United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
41.40
-0.47 (-1.12%)
Nov 20, 2024, 4:00 PM EST - Market closed

United Bankshares Statistics

Total Valuation

UBSI has a market cap or net worth of $5.59 billion.

Market Cap 5.59B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, October 24, 2024, before market open.

Earnings Date Oct 24, 2024
Ex-Dividend Date Sep 13, 2024

Share Statistics

UBSI has 134.90 million shares outstanding. The number of shares has increased by 0.25% in one year.

Current Share Class 134.90M
Shares Outstanding 134.90M
Shares Change (YoY) +0.25%
Shares Change (QoQ) +0.14%
Owned by Insiders (%) 2.29%
Owned by Institutions (%) 72.23%
Float 131.76M

Valuation Ratios

The trailing PE ratio is 15.63 and the forward PE ratio is 15.09.

PE Ratio 15.63
Forward PE 15.09
PS Ratio 5.52
Forward PS 4.91
PB Ratio 1.12
P/TBV Ratio 1.81
P/FCF Ratio 12.16
P/OCF Ratio 11.84
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.77
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.44%.

Return on Equity (ROE) 7.44%
Return on Assets (ROA) 1.21%
Return on Capital (ROIC) n/a
Revenue Per Employee $383,630
Profits Per Employee $135,547
Employee Count 2,635
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UBSI has paid $89.75 million in taxes.

Income Tax 89.75M
Effective Tax Rate 20.04%

Stock Price Statistics

The stock price has increased by +22.67% in the last 52 weeks. The beta is 1.01, so UBSI's price volatility has been similar to the market average.

Beta (5Y) 1.01
52-Week Price Change +22.67%
50-Day Moving Average 38.23
200-Day Moving Average 35.44
Relative Strength Index (RSI) 59.27
Average Volume (20 Days) 596,907

Short Selling Information

The latest short interest is 2.30 million, so 1.71% of the outstanding shares have been sold short.

Short Interest 2.30M
Short Previous Month 2.34M
Short % of Shares Out 1.71%
Short % of Float 1.75%
Short Ratio (days to cover) 5.27

Income Statement

In the last 12 months, UBSI had revenue of $1.01 billion and earned $357.17 million in profits. Earnings per share was $2.65.

Revenue 1.01B
Gross Profit 1.01B
Operating Income 480.70M
Pretax Income 448.74M
Net Income 357.17M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.65
Full Income Statement

Balance Sheet

The company has $1.91 billion in cash and $810.54 million in debt, giving a net cash position of $1.10 billion or $8.15 per share.

Cash & Cash Equivalents 1.91B
Total Debt 810.54M
Net Cash 1.10B
Net Cash Per Share $8.15
Equity (Book Value) 4.97B
Book Value Per Share 36.82
Working Capital -22.42B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $471.75 million and capital expenditures -$12.54 million, giving a free cash flow of $459.21 million.

Operating Cash Flow 471.75M
Capital Expenditures -12.54M
Free Cash Flow 459.21M
FCF Per Share $3.40
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 47.55%
Pretax Margin 44.29%
Profit Margin 35.41%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 42.02%

Dividends & Yields

This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 3.58%.

Dividend Per Share $1.48
Dividend Yield 3.58%
Dividend Growth (YoY) 2.78%
Years of Dividend Growth 26
Payout Ratio 55.87%
Buyback Yield -0.25%
Shareholder Yield 3.33%
Earnings Yield 6.40%
FCF Yield 8.22%
Dividend Details

Analyst Forecast

The average price target for UBSI is $40.25, which is -2.78% lower than the current price. The consensus rating is "Hold".

Price Target $40.25
Price Target Difference -2.78%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Mar 30, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4