United Fire Group, Inc. (UFCS)

United Fire Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	539	508	689	582	628	1,095
Market Cap Growth	-17.81%	-26.26%	18.53%	-7.43%	-42.60%	-21.26%
Enterprise Value	376	456	643	500	590	974
PE Ratio	-	-17.12	45.87	7.22	-5.57	73.86
PS Ratio	0.48	0.46	0.70	0.55	0.59	0.91
PB Ratio	0.74	0.69	0.93	0.66	0.76	1.20
P/FCF Ratio	2.47	2.67	-37.43	-9.00	4.64	23.54
P/OCF Ratio	2.35	2.52	-42.34	-11.48	4.08	13.87
EV/Sales Ratio	0.33	0.42	0.66	0.47	0.55	0.81
EV/EBITDA Ratio	-39.93	-17.58	28.02	4.69	-3.62	34.70
EV/EBIT Ratio	-19.02	-12.51	42.11	4.99	-3.48	57.70
EV/FCF Ratio	1.71	2.39	-34.90	-7.73	4.36	20.94
Debt / Equity Ratio	0.07	0.07	0.07	0.06	0.06	-
Debt / EBITDA Ratio	-5.22	-1.93	2.18	0.47	-0.31	-
Debt / FCF Ratio	0.23	0.26	-2.71	-0.77	0.37	-
Asset Turnover	0.36	0.36	0.34	0.35	0.35	0.40
Interest Coverage	-6.05	-11.18	4.79	31.39	-	-
Return on Equity (ROE)	-2.40%	-4.20%	2.00%	9.60%	-13.50%	1.60%
Return on Assets (ROA)	-0.50%	-1.00%	0.50%	2.70%	-3.70%	0.50%
Return on Capital (ROIC)	-2.56%	-4.65%	2.40%	8.96%	-19.37%	1.63%
Earnings Yield	-3.10%	-5.84%	2.18%	13.86%	-17.94%	1.35%
FCF Yield	40.56%	37.48%	-2.67%	-11.12%	21.53%	4.25%
Dividend Yield	2.98%	3.20%	2.30%	2.60%	4.50%	3.00%
Payout Ratio	-94.10%	-54.20%	105.00%	18.70%	-25.30%	220.30%
Buyback Yield / Dilution	-1.31%	-0.27%	-0.42%	-0.26%	0.44%	-0.53%
Total Shareholder Return	1.66%	2.93%	1.88%	2.34%	4.94%	2.47%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).