United Bankshares, Inc. (UBSI)

United Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Interest Income on Loans	1,495	1,496	1,480	1,425	1,378	1,333	1,303	1,300	1,276	1,244	1,203	1,145	1,062	963.64	864.58	778.89	730.08	716.66	724.49	739.51
Interest Income on Investments	199.96	201.91	205.74	207.33	205.76	203.14	199.52	195.75	193.27	196.92	198.13	195.35	184.82	164.86	137.41	110.56	89.76	75.6	70.62	69.33
Total Interest Income	1,695	1,698	1,686	1,632	1,584	1,537	1,502	1,495	1,469	1,441	1,401	1,340	1,247	1,128	1,002	889.44	819.84	792.26	795.12	808.84
Interest Paid on Deposits	531.92	544.93	554.49	554.58	554.45	547.72	539.81	526.25	491.73	450.88	391.09	313.23	222.09	140.27	80.24	44.79	36.94	38.2	41.62	46.93
Interest Paid on Borrowings	27.82	28.58	29.2	29.94	31.7	40.24	51.25	60.87	71.38	82.23	90.3	87.02	72.76	48.98	25.32	13.95	11.24	10.78	10.76	10.87
Total Interest Expense	559.74	573.51	583.69	584.52	586.14	587.95	591.05	587.11	563.1	533.1	481.4	400.25	294.85	189.25	105.56	58.74	48.18	48.98	52.38	57.79
Net Interest Income	1,135	1,125	1,102	1,047	997.46	948.63	911.07	908.15	906.35	908.09	919.92	939.64	951.81	939.25	896.43	830.71	771.66	743.28	742.73	751.05
Net Interest Income Growth (YoY)	13.83%	18.55%	20.97%	15.32%	10.05%	4.46%	-0.96%	-3.35%	-4.78%	-3.32%	2.62%	13.11%	23.34%	26.37%	20.69%	10.61%	2.19%	0.55%	7.68%	17.52%
Trust Income	20.1	19.84	19.76	19.84	19.77	19.59	19.45	18.8	18.41	18.18	18.32	18.22	18.09	17.87	17.22	17.13	17.02	16.92	16.55	15.81
Mortgage Banking Activities	9.96	9.64	9.57	9.89	19.33	21.41	25.02	28.23	24.7	37.77	40.34	41.65	41.97	39	51.93	74.24	110.58	135.14	181.3	224.17
Gain (Loss) on Sale of Investments	15.27	12.91	11.17	10.7	-6.46	-7.1	-7.72	-6.76	-0.22	-7.34	-7.65	-7.87	-7.9	0.62	0.78	0.69	0.97	-0.18	2.68	3.3
Other Non-Interest Income	61.71	58	55.66	54.52	51.78	49.63	49.77	50.96	50.19	49.43	47.17	46.32	43.88	42.72	42.79	38.87	39.61	39.77	38.91	36.72
Total Non-Interest Income	146.71	139.66	135.15	133.54	122.27	121.04	123.7	128.05	129.77	134.73	135.26	135.79	134.31	139.98	153.26	172.41	209.56	231.58	278.13	317.74
Non-Interest Income Growth (YoY)	19.98%	15.39%	9.26%	4.28%	-5.78%	-10.16%	-8.55%	-5.70%	-3.38%	-3.75%	-11.75%	-21.24%	-35.91%	-39.55%	-44.90%	-45.74%	-45.47%	-43.75%	-21.60%	6.05%
Revenues Before Loan Losses	1,282	1,264	1,237	1,181	1,120	1,070	1,035	1,036	1,036	1,043	1,055	1,075	1,086	1,079	1,050	1,003	981.22	974.86	1,021	1,069
Provision for Loan Losses	31.61	32.54	35.14	36.66	31.51	29.79	25.15	23.73	22.73	30	31.15	40.65	42.37	29.12	18.82	-4.95	-20.45	-27.52	-23.97	0.19
Revenue	1,250	1,232	1,202	1,144	1,088	1,040	1,010	1,012	1,013	1,013	1,024	1,035	1,044	1,050	1,031	1,008	1,002	1,002	1,045	1,069
Revenue Growth (YoY)	14.91%	18.45%	19.07%	13.01%	7.38%	2.67%	-1.41%	-2.16%	-2.91%	-3.55%	-0.66%	2.65%	4.20%	4.76%	-1.34%	-5.67%	-10.13%	-6.44%	11.39%	26.76%
Salaries and Employee Benefits	304.2	297.99	291.84	287.41	280.57	275.52	276.11	271.08	271.48	271.28	266.71	267.44	266.5	271.2	278.47	290.76	301.53	310.53	325.82	333.1
Occupancy Expenses	30.77	30.17	29.95	28.97	28.12	26.9	25.9	26.09	25.74	25.65	46.43	25.16	24.88	24.75	45.13	23.78	23.02	22.16	42.03	21.9
Federal Deposit Insurance	16.79	16.77	17.02	17.49	17.48	18.01	19.74	32.47	32.73	32.24	30.38	17	15.47	13.9	11.99	11.37	10.22	9.02	8.35	7.97
Selling, General & Administrative	109.33	108.71	109.48	105.62	103.52	101.57	99.98	101.86	101.77	102.61	80.92	99.82	100.05	98.8	77.36	95.11	92.85	89.88	71.22	86.98
Other Non-Interest Expense	143.31	150.16	145.42	136.98	135.51	124.12	122.8	131.13	130.6	131.03	134.49	133.56	136.5	141.37	139.3	139.1	139.01	132.04	128.48	114.41
Total Non-Interest Expense	605.91	605	594.45	576.99	565.59	546.55	545.03	563.14	563.03	563.55	560.22	545.48	547.45	553.33	555.09	562.63	567.78	565.58	581.34	571.92
EBT Excluding Unusual Items	644.59	626.75	607.73	567.2	522.64	493.33	464.58	449.33	450.35	449.27	463.81	489.31	496.3	496.78	475.78	445.44	433.89	436.8	463.5	496.69
Asset Writedown	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.63	-0.63	-0.63	-0.9
Other Unusual Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.02	-0.02	-0.02	-0.02	-
Pretax Income	644.51	632.46	583.4	544.56	500	463.29	464.58	447.72	448.74	449.27	463.81	485.98	493.54	496.78	475.78	442.75	430.01	430.15	462.85	482.71
Income Tax Expense	129.36	127.96	118.8	114.38	105.29	92.81	91.58	89.75	89.88	94.45	97.49	99.29	100.43	100.51	96.16	89.04	86.72	87.65	95.12	96.46
Net Income	515.15	504.5	464.6	430.18	394.7	370.49	373	357.98	358.87	354.82	366.31	386.69	393.12	396.27	379.63	353.71	343.28	342.5	367.74	386.26
Preferred Dividends & Other Adjustments	0.92	1.04	1.03	0.95	0.87	0.82	0.83	0.81	0.83	0.83	0.88	0.96	1	1.03	1	0.95	0.94	0.96	1.04	1.07
Net Income to Common	514.23	503.46	463.57	429.23	393.83	369.67	372.16	357.17	358.04	353.99	365.43	385.73	392.11	395.24	378.62	352.77	342.34	341.55	366.7	385.19
Net Income Growth (YoY)	30.57%	36.19%	24.56%	20.18%	10.00%	4.43%	1.84%	-7.41%	-8.69%	-10.44%	-3.48%	9.34%	14.54%	15.72%	3.25%	-8.42%	-13.73%	-3.74%	27.20%	48.56%
Basic Shares Outstanding	140	141	141	140	139	137	135	135	135	135	135	134	134	134	135	134	133	131	129	129
Diluted Shares Outstanding	140	141	142	141	139	137	135	135	135	135	135	135	135	135	135	134	133	131	130	129
Shares Change (YoY)	0.86%	2.96%	4.88%	4.09%	3.05%	1.70%	0.35%	0.25%	0.14%	0.08%	-0.27%	0.36%	1.37%	2.53%	4.33%	4.00%	2.82%	3.49%	7.85%	14.15%
EPS (Basic)	3.68	3.58	3.28	3.06	2.84	2.70	2.76	2.65	2.66	2.63	2.72	2.87	2.92	2.94	2.81	2.63	2.58	2.60	2.84	2.99
EPS (Diluted)	3.66	3.57	3.27	3.05	2.83	2.70	2.75	2.65	2.66	2.62	2.71	2.86	2.91	2.93	2.80	2.63	2.57	2.60	2.83	2.98
EPS Growth (YoY)	29.33%	32.52%	18.91%	15.24%	6.49%	2.88%	1.48%	-7.38%	-8.66%	-10.62%	-3.21%	8.94%	13.18%	12.82%	-1.06%	-11.85%	-16.18%	-6.98%	17.92%	29.84%

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Dividend Per Share	1.510	1.500	1.490	1.480	1.480	1.480	1.480	1.480	1.470	1.460	1.450	1.440	1.440	1.440	1.440	1.440	1.430	1.420	1.410	1.400
Dividend Growth (YoY)	2.03%	1.35%	0.68%	0%	0.68%	1.37%	2.07%	2.78%	2.08%	1.39%	0.69%	0%	0.70%	1.41%	2.13%	2.86%	2.14%	1.43%	0.71%	0%
Effective Tax Rate	20.07%	20.23%	20.36%	21.00%	21.06%	20.03%	19.71%	20.04%	20.03%	21.02%	21.02%	20.43%	20.35%	20.23%	20.21%	20.11%	20.17%	20.38%	20.55%	19.98%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 28, 2026

Data Sources Report a data error