United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · Real-Time Price · USD
36.40
-0.10 (-0.27%)
Mar 20, 2026, 4:00 PM EDT - Market closed

United Fire Group Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Premiums Earned
1,2931,1771,035951.54962.82
Investment Income
97.5481.9959.6144.9355.78
Net Gains on Investments
-3.82-5.431.27-15.8947.38
Total Other Revenues
----0.30.21
1,3861,2531,095980.291,066
Revenue Growth (YoY)
10.62%14.41%11.75%-8.06%-0.23%
Insurance Benefits & Claims
764.4744.61769.41637.3652.16
Policy Amortization Costs
315.32281.34244.99213.08203.43
Other Operating Expenses
147.48143.05117.52114.65110.57
Operating Income
159.284.32-36.4615.27100.03
Interest Expense
-11.27-7.28-3.26-3.19-3.19
Total Non-Operating Income (Expense)
-11.27-7.28-3.26-3.19-3.19
Pretax Income
147.9477.03-39.7212.0896.84
Provision for Income Taxes
29.7515.08-10.02-2.9516.25
Net Income
118.1961.96-29.715.0380.59
Net Income to Common
118.1961.96-29.715.0380.59
Net Income Growth
90.76%---81.35%-
Shares Outstanding (Basic)
2525252525
Shares Outstanding (Diluted)
2626252526
Shares Change (YoY)
1.68%2.65%-0.27%-0.79%1.97%
EPS (Basic)
4.642.45-1.180.603.21
EPS (Diluted)
4.482.39-1.180.593.16
EPS Growth
87.45%---81.33%-
Free Cash Flow
263.3328.43160.85-3.3915.94
Free Cash Flow Growth
-19.83%104.19%---29.38%
Free Cash Flow Per Share
9.9912.676.37-0.130.62
Dividends Per Share
0.6400.6400.6400.6300.600
Dividend Growth
--1.59%5.00%-47.37%
Operating Margin
11.48%6.73%-3.33%1.56%9.38%
Profit Margin
8.52%4.94%-2.71%1.53%7.56%
FCF Margin
18.99%26.21%14.68%-0.35%1.50%
EBITDA
169.9795.22-25.9522.94106.6
EBITDA Margin
12.26%7.60%-2.37%2.34%10.00%
EBIT
159.284.32-36.4615.27100.03
EBIT Margin
11.48%6.73%-3.33%1.56%9.38%
Effective Tax Rate
20.11%19.57%25.23%-24.46%16.78%
Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.
SEC Filings: 10-K · 10-Q