Union Bankshares, Inc. (UNB)
NASDAQ: UNB · Real-Time Price · USD
24.49
-0.01 (-0.04%)
Oct 10, 2025, 2:47 PM EDT - Market open
Union Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2010 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2010 - 2019 |
Net Income | 8.76 | 11.26 | 12.62 | 13.17 | 12.81 | Upgrade |
Depreciation & Amortization | 1.63 | 1.67 | 1.84 | 1.91 | 2.06 | Upgrade |
Provision for Credit Losses | 0.93 | -0.5 | - | - | 2.2 | Upgrade |
Stock-Based Compensation | 0.4 | 0.37 | 0.45 | 0.3 | 0.24 | Upgrade |
Net Change in Loans Held-for-Sale | -0.44 | -0.73 | 13.66 | 23.32 | -16.58 | Upgrade |
Other Adjustments | -0.63 | 0.41 | -0.11 | -3.73 | -6.52 | Upgrade |
Changes in Accrued Interest and Accounts Receivable | -1.06 | -1.25 | -0.92 | 0.88 | -1.2 | Upgrade |
Changes in Other Operating Activities | 2.56 | -2.05 | 1.5 | -6.65 | -0.07 | Upgrade |
Operating Cash Flow | 12.15 | 9.19 | 29.03 | 29.19 | -7.06 | Upgrade |
Operating Cash Flow Growth | 32.20% | -68.34% | -0.55% | - | - | Upgrade |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 5.23 | 1.74 | 3.6 | -0.5 | -6.13 | Upgrade |
Net Change in Loans Held-for-Investment | -127.44 | -70.12 | -171.1 | -15.86 | -101.03 | Upgrade |
Net Change in Securities and Investments | 1.23 | -8.66 | -37.12 | -168.06 | -15.49 | Upgrade |
Capital Expenditures | -1.07 | -1.95 | -0.67 | -3.51 | -1.01 | Upgrade |
Sale of Property, Plant & Equipment | 0.05 | 0.02 | - | - | - | Upgrade |
Other Investing Activities | -2.82 | -3.29 | -2.29 | -2.08 | -2.26 | Upgrade |
Investing Cash Flow | -124.83 | -82.25 | -207.58 | -190.01 | -125.91 | Upgrade |
Net Change in Deposits | -136.71 | 103.69 | 106.83 | 100.78 | 250.28 | Upgrade |
Long-Term Debt Issued | 285 | 90.7 | - | 16.5 | - | Upgrade |
Long-Term Debt Repaid | -110 | -35 | - | -7.16 | - | Upgrade |
Net Long-Term Debt Issued (Repaid) | 175 | 55.7 | - | 9.34 | - | Upgrade |
Issuance of Common Stock | - | - | - | 0.07 | 0.02 | Upgrade |
Repurchase of Common Stock | - | -0.13 | -0.08 | -0 | - | Upgrade |
Net Common Stock Issued (Repurchased) | - | -0.13 | -0.08 | 0.07 | 0.02 | Upgrade |
Common Dividends Paid | -6.44 | -6.42 | -6.24 | -5.88 | -5.69 | Upgrade |
Other Financing Activities | 19 | -40 | 50 | -0.34 | -40 | Upgrade |
Financing Cash Flow | 50.85 | 112.84 | 150.52 | 103.97 | 204.61 | Upgrade |
Net Cash Flow | -61.83 | 39.78 | -28.04 | -56.85 | 71.64 | Upgrade |
Beginning Cash & Cash Equivalents | 77.67 | 37.89 | 65.92 | 122.77 | 51.13 | Upgrade |
Ending Cash & Cash Equivalents | 15.84 | 77.67 | 37.89 | 65.92 | 122.77 | Upgrade |
Free Cash Flow | 11.08 | 7.25 | 28.37 | 25.68 | -8.07 | Upgrade |
Free Cash Flow Growth | 52.93% | -74.46% | 10.46% | - | - | Upgrade |
FCF Margin | 23.50% | 15.02% | 58.04% | 52.76% | -17.77% | Upgrade |
Free Cash Flow Per Share | 2.43 | 1.60 | 6.28 | 5.70 | -1.80 | Upgrade |
Levered Free Cash Flow | 185.82 | 63.39 | 14.37 | 15.13 | 12.59 | Upgrade |
Unlevered Free Cash Flow | 2.06 | -3.57 | 1.76 | -7.37 | -0.21 | Upgrade |
Updated May 14, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.