Union Bankshares, Inc. (UNB)

Union Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	35.47	15.84	77.67	37.89	65.92	122.77
Investment Securities	97.98	101.36	140.81	114.54	111.47	63.74
Mortgage-Backed Securities	185.01	173.28	152.38	164.43	178.25	62.35
Total Investments	282.99	274.64	293.19	278.97	289.72	126.09
Gross Loans	1,176	1,158	1,030	959.49	787.76	771.17
Allowance for Loan Losses	-8.4	-7.68	-6.57	-8.34	-8.34	-8.27
Other Adjustments to Gross Loans	-	-	-	-	-	-0.15
Net Loans	1,168	1,150	1,023	951.15	779.42	762.75
Property, Plant & Equipment	19.98	22.54	23.22	22.63	23.23	21.77
Loans Held for Sale	4.53	5.2	3.07	1.18	13.83	32.19
Accrued Interest Receivable	5.59	6.47	5.41	4.16	-	-
Long-Term Deferred Tax Assets	-	11.31	8.9	10.12	0.31	-
Other Long-Term Assets	45.27	30.95	30.86	27.69	31.84	26.98
Total Assets	1,574	1,528	1,469	1,336	1,205	1,094
Interest Bearing Deposits	894.05	881.12	1,012	889.41	813.97	708.68
Institutional Deposits	68.33	61.72	42.81	26.36	16.22	70.37
Non-Interest Bearing Deposits	227.2	226.05	250.99	286.15	264.89	215.25
Total Deposits	1,190	1,169	1,306	1,202	1,095	994.3
Short-Term Borrowings	-	29	10	50	-	-
Current Portion of Leases	-	0.22	-	-	-	-
Accrued Interest Payable	3.13	3.32	1.67	0.35	0.23	0.11
Long-Term Debt	16.3	16.27	16.24	16.21	16.17	-
Federal Home Loan Bank Debt, Long-Term	270.84	230.7	55.7	-	-	7.16
Long-Term Leases	-	2.27	2.61	2.26	1.69	1.79
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.43
Other Long-Term Liabilities	16.38	11.21	11.26	10.54	7.86	8.9
Total Liabilities	1,496	1,462	1,403	1,281	1,121	1,013
Common Stock	10.11	10.02	9.99	9.97	9.93	9.91
Additional Paid-In Capital	4.23	3.03	2.62	2.23	1.77	1.39
Retained Earnings	95.15	91.72	89.47	84.67	78.35	71.1
Treasury Stock	-4.28	-4.3	-4.32	-4.22	-4.16	-4.17
Comprehensive Income & Other	-27.53	-34	-31.96	-37.42	-1.55	2.64
Shareholders' Equity	77.68	66.48	65.81	55.22	84.34	80.87
Total Liabilities & Equity	1,574	1,528	1,469	1,336	1,205	1,094
Total Debt	287.14	278.45	84.54	68.46	17.86	8.95
Net Cash (Debt)	-243.21	-253.15	7.82	-14.15	61.26	126.52
Net Cash Growth	-	-	-	-	-51.58%	1749.39%
Net Cash Per Share	-53.11	-55.59	1.72	-3.13	13.59	28.16
Filing Date Shares Outstanding	4.58	4.54	4.52	4.51	4.49	4.48
Total Common Shares Outstanding	4.58	4.54	4.52	4.51	4.49	4.48
Book Value Per Share	16.95	14.65	14.56	12.25	18.77	18.05
Tangible Book Value	77.68	66.48	65.81	55.22	84.34	80.87
Tangible Book Value Per Share	16.95	14.65	14.56	12.25	18.77	18.05

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q