United Bankshares Statistics

Total Valuation

UBSI has a market cap or net worth of $4.80 billion. The enterprise value is $3.31 billion.

Market Cap	4.80B
Enterprise Value	3.31B

Important Dates

The last earnings date was Friday, January 24, 2025, before market open.

Earnings Date	Jan 24, 2025
Ex-Dividend Date	Dec 13, 2024

Share Statistics

UBSI has 135.03 million shares outstanding. The number of shares has increased by 0.35% in one year.

Current Share Class	135.03M
Shares Outstanding	135.03M
Shares Change (YoY)	+0.35%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	2.16%
Owned by Institutions (%)	74.33%
Float	132.06M

Valuation Ratios

The trailing PE ratio is 12.92 and the forward PE ratio is 12.53.

PE Ratio	12.92
Forward PE	12.53
PS Ratio	4.75
Forward PS	4.04
PB Ratio	0.96
P/TBV Ratio	1.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	8.87
EV / Sales	3.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.64%.

Return on Equity (ROE)	7.64%
Return on Assets (ROA)	1.24%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$389,660
Profits Per Employee	$143,958
Employee Count	2,591
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UBSI has paid $91.58 million in taxes.

Income Tax	91.58M
Effective Tax Rate	19.71%

Stock Price Statistics

The stock price has increased by +2.13% in the last 52 weeks. The beta is 1.05, so UBSI's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	+2.13%
50-Day Moving Average	38.33
200-Day Moving Average	36.92
Relative Strength Index (RSI)	32.64
Average Volume (20 Days)	584,781

Short Selling Information

The latest short interest is 2.63 million, so 1.95% of the outstanding shares have been sold short.

Short Interest	2.63M
Short Previous Month	2.78M
Short % of Shares Out	1.95%
Short % of Float	1.99%
Short Ratio (days to cover)	4.28

Income Statement

In the last 12 months, UBSI had revenue of $1.01 billion and earned $373.00 million in profits. Earnings per share was $2.75.

Revenue	1.01B
Gross Profit	1.01B
Operating Income	488.45M
Pretax Income	448.74M
Net Income	373.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.75

Full Income Statement

Balance Sheet

The company has $2.29 billion in cash and $803.28 million in debt, giving a net cash position of $1.49 billion or $11.03 per share.

Cash & Cash Equivalents	2.29B
Total Debt	803.28M
Net Cash	1.49B
Net Cash Per Share	$11.03
Equity (Book Value)	4.99B
Book Value Per Share	36.98
Working Capital	-21.80B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	48.38%
Pretax Margin	46.02%
Profit Margin	36.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 4.17%.

Dividend Per Share	$1.48
Dividend Yield	4.17%
Dividend Growth (YoY)	2.07%
Years of Dividend Growth	10
Payout Ratio	53.82%
Buyback Yield	-0.35%
Shareholder Yield	3.82%
Earnings Yield	7.77%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for UBSI is $42.33, which is 19.14% higher than the current price. The consensus rating is "Hold".

Price Target	$42.33
Price Target Difference	19.14%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 30, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2