Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
58.78
+0.48 (0.82%)
Aug 28, 2026, 4:00 PM EDT - Market closed
Unity Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 250.32 | 216.26 | 180.18 | 194.51 | 114.53 | 244.66 |
Investment Securities | 100.77 | 104.99 | 120.68 | 114.76 | 125.47 | 65.3 |
Trading Asset Securities | 0.35 | 0.16 | 0.14 | 0.92 | 1.54 | 0.41 |
Mortgage-Backed Securities | 18.54 | 19.03 | 24.35 | 20.93 | 15.48 | 14.03 |
Total Investments | 119.65 | 124.17 | 145.17 | 136.61 | 142.48 | 79.73 |
Gross Loans | 2,673 | 2,535 | 2,248 | 2,154 | 2,079 | 1,622 |
Allowance for Loan Losses | -34.55 | -32.34 | -26.79 | -25.85 | -25.2 | -22.3 |
Net Loans | 2,638 | 2,503 | 2,222 | 2,128 | 2,053 | 1,600 |
Property, Plant & Equipment | 17.88 | 22.72 | 23.38 | 24.77 | 25.6 | 25.11 |
Goodwill | 1.52 | 1.52 | 1.52 | 1.52 | 1.52 | 1.52 |
Loans Held for Sale | 9.46 | 9.49 | 12.16 | 18.24 | 27.93 | 27.37 |
Accrued Interest Receivable | 12.99 | 12.9 | 12.69 | 13.58 | 13.4 | 9.59 |
Restricted Cash | - | 0.26 | 0.26 | 0.26 | 0.26 | 0.16 |
Other Current Assets | 82.2 | 18.95 | 3.91 | 3.95 | 6.91 | 4.59 |
Long-Term Deferred Tax Assets | 15.98 | 14.64 | 14.11 | 12.55 | 12.35 | 10.04 |
Other Real Estate Owned & Foreclosed | 1.47 | 1.47 | - | - | - | - |
Other Long-Term Assets | 26.98 | 27.08 | 26.44 | 26.11 | 27.47 | 27.62 |
Total Assets | 3,194 | 2,967 | 2,654 | 2,579 | 2,445 | 2,034 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 25.68 | 23.04 | 20.21 | 18.37 | 18.59 | 12.86 |
Interest Bearing Deposits | 1,975 | 1,607 | 1,421 | 1,369 | 1,226 | 1,133 |
Institutional Deposits | - | 251.29 | 238.68 | 135.34 | 67.34 | 96.46 |
Non-Interest Bearing Deposits | 487.13 | 465.6 | 440.8 | 419.64 | 494.18 | 529.23 |
Total Deposits | 2,463 | 2,324 | 2,100 | 1,924 | 1,788 | 1,759 |
Short-Term Borrowings | 200 | 170 | 140 | 247 | 203 | - |
Current Portion of Leases | 0.62 | 0.81 | - | - | - | - |
Accrued Interest Payable | 2.76 | 2.14 | 1.7 | 1.92 | 0.69 | 0.13 |
Federal Home Loan Bank Debt, Long-Term | 116.12 | 85.77 | 80.5 | 109.44 | 180 | 40 |
Long-Term Leases | 3.67 | 4.19 | 4.8 | 5.3 | 5.6 | 5.3 |
Trust Preferred Securities | 10.31 | 10.31 | 10.31 | 10.31 | 10.31 | 10.31 |
Other Long-Term Liabilities | 0.8 | 0.7 | 0.6 | 0.6 | - | 0.51 |
Total Liabilities | 2,823 | 2,621 | 2,358 | 2,317 | 2,206 | 1,828 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 106.7 | 105.89 | 103.94 | 100.43 | 97.2 | 94 |
Retained Earnings | 269.49 | 243.94 | 227.33 | 191.11 | 156.96 | 123.04 |
Treasury Stock | -3.43 | -3.1 | -33.58 | -27.37 | -11.68 | -11.63 |
Comprehensive Income & Other | -0.95 | -1.1 | -2.11 | -2.74 | -3.26 | 0.32 |
Shareholders' Equity | 371.81 | 345.63 | 295.58 | 261.43 | 239.23 | 205.73 |
Total Liabilities & Equity | 3,194 | 2,967 | 2,654 | 2,579 | 2,445 | 2,034 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 330.72 | 271.09 | 235.61 | 372.05 | 398.91 | 55.61 |
Net Cash (Debt) | -80.05 | -54.67 | -55.3 | -176.62 | -282.84 | 189.46 |
Net Cash Growth | - | - | - | - | - | 5467.44% |
Net Cash Per Share | -7.84 | -5.35 | -5.42 | -17.08 | -26.42 | 17.97 |
Filing Date Shares Outstanding | 10.04 | 10.02 | 10.06 | 10.14 | 10.59 | 10.46 |
Total Common Shares Outstanding | 10.04 | 9.98 | 10.03 | 10.06 | 10.58 | 10.39 |
Book Value Per Share | 37.02 | 34.63 | 29.48 | 25.98 | 22.60 | 19.80 |
Tangible Book Value | 370.3 | 344.12 | 294.07 | 259.91 | 237.71 | 204.21 |
Tangible Book Value Per Share | 36.87 | 34.47 | 29.33 | 25.83 | 22.46 | 19.65 |