Union Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	108	109	131	139	108	134
Market Cap Growth	-17.92%	-16.56%	-5.28%	27.95%	-19.24%	16.38%
Enterprise Value	393.5	125.78	147.47	154.74	124.46	150.22
Last Close Price	23.34	23.73	28.91	30.65	24.01	29.83
PE Ratio	10.01	9.85	15.06	12.36	8.61	10.22
PS Ratio	2.04	1.13	1.53	1.61	1.23	1.59
PB Ratio	1.38	1.35	1.97	2.10	1.96	1.59
P/TBV Ratio	1.33	1.35	1.98	2.11	1.96	1.60
P/FCF Ratio	6.86	6.85	11.84	19.12	3.82	5.22
P/OCF Ratio	6.36	6.36	10.80	15.07	3.73	4.59
EV/Sales Ratio	7.33	1.30	1.72	1.80	1.41	1.78
EV/EBITDA Ratio	-	77.12	92.57	94.41	69.10	79.23
EV/FCF Ratio	24.64	7.87	13.31	21.36	4.39	5.85
Debt / Equity Ratio	0.20	0.20	0.24	0.25	0.29	0.19
Debt / EBITDA Ratio	10.00	10.00	10.22	9.91	9.00	8.53
Debt / FCF Ratio	1.02	1.02	1.47	2.24	0.57	0.63
Net Debt / Equity Ratio	0.20	0.20	0.25	0.25	0.29	0.19
Net Debt / EBITDA Ratio	10.00	10.00	10.22	9.91	9.00	8.53
Net Debt / FCF Ratio	1.02	1.02	1.47	2.24	0.57	0.63
Asset Turnover	0.06	0.06	0.06	0.06	0.07	0.07
Return on Equity (ROE)	15.04%	15.04%	13.25%	18.60%	18.08%	15.94%
Earnings Yield	10.11%	10.16%	6.64%	8.09%	11.62%	9.79%
FCF Yield	14.58%	14.59%	8.45%	5.23%	26.20%	19.16%
Dividend Yield	6.17%	5.99%	4.93%	4.64%	5.78%	4.39%
Payout Ratio	59.75%	58.49%	73.55%	56.99%	49.43%	44.62%
Buyback Yield / Dilution	-1.08%	-1.08%	0.00%	0.09%	0.07%	-0.05%
Total Shareholder Return	5.09%	4.92%	4.93%	4.74%	5.85%	4.34%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q