Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
47.41
-0.63 (-1.31%)
Oct 27, 2025, 4:00 PM EDT - Market closed

Unity Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202015 - 2019
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
158.52145.53133.0694.883.0676.57
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Interest Income on Investments
9.5110.210.445.941.722.35
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Total Interest Income
168.03155.74143.49100.7484.7878.92
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Interest Paid on Deposits
51.4651.5133.897.256.5912.59
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Interest Paid on Borrowings
4.415.6214.613.381.151.89
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Total Interest Expense
55.8757.1348.510.637.7414.48
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Net Interest Income
112.1598.619590.1177.0464.44
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Net Interest Income Growth (YoY)
16.64%3.80%5.43%16.96%19.56%11.88%
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Gain (Loss) on Sale of Investments
4.040.590.01-1.310.610.09
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Other Non-Interest Income
6.635.745.297.016.144.87
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Total Non-Interest Income
12.88.478.148.0512.0512.95
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Non-Interest Income Growth (YoY)
40.34%4.02%1.21%-33.26%-6.89%35.72%
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Revenues Before Loan Losses
124.95107.08103.1498.1589.0977.38
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Provision for Loan Losses
2.983.953.174.270.187
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121.97103.1399.9793.8888.9170.38
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Revenue Growth (YoY)
20.98%3.16%6.49%5.59%26.33%8.22%
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Salaries and Employee Benefits
30.6727.9327.325.2723.1521.71
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Federal Deposit Insurance
1.071.11.721.020.840.67
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Selling, General & Administrative
16.8715.8714.4613.5113.412.54
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Other Non-Interest Expense
3.053.853.52.653.254.12
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Total Non-Interest Expense
51.6648.7446.9842.4640.7839.26
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EBT Excluding Unusual Items
70.3154.395351.4248.1331.12
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Pretax Income
70.3154.395351.4248.1331.12
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Income Tax Expense
16.3212.9413.2912.9612.017.48
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Net Income
53.9941.4539.7138.4636.1223.64
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Net Income to Common
53.9941.4539.7138.4636.1223.64
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Net Income Growth
35.94%4.39%3.25%6.47%52.76%-0.04%
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Basic Shares Outstanding
101010111011
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Diluted Shares Outstanding
101010111111
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Shares Change (YoY)
0.34%-1.32%-3.43%1.51%-2.48%-1.95%
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EPS (Basic)
5.384.133.893.663.472.21
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EPS (Diluted)
5.274.063.843.593.432.19
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EPS Growth
35.12%5.73%6.96%4.67%56.62%2.34%
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Dividend Per Share
0.5600.5200.4800.4300.3600.320
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Dividend Growth
9.80%8.33%11.63%19.44%12.50%3.23%
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Effective Tax Rate
23.21%23.79%25.07%25.21%24.95%24.02%
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Updated Oct 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q