United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · Real-Time Price · USD
51.09
+1.67 (3.38%)
Jul 24, 2026, 2:59 PM EDT - Market open

United Fire Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,4251,3861,2531,095980.291,066
Revenue Growth
10.58%10.62%14.41%11.75%-8.06%-0.23%
Operating Income
176.06159.284.32-36.4615.27100.03
Net Income
130.54118.1961.96-29.715.0380.59
Earnings Per Share
4.964.482.39-1.180.593.16
EPS Growth
96.05%87.45%---81.33%-

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
290.7269.74340.3171.74-1.2529.92
Capital Expenditures
-4.34-6.45-11.87-10.89-2.14-13.98
Free Cash Flow
286.36263.3328.43160.85-3.3915.94
Free Cash Flow Growth
-12.71%-19.83%104.19%---29.38%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.36%11.48%6.73%-3.33%1.56%9.38%
Pretax Margin
11.52%10.67%6.15%-3.63%1.23%9.08%
Profit Margin
9.16%8.52%4.94%-2.71%1.53%7.56%
FCF Margin
20.10%18.99%26.21%14.68%-0.35%1.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.8000.6400.6400.6400.6300.600
Dividend Per Share Growth
12.50%0%0%1.59%5.00%-47.37%
Dividend Yield
1.62%1.76%2.25%3.18%2.30%2.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.978.1111.90-46.377.34
Forward PE
10.9910.9213.7419.7323.5916.27
P/FCF Ratio
4.603.522.203.16-36.49
PS Ratio
0.920.670.580.460.700.55