Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $142.52 million. The enterprise value is $338.78 million.
Important Dates
The next estimated earnings date is Wednesday, January 15, 2025.
| Earnings Date | Jan 15, 2025 |
| Ex-Dividend Date | Oct 25, 2024 |
Share Statistics
UNB has 4.52 million shares outstanding. The number of shares has increased by 0.31% in one year.
| Current Share Class | 4.52M |
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | +0.31% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 17.12% |
| Owned by Institutions (%) | 20.13% |
| Float | 3.75M |
Valuation Ratios
The trailing PE ratio is 16.24.
| PE Ratio | 16.24 |
| Forward PE | n/a |
| PS Ratio | 3.07 |
| Forward PS | n/a |
| PB Ratio | 1.97 |
| P/TBV Ratio | 1.97 |
| P/FCF Ratio | 18.60 |
| P/OCF Ratio | 15.12 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 38.46 |
| EV / Sales | 7.30 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 44.22 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 33.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.49%.
| Return on Equity (ROE) | 14.49% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $235,457 |
| Profits Per Employee | $44,716 |
| Employee Count | 197 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $533,000 in taxes.
| Income Tax | 533,000 |
| Effective Tax Rate | 5.71% |
Stock Price Statistics
The stock price has increased by +3.28% in the last 52 weeks. The beta is 0.76, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +3.28% |
| 50-Day Moving Average | 31.14 |
| 200-Day Moving Average | 26.91 |
| Relative Strength Index (RSI) | 42.66 |
| Average Volume (20 Days) | 11,346 |
Short Selling Information
The latest short interest is 6,254, so 0.14% of the outstanding shares have been sold short.
| Short Interest | 6,254 |
| Short Previous Month | 6,754 |
| Short % of Shares Out | 0.14% |
| Short % of Float | 0.17% |
| Short Ratio (days to cover) | 0.90 |
Income Statement
In the last 12 months, UNB had revenue of $46.39 million and earned $8.81 million in profits. Earnings per share was $1.94.
| Revenue | 46.39M |
| Gross Profit | 46.39M |
| Operating Income | 9.34M |
| Pretax Income | 10.97M |
| Net Income | 8.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Full Income StatementBalance Sheet
The company has $60.71 million in cash and $256.96 million in debt, giving a net cash position of -$196.25 million or -$43.38 per share.
| Cash & Cash Equivalents | 60.71M |
| Total Debt | 256.96M |
| Net Cash | -196.25M |
| Net Cash Per Share | -$43.38 |
| Equity (Book Value) | 72.30M |
| Book Value Per Share | 15.98 |
| Working Capital | -1.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.43 million and capital expenditures -$1.77 million, giving a free cash flow of $7.66 million.
| Operating Cash Flow | 9.43M |
| Capital Expenditures | -1.77M |
| Free Cash Flow | 7.66M |
| FCF Per Share | $1.69 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.14% |
| Pretax Margin | 20.14% |
| Profit Margin | 18.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.52% |