United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · Real-Time Price · USD
53.72
+0.52 (0.98%)
Aug 13, 2026, 4:00 PM EDT - Market closed
United Fire Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 140.96 | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Depreciation & Amortization | 11.38 | 10.77 | 10.9 | 10.51 | 7.67 | 6.57 |
Stock-Based Compensation | 10.63 | 9.03 | 5.52 | 3.25 | 2.83 | 3.44 |
Other Adjustments | 6.03 | 0.18 | 58.42 | 113.32 | 49.77 | 9.79 |
Changes in Receivables | -87.03 | -47.12 | 13.99 | -99.06 | -48.96 | 0.52 |
Changes in Reinsurance Contract Assets | 16.98 | 4.86 | -24.77 | -68.7 | -45.11 | 36.36 |
Changes in Deferred Acquisition Costs | -13.91 | -10.96 | -20.69 | -22.31 | -12.78 | -4.35 |
Changes in Accrued Expenses | 12.34 | -2.13 | 1.43 | 70.96 | 12.97 | 2.43 |
Changes in Unearned Premiums | 49.83 | 38.76 | 72.06 | 75 | 34.66 | -25.11 |
Changes in Claims Reserves | 130.29 | 128.04 | 158.03 | 141.48 | -16.99 | -63.87 |
Changes in Income Taxes Payable | 1.41 | 13.65 | 7.28 | 9.96 | 0.96 | 33.82 |
Changes in Other Operating Activities | -12.88 | 6.47 | -3.83 | -32.96 | -1.29 | -50.28 |
Operating Cash Flow | 271.55 | 269.74 | 340.3 | 171.74 | -1.25 | 29.92 |
Operating Cash Flow Growth | -10.04% | -20.73% | 98.16% | - | - | -27.80% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -3.11 | -6.45 | -11.87 | -10.89 | -2.14 | -13.98 |
Purchases of Investments | -886.54 | -713.97 | -960.57 | -301.08 | -297.45 | -405.43 |
Proceeds from Sale of Investments | 553.41 | 394.45 | 679.96 | 162.08 | 280.42 | 451.14 |
Investing Cash Flow | -342.73 | -325.96 | -292.49 | -149.89 | -19.17 | 31.73 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 30 | 70 | - | - | - |
Net Long-Term Debt Issued (Repaid) | - | 30 | 70 | - | - | - |
Issuance of Common Stock | -2.01 | -0.99 | 0.35 | -0.29 | 0.83 | -0.42 |
Repurchase of Common Stock | - | - | - | - | - | -2.01 |
Net Common Stock Issued (Repurchased) | -2.01 | -0.99 | 0.35 | -0.29 | 0.83 | -2.43 |
Common Dividends Paid | -18.42 | -16.31 | -16.21 | -16.16 | -15.86 | -15.06 |
Other Financing Activities | - | -1.1 | -3.05 | - | - | - |
Financing Cash Flow | 8.47 | 11.6 | 51.09 | -16.45 | -15.03 | -17.49 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -62.7 | -44.62 | 98.9 | 5.4 | -35.45 | 44.16 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 268.44 | 263.3 | 328.43 | 160.85 | -3.39 | 15.94 |
Free Cash Flow Growth | -7.94% | -19.83% | 104.19% | - | - | -29.38% |
FCF Margin | 18.22% | 18.99% | 26.21% | 14.68% | -0.35% | 1.50% |
Free Cash Flow Per Share | 10.24 | 9.99 | 12.67 | 6.37 | -0.13 | 0.62 |
Levered Free Cash Flow | 203 | 203.17 | 162.48 | 1.87 | 9.97 | 66.05 |
Unlevered Free Cash Flow | 213.09 | 182.17 | 98.33 | 4.31 | 13.94 | 68.7 |