Unity Bancorp, Inc. (UNTY)

NASDAQ: UNTY · Real-Time Price · USD

58.14

+0.03 (0.05%)

At close: Oct 23, 2026, 4:00 PM EDT

58.14

0.00 (0.00%)

After-hours: Oct 23, 2026, 4:10 PM EDT

Unity Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	133.75	127.87	103.13	99.97	93.88	88.91
Revenue Growth	9.66%	23.99%	3.16%	6.49%	5.59%	26.33%
Net Income	61.6	57.95	41.45	39.71	38.46	36.12
Earnings Per Share	6.04	5.67	4.06	3.84	3.59	3.43
EPS Growth	14.63%	39.66%	5.73%	6.96%	4.67%	56.62%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	230.14	216.41	180.32	195.43	116.07	245.07
Total Debt	261.41	271.09	235.61	372.05	398.91	55.61
Net Cash (Debt)	-31.27	-54.67	-55.3	-176.62	-282.84	189.46
Net Cash Growth	-	-	-	-	-	5467.44%
Net Cash Per Share	-3.06	-5.35	-5.42	-17.08	-26.42	17.97

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	44.91	47.99	46.91	42.67	32.53
Capital Expenditures	-	-0.56	-0.69	-0.96	-1.48	-1.25
Free Cash Flow	-	44.34	47.29	45.95	41.19	31.28
Free Cash Flow Growth	-	-6.24%	2.92%	11.57%	31.67%	43.72%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	46.06%	45.32%	40.19%	39.72%	40.96%	40.62%
FCF Margin	-	34.68%	45.86%	45.97%	43.87%	35.18%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.680	0.580	0.520	0.480	0.430	0.360
Dividend Per Share Growth	14.29%	11.54%	8.33%	11.63%	19.44%	12.50%
Dividend Yield	1.17%	1.11%	1.20%	1.62%	1.58%	1.37%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.63	8.96	10.51	7.50	7.49	7.54
Forward PE	9.29	9.36	9.90	8.53	6.91	8.45
P/FCF Ratio	21.57	11.71	9.21	6.48	7.00	8.71
PS Ratio	4.36	4.06	4.22	2.98	3.07	3.06