Union Bankshares, Inc. (UNB)

Union Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 21, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	111	131	138	108	134	115
Market Cap Growth	-13.33%	-5.31%	27.91%	-19.28%	16.28%	-29.00%
Last Close Price	24.33	27.54	27.73	20.49	24.24	20.02
PE Ratio	9.85	14.93	12.27	8.56	10.16	8.99
PS Ratio	2.10	2.77	2.86	2.21	2.75	2.53
PB Ratio	1.44	1.97	2.10	1.96	1.59	1.42
P/FCF Ratio	5.96	11.81	19.07	3.81	5.21	-
P/OCF Ratio	5.63	10.77	15.03	3.72	4.58	-
Debt / Equity Ratio	3.70	4.19	1.29	1.24	0.21	0.11
Debt / FCF Ratio	15.35	25.13	11.67	2.41	0.70	-
Return on Equity (ROE)	15.11%	13.25%	18.60%	18.08%	15.94%	16.77%
Return on Assets (ROA)	0.73%	0.58%	0.80%	0.99%	1.15%	1.30%
Earnings Yield	10.17%	6.70%	8.15%	11.68%	9.84%	11.13%
FCF Yield	16.78%	8.47%	5.24%	26.26%	19.20%	-7.01%
Dividend Yield	5.95%	5.23%	5.19%	6.83%	5.45%	6.39%
Payout Ratio	58.32%	73.55%	56.99%	49.43%	44.62%	44.43%
Buyback Yield / Dilution	-0.73%	-0.37%	-0.51%	-0.12%	-0.35%	-0.27%
Total Shareholder Return	5.23%	4.86%	4.68%	6.71%	5.10%	6.13%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q