United Fire Group, Inc. (UFCS)

NASDAQ: UFCS · Real-Time Price · USD

54.85

+0.70 (1.29%)

Sep 2, 2026, 4:00 PM EDT - Market closed

United Fire Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,473	1,386	1,253	1,095	980.29	1,066
Revenue Growth	11.36%	10.62%	14.41%	11.75%	-8.06%	-0.23%
Operating Income	189.51	159.2	84.32	-36.46	15.27	100.03
Net Income	140.96	118.19	61.96	-29.7	15.03	80.59
Earnings Per Share	5.39	4.48	2.39	-1.18	0.59	3.16
EPS Growth	53.90%	87.45%	-	-	-81.33%	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	139.45	156.33	200.95	102.05	96.65	132.1
Total Debt	146.35	159.36	138.93	79.67	76.92	80.37
Net Cash (Debt)	-6.91	-3.02	62.02	22.38	19.73	51.73
Net Cash Growth	-	-	177.16%	13.44%	-61.87%	176.58%
Net Cash Per Share	-0.26	-0.11	2.39	0.89	0.78	2.03

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	271.55	269.74	340.3	171.74	-1.25	29.92
Capital Expenditures	-3.11	-6.45	-11.87	-10.89	-2.14	-13.98
Free Cash Flow	268.44	263.3	328.43	160.85	-3.39	15.94
Free Cash Flow Growth	-7.94%	-19.83%	104.19%	-	-	-29.38%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	12.86%	11.48%	6.73%	-3.33%	1.56%	9.38%
Pretax Margin	12.01%	10.67%	6.15%	-3.63%	1.23%	9.08%
Profit Margin	9.57%	8.53%	4.94%	-2.71%	1.53%	7.56%
FCF Margin	18.22%	18.99%	26.21%	14.68%	-0.35%	1.49%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.760	0.640	0.640	0.640	0.630	0.600
Dividend Per Share Growth	18.75%	0%	0%	1.59%	5.00%	-47.37%
Dividend Yield	1.39%	1.78%	2.32%	3.37%	2.51%	2.88%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.17	7.85	11.64	-	45.87	7.22
Forward PE	12.20	10.92	13.74	19.73	23.59	16.27
P/FCF Ratio	5.25	3.52	2.19	3.16	-	36.49
PS Ratio	0.96	0.67	0.57	0.46	0.70	0.55