United Fire Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,320	928	722	508	690	582
Market Cap Growth	90.65%	28.49%	42.01%	-26.29%	18.59%	-7.51%
Enterprise Value	1,301	927.73	722.01	508.43	689.76	581.65
Last Close Price	51.19	36.35	28.45	20.12	27.36	23.19
PE Ratio	10.30	8.11	11.90	-	46.37	7.34
Forward PE	11.36	10.92	13.74	19.73	23.59	16.27
PEG Ratio	-	2.27	2.27	2.27	2.27	2.71
PS Ratio	0.92	0.67	0.58	0.46	0.70	0.55
PB Ratio	1.33	0.99	0.92	0.69	0.93	0.66
P/TBV Ratio	1.42	1.02	0.95	0.70	0.94	0.68
P/FCF Ratio	4.60	3.52	2.20	3.16	-	36.49
P/OCF Ratio	4.53	3.44	2.12	2.96	-	19.44
EV/Sales Ratio	0.91	0.67	0.58	0.46	0.70	0.55
EV/EBITDA Ratio	6.95	5.46	7.58	-	30.07	5.46
EV/EBIT Ratio	7.39	5.83	8.56	-	45.19	5.81
EV/FCF Ratio	4.54	3.52	2.20	3.16	-	36.49
Asset Turnover	0.37	0.38	0.38	0.36	0.33	0.35
Return on Equity (ROE)	13.80%	13.72%	8.18%	-4.03%	1.86%	9.46%
Return on Assets (ROA)	3.61%	3.47%	2.04%	-0.90%	0.64%	2.74%
Return on Invested Capital (ROIC)	14.81%	14.77%	8.95%	-3.70%	2.35%	9.77%
Return on Capital Employed (ROCE)	4.54%	4.34%	2.54%	-1.21%	0.52%	3.29%
Earnings Yield	9.91%	12.32%	8.40%	-	2.16%	13.63%
FCF Yield	21.75%	28.38%	45.49%	31.64%	-	2.74%
Dividend Yield	1.57%	1.76%	2.25%	3.18%	2.30%	2.59%
Payout Ratio	14.52%	13.80%	26.17%	-54.42%	105.52%	18.69%
Buyback Yield / Dilution	-1.15%	-1.68%	-2.65%	0.27%	0.79%	-1.97%
Total Shareholder Return	0.42%	0.08%	-0.40%	3.45%	3.09%	0.62%

SEC Filings: 10-K · 10-Q