Union Bankshares, Inc. (UNB)
NASDAQ: UNB · Real-Time Price · USD
30.39
+0.39 (1.30%)
Jan 21, 2025, 4:00 PM EST - Market closed

Union Bankshares Statistics

Total Valuation

UNB has a market cap or net worth of $137.50 million. The enterprise value is $333.76 million.

Market Cap 137.50M
Enterprise Value 333.76M

Important Dates

The next estimated earnings date is Tuesday, January 28, 2025.

Earnings Date Jan 28, 2025
Ex-Dividend Date Oct 25, 2024

Share Statistics

UNB has 4.52 million shares outstanding. The number of shares has increased by 0.31% in one year.

Current Share Class 4.52M
Shares Outstanding 4.52M
Shares Change (YoY) +0.31%
Shares Change (QoQ) +0.05%
Owned by Insiders (%) 17.12%
Owned by Institutions (%) 20.13%
Float 3.75M

Valuation Ratios

The trailing PE ratio is 15.67.

PE Ratio 15.67
Forward PE n/a
PS Ratio 2.96
Forward PS n/a
PB Ratio 1.90
P/TBV Ratio 1.90
P/FCF Ratio 17.95
P/OCF Ratio 14.59
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 37.89
EV / Sales 7.20
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 43.56

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 33.54
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.49%.

Return on Equity (ROE) 14.49%
Return on Assets (ROA) 0.60%
Return on Capital (ROIC) n/a
Revenue Per Employee $235,457
Profits Per Employee $44,716
Employee Count 197
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UNB has paid $533,000 in taxes.

Income Tax 533,000
Effective Tax Rate 5.71%

Stock Price Statistics

The stock price has decreased by -2.94% in the last 52 weeks. The beta is 0.79, so UNB's price volatility has been lower than the market average.

Beta (5Y) 0.79
52-Week Price Change -2.94%
50-Day Moving Average 31.56
200-Day Moving Average 26.80
Relative Strength Index (RSI) 50.45
Average Volume (20 Days) 9,027

Short Selling Information

The latest short interest is 35,670, so 0.79% of the outstanding shares have been sold short.

Short Interest 35,670
Short Previous Month 12,591
Short % of Shares Out 0.79%
Short % of Float 0.95%
Short Ratio (days to cover) 3.22

Income Statement

In the last 12 months, UNB had revenue of $46.39 million and earned $8.81 million in profits. Earnings per share was $1.94.

Revenue 46.39M
Gross Profit 46.39M
Operating Income 9.34M
Pretax Income 10.97M
Net Income 8.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.94
Full Income Statement

Balance Sheet

The company has $60.71 million in cash and $256.96 million in debt, giving a net cash position of -$196.25 million or -$43.38 per share.

Cash & Cash Equivalents 60.71M
Total Debt 256.96M
Net Cash -196.25M
Net Cash Per Share -$43.38
Equity (Book Value) 72.30M
Book Value Per Share 15.98
Working Capital -1.11B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $9.43 million and capital expenditures -$1.77 million, giving a free cash flow of $7.66 million.

Operating Cash Flow 9.43M
Capital Expenditures -1.77M
Free Cash Flow 7.66M
FCF Per Share $1.69
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.14%
Pretax Margin 20.14%
Profit Margin 18.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 16.52%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.74%.

Dividend Per Share $1.44
Dividend Yield 4.74%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 74.24%
Buyback Yield -0.31%
Shareholder Yield 4.43%
Earnings Yield 6.41%
FCF Yield 5.57%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 11, 2003. It was a forward split with a ratio of 1.5:1.

Last Split Date Aug 11, 2003
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4