Union Bankshares, Inc. (UNB)

NASDAQ: UNB · Real-Time Price · USD

23.40

-0.10 (-0.43%)

At close: Sep 23, 2026, 4:00 PM EDT

23.40

0.00 (0.00%)

After-hours: Sep 23, 2026, 4:15 PM EDT

Union Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	57.03	53.68	47.04	48.25	48.78	48.67
Revenue Growth	16.78%	14.12%	-2.50%	-1.10%	0.23%	7.19%
Net Income	12.11	11.08	8.76	11.26	12.62	13.17
Earnings Per Share	2.59	2.41	1.92	2.48	2.79	2.92
EPS Growth	28.73%	25.52%	-22.58%	-11.11%	-4.45%	2.46%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	38.94	21.26	25.3	92.36	54.31	79.12
Total Debt	353.4	305.17	278.45	84.54	68.46	17.86
Net Cash (Debt)	-314.46	-283.92	-253.15	7.82	-14.15	61.26
Net Cash Growth	-	-	-	-	-	-51.58%
Net Cash Per Share	-67.26	-61.83	-55.59	1.72	-3.13	13.59

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	22.42	17.23	12.15	9.19	29.03	29.19
Capital Expenditures	-1.54	-1.25	-1.07	-1.95	-0.67	-3.51
Free Cash Flow	20.88	15.97	11.08	7.25	28.37	25.68
Free Cash Flow Growth	104.18%	44.15%	52.93%	-74.46%	10.46%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	21.24%	20.64%	18.63%	23.33%	25.86%	27.06%
FCF Margin	36.61%	29.75%	23.55%	15.02%	58.15%	52.76%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.440	1.440	1.440	1.440	1.400	1.320
Dividend Per Share Growth	0%	0%	0%	2.86%	6.06%	3.13%
Dividend Yield	6.15%	6.34%	5.46%	5.43%	7.14%	5.69%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.04	9.81	14.93	12.27	8.56	10.16
P/FCF Ratio	5.54	6.81	11.81	19.07	3.81	5.21
PS Ratio	2.03	2.03	2.78	2.86	2.21	2.75