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Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
58.92
+0.56 (0.97%)
At close: Nov 13, 2026, 4:00 PM EST
59.07
+0.16 (0.26%)
After-hours: Nov 13, 2026, 7:30 PM EST

Unity Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
133.75127.87103.1399.9793.8888.91
Revenue Growth
9.66%23.99%3.16%6.49%5.59%26.33%
Net Income
61.657.9541.4539.7138.4636.12
Earnings Per Share
6.045.674.063.843.593.43
EPS Growth
14.63%39.66%5.73%6.96%4.67%56.62%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
230.61216.41180.32195.43116.07245.07
Total Debt
265.54271.09235.61372.05398.9155.61
Net Cash (Debt)
-34.93-54.67-55.3-176.62-282.84189.46
Net Cash Growth
-----5467.44%
Net Cash Per Share
-3.42-5.35-5.42-17.08-26.4217.97

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
31.5144.9147.9946.9142.6732.53
Capital Expenditures
-0.72-0.56-0.69-0.96-1.48-1.25
Free Cash Flow
30.844.3447.2945.9541.1931.28
Free Cash Flow Growth
-48.74%-6.24%2.92%11.57%31.67%43.72%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
46.06%45.32%40.19%39.72%40.96%40.62%
FCF Margin
23.02%34.68%45.86%45.97%43.87%35.18%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.5800.5200.4800.4300.360
Dividend Per Share Growth
14.29%11.54%8.33%11.63%19.44%12.50%
Dividend Yield
1.15%1.11%1.20%1.62%1.58%1.37%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.758.9610.517.507.497.54
Forward PE
9.429.369.908.536.918.45
P/FCF Ratio
19.2711.719.216.487.008.71
PS Ratio
4.444.064.222.983.073.06