Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
54.84
-1.09 (-1.95%)
Sep 29, 2026, 4:00 PM EDT - Market closed

Unity Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
551519435298288272
Market Cap Growth
9.80%19.23%46.33%3.26%5.83%46.86%
Last Close Price
54.8451.2642.6928.4925.8224.42

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.548.9610.517.507.497.54
PS Ratio
4.224.064.222.983.073.06
PB Ratio
1.481.501.471.141.211.32
P/FCF Ratio
20.3811.719.216.487.008.71
P/OCF Ratio
19.9211.569.076.346.758.37

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.890.780.801.421.670.27
Debt / FCF Ratio
12.246.114.988.109.691.78
Net Debt / Equity Ratio
0.220.160.190.681.18-0.92
Net Debt / FCF Ratio
2.961.231.173.846.87-6.06
Return on Equity (ROE)
16.95%18.07%14.88%15.86%17.29%19.03%
Return on Assets (ROA)
1.92%2.06%1.58%1.58%1.72%1.81%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.64%11.16%9.52%13.34%13.34%13.26%
FCF Yield
4.91%8.54%10.86%15.44%14.29%11.49%
Dividend Yield
1.17%1.13%1.22%1.69%1.67%1.47%
Payout Ratio
11.13%9.68%12.11%11.89%11.37%10.01%
Buyback Yield / Dilution
-0.03%-0.21%1.32%3.43%-1.51%2.48%
Total Shareholder Return
1.14%0.93%2.53%5.11%0.16%3.95%
SEC Filings: 10-K · 10-Q