United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
38.14
-0.59 (-1.52%)
At close: Aug 25, 2025, 4:00 PM
37.75
-0.39 (-1.02%)
After-hours: Aug 25, 2025, 5:50 PM EDT
United Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Net Income | 394.7 | 373 | 366.31 | 379.63 | 367.74 | 289.02 | Upgrade |
Depreciation & Amortization | 22.52 | 19.66 | 22.62 | 24.1 | 22.82 | 20.32 | Upgrade |
Gain (Loss) on Sale of Assets | 0.32 | 0.32 | 0.35 | 0.46 | 0.46 | 1.21 | Upgrade |
Gain (Loss) on Sale of Investments | 23 | 23 | 22.88 | 12.79 | 10.04 | 6.8 | Upgrade |
Total Asset Writedown | 0.22 | 0.22 | 0.95 | 1.12 | 4.6 | 5.19 | Upgrade |
Provision for Credit Losses | 25.15 | 25.15 | 31.15 | 18.82 | -23.97 | 106.56 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 27.96 | 27.96 | 26.5 | 334.11 | 375.63 | -6.88 | Upgrade |
Accrued Interest Receivable | 9.01 | 9.01 | -16.53 | -30.37 | 2.56 | 1.11 | Upgrade |
Change in Other Net Operating Assets | 4.65 | 4.65 | 15.17 | 61.25 | 29.75 | 37.66 | Upgrade |
Other Operating Activities | -34.62 | -33.84 | -20.87 | -10.73 | -27.3 | -68.08 | Upgrade |
Operating Cash Flow | 469.24 | 445.45 | 435.24 | 760.82 | 609.54 | 140.45 | Upgrade |
Operating Cash Flow Growth | 7.21% | 2.35% | -42.79% | 24.82% | 334.00% | -7.58% | Upgrade |
Capital Expenditures | -12.44 | -12.13 | -11.69 | -16.86 | -15.38 | -19.03 | Upgrade |
Sale of Property, Plant and Equipment | 0.37 | 0.1 | 2.54 | 0.9 | 1.62 | 4.35 | Upgrade |
Cash Acquisitions | 77.48 | - | - | - | 39.42 | 629.11 | Upgrade |
Investment in Securities | 435.91 | 882.85 | 819.87 | -1,087 | -813.94 | 123 | Upgrade |
Purchase / Sale of Intangibles | 12.49 | 12.49 | 23.45 | - | - | - | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -445.62 | -318.05 | -800.97 | -2,367 | 882.15 | -619.98 | Upgrade |
Other Investing Activities | 7.23 | 3.86 | 2.56 | 11.95 | -83.89 | 5.73 | Upgrade |
Investing Cash Flow | 77.56 | 571.49 | 38.99 | -3,448 | 15.65 | 137.59 | Upgrade |
Short-Term Debt Issued | - | - | 35.4 | 31.85 | - | - | Upgrade |
Long-Term Debt Issued | - | 250 | 1,500 | 1,900 | 500 | 500 | Upgrade |
Total Debt Issued | -957.42 | 250 | 1,535 | 1,932 | 500 | 500 | Upgrade |
Short-Term Debt Repaid | - | -20.01 | - | - | -40.21 | -232.35 | Upgrade |
Long-Term Debt Repaid | - | -1,500 | -1,910 | -520 | -597.79 | -1,847 | Upgrade |
Total Debt Repaid | -45.3 | -1,520 | -1,910 | -520 | -638 | -2,079 | Upgrade |
Net Debt Issued (Repaid) | -1,003 | -1,270 | -374.85 | 1,412 | -138 | -1,579 | Upgrade |
Issuance of Common Stock | 4.78 | 5.27 | 1.75 | 10.3 | 5.21 | 1.24 | Upgrade |
Repurchase of Common Stock | -52.91 | -1.04 | -1.38 | -79.46 | -11.21 | -21.32 | Upgrade |
Common Dividends Paid | -204.21 | -200.73 | -194.73 | -193.04 | -181.28 | -162.71 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 1,164 | 1,143 | 517.27 | -1,044 | 1,249 | 2,856 | Upgrade |
Financing Cash Flow | -90.97 | -323.64 | -51.94 | 105.32 | 923.91 | 1,094 | Upgrade |
Net Cash Flow | 455.83 | 693.3 | 422.29 | -2,582 | 1,549 | 1,372 | Upgrade |
Free Cash Flow | 456.8 | 433.33 | 423.55 | 743.96 | 594.16 | 121.42 | Upgrade |
Free Cash Flow Growth | 7.48% | 2.31% | -43.07% | 25.21% | 389.33% | -13.81% | Upgrade |
Free Cash Flow Margin | 42.65% | 42.92% | 41.36% | 72.17% | - | 12.95% | Upgrade |
Free Cash Flow Per Share | 3.29 | 3.20 | 3.14 | 5.51 | 4.59 | 1.01 | Upgrade |
Cash Interest Paid | 590.64 | 590.64 | 468.12 | 98.16 | 54.59 | 115.35 | Upgrade |
Cash Income Tax Paid | 91.69 | 91.69 | 106.08 | 93.68 | 101.23 | 65.38 | Upgrade |
Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.