United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
46.74
-0.12 (-0.26%)
Sep 28, 2026, 12:33 PM EDT - Market open
United Bankshares Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 28, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
| 6,352 | 6,300 | 5,761 | 5,379 | 5,258 | 5,163 | 4,954 | 5,066 | 5,005 | 4,375 | 4,818 | 5,054 | 3,713 | 3,993 | 4,744 | 5,437 | 4,798 | 4,719 | 4,750 | 4,932 | 4,686 | |
Market Cap Growth (YoY) | 19.48% | 22.03% | 16.29% | 6.19% | 5.06% | 18.00% | 2.83% | 0.23% | 34.77% | 9.57% | 1.55% | -7.04% | -22.60% | -15.38% | -0.13% | 10.25% | 2.38% | -3.35% | -4.51% | 17.61% | 68.65% |
Last Close Price | 46.86 | 45.46 | 40.74 | 37.40 | 35.90 | 34.80 | 32.78 | 35.12 | 34.39 | 29.76 | 32.45 | 33.69 | 24.49 | 26.01 | 30.53 | 34.79 | 30.45 | 29.57 | 29.12 | 29.98 | 29.76 |
Price Ratios
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 28, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 12.74 | 12.25 | 11.44 | 11.60 | 12.25 | 13.11 | 13.40 | 13.61 | 14.01 | 12.22 | 13.61 | 13.83 | 9.63 | 10.18 | 12.00 | 14.36 | 13.60 | 13.78 | 13.91 | 13.45 | 12.17 |
PS Ratio | 5.08 | 5.04 | 4.68 | 4.47 | 4.60 | 4.74 | 4.76 | 5.02 | 4.94 | 4.32 | 4.76 | 4.94 | 3.59 | 3.83 | 4.52 | 5.27 | 4.76 | 4.71 | 4.74 | 4.72 | 4.39 |
PB Ratio | 1.16 | 1.14 | 1.05 | 0.98 | 0.97 | 0.96 | 0.93 | 1.01 | 1.01 | 0.90 | 1.00 | 1.06 | 0.80 | 0.86 | 1.03 | 1.20 | 1.08 | 1.05 | 1.03 | 1.05 | 1.06 |
P/FCF Ratio | 11.89 | 11.80 | 11.06 | 11.18 | 10.93 | 11.30 | 11.53 | 11.69 | 10.90 | 10.30 | 11.25 | 11.93 | 9.37 | 9.15 | 8.20 | 7.31 | 7.22 | 6.44 | 5.97 | 8.30 | 6.48 |
P/OCF Ratio | 11.43 | 11.34 | 10.67 | 10.78 | 10.60 | 11.00 | 11.23 | 11.37 | 10.61 | 10.00 | 10.91 | 11.61 | 9.06 | 8.80 | 7.97 | 7.15 | 7.05 | 6.31 | 5.85 | 8.09 | 6.34 |
Financial Efficiency
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 28, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Debt / Equity Ratio | 0.14 | 0.14 | 0.14 | 0.15 | 0.15 | 0.15 | 0.15 | 0.16 | 0.16 | 0.37 | 0.42 | 0.44 | 0.36 | 0.53 | 0.66 | 0.54 | 0.34 | 0.22 | 0.23 | 0.22 | 0.23 |
Debt / FCF Ratio | 1.50 | 1.50 | 1.52 | 1.72 | 1.66 | 1.77 | 1.91 | 1.85 | 1.77 | 4.19 | 4.76 | 4.91 | 4.19 | 5.61 | 5.26 | 3.27 | 2.29 | 1.37 | 1.31 | 1.75 | 1.41 |
Net Debt / Equity Ratio | -0.23 | -0.23 | -0.28 | -0.31 | -0.32 | -0.28 | -0.34 | -0.30 | -0.22 | -0.02 | 0.06 | 0.10 | 0.10 | 0.16 | 0.24 | 0.28 | 0.04 | -0.16 | -0.40 | -0.58 | -0.69 |
Net Debt / FCF Ratio | -2.40 | -2.40 | -2.90 | -3.57 | -3.58 | -3.30 | -4.17 | -3.44 | -2.39 | -0.18 | 0.71 | 1.13 | 1.19 | 1.72 | 1.93 | 1.68 | 0.23 | -0.97 | -2.29 | -4.60 | -4.22 |
Return on Equity (ROE) | 9.47% | 9.47% | 9.34% | 8.86% | 8.26% | 7.72% | 7.32% | 7.64% | 7.45% | 7.56% | 7.54% | 7.89% | 8.51% | 8.62% | 8.61% | 8.22% | 7.98% | 7.73% | 7.67% | 8.16% | 8.88% |
Return on Assets (ROA) | 1.55% | 1.55% | 1.52% | 1.46% | 1.36% | 1.26% | 1.18% | 1.24% | 1.21% | 1.20% | 1.18% | 1.23% | 1.33% | 1.34% | 1.33% | 1.29% | 1.25% | 1.23% | 1.21% | 1.32% | 1.45% |
Yields
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 28, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Earnings Yield | 8.10% | 8.18% | 8.76% | 8.64% | 8.18% | 7.65% | 7.48% | 7.36% | 7.15% | 8.20% | 7.36% | 7.25% | 10.41% | 9.84% | 8.35% | 6.98% | 7.37% | 7.27% | 7.21% | 7.46% | 8.24% |
FCF Yield | 8.41% | 8.47% | 9.04% | 8.95% | 9.15% | 8.85% | 8.67% | 8.55% | 9.18% | 9.71% | 8.89% | 8.38% | 10.67% | 10.93% | 12.20% | 13.68% | 13.84% | 15.53% | 16.77% | 12.05% | 15.43% |
Dividend Yield | 3.26% | 3.32% | 3.68% | 3.98% | 4.12% | 4.25% | 4.51% | 4.21% | 4.30% | 4.94% | 4.50% | 4.30% | 5.88% | 5.54% | 4.72% | 4.14% | 4.73% | 4.84% | 4.88% | 4.70% | 4.71% |
Payout Ratio | 41.51% | 41.13% | 42.00% | 44.98% | 48.05% | 51.74% | 54.27% | 53.82% | 55.66% | 55.11% | 55.30% | 53.16% | 50.32% | 49.44% | 49.22% | 50.85% | 53.65% | 54.33% | 53.28% | 49.30% | 46.97% |
Buyback Yield / Dilution | -0.86% | -0.86% | -2.96% | -4.88% | -4.09% | -3.05% | -1.70% | -0.35% | -0.25% | -0.14% | -0.08% | 0.27% | -0.36% | -1.37% | -2.53% | -4.33% | -4.00% | -2.82% | -3.49% | -7.85% | -14.15% |
Total Shareholder Return | 2.38% | 2.46% | 0.72% | -0.90% | 0.03% | 1.20% | 2.81% | 3.86% | 4.06% | 4.80% | 4.42% | 4.57% | 5.52% | 4.17% | 2.19% | -0.19% | 0.73% | 2.02% | 1.38% | -3.14% | -9.44% |