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United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
46.74
-0.12 (-0.26%)
Sep 28, 2026, 12:33 PM EDT - Market open

United Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Revenue
1,2501,2321,2021,1441,0881,0401,0101,0121,0131,0131,0241,0351,0441,0501,0311,0081,0021,0021,0451,069
Revenue Growth
14.91%18.45%19.07%13.01%7.38%2.67%-1.41%-2.16%-2.91%-3.55%-0.66%2.65%4.20%4.76%-1.34%-5.67%-10.13%-6.44%11.39%26.76%
Net Income
514.23503.46463.57429.23393.83369.67372.16357.17358.04353.99365.43385.73392.11395.24378.62352.77342.34341.55366.7385.19
Earnings Per Share
3.663.573.273.052.832.702.752.652.662.622.712.862.912.932.802.632.572.602.832.98
EPS Growth
29.33%32.52%18.91%15.24%6.49%2.88%1.48%-7.38%-8.66%-10.62%-3.21%8.94%13.18%12.82%-1.06%-11.85%-16.18%-6.98%17.92%29.84%

Cash & Debt
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Investments
2,0832,3062,5432,5202,3162,6122,2941,9101,8601,7361,6011,1921,6991,9241,1821,3671,7212,8653,7694,070
Total Debt
799.45792.33825.85796.33809.28818.72803.3810.541,7832,0392,0791,6622,4503,0402,4351,5221,0071,0411,0371,022
Net Cash (Debt)
1,2831,5141,7171,7231,5071,7931,4901,10077.74-303.62-477.97-470.04-751.47-1,116-1,252-154.41713.841,8242,7323,049
Net Cash Growth
-14.85%-15.55%15.23%56.69%1838.28%------------73.49%-8.27%135.47%456.91%
Net Cash Per Share
9.1510.7212.1112.2610.8413.0711.028.140.58-2.25-3.55-3.49-5.58-8.29-9.27-1.155.3713.8821.1023.62

Cash Flow & CapEx
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Operating Cash Flow
555.58539.78498.91496.27469.24441.07445.45471.75437.7441.45435.24409.71453.9595.37760.82680.12747.6812.56609.54738.98
Capital Expenditures
-21.65-18.66-17.71-15.08-12.44-11.25-12.13-12.54-12.71-13.01-11.69-13.49-17.46-16.8-16.86-15.87-14.97-16.16-15.38-16.04
Free Cash Flow
533.93521.12481.19481.18456.8429.81433.33459.21425428.44423.55396.22436.43578.57743.96664.25732.63796.41594.16722.94
Free Cash Flow Growth
16.89%21.24%11.05%4.78%7.48%0.32%2.31%15.90%-2.62%-25.95%-43.07%-40.35%-40.43%-27.35%25.21%-8.12%82.44%342.93%389.33%-

Margins
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Profit Margin
41.12%40.87%38.56%37.51%36.19%35.55%36.86%35.28%35.33%34.95%35.69%37.28%37.57%37.64%36.73%34.99%34.18%34.07%35.10%36.05%
FCF Margin
42.70%42.31%40.03%42.05%41.98%41.33%42.92%45.36%41.94%42.30%41.36%38.29%41.81%55.10%72.17%65.89%73.14%79.45%56.87%67.65%

Dividends
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
1.5101.5001.4901.4801.4801.4801.4801.4801.4701.4601.4501.4401.4401.4401.4401.4401.4301.4201.4101.400
Dividend Per Share Growth
2.03%1.35%0.68%0%0.68%1.37%2.07%2.78%2.08%1.39%0.69%0%0.70%1.41%2.13%2.86%2.14%1.43%0.71%0%
Dividend Yield
3.32%3.68%3.98%4.12%4.25%4.51%4.21%4.30%4.94%4.50%4.30%5.88%5.54%4.72%4.14%4.73%4.84%4.88%4.70%4.71%

Valuation
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
12.2511.4411.6012.2513.1113.4013.6114.0112.2213.6113.839.6310.1812.0014.3613.6013.7813.9113.4512.17
Forward PE
12.5811.7711.3611.4711.6812.1413.7013.9712.9213.5614.4811.2411.6112.0913.5813.0913.3713.5514.4614.81
P/FCF Ratio
11.8011.0611.1810.9311.3011.5311.6910.9010.3011.2511.939.379.158.207.317.226.445.978.306.48
PS Ratio
5.044.684.474.604.744.765.024.944.324.764.943.593.834.525.274.764.714.744.724.39