United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · Real-Time Price · USD
56.65
-0.43 (-0.75%)
Nov 3, 2026, 4:00 PM EST - Market closed
United Fire Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Depreciation & Amortization | 10.77 | 10.9 | 10.51 | 7.67 | 6.57 |
Gain (Loss) on Sale of Investments | 5.83 | 10.43 | 5.55 | 24.62 | -33.79 |
Stock-Based Compensation | 9.03 | 5.52 | 3.25 | 2.83 | 3.44 |
Change in Accounts Receivable | -47.12 | 13.99 | -99.06 | -48.96 | 0.52 |
Reinsurance Recoverable | -7.68 | -7.56 | -52.32 | -43.14 | 32.73 |
Change in Unearned Revenue | 38.76 | 72.06 | 75 | 34.66 | -25.11 |
Change in Income Taxes | 13.65 | 7.28 | 9.96 | 0.96 | 33.82 |
Change in Deferred Taxes | - | - | - | -0.65 | -0.46 |
Change in Insurance Reserves / Liabilities | 128.04 | 158.03 | 141.48 | -16.99 | -63.87 |
Change in Other Net Operating Assets | 16.88 | -19.61 | 21.62 | 9.71 | -44.22 |
Other Operating Activities | -5.65 | 47.99 | 107.77 | 25.8 | 44.04 |
Operating Cash Flow | 269.74 | 340.3 | 171.74 | -1.25 | 29.92 |
Operating Cash Flow Growth | -20.73% | 98.16% | - | - | -27.80% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -6.45 | -11.87 | -10.89 | -2.14 | -13.98 |
Investment in Securities | -319.52 | -280.62 | -130.86 | -16.93 | 45.71 |
Investing Cash Flow | -325.96 | -292.49 | -149.89 | -19.17 | 31.73 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 30 | 70 | - | - | - |
Total Debt Repaid | -1.1 | -3.05 | - | - | - |
Net Debt Issued (Repaid) | 28.9 | 66.95 | - | - | - |
Issuance of Common Stock | - | 0.35 | - | 0.83 | - |
Repurchases of Common Stock | - | - | - | - | -2.01 |
Common Dividends Paid | -16.31 | -16.21 | -16.16 | -15.86 | -15.06 |
Other Financing Activities | -0.99 | - | -0.29 | - | -0.42 |
Financing Cash Flow | 11.6 | 51.09 | -16.45 | -15.03 | -17.49 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -44.62 | 98.9 | 5.4 | -35.45 | 44.16 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 263.3 | 328.43 | 160.85 | -3.39 | 15.94 |
Free Cash Flow Growth | -19.83% | 104.19% | - | - | -29.38% |
Free Cash Flow Margin | 18.99% | 26.21% | 14.68% | -0.35% | 1.49% |
Free Cash Flow Per Share | 9.99 | 12.67 | 6.37 | -0.13 | 0.63 |
Levered Free Cash Flow | -1,116 | 286.57 | 84.49 | -39.51 | 4.5 |
Unlevered Free Cash Flow | -1,109 | 291.12 | 86.52 | -37.52 | 6.49 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 11.27 | 7.17 | 3.26 | 3.19 | 3.19 |
Cash Income Tax Paid | 23.55 | 16.11 | 1.35 | 21.55 | 5.36 |
Change in Working Capital | 131.58 | 203.51 | 74.37 | -77.2 | -70.95 |