Trupanion Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,382	2,041	1,268	1,943	5,330	4,694
Market Cap Growth	-30.91%	61.02%	-34.77%	-63.54%	13.54%	258.59%
Enterprise Value	1,342	2,032	1,246	1,912	5,220	4,689
PS Ratio	0.98	1.59	1.14	2.15	7.63	9.35
PB Ratio	3.75	6.31	4.17	6.37	16.04	13.81
P/FCF Ratio	19.23	52.91	3540.62	-	-	333.10
P/OCF Ratio	16.47	42.27	68.01	-	714.64	217.90
EV/Sales Ratio	0.96	1.58	1.12	2.11	7.47	9.34
EV/EBITDA Ratio	47.28	163.47	-	-	-	1679.45
EV/FCF Ratio	18.67	52.69	3480.83	-	-	332.72
Debt / Equity Ratio	0.31	0.40	0.43	0.23	-	0.00
Debt / EBITDA Ratio	4.04	10.37	-	-	-	0.30
Debt / FCF Ratio	1.59	3.34	360.14	-	-	0.06
Quick Ratio	1.67	1.66	1.58	1.57	1.69	2.19
Current Ratio	1.71	1.69	1.61	1.62	1.73	2.22
Asset Turnover	1.65	1.62	1.52	1.47	1.32	1.33
Return on Equity (ROE)	4.49%	-3.07%	-14.68%	-14.02%	-10.57%	-2.45%
Return on Assets (ROA)	0.93%	-0.32%	-3.12%	-4.29%	-4.12%	-0.71%
Earnings Yield	1.12%	-0.47%	-3.53%	-2.30%	-0.67%	-0.12%
FCF Yield	5.20%	1.89%	0.03%	-1.29%	-0.09%	0.30%
Buyback Yield / Dilution	-3.04%	-1.74%	-1.65%	-1.56%	-11.93%	-3.50%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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