United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $4.94 billion. The enterprise value is $3.45 billion.
Important Dates
The last earnings date was Thursday, April 24, 2025, before market open.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
UBSI has 143.47 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 143.47M |
| Shares Outstanding | 143.47M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 2.53% |
| Owned by Institutions (%) | 68.78% |
| Float | 139.79M |
Valuation Ratios
The trailing PE ratio is 12.53 and the forward PE ratio is 11.72.
| PE Ratio | 12.53 |
| Forward PE | 11.72 |
| PS Ratio | 4.61 |
| Forward PS | 4.15 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.60 |
| P/FCF Ratio | 11.41 |
| P/OCF Ratio | 11.10 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.28 |
| EV / Sales | 3.42 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.97 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.85 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.64%.
| Return on Equity (ROE) | 7.64% |
| Return on Assets (ROA) | 1.24% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $395,460 |
| Profits Per Employee | $145,774 |
| Employee Count | 2,553 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $91.58 million in taxes.
| Income Tax | 91.58M |
| Effective Tax Rate | 19.71% |
Stock Price Statistics
The stock price has decreased by -0.33% in the last 52 weeks. The beta is 0.93, so UBSI's price volatility has been similar to the market average.
| Beta (5Y) | 0.93 |
| 52-Week Price Change | -0.33% |
| 50-Day Moving Average | 34.66 |
| 200-Day Moving Average | 37.27 |
| Relative Strength Index (RSI) | 55.01 |
| Average Volume (20 Days) | 1,081,877 |
Short Selling Information
The latest short interest is 2.51 million, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 2.51M |
| Short Previous Month | 2.70M |
| Short % of Shares Out | 1.75% |
| Short % of Float | 1.79% |
| Short Ratio (days to cover) | 2.79 |
Income Statement
In the last 12 months, UBSI had revenue of $1.01 billion and earned $372.16 million in profits. Earnings per share was $2.75.
| Revenue | 1.01B |
| Gross Profit | 1.01B |
| Operating Income | 484.82M |
| Pretax Income | 448.74M |
| Net Income | 372.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.75 |
Full Income StatementBalance Sheet
The company has $2.29 billion in cash and $803.30 million in debt, giving a net cash position of $1.49 billion or $10.39 per share.
| Cash & Cash Equivalents | 2.29B |
| Total Debt | 803.30M |
| Net Cash | 1.49B |
| Net Cash Per Share | $10.39 |
| Equity (Book Value) | 4.99B |
| Book Value Per Share | 36.98 |
| Working Capital | -22.20B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $445.45 million and capital expenditures -$12.13 million, giving a free cash flow of $433.33 million.
| Operating Cash Flow | 445.45M |
| Capital Expenditures | -12.13M |
| Free Cash Flow | 433.33M |
| FCF Per Share | $3.02 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.02% |
| Pretax Margin | 46.02% |
| Profit Margin | 36.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.92% |
Dividends & Yields
This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 4.30%.
| Dividend Per Share | $1.48 |
| Dividend Yield | 4.30% |
| Dividend Growth (YoY) | 1.37% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 53.82% |
| Buyback Yield | -0.35% |
| Shareholder Yield | 3.94% |
| Earnings Yield | 7.53% |
| FCF Yield | 8.76% |
Dividend DetailsAnalyst Forecast
The average price target for UBSI is $41.38, which is 20.08% higher than the current price. The consensus rating is "Hold".
| Price Target | $41.38 |
| Price Target Difference | 20.08% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |