Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $158.99 million. The enterprise value is $412.14 million.
Important Dates
The next estimated earnings date is Tuesday, May 13, 2025.
| Earnings Date | May 13, 2025 |
| Ex-Dividend Date | Apr 25, 2025 |
Share Statistics
UNB has 4.54 million shares outstanding. The number of shares has increased by 0.37% in one year.
| Current Share Class | 4.54M |
| Shares Outstanding | 4.54M |
| Shares Change (YoY) | +0.37% |
| Shares Change (QoQ) | -1.68% |
| Owned by Insiders (%) | 17.24% |
| Owned by Institutions (%) | 23.39% |
| Float | 3.76M |
Valuation Ratios
The trailing PE ratio is 18.24.
| PE Ratio | 18.24 |
| Forward PE | n/a |
| PS Ratio | 3.36 |
| Forward PS | n/a |
| PB Ratio | 2.39 |
| P/TBV Ratio | 2.39 |
| P/FCF Ratio | 14.35 |
| P/OCF Ratio | 13.08 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 47.04 |
| EV / Sales | 8.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 37.20 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 25.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.25%.
| Return on Equity (ROE) | 13.25% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $246,895 |
| Profits Per Employee | $45,869 |
| Employee Count | 191 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $369,000 in taxes.
| Income Tax | 369,000 |
| Effective Tax Rate | 4.04% |
Stock Price Statistics
The stock price has increased by +26.46% in the last 52 weeks. The beta is 0.58, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +26.46% |
| 50-Day Moving Average | 30.24 |
| 200-Day Moving Average | 28.66 |
| Relative Strength Index (RSI) | 70.53 |
| Average Volume (20 Days) | 12,312 |
Short Selling Information
The latest short interest is 28,291, so 0.62% of the outstanding shares have been sold short.
| Short Interest | 28,291 |
| Short Previous Month | 22,911 |
| Short % of Shares Out | 0.62% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 2.68 |
Income Statement
In the last 12 months, UNB had revenue of $47.16 million and earned $8.76 million in profits. Earnings per share was $1.92.
| Revenue | 47.16M |
| Gross Profit | 47.16M |
| Operating Income | 9.13M |
| Pretax Income | 10.97M |
| Net Income | 8.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.92 |
Full Income StatementBalance Sheet
The company has $25.30 million in cash and $278.45 million in debt, giving a net cash position of -$253.15 million or -$55.78 per share.
| Cash & Cash Equivalents | 25.30M |
| Total Debt | 278.45M |
| Net Cash | -253.15M |
| Net Cash Per Share | -$55.78 |
| Equity (Book Value) | 66.48M |
| Book Value Per Share | 14.65 |
| Working Capital | -1.16B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $12.15 million and capital expenditures -$1.07 million, giving a free cash flow of $11.08 million.
| Operating Cash Flow | 12.15M |
| Capital Expenditures | -1.07M |
| Free Cash Flow | 11.08M |
| FCF Per Share | $2.44 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 19.36% |
| Pretax Margin | 19.36% |
| Profit Margin | 18.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.50% |