Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	229.16	216.52	180.44	194.78	114.79	489.64
Securities and Investments	115.27	124.02	145.03	135.69	140.95	79.32
Other Earning Assets	12.56	9.49	12.16	18.24	27.93	27.37
Gross Loans	2,602	2,545	2,261	2,172	2,107	1,649
Allowance for Loan Losses	-33.35	-32.34	-26.79	-25.85	-25.2	-22.3
Net Loans	2,568	2,512	2,234	2,146	2,081	1,627
Net Property, Plant & Equipment	18.12	18.02	18.78	19.57	20	19.91
Accrued Interest and Accounts Receivable	13.26	12.9	12.69	13.58	13.4	9.59
Goodwill	1.52	1.52	1.52	1.52	1.52	1.52
Long-Term Investments	13.99	14.31	12.51	18.44	19.06	3.55
Other Non-Earning Assets	67.72	67	49.19	48.73	53.86	47.86
Total Assets	3,027	2,967	2,654	2,579	2,445	2,034
Interest-bearing deposits	1,928	1,858	1,660	1,505	1,293	1,133
Noninterest-bearing deposits	451.14	465.6	440.8	419.64	494.18	529.23
Total Deposits	2,379	2,324	2,100	1,924	1,788	1,759
Accrued Expenses	31.51	30.88	27.31	26.19	24.88	18.79
Long-Term Debt	258.58	266.08	230.81	366.75	393.31	40
Total Liabilities	2,669	2,621	2,358	2,317	2,206	1,828
Common Stock	106.03	105.89	103.94	100.43	97.2	94
Treasury Stock	-3.43	-3.1	-33.58	-27.37	-11.68	-11.63
Accumulated Other Comprehensive Income	-1.13	-1.1	-2.11	-2.74	-3.26	0.32
Retained Earnings	256.62	243.94	227.33	191.11	156.96	123.04
Shareholders' Equity	358.1	345.63	295.58	261.43	239.23	205.73
Total Liabilities & Equity	3,027	2,967	2,654	2,579	2,445	2,034
Total Debt	258.58	266.08	230.81	366.75	393.31	40
Net Cash (Debt)	-258.58	-266.08	-230.81	-366.75	-393.31	-40
Net Cash Per Share	-25.33	-26.03	-22.62	-35.48	-36.74	-3.79
Book Value	358.1	345.63	295.58	261.43	239.23	205.73
Book Value Per Share	35.07	33.81	28.97	25.29	22.35	19.51
Tangible Book Value	356.58	344.12	294.07	259.91	237.71	204.21
Tangible Book Value Per Share	34.93	33.66	28.82	25.14	22.21	19.36

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q