Union Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	12.3	15.84	77.67	37.89	65.92
Investment Securities	337.25	101.36	140.81	114.54	111.47
Mortgage-Backed Securities	-	173.28	152.38	164.43	178.25
Total Investments	337.25	274.64	293.19	278.97	289.72
Gross Loans	1,177	1,158	1,030	959.49	787.76
Allowance for Loan Losses	-8.41	-7.68	-6.57	-8.34	-8.34
Net Loans	1,168	1,150	1,023	951.15	779.42
Property, Plant & Equipment	19.85	22.54	23.22	22.63	23.23
Loans Held for Sale	4.17	5.2	3.07	1.18	13.83
Accrued Interest Receivable	75.23	6.47	5.41	4.16	-
Long-Term Deferred Tax Assets	-	11.31	8.9	10.12	0.31
Other Long-Term Assets	-	30.95	30.86	27.69	31.84
Total Assets	1,617	1,528	1,469	1,336	1,205
Interest Bearing Deposits	988.04	881.12	1,012	889.41	813.97
Institutional Deposits	-	61.72	42.81	26.36	16.22
Non-Interest Bearing Deposits	226.94	226.05	250.99	286.15	264.89
Total Deposits	1,215	1,169	1,306	1,202	1,095
Short-Term Borrowings	-	29	10	50	-
Current Portion of Leases	-	0.22	-	-	-
Accrued Interest Payable	18.56	3.32	1.67	0.35	0.23
Long-Term Debt	302.79	16.27	16.24	16.21	16.17
Federal Home Loan Bank Debt, Long-Term	-	230.7	55.7	-	-
Long-Term Leases	-	2.27	2.61	2.26	1.69
Other Long-Term Liabilities	-	11.21	11.26	10.54	7.86
Total Liabilities	1,536	1,462	1,403	1,281	1,121
Common Stock	10.17	10.02	9.99	9.97	9.93
Additional Paid-In Capital	4.61	3.03	2.62	2.23	1.77
Retained Earnings	96.25	91.72	89.47	84.67	78.35
Treasury Stock	-4.28	-4.3	-4.32	-4.22	-4.16
Comprehensive Income & Other	-25.88	-34	-31.96	-37.42	-1.55
Shareholders' Equity	80.86	66.48	65.81	55.22	84.34
Total Liabilities & Equity	1,617	1,528	1,469	1,336	1,205
Total Debt	302.79	278.45	84.54	68.46	17.86
Net Cash (Debt)	-281.53	-253.15	7.82	-14.15	61.26
Net Cash Growth	-	-	-	-	-51.58%
Net Cash Per Share	-61.74	-55.59	1.72	-3.13	13.59
Filing Date Shares Outstanding	4.58	4.54	4.52	4.51	4.49
Total Common Shares Outstanding	4.58	4.54	4.52	4.51	4.49
Book Value Per Share	17.66	14.65	14.56	12.25	18.77
Tangible Book Value	80.86	66.48	65.81	55.22	84.34
Tangible Book Value Per Share	17.66	14.65	14.56	12.25	18.77

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q