21.52	53.10	3567.36	-77.70	-1091.27
P/OCF Ratio	12.36	18.12	42.41	68.52	-243.67	716.54
EV/Sales Ratio	0.76	1.13	1.59	1.15	2.15	7.65
EV/EBITDA Ratio	35.17	54.10	287.07	-45.67	-61.25	-231.74
EV/EBIT Ratio	71.64	114.69	-219.45	-31.58	-45.60	-152.57
EV/FCF Ratio	14.52	21.52	53.10	3567.36	-77.70	-1091.27
Asset Turnover	1.67	1.67	1.62	1.52	1.47	1.32
Return on Equity (ROE)	5.50%	5.50%	-3.07%	-14.68%	-14.01%	-10.57%
Return on Assets (ROA)	-32.92%	1.45%	-1.17%	-5.52%	-7.00%	-6.66%
Return on Invested Capital (ROIC)	-35.34%	1.56%	-1.24%	-5.87%	-7.48%	-7.10%
Return on Capital Employed (ROCE)	-37.26%	1.64%	-1.17%	-5.56%	-6.93%	-6.60%
Earnings Yield	1.76%	1.20%	-0.48%	-3.54%	-2.31%	-0.67%
FCF Yield	6.81%	4.65%	1.88%	0.03%	-1.29%	-0.09%
Buyback Yield / Dilution	-3.31%	-3.31%	-1.74%	-1.65%	-1.56%	-11.93%
Total Shareholder Return	-3.31%	-3.31%	-1.74%	-1.65%	-1.56%	-11.93%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q