Unity Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	120.51	117.03	98.61	95	90.11	77.04
Net Interest Income Growth	18.13%	18.68%	3.80%	5.43%	16.96%	19.56%
Non-Interest Income	13.98	14.78	8.47	8.14	8.05	12.05
Non-Interest Income Growth	58.19%	74.51%	4.02%	1.21%	-33.26%	-8.38%
Revenues Before Loan Losses	134.5	131.81	107.08	103.14	98.15	89.09
Provision for Credit Losses	3.67	3.94	3.95	3.17	4.27	0.18
Revenue	130.83	127.87	103.13	99.97	93.88	88.91
Revenue Growth (YoY)	23.19%	23.99%	3.16%	6.49%	5.59%	25.95%
Compensation Expenses	32.96	32.19	29.75	29.05	26.95	24.77
Selling, General & Admin	16.92	16.73	15.15	14.42	12.86	12.57
Other Non-Interest Expenses	3.95	3.44	3.85	3.5	2.65	3.38
Total Non-Interest Expense	53.82	52.36	48.74	46.98	42.46	40.78
Pretax Income	78.57	75.51	54.39	53	51.42	48.13
Provision for Income Taxes	17.93	17.56	12.94	13.29	12.96	12.01
Net Income	60.64	57.95	41.45	39.71	38.46	36.12
Net Income to Common	60.64	57.95	41.45	39.71	38.46	36.12
Net Income Growth	39.52%	39.81%	4.39%	3.25%	6.47%	52.76%
Shares Outstanding (Basic)	10	10	10	10	11	10
Shares Outstanding (Diluted)	10	10	10	10	11	11
Shares Change (YoY)	0.22%	0.21%	-1.32%	-3.43%	1.51%	-2.48%
EPS (Basic)	6.05	5.78	4.13	3.89	3.66	3.47
EPS (Diluted)	5.94	5.67	4.06	3.84	3.59	3.43
EPS Growth	39.44%	39.66%	5.73%	6.96%	4.67%	56.62%
Shares Outstanding	10.04	9.98	10.03	10.06	10.58	10.39
Free Cash Flow	41.26	44.34	47.29	45.95	41.19	32.33
Free Cash Flow Growth	-6.94%	-6.24%	2.92%	11.57%	27.40%	44.82%
Free Cash Flow Per Share	4.04	4.34	4.64	4.45	3.85	3.07
Dividends Per Share	0.600	0.580	0.520	0.480	0.430	0.360
Dividend Growth	3.45%	11.54%	8.33%	11.63%	19.44%	12.50%
Profit Margin	46.35%	45.32%	40.19%	39.72%	40.96%	40.62%
FCF Margin	31.54%	34.68%	45.86%	45.97%	43.87%	36.36%
EBITDA	2.42	2.81	2.57	2.38	2.76	1.61
EBITDA Margin	1.85%	2.20%	2.49%	2.38%	2.94%	1.81%
Effective Tax Rate	22.83%	23.26%	23.79%	25.07%	25.21%	24.96%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q