Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
36.25
-1.98 (-5.18%)
At close: Mar 28, 2025, 4:00 PM
36.11
-0.14 (-0.39%)
After-hours: Mar 28, 2025, 7:49 PM EDT

Trupanion Statistics

Total Valuation

Trupanion has a market cap or net worth of $1.54 billion. The enterprise value is $1.51 billion.

Market Cap 1.54B
Enterprise Value 1.51B

Important Dates

The next estimated earnings date is Thursday, May 1, 2025, after market close.

Earnings Date May 1, 2025
Ex-Dividend Date n/a

Share Statistics

Trupanion has 42.49 million shares outstanding. The number of shares has increased by 1.74% in one year.

Current Share Class 42.49M
Shares Outstanding 42.49M
Shares Change (YoY) +1.74%
Shares Change (QoQ) +0.19%
Owned by Insiders (%) 3.53%
Owned by Institutions (%) 90.17%
Float 33.77M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 1.19
Forward PS 1.10
PB Ratio 4.76
P/TBV Ratio 5.64
P/FCF Ratio 39.93
P/OCF Ratio 31.90
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 121.36, with an EV/FCF ratio of 39.12.

EV / Earnings n/a
EV / Sales 1.17
EV / EBITDA 121.36
EV / EBIT n/a
EV / FCF 39.12

Financial Position

The company has a current ratio of 1.69, with a Debt / Equity ratio of 0.40.

Current Ratio 1.69
Quick Ratio 1.66
Debt / Equity 0.40
Debt / EBITDA 10.37
Debt / FCF 3.34
Interest Coverage -0.28

Financial Efficiency

Return on equity (ROE) is -3.07% and return on invested capital (ROIC) is -0.57%.

Return on Equity (ROE) -3.07%
Return on Assets (ROA) -0.32%
Return on Invested Capital (ROIC) -0.57%
Return on Capital Employed (ROCE) -0.88%
Revenue Per Employee $1.14M
Profits Per Employee -$8,525
Employee Count 1,130
Asset Turnover 1.62
Inventory Turnover n/a

Taxes

Income Tax -5,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +30.68% in the last 52 weeks. The beta is 1.70, so Trupanion's price volatility has been higher than the market average.

Beta (5Y) 1.70
52-Week Price Change +30.68%
50-Day Moving Average 40.78
200-Day Moving Average 43.02
Relative Strength Index (RSI) 45.48
Average Volume (20 Days) 632,645

Short Selling Information

The latest short interest is 9.00 million, so 21.18% of the outstanding shares have been sold short.

Short Interest 9.00M
Short Previous Month 9.04M
Short % of Shares Out 21.18%
Short % of Float 26.65%
Short Ratio (days to cover) 14.66

Income Statement

In the last 12 months, Trupanion had revenue of $1.29 billion and -$9.63 million in losses. Loss per share was -$0.23.

Revenue 1.29B
Gross Profit 265.16M
Operating Income -4.03M
Pretax Income -18.91M
Net Income -9.63M
EBITDA 12.43M
EBIT -4.03M
Loss Per Share -$0.23
Full Income Statement

Balance Sheet

The company has $307.38 million in cash and $128.89 million in debt, giving a net cash position of $31.41 million or $0.74 per share.

Cash & Cash Equivalents 307.38M
Total Debt 128.89M
Net Cash 31.41M
Net Cash Per Share $0.74
Equity (Book Value) 323.27M
Book Value Per Share 7.61
Working Capital 240.20M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $48.29 million and capital expenditures -$9.72 million, giving a free cash flow of $38.57 million.

Operating Cash Flow 48.29M
Capital Expenditures -9.72M
Free Cash Flow 38.57M
FCF Per Share $0.91
Full Cash Flow Statement

Margins

Gross margin is 20.62%, with operating and profit margins of -0.31% and -0.75%.

Gross Margin 20.62%
Operating Margin -0.31%
Pretax Margin -0.75%
Profit Margin -0.75%
EBITDA Margin 0.97%
EBIT Margin -0.31%
FCF Margin 3.00%

Dividends & Yields

Trupanion does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.74%
Shareholder Yield -1.74%
Earnings Yield -0.63%
FCF Yield 2.50%
Dividend Details

Analyst Forecast

The average price target for Trupanion is $46.60, which is 28.55% higher than the current price. The consensus rating is "Buy".

Price Target $46.60
Price Target Difference 28.55%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5