United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
35.02
-0.50 (-1.41%)
At close: Aug 1, 2025, 4:00 PM
35.03
+0.01 (0.03%)
After-hours: Aug 1, 2025, 6:04 PM EDT

United Bankshares Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
1,3841,3031,203864.58-721.83
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Interest Income on Investments
199.52199.52198.13137.41-76.55
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Total Interest Income
1,5841,5021,4011,002-798.38
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Interest Paid on Deposits
534.9539.81391.0980.24-78.58
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Interest Paid on Borrowings
51.2551.2590.325.32-30.03
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Total Interest Expense
586.14591.05481.4105.56-108.61
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Net Interest Income
997.46911.07919.92896.43-689.77
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Net Interest Income Growth (YoY)
10.05%-0.96%2.62%--19.35%
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Trust Income
19.7719.4518.3217.22-13.9
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Mortgage Banking Activities
19.3325.0240.3451.93-272.31
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Gain (Loss) on Sale of Assets
-----2.23
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Gain (Loss) on Sale of Investments
-6.46-7.72-7.650.78-3.16
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Other Non-Interest Income
51.7849.7747.1742.79-28.35
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Total Non-Interest Income
122.27123.7135.26153.26-354.78
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Non-Interest Income Growth (YoY)
-5.78%-8.55%-11.75%--135.76%
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Revenues Before Loan Losses
1,1201,0351,0551,050-1,045
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Provision for Loan Losses
48.6325.1531.1518.82-106.56
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1,0711,0101,0241,031-937.99
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Revenue Growth (YoY)
5.86%-1.41%-0.66%--32.65%
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Salaries and Employee Benefits
280.52276.11266.71278.47-317.55
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Occupancy Expenses
27.2825.925.3945.13-41.3
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Federal Deposit Insurance
17.4819.7430.3811.99-10.13
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Selling, General & Administrative
104.3799.98101.9677.36-67.87
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Other Non-Interest Expense
131.01122.8134.49139.3-123.84
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Total Non-Interest Expense
563.91545.03560.22555.09-566.48
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EBT Excluding Unusual Items
507.2464.58463.81475.78-371.51
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Asset Writedown
------1.38
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Other Unusual Items
------10.39
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Pretax Income
500464.58463.81475.78-359.74
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Income Tax Expense
105.2991.5897.4996.16-70.72
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Net Income
394.7373366.31379.63-289.02
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Preferred Dividends & Other Adjustments
0.830.830.881-0.74
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Net Income to Common
393.87372.16365.43378.62-288.28
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Net Income Growth
9.98%1.82%-3.51%--11.12%
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Basic Shares Outstanding
139135135135129120
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Diluted Shares Outstanding
139135135135130120
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Shares Change (YoY)
2.95%0.35%-0.27%4.33%7.85%17.91%
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EPS (Basic)
2.842.762.722.81-2.40
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EPS (Diluted)
2.842.752.712.80-2.40
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EPS Growth
7.20%1.48%-3.21%---5.88%
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Dividend Per Share
1.4801.4801.4501.4401.4101.400
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Dividend Growth
0.68%2.07%0.69%2.13%0.71%2.19%
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Effective Tax Rate
21.06%19.71%21.02%20.21%-19.66%
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Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q