United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · Real-Time Price · USD

39.30

-0.08 (-0.20%)

At close: Mar 17, 2026, 4:00 PM EDT

39.01

-0.29 (-0.74%)

After-hours: Mar 17, 2026, 7:42 PM EDT

United Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,541	2,291	1,598	1,176	3,757
Securities and Investments	3,399	3,258	4,126	4,873	4,296
Short-Term Interbank Lending and Reverse Repurchase Agreements	1.36	1.27	1.17	1.08	0.93
Other Earning Assets	31.28	44.36	56.26	56.88	504.42
Gross Loans	-	-	21,359	20,558	18,051
Allowance for Loan Losses	-297.52	-271.84	-259.24	-234.75	-216.02
Net Loans	24,412	21,402	21,100	20,323	17,808
Net Property, Plant & Equipment	298.14	267.87	277.51	270.31	279.16
Accrued Interest and Accounts Receivable	109.23	102.41	111.42	94.89	64.51
Other Intangible Assets	-	-	4.55	21.02	23.14
Goodwill	2,019	1,889	1,889	1,889	1,886
Other Non-Earning Assets	848.53	766.82	763.31	784.72	709.62
Total Assets	33,660	30,024	29,926	29,489	29,329
Interest-bearing deposits	20,487	17,826	16,670	15,103	15,854
Noninterest-bearing deposits	6,574	6,135	6,149	7,200	7,497
Total Deposits	27,061	23,962	22,819	22,303	23,350
Short-Term Interbank Borrowing and Repurchase Agreements	198.57	176.09	196.1	160.7	128.84
Accrued Expenses	242.5	230.27	213.13	189.73	195.63
Long-Term Debt	531.82	540.42	1,789	2,198	817.39
Other Liabilities	130.47	121.68	137.59	121.94	118.15
Total Liabilities	28,164	25,030	25,155	24,973	24,610
Common Stock	377.14	356.74	355.64	355.03	353.4
Treasury Stock	-381.43	-253.49	-252.11	-250.4	-170.62
Additional Paid-in Capital	3,469	3,196	3,182	3,169	3,150
Accumulated Other Comprehensive Income	-138.93	-223.9	-259.68	-332.73	-4.89
Retained Earnings	2,170	1,918	1,746	1,575	1,391
Shareholders' Equity	5,496	4,993	4,771	4,516	4,719
Total Liabilities & Equity	33,660	30,024	29,926	29,489	29,329
Total Debt	531.82	540.42	1,789	2,198	817.39
Net Cash (Debt)	-531.82	-540.42	-1,789	-2,198	-817.39
Net Cash Per Share	-3.75	-4.00	-13.28	-16.27	-6.31
Book Value	5,496	4,993	4,771	4,516	4,719
Book Value Per Share	38.75	36.93	35.41	33.42	36.43
Tangible Book Value	3,477	3,104	2,878	2,606	2,809
Tangible Book Value Per Share	24.52	22.96	21.36	19.29	21.69

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q