Union Bankshares, Inc. (UNB)
NASDAQ: UNB · Real-Time Price · USD
23.50
+0.21 (0.90%)
Jun 12, 2026, 4:00 PM EDT - Market closed
Union Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 11.58 | 11.08 | 8.76 | 11.26 | 12.62 | 13.17 |
Depreciation & Amortization | 1.68 | 1.63 | 1.59 | 1.64 | 1.8 | 1.9 |
Provision for Credit Losses | 0.21 | 0.77 | 0.93 | -0.5 | - | - |
Stock-Based Compensation | 0.55 | 0.49 | 0.4 | 0.37 | 0.45 | 0.3 |
Net Change in Loans Held-for-Sale | -0.14 | 1.03 | -2.13 | -1.89 | 12.65 | 18.36 |
Other Adjustments | 0.9 | 1.02 | 1.1 | 1.61 | 0.93 | 1.24 |
Changes in Accrued Interest and Accounts Receivable | -0.36 | -0.52 | -1.06 | -1.25 | -0.92 | 0.88 |
Changes in Other Operating Activities | 1.38 | 1.71 | 2.56 | -2.05 | 1.5 | -6.65 |
Operating Cash Flow | 15.8 | 17.23 | 12.15 | 9.19 | 29.03 | 29.19 |
Operating Cash Flow Growth | 10.07% | 41.76% | 32.20% | -68.34% | -0.55% | - |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 0 | 0.51 | 5.23 | 1.74 | -3.23 | 6.97 |
Net Change in Loans Held-for-Investment | -15.76 | -19.03 | -127.44 | -70.12 | -171.1 | -15.86 |
Net Change in Securities and Investments | -64.22 | -66.77 | 1.27 | -8.61 | -30.1 | -175.42 |
Capital Expenditures | -1.29 | -1.25 | -1.07 | -1.95 | -0.67 | -3.51 |
Sale of Property, Plant & Equipment | - | - | 0.05 | 0.02 | - | 0.11 |
Other Investing Activities | -1.82 | -1.79 | -2.86 | -3.34 | -2.48 | -2.3 |
Investing Cash Flow | -83.08 | -88.33 | -124.83 | -82.25 | -207.58 | -190.01 |
Net Change in Deposits | 18.44 | 46.09 | -136.71 | 103.69 | 106.83 | 100.78 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 40 | -13.5 | 19 | -40 | 50 | - |
Long-Term Debt Issued | 40.29 | 70.29 | 285 | 90.7 | - | 16.5 |
Long-Term Debt Repaid | -10 | -30 | -110 | -35 | - | -7.16 |
Net Long-Term Debt Issued (Repaid) | 30.29 | 40.29 | 175 | 55.7 | - | 9.34 |
Issuance of Common Stock | 1.15 | 1.18 | - | - | - | 0.07 |
Repurchase of Common Stock | - | - | - | -0.13 | -0.08 | -0 |
Net Common Stock Issued (Repurchased) | 1.15 | 1.18 | - | -0.13 | -0.08 | 0.07 |
Common Dividends Paid | -6.51 | -6.48 | -6.44 | -6.42 | -6.24 | -5.88 |
Other Financing Activities | - | - | - | - | - | -0.34 |
Financing Cash Flow | 83.4 | 67.57 | 50.85 | 112.84 | 150.52 | 103.97 |
Net Cash Flow | 16.11 | -3.54 | -61.83 | 39.78 | -28.04 | -56.85 |
Free Cash Flow | 14.51 | 15.97 | 11.08 | 7.25 | 28.37 | 25.68 |
Free Cash Flow Growth | -9.19% | 44.15% | 52.93% | -74.46% | 10.46% | - |
FCF Margin | 14.17% | 16.51% | 12.96% | 8.42% | 32.12% | 30.44% |
Free Cash Flow Per Share | 0.01 | 3.48 | 2.43 | 1.60 | 6.28 | 5.70 |
Levered Free Cash Flow | 43.27 | 52.94 | 185.79 | 63.35 | 14.34 | 15.12 |
Unlevered Free Cash Flow | 1.4 | 1.57 | 2.03 | -3.6 | 1.72 | -7.38 |