United Fire Group, Inc. (UFCS)

United Fire Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 7, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	962	928	722	508	690	582
Market Cap Growth	30.50%	28.49%	42.01%	-26.29%	18.59%	-7.51%
Enterprise Value	962.91	927.73	722.01	508.43	689.76	581.65
Last Close Price	37.69	36.35	28.45	20.12	27.36	23.19
PE Ratio	8.41	8.11	11.90	-17.05	46.37	7.34
Forward PE	10.51	10.92	13.74	19.73	23.59	16.27
PEG Ratio	-	1.13	1.13	1.13	1.13	1.13
PS Ratio	0.69	0.67	0.58	0.46	0.70	0.55
PB Ratio	1.02	0.99	0.92	0.69	0.93	0.66
P/TBV Ratio	1.06	1.02	0.94	0.69	0.94	0.67
P/FCF Ratio	3.65	3.52	2.20	3.16	-203.59	36.49
P/OCF Ratio	3.56	3.44	2.12	2.96	-551.37	19.44
EV/Sales Ratio	0.69	0.67	0.58	0.46	0.70	0.55
EV/EBITDA Ratio	5.67	5.46	7.58	-19.59	30.07	5.46
EV/EBIT Ratio	6.05	5.83	8.56	-13.94	45.19	5.81
EV/FCF Ratio	3.66	3.52	2.20	3.16	-203.59	36.49
Asset Turnover	0.38	0.38	0.38	0.36	0.33	0.35
Return on Equity (ROE)	13.72%	13.72%	8.18%	-4.03%	1.86%	9.46%
Return on Assets (ROA)	3.47%	3.47%	2.04%	-0.90%	0.64%	2.74%
Return on Invested Capital (ROIC)	3.64%	3.64%	2.16%	-0.95%	0.67%	2.84%
Return on Capital Employed (ROCE)	4.34%	4.34%	2.54%	-1.21%	0.52%	3.29%
Earnings Yield	12.31%	12.32%	8.40%	-5.86%	2.16%	13.63%
FCF Yield	27.43%	28.38%	45.49%	31.64%	-0.49%	2.74%
Dividend Yield	2.12%	1.76%	2.25%	3.18%	2.30%	2.59%
Payout Ratio	15.18%	13.80%	26.17%	-54.42%	105.52%	18.69%
Buyback Yield / Dilution	-1.68%	-1.68%	-2.65%	0.27%	0.79%	-1.97%
Total Shareholder Return	0.45%	0.08%	-0.40%	3.45%	3.09%	0.62%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q