United Fire Group, Inc. (UFCS)

United Fire Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 29, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	503	508	689	582	628	1,095
Market Cap Growth	-4.94%	-26.26%	18.36%	-7.29%	-42.60%	-21.26%
Enterprise Value	467	489	686	500	529	982
PE Ratio	13.79	-16.68	44.07	6.83	-5.07	65.96
PS Ratio	0.43	0.46	0.70	0.55	0.59	0.91
PB Ratio	0.69	0.69	0.93	0.66	0.76	1.20
P/FCF Ratio	2.01	3.16	-203.48	36.54	27.83	17.85
P/OCF Ratio	1.93	2.96	-551.08	19.47	15.16	11.68
EV/Sales Ratio	0.40	0.45	0.70	0.47	0.49	0.82
EV/EBITDA Ratio	7.76	-18.85	29.93	4.69	-3.58	35.00
EV/EBIT Ratio	9.52	-13.42	44.96	5.00	-3.42	58.20
EV/FCF Ratio	1.86	3.04	-202.59	31.35	23.42	16.02
Debt / Equity Ratio	0.16	0.11	0.10	0.09	0.08	0.02
Debt / EBITDA Ratio	1.70	-	2.45	0.71	-	0.45
Debt / FCF Ratio	0.47	0.50	-22.70	5.04	3.07	0.26
Quick Ratio	0.30	0.46	0.24	0.24	0.22	0.25
Current Ratio	0.41	0.67	0.33	0.31	0.31	0.29
Asset Turnover	0.36	0.36	0.33	0.35	0.35	0.41
Return on Equity (ROE)	5.24%	-4.03%	1.86%	9.46%	-12.99%	1.65%
Return on Assets (ROA)	0.95%	-0.76%	0.32%	2.06%	-3.17%	0.36%
Return on Capital (ROIC)	3.90%	-2.80%	1.07%	6.74%	-10.60%	1.16%
Earnings Yield	7.30%	-5.84%	2.18%	13.84%	-17.94%	1.35%
FCF Yield	49.74%	31.64%	-0.49%	2.74%	3.59%	5.60%
Dividend Yield	3.22%	3.25%	2.42%	2.78%	4.99%	3.40%
Payout Ratio	44.42%	-	105.52%	18.69%	-	220.39%
Buyback Yield / Dilution	-1.44%	0.27%	0.79%	-1.97%	2.17%	0.16%
Total Shareholder Return	1.78%	3.52%	3.21%	0.81%	7.16%	3.56%

Source: S&P Capital IQ. Insurance template. Financial Sources.