United Fire Group Statistics
Total Valuation
UFCS has a market cap or net worth of $574.05 million. The enterprise value is $522.00 million.
| Market Cap | 574.05M |
| Enterprise Value | 522.00M |
Important Dates
The next confirmed earnings date is Tuesday, May 7, 2024, after market close.
| Earnings Date | May 7, 2024 |
| Ex-Dividend Date | Mar 7, 2024 |
Share Statistics
UFCS has 25.28 million shares outstanding. The number of shares has increased by 0.27% in one year.
| Shares Outstanding | 25.28M |
| Shares Change (YoY) | +0.27% |
| Shares Change (QoQ) | -1.23% |
| Owned by Insiders (%) | 17.99% |
| Owned by Institutions (%) | 63.90% |
| Float | 21.20M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 21.72 |
| PS Ratio | 0.52 |
| Forward PS | 0.50 |
| PB Ratio | 0.78 |
| P/FCF Ratio | 3.01 |
| PEG Ratio | 2.90 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.07 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.26 |
| Interest Coverage | -11.18 |
Financial Efficiency
Return on equity (ROE) is -4.20% and return on invested capital (ROIC) is -4.65%.
| Return on Equity (ROE) | -4.20% |
| Return on Assets (ROA) | -1.00% |
| Return on Capital (ROIC) | -4.65% |
| Revenue Per Employee | $1.29M |
| Profits Per Employee | -$34,859 |
| Employee Count | 852 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -10.02M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -15.58% in the last 52 weeks. The beta is 0.37, so UFCS's price volatility has been lower than the market average.
| Beta (1Y) | 0.37 |
| 52-Week Price Change | -15.58% |
| 50-Day Moving Average | 22.46 |
| 200-Day Moving Average | 21.16 |
| Relative Strength Index (RSI) | 59.52 |
| Average Volume (30 Days) | 86,974 |
Short Selling Information
The latest short interest is 124,622, so 0.49% of the outstanding shares have been sold short.
| Short Interest | 124,622 |
| Short Previous Month | 171,983 |
| Short % of Shares Out | 0.49% |
| Short % of Float | 0.59% |
| Short Ratio (days to cover) | 1.30 |
Income Statement
In the last 12 months, UFCS had revenue of $1.10 billion and -$29.70 million in losses. Loss per share was -$1.18.
| Revenue | 1.10B |
| Gross Profit | 326.05M |
| Operating Income | -36.46M |
| Pretax Income | -39.72M |
| Net Income | -29.70M |
| EBITDA | -25.95M |
| EBIT | -36.46M |
| Loss Per Share | -$1.18 |
Balance Sheet
The company has $102.05 million in cash and $50.00 million in debt, giving a net cash position of $52.05 million or $2.06 per share.
| Cash & Cash Equivalents | 102.05M |
| Total Debt | 50.00M |
| Net Cash | 52.05M |
| Net Cash Per Share | $2.06 |
| Equity / Book Value | 733.75M |
| Book Value Per Share | 29.03 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $201.44 million and capital expenditures -$10.89 million, giving a free cash flow of $190.55 million.
| Operating Cash Flow | 201.44M |
| Capital Expenditures | -10.89M |
| Free Cash Flow | 190.55M |
| FCF Per Share | $7.54 |
Margins
Gross margin is 29.76%, with operating and profit margins of -3.33% and -2.71%.
| Gross Margin | 29.76% |
| Operating Margin | -3.33% |
| Pretax Margin | -3.63% |
| Profit Margin | -2.71% |
| EBITDA Margin | -2.37% |
| EBIT Margin | -3.33% |
| FCF Margin | 17.39% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.82%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.82% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | n/a |
| Buyback Yield | -0.27% |
| Shareholder Yield | 2.55% |
| Earnings Yield | -5.17% |
| FCF Yield | 33.19% |
Analyst Forecast
The average price target for UFCS is $21.00, which is -7.53% lower than the current price. The consensus rating is "Sell".
| Price Target | $21.00 |
| Price Target Difference | -7.53% |
| Analyst Consensus | Sell |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 16, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |