Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $95.90 million. The enterprise value is $225.74 million.
| Market Cap | 95.90M |
| Enterprise Value | 225.74M |
Important Dates
The next estimated earnings date is Wednesday, July 17, 2024.
| Earnings Date | Jul 17, 2024 |
| Ex-Dividend Date | Apr 25, 2024 |
Share Statistics
UNB has 4.52 million shares outstanding. The number of shares has increased by 0.22% in one year.
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | +0.22% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 19.97% |
| Owned by Institutions (%) | 17.07% |
| Float | 3.74M |
Valuation Ratios
The trailing PE ratio is 9.03.
| PE Ratio | 9.03 |
| Forward PE | n/a |
| PS Ratio | 2.00 |
| Forward PS | n/a |
| PB Ratio | 1.50 |
| P/FCF Ratio | 13.99 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 16.51, with an EV/FCF ratio of 32.93.
| EV / Earnings | 21.10 |
| EV / Sales | 4.72 |
| EV / EBITDA | 16.51 |
| EV / EBIT | 18.78 |
| EV / FCF | 32.93 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.62 |
| Debt / EBITDA | 12.21 |
| Debt / FCF | 24.35 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.00% and return on invested capital (ROIC) is 4.64%.
| Return on Equity (ROE) | 18.00% |
| Return on Assets (ROA) | 0.80% |
| Return on Capital (ROIC) | 4.64% |
| Revenue Per Employee | $242,970 |
| Profits Per Employee | $54,299 |
| Employee Count | 197 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $1.33 million in taxes.
| Income Tax | 1.33M |
| Effective Tax Rate | 11.03% |
Stock Price Statistics
The stock price has decreased by -6.77% in the last 52 weeks. The beta is 0.81, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | -6.77% |
| 50-Day Moving Average | 24.04 |
| 200-Day Moving Average | 27.29 |
| Relative Strength Index (RSI) | 35.91 |
| Average Volume (20 Days) | 5,709 |
Short Selling Information
The latest short interest is 4,928, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 4,928 |
| Short Previous Month | 7,259 |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.13% |
| Short Ratio (days to cover) | 0.93 |
Income Statement
In the last 12 months, UNB had revenue of $47.87 million and earned $10.70 million in profits. Earnings per share was $2.35.
| Revenue | 47.87M |
| Gross Profit | 47.87M |
| Operating Income | 12.02M |
| Pretax Income | 12.02M |
| Net Income | 10.70M |
| EBITDA | 13.67M |
| EBIT | 12.02M |
| Earnings Per Share (EPS) | $2.35 |
Balance Sheet
The company has $37.10 million in cash and $166.94 million in debt, giving a net cash position of -$129.84 million or -$28.73 per share.
| Cash & Cash Equivalents | 37.10M |
| Total Debt | 166.94M |
| Net Cash | -129.84M |
| Net Cash Per Share | -$28.73 |
| Equity (Book Value) | 63.82M |
| Book Value Per Share | 14.12 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $8.97 million and capital expenditures -$2.11 million, giving a free cash flow of $6.86 million.
| Operating Cash Flow | 8.97M |
| Capital Expenditures | -2.11M |
| Free Cash Flow | 6.86M |
| FCF Per Share | $1.52 |
Margins
Gross margin is 100.00%, with operating and profit margins of 25.12% and 22.35%.
| Gross Margin | 100.00% |
| Operating Margin | 25.12% |
| Pretax Margin | 25.12% |
| Profit Margin | 22.35% |
| EBITDA Margin | 28.56% |
| EBIT Margin | 25.12% |
| FCF Margin | 14.32% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 6.79%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 6.79% |
| Dividend Growth (YoY) | 1.41% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 61.28% |
| Buyback Yield | -0.22% |
| Shareholder Yield | 6.56% |
| Earnings Yield | 11.15% |
| FCF Yield | 7.15% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 11, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Aug 11, 2003 |
| Split Type | Forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |