Union Bankshares, Inc. (UNB)
NASDAQ: UNB · Real-Time Price · USD
31.02
-0.31 (-0.99%)
Nov 21, 2024, 9:56 AM EST - Market open

Union Bankshares Statistics

Total Valuation

UNB has a market cap or net worth of $140.35 million.

Market Cap 140.35M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, January 15, 2025.

Earnings Date Jan 15, 2025
Ex-Dividend Date Oct 25, 2024

Share Statistics

UNB has 4.52 million shares outstanding. The number of shares has increased by 0.54% in one year.

Current Share Class 4.52M
Shares Outstanding 4.52M
Shares Change (YoY) +0.54%
Shares Change (QoQ) +0.27%
Owned by Insiders (%) 17.12%
Owned by Institutions (%) 20.13%
Float 3.75M

Valuation Ratios

The trailing PE ratio is 16.21.

PE Ratio 16.21
Forward PE n/a
PS Ratio 3.06
Forward PS n/a
PB Ratio 1.98
P/TBV Ratio 1.94
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.49%.

Return on Equity (ROE) 14.49%
Return on Assets (ROA) 0.60%
Return on Capital (ROIC) n/a
Revenue Per Employee $235,457
Profits Per Employee $44,716
Employee Count 197
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UNB has paid $533,000 in taxes.

Income Tax 533,000
Effective Tax Rate 5.71%

Stock Price Statistics

The stock price has increased by +14.64% in the last 52 weeks. The beta is 0.73, so UNB's price volatility has been lower than the market average.

Beta (5Y) 0.73
52-Week Price Change +14.64%
50-Day Moving Average 27.73
200-Day Moving Average 26.50
Relative Strength Index (RSI) 71.68
Average Volume (20 Days) 7,700

Short Selling Information

The latest short interest is 5,702, so 0.13% of the outstanding shares have been sold short.

Short Interest 5,702
Short Previous Month 7,666
Short % of Shares Out 0.13%
Short % of Float 0.15%
Short Ratio (days to cover) 0.94

Income Statement

In the last 12 months, UNB had revenue of $46.39 million and earned $8.81 million in profits. Earnings per share was $1.93.

Revenue 46.39M
Gross Profit 46.39M
Operating Income 9.34M
Pretax Income 10.97M
Net Income 8.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.93
Full Income Statement

Balance Sheet

The company has $60.71 million in cash and $256.96 million in debt, giving a net cash position of -$196.25 million or -$43.38 per share.

Cash & Cash Equivalents 60.71M
Total Debt 256.96M
Net Cash -196.25M
Net Cash Per Share -$43.38
Equity (Book Value) 72.30M
Book Value Per Share 15.84
Working Capital -1.05B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.14%
Pretax Margin 20.14%
Profit Margin 18.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 13.33%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.60%.

Dividend Per Share $1.44
Dividend Yield 4.60%
Dividend Growth (YoY) n/a
Years of Dividend Growth 7
Payout Ratio 74.52%
Buyback Yield -0.54%
Shareholder Yield 4.06%
Earnings Yield 6.28%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 11, 2003. It was a forward split with a ratio of 1.5:1.

Last Split Date Aug 11, 2003
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2