Unity Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	123.78	117.03	98.61	95	90.11	77.04
Net Interest Income Growth	15.52%	18.68%	3.80%	5.43%	16.96%	19.56%
Non-Interest Income	10.82	14.78	8.47	8.14	8.05	12.05
Non-Interest Income Growth	-14.65%	74.51%	4.02%	1.21%	-33.26%	-8.38%
Revenues Before Loan Losses	134.6	131.81	107.08	103.14	98.15	89.09
Provision for Credit Losses	4.88	3.94	3.95	3.17	4.27	0.18
Revenue	129.71	127.87	103.13	99.97	93.88	88.91
Revenue Growth (YoY)	12.56%	23.99%	3.16%	6.49%	5.59%	25.95%
Compensation Expenses	33.47	32.19	29.75	29.05	26.95	24.77
Selling, General & Admin	17.23	16.73	15.15	14.42	12.86	12.57
Other Non-Interest Expenses	4.03	3.44	3.85	3.5	2.65	3.38
Total Non-Interest Expense	54.73	52.36	48.74	46.98	42.46	40.78
Pretax Income	75.69	75.51	54.39	53	51.42	48.13
Provision for Income Taxes	17.08	17.56	12.94	13.29	12.96	12.01
Net Income	58.62	57.95	41.45	39.71	38.46	36.12
Net Income to Common	58.62	57.95	41.45	39.71	38.46	36.12
Net Income Growth	16.08%	39.81%	4.39%	3.25%	6.47%	52.76%
Shares Outstanding (Basic)	10	10	10	10	11	10
Shares Outstanding (Diluted)	10	10	10	10	11	11
Shares Change (YoY)	0.09%	0.21%	-1.32%	-3.43%	1.51%	-2.48%
EPS (Basic)	5.85	5.78	4.13	3.89	3.66	3.47
EPS (Diluted)	5.75	5.67	4.06	3.84	3.59	3.43
EPS Growth	16.40%	39.66%	5.73%	6.96%	4.67%	56.62%
Free Cash Flow	-	44.34	47.29	45.95	41.19	32.33
Free Cash Flow Growth	-	-6.24%	2.92%	11.57%	27.40%	44.82%
Free Cash Flow Per Share	-	4.34	4.64	4.45	3.85	3.07
Dividends Per Share	0.620	0.580	0.520	0.480	0.430	0.360
Dividend Growth	6.90%	11.54%	8.33%	11.63%	19.44%	12.50%
Profit Margin	45.19%	45.32%	40.19%	39.72%	40.96%	40.62%
FCF Margin	-	34.68%	45.86%	45.97%	43.87%	36.36%
Effective Tax Rate	22.56%	23.26%	23.79%	25.07%	25.21%	24.96%

SEC Filings: 10-K · 10-Q