Union Bankshares, Inc. (UNB)

Union Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	111	131	140	108	134	115
Market Cap Growth	-7.04%	-6.13%	29.12%	-19.24%	16.38%	-28.97%
Enterprise Value	362.2	147.47	156.01	124.46	150.22	115.18
Last Close Price	24.49	28.91	30.93	24.01	29.83	25.71
PE Ratio	12.19	15.06	12.47	8.61	10.22	9.02
PS Ratio	2.27	2.78	2.90	2.21	2.75	2.54
PB Ratio	1.56	1.97	2.12	1.96	1.59	1.42
P/TBV Ratio	1.57	1.98	2.13	1.96	1.60	1.43
P/FCF Ratio	10.90	11.84	19.29	3.82	5.22	-14.27
P/OCF Ratio	9.79	10.80	15.21	3.73	4.59	-16.31
EV/Sales Ratio	7.40	3.13	3.23	2.55	3.09	2.54
EV/EBITDA Ratio	-	90.64	93.25	67.82	78.77	55.86
EV/FCF Ratio	35.42	13.31	21.53	4.39	5.85	-14.27
Debt / Equity Ratio	0.23	0.24	0.25	0.29	0.19	0
Debt / EBITDA Ratio	-	10.00	9.71	8.83	8.48	-
Debt / FCF Ratio	13.27	1.47	2.24	0.57	0.63	-
Asset Turnover	0.03	0.03	0.03	0.04	0.04	0.05
Return on Equity (ROE)	13.39%	13.25%	18.60%	18.08%	15.94%	16.77%
Earnings Yield	8.27%	6.64%	8.02%	11.62%	9.79%	11.09%
FCF Yield	9.17%	8.45%	5.18%	26.20%	19.16%	-7.01%
Dividend Yield	5.88%	4.93%	4.60%	5.78%	4.39%	4.95%
Payout Ratio	71.63%	73.55%	56.99%	49.43%	44.62%	44.43%
Buyback Yield / Dilution	0.00%	0.00%	0.09%	0.07%	-0.05%	-0.02%
Total Shareholder Return	5.88%	4.93%	4.69%	5.85%	4.34%	4.93%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q