Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $130.76 million. The enterprise value is $381.43 million.
Important Dates
The next estimated earnings date is Tuesday, March 4, 2025.
| Earnings Date | Mar 4, 2025 |
| Ex-Dividend Date | Jan 24, 2025 |
Share Statistics
UNB has 4.52 million shares outstanding. The number of shares has decreased by -0.47% in one year.
| Current Share Class | 4.52M |
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | -0.47% |
| Shares Change (QoQ) | -1.68% |
| Owned by Insiders (%) | 17.30% |
| Owned by Institutions (%) | 23.29% |
| Float | 3.74M |
Valuation Ratios
The trailing PE ratio is 14.90.
| PE Ratio | 14.90 |
| Forward PE | n/a |
| PS Ratio | 2.77 |
| Forward PS | n/a |
| PB Ratio | 1.95 |
| P/TBV Ratio | 1.97 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 43.54 |
| EV / Sales | 8.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.25%.
| Return on Equity (ROE) | 13.25% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $239,376 |
| Profits Per Employee | $44,472 |
| Employee Count | 197 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $369,000 in taxes.
| Income Tax | 369,000 |
| Effective Tax Rate | 4.04% |
Stock Price Statistics
The stock price has decreased by -4.78% in the last 52 weeks. The beta is 0.80, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | -4.78% |
| 50-Day Moving Average | 31.33 |
| 200-Day Moving Average | 27.26 |
| Relative Strength Index (RSI) | 36.26 |
| Average Volume (20 Days) | 6,040 |
Short Selling Information
The latest short interest is 28,198, so 0.62% of the outstanding shares have been sold short.
| Short Interest | 28,198 |
| Short Previous Month | 32,251 |
| Short % of Shares Out | 0.62% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 4.17 |
Income Statement
In the last 12 months, UNB had revenue of $47.16 million and earned $8.76 million in profits. Earnings per share was $1.94.
| Revenue | 47.16M |
| Gross Profit | 47.16M |
| Operating Income | 9.13M |
| Pretax Income | 10.97M |
| Net Income | 8.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Full Income StatementBalance Sheet
The company has $25.30 million in cash and $275.97 million in debt, giving a net cash position of -$250.67 million or -$55.40 per share.
| Cash & Cash Equivalents | 25.30M |
| Total Debt | 275.97M |
| Net Cash | -250.67M |
| Net Cash Per Share | -$55.40 |
| Equity (Book Value) | 66.48M |
| Book Value Per Share | 14.84 |
| Working Capital | -1.08B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 19.36% |
| Pretax Margin | 19.36% |
| Profit Margin | 18.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |