Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $129.61 million.
Important Dates
The last earnings date was Wednesday, October 16, 2024, after market close.
| Earnings Date | Oct 16, 2024 |
| Ex-Dividend Date | Oct 25, 2024 |
Share Statistics
UNB has 4.52 million shares outstanding. The number of shares has increased by 0.66% in one year.
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | +0.66% |
| Shares Change (QoQ) | +0.35% |
| Owned by Insiders (%) | 17.12% |
| Owned by Institutions (%) | 20.23% |
| Float | 3.75M |
Valuation Ratios
The trailing PE ratio is 13.02.
| PE Ratio | 13.02 |
| Forward PE | n/a |
| PS Ratio | 2.72 |
| Forward PS | n/a |
| PB Ratio | 2.02 |
| P/FCF Ratio | 20.60 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 41.86 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.27%.
| Return on Equity (ROE) | 16.27% |
| Return on Assets (ROA) | 0.73% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $241,264 |
| Profits Per Employee | $50,848 |
| Employee Count | 197 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $952,000 in taxes.
| Income Tax | 952,000 |
| Effective Tax Rate | 8.68% |
Stock Price Statistics
The stock price has increased by +6.35% in the last 52 weeks. The beta is 0.73, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +6.35% |
| 50-Day Moving Average | 26.68 |
| 200-Day Moving Average | 26.48 |
| Relative Strength Index (RSI) | 59.70 |
| Average Volume (20 Days) | 7,435 |
Short Selling Information
The latest short interest is 7,666, so 0.17% of the outstanding shares have been sold short.
| Short Interest | 7,666 |
| Short Previous Month | 9,075 |
| Short % of Shares Out | 0.17% |
| Short % of Float | 0.20% |
| Short Ratio (days to cover) | 1.72 |
Income Statement
In the last 12 months, UNB had revenue of $47.53 million and earned $10.02 million in profits. Earnings per share was $2.20.
| Revenue | 47.53M |
| Gross Profit | 47.53M |
| Operating Income | 10.97M |
| Pretax Income | 10.97M |
| Net Income | 10.02M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.20 |
Full Income StatementBalance Sheet
The company has $44.45 million in cash and $263.35 million in debt, giving a net cash position of -$218.90 million or -$48.39 per share.
| Cash & Cash Equivalents | 44.45M |
| Total Debt | 263.35M |
| Net Cash | -218.90M |
| Net Cash Per Share | -$48.39 |
| Equity (Book Value) | 64.05M |
| Book Value Per Share | 14.16 |
| Working Capital | -1.08B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $8.56 million and capital expenditures -$2.27 million, giving a free cash flow of $6.29 million.
| Operating Cash Flow | 8.56M |
| Capital Expenditures | -2.27M |
| Free Cash Flow | 6.29M |
| FCF Per Share | $1.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.08% |
| Pretax Margin | 23.08% |
| Profit Margin | 21.08% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.33% |