Union Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	43.02	76.73	75.69	78.85	71.42
Net Interest Income Growth	-43.93%	1.38%	-4.01%	10.41%	12.99%
Non-Interest Income	1.19	9.72	9.9	9.45	12.96
Non-Interest Income Growth	-87.79%	-1.83%	4.77%	-27.08%	-19.00%
Revenues Before Loan Losses	44.21	86.45	85.59	88.3	84.38
Provision for Credit Losses	0.77	0.93	-0.5	-	-
Revenue	43.43	85.52	86.09	88.3	84.38
Revenue Growth (YoY)	-49.21%	-0.66%	-2.50%	4.65%	9.57%
Compensation Expenses	23.93	21.39	19.61	19.11	19.04
Selling, General & Admin	6.72	6.19	5.76	5.61	5.34
Other Non-Interest Expenses	11.05	10.45	10	8.91	8.48
Total Non-Interest Expense	41.7	38.03	35.37	33.63	32.86
Pretax Income	12.01	9.13	12.88	15.25	15.82
Provision for Income Taxes	0.93	0.37	1.62	2.63	2.65
Net Income	11.08	8.76	11.26	12.62	13.17
Net Income to Common	11.08	8.76	11.26	12.62	13.17
Net Income Growth	26.47%	-22.17%	-10.76%	-4.21%	2.85%
Shares Outstanding (Basic)	5	5	5	4	4
Shares Outstanding (Diluted)	5	5	5	5	5
Shares Change (YoY)	0.12%	0.37%	0.51%	0.12%	0.35%
EPS (Basic)	2.43	1.94	2.50	2.81	2.94
EPS (Diluted)	2.43	1.92	2.48	2.79	2.92
EPS Growth	26.56%	-22.58%	-11.11%	-4.45%	2.46%
Free Cash Flow	0.77	11.08	7.25	28.37	25.68
Free Cash Flow Growth	-93.01%	52.93%	-74.46%	10.46%	-
Free Cash Flow Per Share	-	2.43	1.60	6.28	5.70
Dividends Per Share	1.440	1.440	1.440	1.400	1.320
Dividend Growth	-	-	2.86%	6.06%	3.13%
Profit Margin	25.51%	10.24%	13.08%	14.29%	15.61%
FCF Margin	1.78%	12.96%	8.42%	32.12%	30.44%
EBITDA	0	1.59	1.64	1.8	1.9
EBITDA Margin	0.00%	1.86%	1.90%	2.04%	2.25%
Effective Tax Rate	7.73%	4.04%	12.58%	17.26%	16.73%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q