United Security Bancshares (UBFO)
Stock Price Chart
Key Info
| Market Cap | 110.01M |
| Revenue (ttm) | 38.05M |
| Net Income (ttm) | 11.84M |
| Shares Out | 16.98M |
| EPS (ttm) | 0.69 |
| PE Ratio | 9.39 |
| Forward PE | n/a |
| Dividend | $0.44 |
| Dividend Yield | 6.79% |
Stock Quote
| Trading Day | Aug 13, 2020 |
| Last Price | $6.48 |
| Previous Close | $6.67 |
| Change ($) | -0.19 |
| Change (%) | -2.85% |
| Day's Open | 6.58 |
| Day's Range | 6.48 - 6.61 |
| Day's Volume | 7,671 |
| 52-Week Range | 5.04 - 10.92 |
More Stats
| Market Cap | 110.01M |
| Enterprise Value | n/a |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 2, 2020 |
| Shares Outstanding | 16.98M |
| Float | 13.33M |
| EPS (basic) | 0.71 |
| EPS (diluted) | 0.69 |
| FCF / Share | 0.94 |
| Dividend | $0.44 |
| Dividend Yield | 6.79% |
| Earnings Yield | 10.65% |
| FCF Yield | 14.56% |
| Payout Ratio | n/a |
| Shares Short | 107,156 |
| Short Ratio | 3.17 |
| Short % of Float | 0.81% |
| Beta | 0.67 |
| PE Ratio | 9.39 |
| Forward PE | n/a |
| P/FCF Ratio | 6.87 |
| PS Ratio | 2.89 |
| PB Ratio | 0.89 |
| Revenue | 38.05M |
| Operating Income | 16.55M |
| Net Income | 11.84M |
| Free Cash Flow | 16.01M |
| Net Cash | 216.60M |
| Net Cash / Share | 12.76 |
| Gross Margin | 111.82% |
| Operating Margin | 43.48% |
| Profit Margin | 30.90% |
| FCF Margin | 42.08% |
| ROA | 1.16% |
| ROE | 10.26% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42.55 | 40.28 | 35.48 | 32.60 | 30.91 | 29.62 | 26.46 | 27.55 | 18.25 | 21.37 |
| Revenue Growth | 5.63% | 13.53% | 8.84% | 5.48% | 4.33% | 11.97% | -3.96% | 50.93% | -14.58% | - |
| Gross Profit | 42.55 | 40.28 | 35.48 | 32.60 | 30.91 | 29.62 | 26.46 | 27.55 | 18.25 | 21.37 |
| Operating Income | 21.27 | 19.35 | 15.68 | 12.25 | 11.31 | 10.41 | 7.37 | 7.64 | -11.20 | -5.62 |
| Net Income | 15.17 | 14.02 | 8.64 | 7.39 | 6.81 | 6.22 | 7.27 | 6.07 | -10.81 | -4.44 |
| Shares Outstanding | 16.95 | 16.90 | 16.89 | 16.88 | 16.88 | 16.85 | 16.84 | 16.83 | 16.68 | 16.68 |
| Earnings Per Share | 0.89 | 0.83 | 0.51 | 0.44 | 0.40 | 0.37 | 0.45 | 0.36 | -0.65 | -0.27 |
| EPS Growth | 7.23% | 62.75% | 15.91% | 10% | 9.29% | -18.3% | 24.44% | - | - | - |
| Dividend Per Share | 0.55 | 0.35 | 0.17 | - | - | - | - | - | - | - |
| Dividend Growth | 57.14% | 105.88% | - | - | - | - | - | - | - | - |
| Operating Cash Flow | 14.30 | 11.34 | 7.56 | 9.46 | 9.26 | 9.00 | 11.90 | 9.71 | 5.77 | 9.60 |
| Capital Expenditures | -0.94 | -1.02 | -1.13 | -1.07 | -0.70 | -0.77 | -1.15 | -0.82 | -0.91 | -0.77 |
| Free Cash Flow | 13.36 | 10.32 | 6.43 | 8.39 | 8.56 | 8.23 | 10.76 | 8.89 | 4.85 | 8.83 |
| Cash & Equivalents | 219 | 220 | 108 | 114 | 127 | 105 | 137 | 143 | 126 | 103 |
| Total Debt | 14.27 | 10.16 | 9.73 | 8.83 | 8.30 | 10.12 | 11.13 | 10.07 | 9.03 | 42.65 |
| Net Cash / Debt | 205 | 210 | 98.20 | 105 | 119 | 94.98 | 126 | 133 | 117 | 60.18 |
| Assets | 957 | 933 | 806 | 788 | 726 | 663 | 636 | 649 | 651 | 678 |
| Liabilities | 841 | 824 | 704 | 691 | 636 | 580 | 559 | 579 | 589 | 605 |
| Book Value | 116 | 109 | 101 | 96.65 | 89.64 | 82.83 | 76.54 | 69.44 | 62.17 | 73.27 |
Company Profile
Company Details
| Full Name | United Security Bancshares |
| Country | United States |
| Employees | 119 |
| CEO | Dennis R. Woods |
Stock Information
| Ticker Symbol | UBFO |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: UBFO |
Description
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also offers real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company provides online and mobile banking, safe deposit boxes, payroll direct deposit, cashier's check, cash management, traveler's check, money order, foreign draft, and interactive teller and ATM services. As of March 26, 2020, it operated through 11 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.