Trupanion Statistics
Total Valuation
Trupanion has a market cap or net worth of $1.99 billion. The enterprise value is $1.98 billion.
Important Dates
The next estimated earnings date is Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Trupanion has 42.99 million shares outstanding. The number of shares has increased by 2.68% in one year.
| Current Share Class | 42.99M |
| Shares Outstanding | 42.99M |
| Shares Change (YoY) | +2.68% |
| Shares Change (QoQ) | +1.29% |
| Owned by Insiders (%) | 5.57% |
| Owned by Institutions (%) | 89.63% |
| Float | 33.38M |
Valuation Ratios
The trailing PE ratio is 184.22 and the forward PE ratio is 203.07.
| PE Ratio | 184.22 |
| Forward PE | 203.07 |
| PS Ratio | 1.45 |
| Forward PS | 1.33 |
| PB Ratio | 5.61 |
| P/TBV Ratio | 6.91 |
| P/FCF Ratio | 32.51 |
| P/OCF Ratio | 28.48 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 80.59, with an EV/FCF ratio of 32.38.
| EV / Earnings | 180.27 |
| EV / Sales | 1.46 |
| EV / EBITDA | 80.59 |
| EV / EBIT | 231.59 |
| EV / FCF | 32.38 |
Financial Position
The company has a current ratio of 1.69, with a Debt / Equity ratio of 0.32.
| Current Ratio | 1.69 |
| Quick Ratio | 1.64 |
| Debt / Equity | 0.32 |
| Debt / EBITDA | 4.65 |
| Debt / FCF | 1.87 |
| Interest Coverage | 0.61 |
Financial Efficiency
Return on equity (ROE) is 3.33% and return on invested capital (ROIC) is 1.18%.
| Return on Equity (ROE) | 3.33% |
| Return on Assets (ROA) | 0.65% |
| Return on Invested Capital (ROIC) | 1.18% |
| Return on Capital Employed (ROCE) | 1.80% |
| Revenue Per Employee | $1.20M |
| Profits Per Employee | $9,744 |
| Employee Count | 1,130 |
| Asset Turnover | 1.66 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Trupanion has paid $1.25 million in taxes.
| Income Tax | 1.25M |
| Effective Tax Rate | 10.19% |
Stock Price Statistics
The stock price has decreased by -0.41% in the last 52 weeks. The beta is 1.78, so Trupanion's price volatility has been higher than the market average.
| Beta (5Y) | 1.78 |
| 52-Week Price Change | -0.41% |
| 50-Day Moving Average | 50.19 |
| 200-Day Moving Average | 45.98 |
| Relative Strength Index (RSI) | 38.00 |
| Average Volume (20 Days) | 581,635 |
Short Selling Information
The latest short interest is 6.94 million, so 16.14% of the outstanding shares have been sold short.
| Short Interest | 6.94M |
| Short Previous Month | 7.14M |
| Short % of Shares Out | 16.14% |
| Short % of Float | 20.79% |
| Short Ratio (days to cover) | 12.95 |
Income Statement
In the last 12 months, Trupanion had revenue of $1.36 billion and earned $11.01 million in profits. Earnings per share was $0.25.
| Revenue | 1.36B |
| Gross Profit | 295.77M |
| Operating Income | 8.57M |
| Pretax Income | -18.91M |
| Net Income | 11.01M |
| EBITDA | 24.63M |
| EBIT | 8.57M |
| Earnings Per Share (EPS) | $0.25 |
Full Income StatementBalance Sheet
The company has $319.60 million in cash and $114.47 million in debt, giving a net cash position of $8.28 million or $0.19 per share.
| Cash & Cash Equivalents | 319.60M |
| Total Debt | 114.47M |
| Net Cash | 8.28M |
| Net Cash Per Share | $0.19 |
| Equity (Book Value) | 355.45M |
| Book Value Per Share | 8.27 |
| Working Capital | 256.79M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $69.99 million and capital expenditures -$8.68 million, giving a free cash flow of $61.31 million.
| Operating Cash Flow | 69.99M |
| Capital Expenditures | -8.68M |
| Free Cash Flow | 61.31M |
| FCF Per Share | $1.43 |
Full Cash Flow StatementMargins
Gross margin is 21.74%, with operating and profit margins of 0.63% and 0.81%.
| Gross Margin | 21.74% |
| Operating Margin | 0.63% |
| Pretax Margin | 0.90% |
| Profit Margin | 0.81% |
| EBITDA Margin | 1.81% |
| EBIT Margin | 0.63% |
| FCF Margin | 4.51% |
Dividends & Yields
Trupanion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.68% |
| Shareholder Yield | -2.68% |
| Earnings Yield | 0.55% |
| FCF Yield | 3.08% |
Dividend DetailsAnalyst Forecast
The average price target for Trupanion is $55.60, which is 19.93% higher than the current price. The consensus rating is "Buy".
| Price Target | $55.60 |
| Price Target Difference | 19.93% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |
