Union Bankshares, Inc. (UNB)
NASDAQ: UNB · Real-Time Price · USD
30.99
-0.48 (-1.53%)
Apr 1, 2025, 4:00 PM EDT - Market closed

Union Bankshares Statistics

Total Valuation

UNB has a market cap or net worth of $140.65 million. The enterprise value is $397.71 million.

Market Cap 140.65M
Enterprise Value 397.71M

Important Dates

The next estimated earnings date is Tuesday, May 13, 2025.

Earnings Date May 13, 2025
Ex-Dividend Date Jan 24, 2025

Share Statistics

UNB has 4.54 million shares outstanding. The number of shares has increased by 0.37% in one year.

Current Share Class 4.54M
Shares Outstanding 4.54M
Shares Change (YoY) +0.37%
Shares Change (QoQ) -1.68%
Owned by Insiders (%) 17.58%
Owned by Institutions (%) 23.23%
Float 3.74M

Valuation Ratios

The trailing PE ratio is 16.39.

PE Ratio 16.39
Forward PE n/a
PS Ratio 3.02
Forward PS n/a
PB Ratio 2.15
P/TBV Ratio 2.17
P/FCF Ratio 13.05
P/OCF Ratio 11.90
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 45.40
EV / Sales 8.43
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 35.89

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 25.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.25%.

Return on Equity (ROE) 13.25%
Return on Assets (ROA) 0.58%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $239,376
Profits Per Employee $44,472
Employee Count 197
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UNB has paid $369,000 in taxes.

Income Tax 369,000
Effective Tax Rate 4.04%

Stock Price Statistics

The stock price has increased by +3.10% in the last 52 weeks. The beta is 0.79, so UNB's price volatility has been lower than the market average.

Beta (5Y) 0.79
52-Week Price Change +3.10%
50-Day Moving Average 30.79
200-Day Moving Average 28.05
Relative Strength Index (RSI) 55.50
Average Volume (20 Days) 11,074

Short Selling Information

The latest short interest is 22,911, so 0.50% of the outstanding shares have been sold short.

Short Interest 22,911
Short Previous Month 32,455
Short % of Shares Out 0.50%
Short % of Float 0.61%
Short Ratio (days to cover) 2.56

Income Statement

In the last 12 months, UNB had revenue of $47.16 million and earned $8.76 million in profits. Earnings per share was $1.92.

Revenue 47.16M
Gross Profit 47.16M
Operating Income 9.13M
Pretax Income 10.97M
Net Income 8.76M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.92
Full Income Statement

Balance Sheet

The company has $25.30 million in cash and $278.45 million in debt, giving a net cash position of -$253.15 million or -$55.78 per share.

Cash & Cash Equivalents 25.30M
Total Debt 278.45M
Net Cash -253.15M
Net Cash Per Share -$55.78
Equity (Book Value) 66.48M
Book Value Per Share 14.65
Working Capital -1.16B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $12.15 million and capital expenditures -$1.07 million, giving a free cash flow of $11.08 million.

Operating Cash Flow 12.15M
Capital Expenditures -1.07M
Free Cash Flow 11.08M
FCF Per Share $2.44
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 19.36%
Pretax Margin 19.36%
Profit Margin 18.58%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 23.50%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.56%.

Dividend Per Share $1.44
Dividend Yield 4.56%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 75.00%
Buyback Yield -0.37%
Shareholder Yield 4.21%
Earnings Yield 6.06%
FCF Yield 7.66%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 11, 2003. It was a forward split with a ratio of 1.5:1.

Last Split Date Aug 11, 2003
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4