United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $6.50 billion. The enterprise value is $5.21 billion.
| Market Cap | 6.50B |
| Enterprise Value | 5.21B |
Important Dates
The last earnings date was Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Jun 12, 2026 |
Share Statistics
UBSI has 135.89 million shares outstanding. The number of shares has increased by 0.86% in one year.
| Current Share Class | 135.89M |
| Shares Outstanding | 135.89M |
| Shares Change (YoY) | +0.86% |
| Shares Change (QoQ) | -1.20% |
| Owned by Insiders (%) | 2.43% |
| Owned by Institutions (%) | 76.22% |
| Float | 132.55M |
Valuation Ratios
The trailing PE ratio is 13.06 and the forward PE ratio is 12.73. UBSI's PEG ratio is 2.12.
| PE Ratio | 13.06 |
| Forward PE | 12.73 |
| PS Ratio | 5.20 |
| Forward PS | 4.94 |
| PB Ratio | 1.19 |
| P/TBV Ratio | 1.88 |
| P/FCF Ratio | 12.17 |
| P/OCF Ratio | 11.69 |
| PEG Ratio | 2.12 |
Enterprise Valuation
| EV / Earnings | 10.14 |
| EV / Sales | 4.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.50 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.47%.
| Return on Equity (ROE) | 9.47% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.35% |
| Revenue Per Employee | $464,179 |
| Profits Per Employee | $190,879 |
| Employee Count | 2,694 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $129.36 million in taxes.
| Income Tax | 129.36M |
| Effective Tax Rate | 20.07% |
Stock Price Statistics
The stock price has increased by +29.01% in the last 52 weeks. The beta is 0.73, so UBSI's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +29.01% |
| 50-Day Moving Average | 47.10 |
| 200-Day Moving Average | 42.64 |
| Relative Strength Index (RSI) | 48.02 |
| Average Volume (20 Days) | 791,381 |
Short Selling Information
The latest short interest is 5.44 million, so 4.01% of the outstanding shares have been sold short.
| Short Interest | 5.44M |
| Short Previous Month | 5.86M |
| Short % of Shares Out | 4.01% |
| Short % of Float | 4.11% |
| Short Ratio (days to cover) | 5.15 |
Income Statement
In the last 12 months, UBSI had revenue of $1.25 billion and earned $514.23 million in profits. Earnings per share was $3.66.
| Revenue | 1.25B |
| Gross Profit | 1.25B |
| Operating Income | 662.89M |
| Pretax Income | 644.51M |
| Net Income | 514.23M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.66 |
Balance Sheet
The company has $2.08 billion in cash and $799.45 million in debt, with a net cash position of $1.28 billion or $9.44 per share.
| Cash & Cash Equivalents | 2.08B |
| Total Debt | 799.45M |
| Net Cash | 1.28B |
| Net Cash Per Share | $9.44 |
| Equity (Book Value) | 5.51B |
| Book Value Per Share | 40.33 |
| Working Capital | -25.57B |
Cash Flow
In the last 12 months, operating cash flow was $555.58 million and capital expenditures -$21.65 million, giving a free cash flow of $533.93 million.
| Operating Cash Flow | 555.58M |
| Capital Expenditures | -21.65M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -14.38M |
| Free Cash Flow | 533.93M |
| FCF Per Share | $3.93 |
Margins
| Gross Margin | n/a |
| Operating Margin | 53.01% |
| Pretax Margin | 51.54% |
| Profit Margin | 41.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.70% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.18%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 3.18% |
| Dividend Growth (YoY) | 2.03% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 41.51% |
| Buyback Yield | -0.86% |
| Shareholder Yield | 2.32% |
| Earnings Yield | 7.91% |
| FCF Yield | 8.22% |
Analyst Forecast
The average price target for UBSI is $50.33, which is 5.27% higher than the current price. The consensus rating is "Hold".
| Price Target | $50.33 |
| Price Target Difference | 5.27% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |