United Fire Group, Inc. (UFCS)

NASDAQ: UFCS · Real-Time Price · USD

56.83

-0.16 (-0.28%)

Oct 30, 2026, 4:00 PM EDT - Market closed

United Fire Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,461	927	721	508	689	582
Market Cap Growth	86.74%	28.64%	41.83%	-26.26%	18.53%	-7.43%
Enterprise Value	1,468	840	641	489	686	499

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.53	7.85	11.64	-	45.87	7.22
PS Ratio	0.99	0.67	0.57	0.46	0.70	0.55
PB Ratio	1.50	0.99	0.92	0.69	0.93	0.66
P/FCF Ratio	5.44	3.52	2.19	3.16	-	36.49
P/OCF Ratio	5.38	3.44	2.12	2.96	-	19.44

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.00	0.61	0.51	0.45	0.70	0.47
EV/EBITDA Ratio	7.31	4.94	6.73	-	29.93	4.68
EV/EBIT Ratio	7.75	5.28	7.60	-	44.96	4.99
EV/FCF Ratio	5.47	3.19	1.95	3.04	-	31.29

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.15	0.17	0.18	0.11	0.10	0.09
Debt / EBITDA Ratio	0.70	0.89	1.33	-	2.45	0.71
Debt / FCF Ratio	0.55	0.61	0.42	0.50	-	5.04
Net Debt / Equity Ratio	0.01	0.00	-0.08	-0.03	-0.03	-0.06
Net Debt / EBITDA Ratio	0.03	0.02	-0.65	0.86	-0.86	-0.48
Net Debt / FCF Ratio	0.03	0.01	-0.19	-0.14	5.82	-3.24
Quick Ratio	0.26	0.47	0.26	0.25	0.24	0.24
Current Ratio	0.36	0.68	0.37	0.37	0.33	0.31
Asset Turnover	0.38	0.38	0.38	0.36	0.33	0.35
Return on Equity (ROE)	15.47%	13.72%	8.18%	-4.03%	1.86%	9.46%
Return on Assets (ROA)	3.09%	2.71%	1.59%	-0.76%	0.32%	2.06%
Return on Invested Capital (ROIC)	13.61%	12.59%	7.82%	-4.47%	1.72%	8.98%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	9.49%	12.74%	8.59%	-5.84%	2.18%	13.86%
FCF Yield	18.37%	28.39%	45.55%	31.64%	-0.49%	2.74%
Dividend Yield	1.41%	1.76%	2.25%	3.18%	2.30%	2.59%
Payout Ratio	14.09%	13.80%	26.17%	-	105.52%	18.69%
Buyback Yield / Dilution	0.14%	-1.68%	-2.65%	0.27%	0.79%	-1.97%
Total Shareholder Return	1.55%	0.08%	-0.40%	3.45%	3.09%	0.62%

SEC Filings: 10-K · 10-Q