Union Bankshares, Inc. (UNB)

Union Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 22, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	110	109	131	139	108	134
Market Cap Growth	-29.09%	-16.56%	-5.28%	27.95%	-19.24%	16.38%
Enterprise Value	399.28	125.78	147.47	154.74	124.46	150.22
Last Close Price	23.89	23.73	28.91	30.65	24.01	29.83
PE Ratio	9.48	9.85	15.06	12.36	8.61	10.22
PS Ratio	1.98	1.13	1.53	1.61	1.23	1.59
PB Ratio	1.36	1.35	1.97	2.10	1.96	1.59
P/TBV Ratio	455.53	1.35	1.98	2.11	1.96	1.60
P/FCF Ratio	7.57	6.85	11.84	19.12	3.82	5.22
P/OCF Ratio	6.95	6.36	10.80	15.07	3.73	4.59
EV/Sales Ratio	7.22	1.30	1.72	1.80	1.41	1.78
EV/EBITDA Ratio	-	77.12	92.57	94.41	69.10	79.23
EV/FCF Ratio	27.53	7.87	13.31	21.36	4.39	5.85
Debt / Equity Ratio	0.20	0.20	0.24	0.25	0.29	0.19
Debt / EBITDA Ratio	9.74	10.00	10.22	9.91	9.00	8.53
Debt / FCF Ratio	1.13	1.02	1.47	2.24	0.57	0.63
Net Debt / Equity Ratio	0.20	0.20	0.25	0.25	0.29	0.19
Net Debt / EBITDA Ratio	9.74	10.00	10.22	9.91	9.00	8.53
Net Debt / FCF Ratio	1.13	1.02	1.47	2.24	0.57	0.63
Asset Turnover	0.06	0.06	0.06	0.06	0.07	0.07
Return on Equity (ROE)	14.35%	15.04%	13.25%	18.60%	18.08%	15.94%
Earnings Yield	10.55%	10.16%	6.64%	8.09%	11.62%	9.79%
FCF Yield	13.21%	14.59%	8.45%	5.23%	26.20%	19.16%
Dividend Yield	6.05%	5.99%	4.93%	4.64%	5.78%	4.39%
Payout Ratio	57.37%	58.49%	73.55%	56.99%	49.43%	44.62%
Buyback Yield / Dilution	-1.10%	-0.83%	-0.37%	-0.51%	-0.12%	-0.35%
Total Shareholder Return	4.95%	5.16%	4.56%	4.13%	5.66%	4.04%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q