Union Bankshares, Inc. (UNB)

Union Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	96	138	108	134	115	162
Market Cap Growth	38.25%	27.91%	-19.28%	16.28%	-29.00%	-24.01%
Enterprise Value	226	128	120	71	-13	152
PE Ratio	9.03	12.27	8.56	10.16	8.99	15.22
PS Ratio	2.00	2.86	2.21	2.75	2.53	4.06
PB Ratio	1.50	2.10	1.96	1.59	1.42	2.26
P/FCF Ratio	13.99	19.03	3.81	5.21	-14.26	31.00
P/OCF Ratio	10.69	15.03	3.72	4.58	-16.29	13.92
EV/Sales Ratio	4.72	2.65	2.45	1.46	-0.29	3.79
EV/EBITDA Ratio	16.51	8.80	7.03	4.00	-0.77	10.66
EV/EBIT Ratio	18.78	9.92	7.86	4.48	-0.87	12.14
EV/FCF Ratio	32.93	17.59	4.23	2.76	1.64	28.99
Debt / Equity Ratio	2.62	1.25	1.20	0.19	0.09	0.66
Debt / EBITDA Ratio	12.21	5.64	3.88	0.91	0.41	3.32
Debt / FCF Ratio	24.35	11.28	2.33	0.63	-0.89	9.02
Asset Turnover	0.03	0.04	0.04	0.04	0.05	0.05
Return on Equity (ROE)	18.00%	19.20%	21.50%	16.00%	16.60%	15.30%
Return on Assets (ROA)	0.80%	0.80%	1.00%	1.20%	1.30%	1.30%
Return on Capital (ROIC)	4.64%	7.62%	10.39%	13.10%	14.55%	8.95%
Earnings Yield	11.15%	8.15%	11.68%	9.84%	11.13%	6.57%
FCF Yield	7.15%	5.26%	26.26%	19.19%	-7.01%	3.23%
Dividend Yield	6.79%	4.70%	5.80%	4.40%	5.00%	3.40%
Payout Ratio	61.28%	57.60%	49.80%	44.90%	44.80%	52.10%
Buyback Yield / Dilution	-0.22%	-0.20%	-0.29%	-0.22%	-0.14%	-0.07%
Total Shareholder Return	6.56%	4.50%	5.51%	4.18%	4.86%	3.33%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).