United Fire Group Statistics
Total Valuation
UFCS has a market cap or net worth of $544.11 million. The enterprise value is $376.33 million.
| Market Cap | 544.11M |
| Enterprise Value | 376.33M |
Important Dates
The next estimated earnings date is Monday, August 5, 2024, after market close.
| Earnings Date | Aug 5, 2024 |
| Ex-Dividend Date | May 31, 2024 |
Share Statistics
UFCS has 25.30 million shares outstanding. The number of shares has increased by 1.31% in one year.
| Shares Outstanding | 25.30M |
| Shares Change (YoY) | +1.31% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 18.11% |
| Owned by Institutions (%) | 64.29% |
| Float | 21.15M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 16.94 |
| PS Ratio | 0.48 |
| Forward PS | 0.42 |
| PB Ratio | 0.74 |
| P/FCF Ratio | 2.47 |
| PEG Ratio | 2.90 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.71 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.07 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.23 |
| Interest Coverage | -6.05 |
Financial Efficiency
Return on equity (ROE) is -2.40% and return on invested capital (ROIC) is -2.56%.
| Return on Equity (ROE) | -2.40% |
| Return on Assets (ROA) | -0.50% |
| Return on Capital (ROIC) | -2.56% |
| Revenue Per Employee | $1.32M |
| Profits Per Employee | -$19,826 |
| Employee Count | 852 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -6.54M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -5.62% in the last 52 weeks. The beta is 0.40, so UFCS's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | -5.62% |
| 50-Day Moving Average | 21.87 |
| 200-Day Moving Average | 21.53 |
| Relative Strength Index (RSI) | 50.49 |
| Average Volume (20 Days) | 152,684 |
Short Selling Information
The latest short interest is 344,467, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 344,467 |
| Short Previous Month | 364,525 |
| Short % of Shares Out | 1.36% |
| Short % of Float | 1.63% |
| Short Ratio (days to cover) | 2.05 |
Income Statement
In the last 12 months, UFCS had revenue of $1.12 billion and -$16.89 million in losses. Loss per share was -$0.69.
| Revenue | 1.12B |
| Gross Profit | 349.90M |
| Operating Income | -20.11M |
| Pretax Income | -23.44M |
| Net Income | -16.89M |
| EBITDA | -9.58M |
| EBIT | -20.11M |
| Loss Per Share | -$0.69 |
Balance Sheet
The company has $217.79 million in cash and $50.00 million in debt, giving a net cash position of $167.79 million or $6.63 per share.
| Cash & Cash Equivalents | 217.79M |
| Total Debt | 50.00M |
| Net Cash | 167.79M |
| Net Cash Per Share | $6.63 |
| Equity (Book Value) | 736.77M |
| Book Value Per Share | 29.13 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $231.58 million and capital expenditures -$10.87 million, giving a free cash flow of $220.70 million.
| Operating Cash Flow | 231.58M |
| Capital Expenditures | -10.87M |
| Free Cash Flow | 220.70M |
| FCF Per Share | $8.54 |
Margins
Gross margin is 31.12%, with operating and profit margins of -1.79% and -1.50%.
| Gross Margin | 31.12% |
| Operating Margin | -1.79% |
| Pretax Margin | -2.08% |
| Profit Margin | -1.50% |
| EBITDA Margin | -0.85% |
| EBIT Margin | -1.79% |
| FCF Margin | 19.63% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.98%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.98% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | n/a |
| Buyback Yield | -1.31% |
| Shareholder Yield | 1.66% |
| Earnings Yield | -3.10% |
| FCF Yield | 40.56% |
Analyst Forecast
The average price target for UFCS is $21.00, which is -2.37% lower than the current price. The consensus rating is "Sell".
| Price Target | $21.00 |
| Price Target Difference | -2.37% |
| Analyst Consensus | Sell |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 16, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |