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United Security Bancshares (UBFO)

Stock Price: $6.48 USD -0.19 (-2.85%)
Updated Aug 13, 2020 3:59 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 110.01M
Revenue (ttm) 38.05M
Net Income (ttm) 11.84M
Shares Out 16.98M
EPS (ttm) 0.69
PE Ratio 9.39
Forward PE n/a
Dividend $0.44
Dividend Yield 6.79%

Stock Quote

Trading Day Aug 13, 2020
Last Price $6.48
Previous Close $6.67
Change ($) -0.19
Change (%) -2.85%
Day's Open 6.58
Day's Range 6.48 - 6.61
Day's Volume 7,671
52-Week Range 5.04 - 10.92

More Stats

Market Cap 110.01M
Enterprise Value n/a
Earnings Date (est) n/a
Ex-Dividend Date Jul 2, 2020
Shares Outstanding 16.98M
Float 13.33M
EPS (basic) 0.71
EPS (diluted) 0.69
FCF / Share 0.94
Dividend $0.44
Dividend Yield 6.79%
Earnings Yield 10.65%
FCF Yield 14.56%
Payout Ratio n/a
Shares Short 107,156
Short Ratio 3.17
Short % of Float 0.81%
Beta 0.67
PE Ratio 9.39
Forward PE n/a
P/FCF Ratio 6.87
PS Ratio 2.89
PB Ratio 0.89
Revenue 38.05M
Operating Income 16.55M
Net Income 11.84M
Free Cash Flow 16.01M
Net Cash 216.60M
Net Cash / Share 12.76
Gross Margin 111.82%
Operating Margin 43.48%
Profit Margin 30.90%
FCF Margin 42.08%
ROA 1.16%
ROE 10.26%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$14.82*
Low
14.8
Current: $6.48
High
14.8
Target: 14.82
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue42.5540.2835.4832.6030.9129.6226.4627.5518.2521.37
Revenue Growth5.63%13.53%8.84%5.48%4.33%11.97%-3.96%50.93%-14.58%-
Gross Profit42.5540.2835.4832.6030.9129.6226.4627.5518.2521.37
Operating Income21.2719.3515.6812.2511.3110.417.377.64-11.20-5.62
Net Income15.1714.028.647.396.816.227.276.07-10.81-4.44
Shares Outstanding16.9516.9016.8916.8816.8816.8516.8416.8316.6816.68
Earnings Per Share0.890.830.510.440.400.370.450.36-0.65-0.27
EPS Growth7.23%62.75%15.91%10%9.29%-18.3%24.44%---
Dividend Per Share0.550.350.17-------
Dividend Growth57.14%105.88%--------
Operating Cash Flow14.3011.347.569.469.269.0011.909.715.779.60
Capital Expenditures-0.94-1.02-1.13-1.07-0.70-0.77-1.15-0.82-0.91-0.77
Free Cash Flow13.3610.326.438.398.568.2310.768.894.858.83
Cash & Equivalents219220108114127105137143126103
Total Debt14.2710.169.738.838.3010.1211.1310.079.0342.65
Net Cash / Debt20521098.2010511994.9812613311760.18
Assets957933806788726663636649651678
Liabilities841824704691636580559579589605
Book Value11610910196.6589.6482.8376.5469.4462.1773.27
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name United Security Bancshares
Country United States
Employees 119
CEO Dennis R. Woods

Stock Information

Ticker Symbol UBFO
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UBFO

Description

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also offers real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company provides online and mobile banking, safe deposit boxes, payroll direct deposit, cashier's check, cash management, traveler's check, money order, foreign draft, and interactive teller and ATM services. As of March 26, 2020, it operated through 11 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.