Union Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	91.04	86.04	76.73	75.69	78.85	71.42
Net Interest Income Growth	11.34%	12.14%	1.38%	-4.01%	10.41%	12.99%
Non-Interest Income	11.52	11.46	9.72	9.9	9.45	12.96
Non-Interest Income Growth	20.01%	17.89%	-1.83%	4.77%	-27.08%	-19.00%
Revenues Before Loan Losses	102.56	97.5	86.45	85.59	88.3	84.38
Provision for Credit Losses	0.21	0.77	0.93	-0.5	-	-
Revenue	102.34	96.73	85.52	86.09	88.3	84.38
Revenue Growth (YoY)	13.76%	13.10%	-0.66%	-2.50%	4.65%	9.57%
Compensation Expenses	24.6	23.93	21.39	19.61	19.11	19.04
Selling, General & Admin	6.77	6.72	6.19	5.76	5.61	5.34
Other Non-Interest Expenses	11.29	11.05	10.45	10	8.91	8.48
Total Non-Interest Expense	42.66	41.7	38.03	35.37	33.63	32.86
Pretax Income	12.69	12.01	9.13	12.88	15.25	15.82
Provision for Income Taxes	1.11	0.93	0.37	1.62	2.63	2.65
Net Income	11.58	11.08	8.76	11.26	12.62	13.17
Net Income to Common	11.58	11.08	8.76	11.26	12.62	13.17
Net Income Growth	30.95%	26.47%	-22.17%	-10.76%	-4.21%	2.85%
Shares Outstanding (Basic)	1,524	5	5	5	4	4
Shares Outstanding (Diluted)	1,536	5	5	5	5	5
Shares Change (YoY)	0.96%	0.83%	0.37%	0.51%	0.12%	0.35%
EPS (Basic)	2.53	2.43	1.94	2.50	2.81	2.94
EPS (Diluted)	2.52	2.41	1.92	2.48	2.79	2.92
EPS Growth	28.57%	25.52%	-22.58%	-11.11%	-4.45%	2.46%
Free Cash Flow	14.51	15.97	11.08	7.25	28.37	25.68
Free Cash Flow Growth	-9.19%	44.15%	52.93%	-74.46%	10.46%	-
Free Cash Flow Per Share	0.01	3.48	2.43	1.60	6.28	5.70
Dividends Per Share	1.440	1.440	1.440	1.440	1.400	1.320
Dividend Growth	-	-	-	2.86%	6.06%	3.13%
Profit Margin	11.32%	11.45%	10.24%	13.08%	14.29%	15.61%
FCF Margin	14.17%	16.51%	12.96%	8.42%	32.12%	30.44%
EBITDA	1.68	1.63	1.59	1.64	1.8	1.9
EBITDA Margin	1.64%	1.69%	1.86%	1.90%	2.04%	2.25%
Effective Tax Rate	8.72%	7.73%	4.04%	12.58%	17.26%	16.73%

SEC Filings: 10-K · 10-Q