Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $124.73 million. The enterprise value is $114.31 million.
| Market Cap | 124.73M |
| Enterprise Value | 114.31M |
Important Dates
The next estimated earnings date is Tuesday, April 30, 2024.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | Apr 25, 2024 |
Share Statistics
UNB has 4.52 million shares outstanding. The number of shares has increased by 0.20% in one year.
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | +0.20% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 19.89% |
| Owned by Institutions (%) | 15.15% |
| Float | 3.75M |
Valuation Ratios
The trailing PE ratio is 11.13.
| PE Ratio | 11.13 |
| Forward PE | n/a |
| PS Ratio | 2.59 |
| Forward PS | n/a |
| PB Ratio | 1.90 |
| P/FCF Ratio | 17.18 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.88, with an EV/FCF ratio of 15.74.
| EV / Earnings | 10.15 |
| EV / Sales | 2.37 |
| EV / EBITDA | 7.88 |
| EV / EBIT | 8.88 |
| EV / FCF | 15.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.25 |
| Debt / EBITDA | 5.64 |
| Debt / FCF | 11.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.20% and return on invested capital (ROIC) is 7.62%.
| Return on Equity (ROE) | 19.20% |
| Return on Assets (ROA) | 0.80% |
| Return on Capital (ROIC) | 7.62% |
| Revenue Per Employee | $244,904 |
| Profits Per Employee | $57,142 |
| Employee Count | 197 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $1.62 million in taxes.
| Income Tax | 1.62M |
| Effective Tax Rate | 12.58% |
Stock Price Statistics
The stock price has increased by +24.18% in the last 52 weeks. The beta is 0.87, so UNB's price volatility has been lower than the market average.
| Beta (1Y) | 0.87 |
| 52-Week Price Change | +24.18% |
| 50-Day Moving Average | 29.81 |
| 200-Day Moving Average | 26.82 |
| Relative Strength Index (RSI) | 38.99 |
| Average Volume (30 Days) | 3,943 |
Short Selling Information
The latest short interest is 16,905, so 0.37% of the outstanding shares have been sold short.
| Short Interest | 16,905 |
| Short Previous Month | 6,812 |
| Short % of Shares Out | 0.37% |
| Short % of Float | 0.45% |
| Short Ratio (days to cover) | 3.85 |
Income Statement
In the last 12 months, UNB had revenue of $48.25 million and earned $11.26 million in profits. Earnings per share was $2.48.
| Revenue | 48.25M |
| Gross Profit | 48.25M |
| Operating Income | 12.88M |
| Pretax Income | 12.88M |
| Net Income | 11.26M |
| EBITDA | 14.52M |
| EBIT | 12.88M |
| Earnings Per Share (EPS) | $2.48 |
Balance Sheet
The company has $92.36 million in cash and $81.94 million in debt, giving a net cash position of $10.42 million or $2.31 per share.
| Cash & Cash Equivalents | 92.36M |
| Total Debt | 81.94M |
| Net Cash | 10.42M |
| Net Cash Per Share | $2.31 |
| Equity / Book Value | 65.81M |
| Book Value Per Share | 14.56 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $9.19 million and capital expenditures -$1.93 million, giving a free cash flow of $7.26 million.
| Operating Cash Flow | 9.19M |
| Capital Expenditures | -1.93M |
| Free Cash Flow | 7.26M |
| FCF Per Share | $1.61 |
Margins
Gross margin is 100.00%, with operating and profit margins of 26.69% and 23.33%.
| Gross Margin | 100.00% |
| Operating Margin | 26.69% |
| Pretax Margin | 26.69% |
| Profit Margin | 23.33% |
| EBITDA Margin | 30.09% |
| EBIT Margin | 26.69% |
| FCF Margin | 15.05% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 5.22%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 5.22% |
| Dividend Growth (YoY) | 1.41% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 58.06% |
| Buyback Yield | -0.20% |
| Shareholder Yield | 5.02% |
| Earnings Yield | 9.02% |
| FCF Yield | 5.82% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 11, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Aug 11, 2003 |
| Split Type | Forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |