United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $5.97 billion. The enterprise value is $4.45 billion.
Important Dates
The last earnings date was Thursday, April 23, 2026, before market open.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Jun 12, 2026 |
Share Statistics
UBSI has 137.47 million shares outstanding. The number of shares has increased by 2.96% in one year.
| Current Share Class | 137.47M |
| Shares Outstanding | 137.47M |
| Shares Change (YoY) | +2.96% |
| Shares Change (QoQ) | -0.63% |
| Owned by Insiders (%) | 2.40% |
| Owned by Institutions (%) | 74.55% |
| Float | 134.11M |
Valuation Ratios
The trailing PE ratio is 12.15 and the forward PE ratio is 11.92.
| PE Ratio | 12.15 |
| Forward PE | 11.92 |
| PS Ratio | 4.84 |
| Forward PS | 4.46 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.72 |
| P/FCF Ratio | 11.45 |
| P/OCF Ratio | 11.05 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.84 |
| EV / Sales | 3.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.54 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.34%.
| Return on Equity (ROE) | 9.34% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.36% |
| Revenue Per Employee | $457,219 |
| Profits Per Employee | $186,881 |
| Employee Count | 2,694 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $127.96 million in taxes.
| Income Tax | 127.96M |
| Effective Tax Rate | 20.23% |
Stock Price Statistics
The stock price has increased by +20.28% in the last 52 weeks. The beta is 0.74, so UBSI's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +20.28% |
| 50-Day Moving Average | 42.75 |
| 200-Day Moving Average | 39.87 |
| Relative Strength Index (RSI) | 54.01 |
| Average Volume (20 Days) | 730,266 |
Short Selling Information
The latest short interest is 5.30 million, so 3.85% of the outstanding shares have been sold short.
| Short Interest | 5.30M |
| Short Previous Month | 4.95M |
| Short % of Shares Out | 3.85% |
| Short % of Float | 3.95% |
| Short Ratio (days to cover) | 5.91 |
Income Statement
In the last 12 months, UBSI had revenue of $1.23 billion and earned $503.46 million in profits. Earnings per share was $3.57.
| Revenue | 1.23B |
| Gross Profit | 1.23B |
| Operating Income | 644.72M |
| Pretax Income | 632.46M |
| Net Income | 503.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.57 |
Full Income StatementBalance Sheet
The company has $2.31 billion in cash and $792.33 million in debt, with a net cash position of $1.51 billion or $11.01 per share.
| Cash & Cash Equivalents | 2.31B |
| Total Debt | 792.33M |
| Net Cash | 1.51B |
| Net Cash Per Share | $11.01 |
| Equity (Book Value) | 5.49B |
| Book Value Per Share | 39.74 |
| Working Capital | -25.36B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $539.78 million and capital expenditures -$18.66 million, giving a free cash flow of $521.12 million.
| Operating Cash Flow | 539.78M |
| Capital Expenditures | -18.66M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -30.42M |
| Free Cash Flow | 521.12M |
| FCF Per Share | $3.79 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 52.34% |
| Pretax Margin | 51.35% |
| Profit Margin | 40.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.31% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.51%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 3.51% |
| Dividend Growth (YoY) | 2.03% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 42.27% |
| Buyback Yield | -2.96% |
| Shareholder Yield | 0.54% |
| Earnings Yield | 8.44% |
| FCF Yield | 8.73% |
Dividend DetailsAnalyst Forecast
The average price target for UBSI is $47.40, which is 9.19% higher than the current price. The consensus rating is "Hold".
| Price Target | $47.40 |
| Price Target Difference | 9.19% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
