Trupanion Statistics
Total Valuation
Trupanion has a market cap or net worth of $1.60 billion. The enterprise value is $1.56 billion.
Important Dates
The last earnings date was Thursday, November 6, 2025, after market close.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Trupanion has 43.20 million shares outstanding. The number of shares has increased by 3.04% in one year.
| Current Share Class | 43.20M |
| Shares Outstanding | 43.20M |
| Shares Change (YoY) | +3.04% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 5.48% |
| Owned by Institutions (%) | 85.83% |
| Float | 33.61M |
Valuation Ratios
The trailing PE ratio is 102.10 and the forward PE ratio is 84.37.
| PE Ratio | 102.10 |
| Forward PE | 84.37 |
| PS Ratio | 1.13 |
| Forward PS | 1.02 |
| PB Ratio | 4.33 |
| P/TBV Ratio | 5.26 |
| P/FCF Ratio | 22.20 |
| P/OCF Ratio | 19.01 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 54.80, with an EV/FCF ratio of 21.64.
| EV / Earnings | 100.59 |
| EV / Sales | 1.11 |
| EV / EBITDA | 54.80 |
| EV / EBIT | 122.93 |
| EV / FCF | 21.64 |
Financial Position
The company has a current ratio of 1.71, with a Debt / Equity ratio of 0.31.
| Current Ratio | 1.71 |
| Quick Ratio | 1.67 |
| Debt / Equity | 0.31 |
| Debt / EBITDA | 4.04 |
| Debt / FCF | 1.59 |
| Interest Coverage | 0.96 |
Financial Efficiency
Return on equity (ROE) is 4.49% and return on invested capital (ROIC) is 1.70%.
| Return on Equity (ROE) | 4.49% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | 1.70% |
| Return on Capital Employed (ROCE) | 2.58% |
| Revenue Per Employee | $1.24M |
| Profits Per Employee | $13,681 |
| Employee Count | 1,130 |
| Asset Turnover | 1.65 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Trupanion has paid $1.94 million in taxes.
| Income Tax | 1.94M |
| Effective Tax Rate | 11.13% |
Stock Price Statistics
The stock price has decreased by -33.72% in the last 52 weeks. The beta is 1.63, so Trupanion's price volatility has been higher than the market average.
| Beta (5Y) | 1.63 |
| 52-Week Price Change | -33.72% |
| 50-Day Moving Average | 40.14 |
| 200-Day Moving Average | 43.05 |
| Relative Strength Index (RSI) | 46.18 |
| Average Volume (20 Days) | 489,418 |
Short Selling Information
The latest short interest is 5.25 million, so 12.16% of the outstanding shares have been sold short.
| Short Interest | 5.25M |
| Short Previous Month | 5.63M |
| Short % of Shares Out | 12.16% |
| Short % of Float | 15.63% |
| Short Ratio (days to cover) | 11.20 |
Income Statement
In the last 12 months, Trupanion had revenue of $1.40 billion and earned $15.46 million in profits. Earnings per share was $0.36.
| Revenue | 1.40B |
| Gross Profit | 307.28M |
| Operating Income | 12.65M |
| Pretax Income | 17.40M |
| Net Income | 15.46M |
| EBITDA | 28.38M |
| EBIT | 12.65M |
| Earnings Per Share (EPS) | $0.36 |
Full Income StatementBalance Sheet
The company has $348.53 million in cash and $114.54 million in debt, giving a net cash position of $40.23 million or $0.93 per share.
| Cash & Cash Equivalents | 348.53M |
| Total Debt | 114.54M |
| Net Cash | 40.23M |
| Net Cash Per Share | $0.93 |
| Equity (Book Value) | 368.56M |
| Book Value Per Share | 8.53 |
| Working Capital | 277.26M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $83.93 million and capital expenditures -$12.06 million, giving a free cash flow of $71.86 million.
| Operating Cash Flow | 83.93M |
| Capital Expenditures | -12.06M |
| Free Cash Flow | 71.86M |
| FCF Per Share | $1.66 |
Full Cash Flow StatementMargins
Gross margin is 21.95%, with operating and profit margins of 0.90% and 1.10%.
| Gross Margin | 21.95% |
| Operating Margin | 0.90% |
| Pretax Margin | 1.24% |
| Profit Margin | 1.10% |
| EBITDA Margin | 2.03% |
| EBIT Margin | 0.90% |
| FCF Margin | 5.13% |
Dividends & Yields
Trupanion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.04% |
| Shareholder Yield | -3.04% |
| Earnings Yield | 0.97% |
| FCF Yield | 4.50% |
Dividend DetailsAnalyst Forecast
The average price target for Trupanion is $56.33, which is 52.53% higher than the current price. The consensus rating is "Buy".
| Price Target | $56.33 |
| Price Target Difference | 52.53% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |
