Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $140.65 million. The enterprise value is $397.71 million.
Important Dates
The next estimated earnings date is Tuesday, May 13, 2025.
Earnings Date | May 13, 2025 |
Ex-Dividend Date | Jan 24, 2025 |
Share Statistics
UNB has 4.54 million shares outstanding. The number of shares has increased by 0.37% in one year.
Current Share Class | 4.54M |
Shares Outstanding | 4.54M |
Shares Change (YoY) | +0.37% |
Shares Change (QoQ) | -1.68% |
Owned by Insiders (%) | 17.58% |
Owned by Institutions (%) | 23.23% |
Float | 3.74M |
Valuation Ratios
The trailing PE ratio is 16.39.
PE Ratio | 16.39 |
Forward PE | n/a |
PS Ratio | 3.02 |
Forward PS | n/a |
PB Ratio | 2.15 |
P/TBV Ratio | 2.17 |
P/FCF Ratio | 13.05 |
P/OCF Ratio | 11.90 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 45.40 |
EV / Sales | 8.43 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 35.89 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 25.13 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.25%.
Return on Equity (ROE) | 13.25% |
Return on Assets (ROA) | 0.58% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $239,376 |
Profits Per Employee | $44,472 |
Employee Count | 197 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $369,000 in taxes.
Income Tax | 369,000 |
Effective Tax Rate | 4.04% |
Stock Price Statistics
The stock price has increased by +3.10% in the last 52 weeks. The beta is 0.79, so UNB's price volatility has been lower than the market average.
Beta (5Y) | 0.79 |
52-Week Price Change | +3.10% |
50-Day Moving Average | 30.79 |
200-Day Moving Average | 28.05 |
Relative Strength Index (RSI) | 55.50 |
Average Volume (20 Days) | 11,074 |
Short Selling Information
The latest short interest is 22,911, so 0.50% of the outstanding shares have been sold short.
Short Interest | 22,911 |
Short Previous Month | 32,455 |
Short % of Shares Out | 0.50% |
Short % of Float | 0.61% |
Short Ratio (days to cover) | 2.56 |
Income Statement
In the last 12 months, UNB had revenue of $47.16 million and earned $8.76 million in profits. Earnings per share was $1.92.
Revenue | 47.16M |
Gross Profit | 47.16M |
Operating Income | 9.13M |
Pretax Income | 10.97M |
Net Income | 8.76M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.92 |
Full Income Statement Balance Sheet
The company has $25.30 million in cash and $278.45 million in debt, giving a net cash position of -$253.15 million or -$55.78 per share.
Cash & Cash Equivalents | 25.30M |
Total Debt | 278.45M |
Net Cash | -253.15M |
Net Cash Per Share | -$55.78 |
Equity (Book Value) | 66.48M |
Book Value Per Share | 14.65 |
Working Capital | -1.16B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $12.15 million and capital expenditures -$1.07 million, giving a free cash flow of $11.08 million.
Operating Cash Flow | 12.15M |
Capital Expenditures | -1.07M |
Free Cash Flow | 11.08M |
FCF Per Share | $2.44 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 19.36% |
Pretax Margin | 19.36% |
Profit Margin | 18.58% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 23.50% |