United Security Bancshares (UBFO)

Apr 1, 2026 - UBFO was delisted (reason: merged with CWBC)

10.51

0.00 (0.00%)

Inactive · Last trade price on Mar 31, 2026

UBFO Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	48.23	48.28	48.6	53.43	46.1	36.93
Revenue Growth	-1.32%	-0.65%	-9.04%	15.90%	24.83%	6.48%
Net Income	12.29	12.29	14.78	19.8	15.69	10.1
Earnings Per Share	0.71	0.70	0.85	1.16	0.92	0.59
EPS Growth	-16.47%	-17.65%	-26.72%	26.09%	55.93%	11.32%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	-	-	-	38.6	219.22
Total Debt	6.3	6.3	11.57	11.21	10.88	11.19
Net Cash (Debt)	-6.3	-6.3	-11.57	-11.21	-10.88	-11.19
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.36	-0.37	-0.67	-0.65	-0.64	-0.66

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	22.06	22.06	19.64	21.38	23.7	16.55
Capital Expenditures	-2.28	-2.28	-1.04	-0.79	-2.14	-1.25
Free Cash Flow	19.78	19.78	18.6	20.59	21.56	15.3
Free Cash Flow Growth	6.34%	6.34%	-9.68%	-4.50%	40.94%	20.84%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	34.62%	34.58%	41.81%	51.42%	47.85%	36.05%
Profit Margin	28.81%	28.77%	32.39%	38.09%	35.41%	29.00%
FCF Margin	46.36%	46.30%	40.75%	39.62%	48.67%	43.93%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.480	0.480	0.480	0.460	0.440	0.440
Dividend Per Share Growth	0%	0%	4.35%	4.54%	0%	0%
Dividend Yield	4.57%	4.83%	4.79%	5.47%	6.02%	5.42%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.18	14.39	11.88	7.25	7.95	13.76
P/FCF Ratio	9.36	8.95	9.43	7.01	5.79	9.04
PS Ratio	3.83	4.15	3.84	2.78	2.82	3.97