Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
55.17
+1.45 (2.70%)
Jun 5, 2026, 4:00 PM EDT - Market closed
Unity Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 120.51 | 117.03 | 98.61 | 95 | 90.11 | 77.04 |
Net Interest Income Growth | 18.13% | 18.68% | 3.80% | 5.43% | 16.96% | 19.56% |
Non-Interest Income | 15.55 | 14.78 | 8.47 | 8.14 | 8.05 | 12.05 |
Non-Interest Income Growth | 75.67% | 74.51% | 4.02% | 1.21% | -33.26% | -8.38% |
Revenues Before Loan Losses | 136.07 | 131.81 | 107.08 | 103.14 | 98.15 | 89.09 |
Provision for Credit Losses | 3.67 | 3.94 | 3.95 | 3.17 | 4.27 | 0.18 |
| 132.4 | 127.87 | 103.13 | 99.97 | 93.88 | 88.91 | |
Revenue Growth (YoY) | 25.71% | 23.99% | 3.16% | 6.49% | 5.59% | 25.95% |
Compensation Expenses | 32.96 | 32.19 | 29.75 | 29.05 | 26.95 | 24.77 |
Selling, General & Admin | 16.92 | 16.73 | 15.15 | 14.42 | 12.86 | 12.57 |
Other Non-Interest Expenses | 3.95 | 3.44 | 3.85 | 3.5 | 2.65 | 3.38 |
Total Non-Interest Expense | 53.82 | 52.36 | 48.74 | 46.98 | 42.46 | 40.78 |
Pretax Income | 78.57 | 75.51 | 54.39 | 53 | 51.42 | 48.13 |
Provision for Income Taxes | 17.93 | 17.56 | 12.94 | 13.29 | 12.96 | 12.01 |
Net Income | 60.64 | 57.95 | 41.45 | 39.71 | 38.46 | 36.12 |
Net Income to Common | 60.64 | 57.95 | 41.45 | 39.71 | 38.46 | 36.12 |
Net Income Growth | 39.52% | 39.81% | 4.39% | 3.25% | 6.47% | 52.76% |
Shares Outstanding (Basic) | 10 | 10 | 10 | 10 | 11 | 10 |
Shares Outstanding (Diluted) | 10 | 10 | 10 | 10 | 11 | 11 |
Shares Change (YoY) | 0.22% | 0.21% | -1.32% | -3.43% | 1.51% | -2.48% |
EPS (Basic) | 6.05 | 5.78 | 4.13 | 3.89 | 3.66 | 3.47 |
EPS (Diluted) | 5.94 | 5.67 | 4.06 | 3.84 | 3.59 | 3.43 |
EPS Growth | 39.44% | 39.66% | 5.73% | 6.96% | 4.67% | 56.62% |
Shares Outstanding | 10.04 | 9.98 | 10.03 | 10.06 | 10.58 | 10.39 |
Free Cash Flow | 41.26 | 44.34 | 47.29 | 45.95 | 41.19 | 32.33 |
Free Cash Flow Growth | -6.94% | -6.24% | 2.92% | 11.57% | 27.40% | 44.82% |
Free Cash Flow Per Share | 4.04 | 4.34 | 4.64 | 4.45 | 3.85 | 3.07 |
Dividends Per Share | 0.600 | 0.580 | 0.520 | 0.480 | 0.430 | 0.360 |
Dividend Growth | 3.45% | 11.54% | 8.33% | 11.63% | 19.44% | 12.50% |
Profit Margin | 45.80% | 45.32% | 40.19% | 39.72% | 40.96% | 40.62% |
FCF Margin | 31.17% | 34.68% | 45.86% | 45.97% | 43.87% | 36.36% |
EBITDA | 2.42 | 2.81 | 2.57 | 2.38 | 2.76 | 1.61 |
EBITDA Margin | 1.83% | 2.20% | 2.49% | 2.38% | 2.94% | 1.81% |
Effective Tax Rate | 22.83% | 23.26% | 23.79% | 25.07% | 25.21% | 24.96% |