United Fire Group, Inc. (UFCS)

United Fire Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	775	722	516	690	582	629
Market Cap Growth	47.91%	39.92%	-25.19%	18.59%	-7.51%	-42.51%
Enterprise Value	691.62	722.01	516.01	689.76	581.65	628.89
Last Close Price	30.42	28.45	20.42	27.36	23.19	25.10
PE Ratio	8.78	11.90	-17.31	46.37	7.34	-5.58
Forward PE	11.29	13.74	19.73	23.59	16.27	278.89
PEG Ratio	-	1.13	1.13	1.13	1.13	1.13
PS Ratio	0.59	0.58	0.47	0.70	0.55	0.59
PB Ratio	0.93	0.92	0.70	0.93	0.66	0.76
P/TBV Ratio	0.95	0.94	0.70	0.94	0.67	0.76
P/FCF Ratio	2.66	2.12	3.00	-551.37	19.44	15.18
P/OCF Ratio	2.57	2.12	3.00	-551.37	19.44	15.18
EV/Sales Ratio	0.52	0.58	0.47	0.70	0.55	0.59
EV/EBITDA Ratio	5.10	7.42	-21.30	30.78	5.43	-3.86
EV/EBIT Ratio	5.51	8.35	-14.85	46.79	5.79	-3.71
EV/FCF Ratio	2.37	2.12	3.00	-551.37	19.44	15.18
Asset Turnover	0.37	0.38	0.36	0.33	0.35	0.35
Return on Equity (ROE)	11.29%	8.18%	-4.03%	1.86%	9.46%	-12.99%
Return on Assets (ROA)	2.82%	2.10%	-0.86%	0.62%	2.75%	-3.71%
Return on Capital (ROIC)	2.95%	2.21%	-0.91%	0.65%	2.86%	-3.89%
Return on Capital Employed (ROCE)	3.55%	2.61%	-1.15%	0.50%	3.30%	-5.57%
Earnings Yield	11.83%	8.40%	-5.78%	2.16%	13.63%	-17.93%
FCF Yield	37.55%	47.13%	33.28%	-0.18%	5.14%	6.59%
Dividend Yield	2.08%	2.25%	3.14%	2.30%	2.59%	4.54%
Payout Ratio	18.26%	26.17%	-54.42%	105.52%	18.69%	-25.31%
Buyback Yield / Dilution	0.07%	-0.05%	0.06%	-0.12%	0.42%	0.45%
Total Shareholder Return	2.15%	2.20%	3.19%	2.18%	3.01%	4.99%

Updated Aug 5, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q