Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
52.13
+1.11 (2.18%)
At close: Jun 10, 2025, 4:00 PM
52.99
+0.86 (1.65%)
After-hours: Jun 10, 2025, 4:20 PM EDT

Trupanion Statistics

Total Valuation

Trupanion has a market cap or net worth of $2.23 billion. The enterprise value is $2.19 billion.

Market Cap 2.23B
Enterprise Value 2.19B

Important Dates

The last earnings date was Thursday, May 1, 2025, after market close.

Earnings Date May 1, 2025
Ex-Dividend Date n/a

Share Statistics

Trupanion has 42.78 million shares outstanding. The number of shares has increased by 1.76% in one year.

Current Share Class 42.78M
Shares Outstanding 42.78M
Shares Change (YoY) +1.76%
Shares Change (QoQ) -0.30%
Owned by Insiders (%) 5.49%
Owned by Institutions (%) 91.10%
Float 33.21M

Valuation Ratios

PE Ratio n/a
Forward PE 1,184.77
PS Ratio 1.67
Forward PS 1.56
PB Ratio 6.68
P/TBV Ratio 7.87
P/FCF Ratio 41.89
P/OCF Ratio 36.08
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 126.72, with an EV/FCF ratio of 41.19.

EV / Earnings n/a
EV / Sales 1.66
EV / EBITDA 126.72
EV / EBIT 2,632.51
EV / FCF 41.19

Financial Position

The company has a current ratio of 1.70, with a Debt / Equity ratio of 0.39.

Current Ratio 1.70
Quick Ratio 1.66
Debt / Equity 0.39
Debt / EBITDA 7.45
Debt / FCF 2.42
Interest Coverage 0.06

Financial Efficiency

Return on equity (ROE) is -1.34% and return on invested capital (ROIC) is 0.12%.

Return on Equity (ROE) -1.34%
Return on Assets (ROA) 0.06%
Return on Invested Capital (ROIC) 0.12%
Return on Capital Employed (ROCE) 0.18%
Revenue Per Employee $1.17M
Profits Per Employee -$3,773
Employee Count 1,130
Asset Turnover 1.62
Inventory Turnover n/a

Taxes

In the past 12 months, Trupanion has paid $72,000 in taxes.

Income Tax 72,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +86.78% in the last 52 weeks. The beta is 1.80, so Trupanion's price volatility has been higher than the market average.

Beta (5Y) 1.80
52-Week Price Change +86.78%
50-Day Moving Average 41.55
200-Day Moving Average 45.11
Relative Strength Index (RSI) 71.61
Average Volume (20 Days) 504,539

Short Selling Information

The latest short interest is 8.70 million, so 20.33% of the outstanding shares have been sold short.

Short Interest 8.70M
Short Previous Month 8.67M
Short % of Shares Out 20.33%
Short % of Float 26.19%
Short Ratio (days to cover) 14.63

Income Statement

In the last 12 months, Trupanion had revenue of $1.32 billion and -$4.26 million in losses. Loss per share was -$0.10.

Revenue 1.32B
Gross Profit 283.46M
Operating Income 833,000
Pretax Income -18.91M
Net Income -4.26M
EBITDA 17.31M
EBIT 833,000
Loss Per Share -$0.10
Full Income Statement

Balance Sheet

The company has $321.82 million in cash and $128.88 million in debt, giving a net cash position of $37.43 million or $0.87 per share.

Cash & Cash Equivalents 321.82M
Total Debt 128.88M
Net Cash 37.43M
Net Cash Per Share $0.87
Equity (Book Value) 333.67M
Book Value Per Share 7.80
Working Capital 259.00M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $61.82 million and capital expenditures -$8.58 million, giving a free cash flow of $53.24 million.

Operating Cash Flow 61.82M
Capital Expenditures -8.58M
Free Cash Flow 53.24M
FCF Per Share $1.24
Full Cash Flow Statement

Margins

Gross margin is 21.45%, with operating and profit margins of 0.06% and -0.32%.

Gross Margin 21.45%
Operating Margin 0.06%
Pretax Margin -0.32%
Profit Margin -0.32%
EBITDA Margin 1.31%
EBIT Margin 0.06%
FCF Margin 4.03%

Dividends & Yields

Trupanion does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.76%
Shareholder Yield -1.76%
Earnings Yield -0.19%
FCF Yield 2.39%
Dividend Details

Analyst Forecast

The average price target for Trupanion is $51.80, which is -0.63% lower than the current price. The consensus rating is "Buy".

Price Target $51.80
Price Target Difference -0.63%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5