United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $6.53 billion. The enterprise value is $5.25 billion.
| Market Cap | 6.53B |
| Enterprise Value | 5.25B |
Important Dates
The last earnings date was Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Jun 12, 2026 |
Share Statistics
UBSI has 136.62 million shares outstanding. The number of shares has decreased by -0.66% in one year.
| Current Share Class | 136.62M |
| Shares Outstanding | 136.62M |
| Shares Change (YoY) | -0.66% |
| Shares Change (QoQ) | -1.42% |
| Owned by Insiders (%) | 2.41% |
| Owned by Institutions (%) | 75.53% |
| Float | 134.12M |
Valuation Ratios
The trailing PE ratio is 12.84 and the forward PE ratio is 12.74. UBSI's PEG ratio is 2.12.
| PE Ratio | 12.84 |
| Forward PE | 12.74 |
| PS Ratio | 5.15 |
| Forward PS | 4.98 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.89 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 2.12 |
Enterprise Valuation
| EV / Earnings | 10.21 |
| EV / Sales | 4.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.47%.
| Return on Equity (ROE) | 9.47% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.37% |
| Revenue Per Employee | $471,131 |
| Profits Per Employee | $190,839 |
| Employee Count | 2,694 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $129.36 million in taxes.
| Income Tax | 129.36M |
| Effective Tax Rate | 20.07% |
Stock Price Statistics
The stock price has increased by +29.68% in the last 52 weeks. The beta is 0.73, so UBSI's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +29.68% |
| 50-Day Moving Average | 44.94 |
| 200-Day Moving Average | 41.39 |
| Relative Strength Index (RSI) | 63.21 |
| Average Volume (20 Days) | 1,138,831 |
Short Selling Information
The latest short interest is 5.81 million, so 4.25% of the outstanding shares have been sold short.
| Short Interest | 5.81M |
| Short Previous Month | 5.76M |
| Short % of Shares Out | 4.25% |
| Short % of Float | 4.33% |
| Short Ratio (days to cover) | 5.19 |
Income Statement
In the last 12 months, UBSI had revenue of $1.27 billion and earned $514.12 million in profits. Earnings per share was $3.72.
| Revenue | 1.27B |
| Gross Profit | 1.27B |
| Operating Income | 686.13M |
| Pretax Income | 644.51M |
| Net Income | 514.12M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.72 |
Balance Sheet
The company has $2.08 billion in cash and $799.37 million in debt, with a net cash position of $1.28 billion or $9.38 per share.
| Cash & Cash Equivalents | 2.08B |
| Total Debt | 799.37M |
| Net Cash | 1.28B |
| Net Cash Per Share | $9.38 |
| Equity (Book Value) | 5.51B |
| Book Value Per Share | 39.90 |
| Working Capital | -25.21B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 54.06% |
| Pretax Margin | 50.78% |
| Profit Margin | 40.59% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.21%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 3.21% |
| Dividend Growth (YoY) | 2.03% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 40.56% |
| Buyback Yield | 0.66% |
| Shareholder Yield | 3.84% |
| Earnings Yield | 7.87% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for UBSI is $49.00, which is 2.51% higher than the current price. The consensus rating is "Hold".
| Price Target | $49.00 |
| Price Target Difference | 2.51% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |