Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $137.50 million. The enterprise value is $333.76 million.
Important Dates
The next estimated earnings date is Tuesday, January 28, 2025.
Earnings Date | Jan 28, 2025 |
Ex-Dividend Date | Oct 25, 2024 |
Share Statistics
UNB has 4.52 million shares outstanding. The number of shares has increased by 0.31% in one year.
Current Share Class | 4.52M |
Shares Outstanding | 4.52M |
Shares Change (YoY) | +0.31% |
Shares Change (QoQ) | +0.05% |
Owned by Insiders (%) | 17.12% |
Owned by Institutions (%) | 20.13% |
Float | 3.75M |
Valuation Ratios
The trailing PE ratio is 15.67.
PE Ratio | 15.67 |
Forward PE | n/a |
PS Ratio | 2.96 |
Forward PS | n/a |
PB Ratio | 1.90 |
P/TBV Ratio | 1.90 |
P/FCF Ratio | 17.95 |
P/OCF Ratio | 14.59 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 37.89 |
EV / Sales | 7.20 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 43.56 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 33.54 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.49%.
Return on Equity (ROE) | 14.49% |
Return on Assets (ROA) | 0.60% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $235,457 |
Profits Per Employee | $44,716 |
Employee Count | 197 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $533,000 in taxes.
Income Tax | 533,000 |
Effective Tax Rate | 5.71% |
Stock Price Statistics
The stock price has decreased by -2.94% in the last 52 weeks. The beta is 0.79, so UNB's price volatility has been lower than the market average.
Beta (5Y) | 0.79 |
52-Week Price Change | -2.94% |
50-Day Moving Average | 31.56 |
200-Day Moving Average | 26.80 |
Relative Strength Index (RSI) | 50.45 |
Average Volume (20 Days) | 9,027 |
Short Selling Information
The latest short interest is 35,670, so 0.79% of the outstanding shares have been sold short.
Short Interest | 35,670 |
Short Previous Month | 12,591 |
Short % of Shares Out | 0.79% |
Short % of Float | 0.95% |
Short Ratio (days to cover) | 3.22 |
Income Statement
In the last 12 months, UNB had revenue of $46.39 million and earned $8.81 million in profits. Earnings per share was $1.94.
Revenue | 46.39M |
Gross Profit | 46.39M |
Operating Income | 9.34M |
Pretax Income | 10.97M |
Net Income | 8.81M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.94 |
Full Income Statement Balance Sheet
The company has $60.71 million in cash and $256.96 million in debt, giving a net cash position of -$196.25 million or -$43.38 per share.
Cash & Cash Equivalents | 60.71M |
Total Debt | 256.96M |
Net Cash | -196.25M |
Net Cash Per Share | -$43.38 |
Equity (Book Value) | 72.30M |
Book Value Per Share | 15.98 |
Working Capital | -1.11B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $9.43 million and capital expenditures -$1.77 million, giving a free cash flow of $7.66 million.
Operating Cash Flow | 9.43M |
Capital Expenditures | -1.77M |
Free Cash Flow | 7.66M |
FCF Per Share | $1.69 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 20.14% |
Pretax Margin | 20.14% |
Profit Margin | 18.99% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 16.52% |