Trupanion Statistics
Total Valuation
Trupanion has a market cap or net worth of $1.22 billion. The enterprise value is $1.20 billion.
Important Dates
The last earnings date was Thursday, February 12, 2026, after market close.
| Earnings Date | Feb 12, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Trupanion has 43.43 million shares outstanding. The number of shares has increased by 3.31% in one year.
| Current Share Class | 43.43M |
| Shares Outstanding | 43.43M |
| Shares Change (YoY) | +3.31% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 2.26% |
| Owned by Institutions (%) | 81.03% |
| Float | 34.51M |
Valuation Ratios
The trailing PE ratio is 62.24 and the forward PE ratio is 58.15.
| PE Ratio | 62.24 |
| Forward PE | 58.15 |
| PS Ratio | 0.85 |
| Forward PS | 0.76 |
| PB Ratio | 3.17 |
| P/TBV Ratio | 3.80 |
| P/FCF Ratio | 16.14 |
| P/OCF Ratio | 13.59 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 38.72, with an EV/FCF ratio of 15.98.
| EV / Earnings | 61.98 |
| EV / Sales | 0.84 |
| EV / EBITDA | 38.72 |
| EV / EBIT | 78.87 |
| EV / FCF | 15.98 |
Financial Position
The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.33.
| Current Ratio | 1.67 |
| Quick Ratio | 1.64 |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 3.99 |
| Debt / FCF | 1.67 |
| Interest Coverage | 1.11 |
Financial Efficiency
Return on equity (ROE) is 5.50% and return on invested capital (ROIC) is 2.72%.
| Return on Equity (ROE) | 5.50% |
| Return on Assets (ROA) | 1.11% |
| Return on Invested Capital (ROIC) | 2.72% |
| Return on Capital Employed (ROCE) | 3.02% |
| Weighted Average Cost of Capital (WACC) | 13.22% |
| Revenue Per Employee | $1.28M |
| Profits Per Employee | $17,335 |
| Employee Count | 1,121 |
| Asset Turnover | 1.67 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Trupanion has paid $2.56 million in taxes.
| Income Tax | 2.56M |
| Effective Tax Rate | 11.64% |
Stock Price Statistics
The stock price has decreased by -13.55% in the last 52 weeks. The beta is 1.70, so Trupanion's price volatility has been higher than the market average.
| Beta (5Y) | 1.70 |
| 52-Week Price Change | -13.55% |
| 50-Day Moving Average | 32.65 |
| 200-Day Moving Average | 41.99 |
| Relative Strength Index (RSI) | 40.72 |
| Average Volume (20 Days) | 639,239 |
Short Selling Information
The latest short interest is 4.04 million, so 9.30% of the outstanding shares have been sold short.
| Short Interest | 4.04M |
| Short Previous Month | 4.35M |
| Short % of Shares Out | 9.30% |
| Short % of Float | 11.71% |
| Short Ratio (days to cover) | 8.15 |
Income Statement
In the last 12 months, Trupanion had revenue of $1.44 billion and earned $19.43 million in profits. Earnings per share was $0.45.
| Revenue | 1.44B |
| Gross Profit | 324.92M |
| Operating Income | 15.27M |
| Pretax Income | 21.99M |
| Net Income | 19.43M |
| EBITDA | 31.11M |
| EBIT | 15.27M |
| Earnings Per Share (EPS) | $0.45 |
Full Income StatementBalance Sheet
The company has $370.73 million in cash and $125.95 million in debt, with a net cash position of $12.08 million or $0.28 per share.
| Cash & Cash Equivalents | 370.73M |
| Total Debt | 125.95M |
| Net Cash | 12.08M |
| Net Cash Per Share | $0.28 |
| Equity (Book Value) | 383.94M |
| Book Value Per Share | 8.85 |
| Working Capital | 272.75M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $89.49 million and capital expenditures -$14.13 million, giving a free cash flow of $75.36 million.
| Operating Cash Flow | 89.49M |
| Capital Expenditures | -14.13M |
| Free Cash Flow | 75.36M |
| FCF Per Share | $1.74 |
Full Cash Flow StatementMargins
Gross margin is 22.57%, with operating and profit margins of 1.06% and 1.35%.
| Gross Margin | 22.57% |
| Operating Margin | 1.06% |
| Pretax Margin | 1.53% |
| Profit Margin | 1.35% |
| EBITDA Margin | 2.16% |
| EBIT Margin | 1.06% |
| FCF Margin | 5.24% |
Dividends & Yields
Trupanion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.31% |
| Shareholder Yield | -3.31% |
| Earnings Yield | 1.60% |
| FCF Yield | 6.19% |
Analyst Forecast
The average price target for Trupanion is $45.50, which is 62.44% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.50 |
| Price Target Difference | 62.44% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
