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Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
58.14
+0.03 (0.05%)
At close: Oct 23, 2026, 4:00 PM EDT
58.14
0.00 (0.00%)
After-hours: Oct 23, 2026, 4:10 PM EDT

Unity Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
57.9541.4539.7138.4636.12
Depreciation & Amortization
2.812.572.382.761.61
Gain (Loss) on Sale of Investments
-5.68-0.84-0.610.010.16
Provision for Credit Losses
3.883.953.124.160.18
Change in Other Net Operating Assets
-12.293.484.441.211.76
Other Operating Activities
-1.61-2.29-1.03-3.25-3.61
Operating Cash Flow
44.9147.9946.9142.6732.53
Operating Cash Flow Growth
-6.42%2.30%9.94%31.17%45.72%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.56-0.69-0.96-1.48-1.25
Investment in Securities
31.43-9.045.58-68.78-31.01
Net Decrease (Increase) in Loans Originated / Sold - Investing
-285.89-89.01-65.5-455.97-15.9
Other Investing Activities
-1.815.933.03-15.057.64
Investing Cash Flow
-256.84-92.81-57.85-541.28-40.52

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
30--343-
Long-Term Debt Issued
5.271.0739.44--
Total Debt Issued
35.271.0739.44343-
Short-Term Debt Repaid
--137-66--
Long-Term Debt Repaid
-----160
Total Debt Repaid
--137-66--160
Net Debt Issued (Repaid)
35.27-135.93-26.56343-160
Issuance of Common Stock
-1.481.281.360.38
Repurchase of Common Stock
-5.4-6.21-15.69-0.04-4.19
Common Dividends Paid
-5.61-5.02-4.72-4.37-3.62
Net Increase (Decrease) in Deposit Accounts
223.75176.17136.6128.65200.92
Financing Cash Flow
248.0130.4990.92368.5933.49

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
36.08-14.3479.98-130.0325.51

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
44.3447.2945.9541.1931.28
Free Cash Flow Growth
-6.24%2.92%11.57%31.67%43.72%
Free Cash Flow Margin
34.68%45.86%45.97%43.87%35.18%
Free Cash Flow Per Share
4.344.644.453.852.97

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
56.1657.3547.2610.077.86
Cash Income Tax Paid
14.0314.0713.2213.9313.99
SEC Filings: 10-K · 10-Q