United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · IEX Real-Time Price · USD
21.46
-0.05 (-0.23%)
Jul 22, 2024, 4:00 PM EDT - Market closed

United Fire Group Statistics

Total Valuation

UFCS has a market cap or net worth of $542.85 million. The enterprise value is $375.07 million.

Market Cap 542.85M
Enterprise Value 375.07M

Important Dates

The next estimated earnings date is Monday, August 5, 2024, after market close.

Earnings Date Aug 5, 2024
Ex-Dividend Date May 31, 2024

Share Statistics

UFCS has 25.30 million shares outstanding. The number of shares has increased by 1.31% in one year.

Shares Outstanding 25.30M
Shares Change (YoY) +1.31%
Shares Change (QoQ) n/a
Owned by Insiders (%) 18.11%
Owned by Institutions (%) 64.29%
Float 21.15M

Valuation Ratios

PE Ratio n/a
Forward PE 16.91
PS Ratio 0.48
Forward PS 0.42
PB Ratio 0.74
P/FCF Ratio 2.46
PEG Ratio 2.90
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 0.33
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 1.70

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.07
Debt / EBITDA n/a
Debt / FCF 0.23
Interest Coverage -6.05

Financial Efficiency

Return on equity (ROE) is -2.40% and return on invested capital (ROIC) is -2.56%.

Return on Equity (ROE) -2.40%
Return on Assets (ROA) -0.50%
Return on Capital (ROIC) -2.56%
Revenue Per Employee $1.32M
Profits Per Employee -$19,826
Employee Count 852
Asset Turnover 0.36
Inventory Turnover n/a

Taxes

Income Tax -6.54M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -5.62% in the last 52 weeks. The beta is 0.40, so UFCS's price volatility has been lower than the market average.

Beta (5Y) 0.40
52-Week Price Change -5.62%
50-Day Moving Average 21.87
200-Day Moving Average 21.53
Relative Strength Index (RSI) 50.49
Average Volume (20 Days) 152,684

Short Selling Information

The latest short interest is 344,467, so 1.36% of the outstanding shares have been sold short.

Short Interest 344,467
Short Previous Month 364,525
Short % of Shares Out 1.36%
Short % of Float 1.63%
Short Ratio (days to cover) 2.05

Income Statement

In the last 12 months, UFCS had revenue of $1.12 billion and -$16.89 million in losses. Loss per share was -$0.69.

Revenue 1.12B
Gross Profit 349.90M
Operating Income -20.11M
Pretax Income -23.44M
Net Income -16.89M
EBITDA -9.58M
EBIT -20.11M
Loss Per Share -$0.69
Full Income Statement

Balance Sheet

The company has $217.79 million in cash and $50.00 million in debt, giving a net cash position of $167.79 million or $6.63 per share.

Cash & Cash Equivalents 217.79M
Total Debt 50.00M
Net Cash 167.79M
Net Cash Per Share $6.63
Equity (Book Value) 736.77M
Book Value Per Share 29.13
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $231.58 million and capital expenditures -$10.87 million, giving a free cash flow of $220.70 million.

Operating Cash Flow 231.58M
Capital Expenditures -10.87M
Free Cash Flow 220.70M
FCF Per Share $8.54
Full Cash Flow Statement

Margins

Gross margin is 31.12%, with operating and profit margins of -1.79% and -1.50%.

Gross Margin 31.12%
Operating Margin -1.79%
Pretax Margin -2.08%
Profit Margin -1.50%
EBITDA Margin -0.85%
EBIT Margin -1.79%
FCF Margin 19.63%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.98%.

Dividend Per Share $0.64
Dividend Yield 2.98%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio n/a
Buyback Yield -1.31%
Shareholder Yield 1.66%
Earnings Yield -3.11%
FCF Yield 40.66%
Dividend Details

Analyst Forecast

The average price target for UFCS is $21.00, which is -2.14% lower than the current price. The consensus rating is "Sell".

Price Target $21.00
Price Target Difference -2.14%
Analyst Consensus Sell
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 16, 2004. It was a forward split with a ratio of 2:1.

Last Split Date Dec 16, 2004
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3