United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $5.29 billion. The enterprise value is $3.78 billion.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, before market open.
Earnings Date | Oct 23, 2025 |
Ex-Dividend Date | Sep 12, 2025 |
Share Statistics
UBSI has 141.31 million shares outstanding. The number of shares has increased by 2.95% in one year.
Current Share Class | 141.31M |
Shares Outstanding | 141.31M |
Shares Change (YoY) | +2.95% |
Shares Change (QoQ) | -0.18% |
Owned by Insiders (%) | 2.57% |
Owned by Institutions (%) | 73.33% |
Float | 137.62M |
Valuation Ratios
The trailing PE ratio is 13.18 and the forward PE ratio is 11.53.
PE Ratio | 13.18 |
Forward PE | 11.53 |
PS Ratio | 4.84 |
Forward PS | 4.19 |
PB Ratio | 0.99 |
P/TBV Ratio | 1.58 |
P/FCF Ratio | 11.58 |
P/OCF Ratio | 11.27 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 9.60 |
EV / Sales | 3.53 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 8.28 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 1.77 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.72%.
Return on Equity (ROE) | 7.72% |
Return on Assets (ROA) | 1.26% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $419,547 |
Profits Per Employee | $154,262 |
Employee Count | 2,553 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $105.29 million in taxes.
Income Tax | 105.29M |
Effective Tax Rate | 21.06% |
Stock Price Statistics
The stock price has increased by +3.54% in the last 52 weeks. The beta is 0.84, so UBSI's price volatility has been lower than the market average.
Beta (5Y) | 0.84 |
52-Week Price Change | +3.54% |
50-Day Moving Average | 37.26 |
200-Day Moving Average | 36.82 |
Relative Strength Index (RSI) | 47.70 |
Average Volume (20 Days) | 502,057 |
Short Selling Information
The latest short interest is 3.20 million, so 2.26% of the outstanding shares have been sold short.
Short Interest | 3.20M |
Short Previous Month | 3.16M |
Short % of Shares Out | 2.26% |
Short % of Float | 2.32% |
Short Ratio (days to cover) | 5.18 |
Income Statement
In the last 12 months, UBSI had revenue of $1.07 billion and earned $393.83 million in profits. Earnings per share was $2.84.
Revenue | 1.07B |
Gross Profit | 1.07B |
Operating Income | 530.69M |
Pretax Income | 448.74M |
Net Income | 393.83M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.84 |
Full Income Statement Balance Sheet
The company has $2.32 billion in cash and $809.28 million in debt, giving a net cash position of $1.51 billion or $10.66 per share.
Cash & Cash Equivalents | 2.32B |
Total Debt | 809.28M |
Net Cash | 1.51B |
Net Cash Per Share | $10.66 |
Equity (Book Value) | 5.36B |
Book Value Per Share | 37.89 |
Working Capital | -24.49B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $469.24 million and capital expenditures -$12.44 million, giving a free cash flow of $456.80 million.
Operating Cash Flow | 469.24M |
Capital Expenditures | -12.44M |
Free Cash Flow | 456.80M |
FCF Per Share | $3.23 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 49.55% |
Pretax Margin | 46.68% |
Profit Margin | 36.85% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 42.65% |
Dividends & Yields
This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 3.95%.
Dividend Per Share | $1.48 |
Dividend Yield | 3.95% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | 36 |
Payout Ratio | 52.09% |
Buyback Yield | -2.95% |
Shareholder Yield | 1.01% |
Earnings Yield | 7.45% |
FCF Yield | 8.64% |
Dividend Details Analyst Forecast
The average price target for UBSI is $40.50, which is 8.20% higher than the current price. The consensus rating is "Hold".
Price Target | $40.50 |
Price Target Difference | 8.20% |
Analyst Consensus | Hold |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
Last Split Date | Mar 30, 1998 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |