Union Bankshares, Inc. (UNB)

NASDAQ: UNB · Real-Time Price · USD

24.80

+0.13 (0.53%)

Jul 24, 2026, 4:00 PM EDT - Market closed

Union Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	90.69	96.73	85.52	86.09	88.3	84.38
Revenue Growth	-2.85%	13.10%	-0.66%	-2.50%	4.65%	9.57%
Net Income	12.11	11.08	8.76	11.26	12.62	13.17
Earnings Per Share	2.61	2.41	1.92	2.48	2.79	2.92
EPS Growth	28.57%	25.52%	-22.58%	-11.11%	-4.45%	2.46%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	30.98	12.3	15.84	77.67	37.89	65.92
Total Debt	16.32	16.31	16.27	16.24	16.21	16.17
Net Cash (Debt)	-16.32	-16.31	-16.27	-16.24	-16.21	-16.17
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3.52	-3.55	-3.57	-3.58	-3.59	-3.59

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	15.8	17.23	12.15	9.19	29.03	29.19
Capital Expenditures	-1.29	-1.25	-1.07	-1.95	-0.67	-3.51
Free Cash Flow	14.51	15.97	11.08	7.25	28.37	25.68
Free Cash Flow Growth	7.28%	44.15%	52.93%	-74.46%	10.46%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	14.80%	12.41%	10.68%	14.96%	17.27%	18.74%
Profit Margin	13.36%	11.45%	10.24%	13.08%	14.29%	15.61%
FCF Margin	0.00%	16.51%	12.96%	8.42%	32.12%	30.44%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.440	1.440	1.440	1.440	1.400	1.320
Dividend Per Share Growth	0%	0%	0%	2.86%	6.06%	3.13%
Dividend Yield	5.81%	5.99%	4.93%	4.64%	5.78%	4.39%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.59	9.85	15.06	12.36	8.61	10.22
P/FCF Ratio	-	6.85	11.84	19.12	3.82	5.22
PS Ratio	2.01	1.13	1.53	1.61	1.23	1.59