United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $6.60 billion. The enterprise value is $5.32 billion.
| Market Cap | 6.60B |
| Enterprise Value | 5.32B |
Important Dates
The last earnings date was Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Jun 12, 2026 |
Share Statistics
UBSI has 136.62 million shares outstanding. The number of shares has increased by 0.82% in one year.
| Current Share Class | 136.62M |
| Shares Outstanding | 136.62M |
| Shares Change (YoY) | +0.82% |
| Shares Change (QoQ) | -1.20% |
| Owned by Insiders (%) | 2.41% |
| Owned by Institutions (%) | 75.82% |
| Float | 133.26M |
Valuation Ratios
The trailing PE ratio is 13.20 and the forward PE ratio is 12.87. UBSI's PEG ratio is 2.14.
| PE Ratio | 13.20 |
| Forward PE | 12.87 |
| PS Ratio | 5.28 |
| Forward PS | 5.02 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.91 |
| P/FCF Ratio | 12.67 |
| P/OCF Ratio | 12.23 |
| PEG Ratio | 2.14 |
Enterprise Valuation
| EV / Earnings | 10.35 |
| EV / Sales | 4.25 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.21 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.47%.
| Return on Equity (ROE) | 9.47% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.36% |
| Revenue Per Employee | $456,397 |
| Profits Per Employee | $187,635 |
| Employee Count | 2,740 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $129.36 million in taxes.
| Income Tax | 129.36M |
| Effective Tax Rate | 20.07% |
Stock Price Statistics
The stock price has increased by +35.63% in the last 52 weeks. The beta is 0.73, so UBSI's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +35.63% |
| 50-Day Moving Average | 46.13 |
| 200-Day Moving Average | 42.01 |
| Relative Strength Index (RSI) | 57.24 |
| Average Volume (20 Days) | 1,018,070 |
Short Selling Information
The latest short interest is 5.86 million, so 4.29% of the outstanding shares have been sold short.
| Short Interest | 5.86M |
| Short Previous Month | 5.81M |
| Short % of Shares Out | 4.29% |
| Short % of Float | 4.40% |
| Short Ratio (days to cover) | 4.96 |
Income Statement
In the last 12 months, UBSI had revenue of $1.25 billion and earned $514.12 million in profits. Earnings per share was $3.66.
| Revenue | 1.25B |
| Gross Profit | 1.25B |
| Operating Income | 654.83M |
| Pretax Income | 644.51M |
| Net Income | 514.12M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.66 |
Balance Sheet
The company has $2.08 billion in cash and $799.37 million in debt, with a net cash position of $1.28 billion or $9.38 per share.
| Cash & Cash Equivalents | 2.08B |
| Total Debt | 799.37M |
| Net Cash | 1.28B |
| Net Cash Per Share | $9.38 |
| Equity (Book Value) | 5.51B |
| Book Value Per Share | 40.34 |
| Working Capital | -25.21B |
Cash Flow
In the last 12 months, operating cash flow was $539.78 million and capital expenditures -$18.66 million, giving a free cash flow of $521.12 million.
| Operating Cash Flow | 539.78M |
| Capital Expenditures | -18.66M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -30.42M |
| Free Cash Flow | 521.12M |
| FCF Per Share | $3.81 |
Margins
| Gross Margin | n/a |
| Operating Margin | 52.36% |
| Pretax Margin | 51.54% |
| Profit Margin | 41.19% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.31% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.15%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 3.15% |
| Dividend Growth (YoY) | 2.03% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 41.51% |
| Buyback Yield | -0.82% |
| Shareholder Yield | 2.32% |
| Earnings Yield | 7.79% |
| FCF Yield | 7.89% |
Analyst Forecast
The average price target for UBSI is $50.00, which is 3.50% higher than the current price. The consensus rating is "Hold".
| Price Target | $50.00 |
| Price Target Difference | 3.50% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |