UBFO Statistics
Total Valuation
UBFO has a market cap or net worth of $185.03 million. The enterprise value is $73.72 million.
| Market Cap | 185.03M |
| Enterprise Value | 73.72M |
Important Dates
The next estimated earnings date is Friday, April 17, 2026, after market close.
| Earnings Date | Apr 17, 2026 |
| Ex-Dividend Date | Dec 26, 2025 |
Share Statistics
UBFO has 17.60 million shares outstanding. The number of shares has increased by 1.71% in one year.
| Current Share Class | 17.60M |
| Shares Outstanding | 17.60M |
| Shares Change (YoY) | +1.71% |
| Shares Change (QoQ) | -1.25% |
| Owned by Insiders (%) | 22.74% |
| Owned by Institutions (%) | 38.06% |
| Float | 13.25M |
Valuation Ratios
The trailing PE ratio is 15.18.
| PE Ratio | 15.18 |
| Forward PE | n/a |
| PS Ratio | 3.83 |
| Forward PS | n/a |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 9.36 |
| P/OCF Ratio | 8.39 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.09 |
| EV / Sales | 1.53 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.73 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.10%.
| Return on Equity (ROE) | 9.10% |
| Return on Assets (ROA) | 1.00% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.60% |
| Revenue Per Employee | $423,535 |
| Profits Per Employee | $106,237 |
| Employee Count | 114 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBFO has paid $4.41 million in taxes.
| Income Tax | 4.41M |
| Effective Tax Rate | 26.40% |
Stock Price Statistics
The stock price has increased by +15.88% in the last 52 weeks. The beta is 0.30, so UBFO's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +15.88% |
| 50-Day Moving Average | 10.59 |
| 200-Day Moving Average | 9.64 |
| Relative Strength Index (RSI) | 55.01 |
| Average Volume (20 Days) | 46,583 |
Short Selling Information
The latest short interest is 113,660, so 0.65% of the outstanding shares have been sold short.
| Short Interest | 113,660 |
| Short Previous Month | 105,104 |
| Short % of Shares Out | 0.65% |
| Short % of Float | 0.86% |
| Short Ratio (days to cover) | 5.91 |
Income Statement
In the last 12 months, UBFO had revenue of $48.28 million and earned $12.11 million in profits. Earnings per share was $0.69.
| Revenue | 48.28M |
| Gross Profit | 48.28M |
| Operating Income | 18.07M |
| Pretax Income | 16.70M |
| Net Income | 12.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.69 |
Balance Sheet
The company has $120.96 million in cash and $9.65 million in debt, with a net cash position of $111.30 million or $6.32 per share.
| Cash & Cash Equivalents | 120.96M |
| Total Debt | 9.65M |
| Net Cash | 111.30M |
| Net Cash Per Share | $6.32 |
| Equity (Book Value) | 139.68M |
| Book Value Per Share | 7.94 |
| Working Capital | -952.96M |
Cash Flow
In the last 12 months, operating cash flow was $22.06 million and capital expenditures -$2.28 million, giving a free cash flow of $19.78 million.
| Operating Cash Flow | 22.06M |
| Capital Expenditures | -2.28M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -6.00M |
| Free Cash Flow | 19.78M |
| FCF Per Share | $1.12 |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.42% |
| Pretax Margin | 34.58% |
| Profit Margin | 25.45% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.96% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 4.57%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 4.57% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 3 |
| Payout Ratio | 69.33% |
| Buyback Yield | -1.71% |
| Shareholder Yield | 2.86% |
| Earnings Yield | 6.55% |
| FCF Yield | 10.69% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 5, 2017. It was a forward split with a ratio of 1.01:1.
| Last Split Date | Apr 5, 2017 |
| Split Type | Forward |
| Split Ratio | 1.01:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |