Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
59.51
-0.15 (-0.25%)
Aug 10, 2026, 4:00 PM EDT - Market closed
Unity Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 58.62 | 57.95 | 41.45 | 39.71 | 38.46 | 36.12 |
Depreciation & Amortization | 2.75 | 2.81 | 2.57 | 2.38 | 2.76 | 1.61 |
Provision for Credit Losses | 4.91 | 3.88 | 3.95 | 3.11 | 4.16 | 0.18 |
Stock-Based Compensation | 2.2 | 2.09 | 1.82 | 1.75 | 1.68 | 1.62 |
Net Change in Loans Held-for-Sale | -1.33 | -2.23 | -2.15 | -2.85 | -2.35 | -5.31 |
Other Adjustments | -3.91 | -7.3 | -3.13 | -1.64 | -3.24 | -3.45 |
Changes in Other Operating Activities | -34.69 | -12.29 | 3.48 | 4.44 | 1.21 | 1.76 |
Operating Cash Flow | 28.55 | 44.91 | 47.99 | 46.91 | 42.67 | 32.33 |
Operating Cash Flow Growth | -14.04% | -6.42% | 2.30% | 9.94% | 31.98% | 44.82% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -300.71 | -285.89 | -89.01 | -65.5 | -455.97 | -15.9 |
Net Change in Securities and Investments | 27.97 | 29.62 | -3.11 | 0.21 | -84.3 | -23.97 |
Capital Expenditures | -0.62 | -0.56 | -0.69 | -0.96 | -1.48 | - |
Sale of Property, Plant & Equipment | - | - | - | - | - | -1.25 |
Other Investing Activities | - | - | - | 2.4 | 0.47 | 0.6 |
Investing Cash Flow | -275.43 | -256.84 | -92.81 | -57.85 | -541.28 | -40.52 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 275.18 | 223.75 | 176.17 | 136.61 | 28.65 | 200.92 |
Short-Term Debt Issued | 70.03 | - | - | - | - | - |
Net Short-Term Debt Issued (Repaid) | 70.03 | 30 | -137 | -66 | 343 | -160 |
Long-Term Debt Issued | -25.61 | 5.27 | 1.07 | 39.44 | - | - |
Net Long-Term Debt Issued (Repaid) | -25.61 | 5.27 | 1.07 | 39.44 | - | - |
Issuance of Common Stock | -0.37 | -0.36 | 1.48 | 1.28 | 1.36 | 0.38 |
Repurchase of Common Stock | -3.43 | -5.04 | -6.21 | -15.69 | -0.04 | -4.19 |
Net Common Stock Issued (Repurchased) | -3.8 | -5.4 | -4.73 | -14.41 | 1.32 | -3.81 |
Common Dividends Paid | -6.02 | -5.61 | -5.02 | -4.72 | -4.37 | -3.62 |
Financing Cash Flow | 204.38 | 248.01 | 30.49 | 90.92 | 368.59 | 33.49 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -43.41 | 36.08 | -14.34 | 79.98 | -130.03 | 25.51 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 27.93 | 44.34 | 47.29 | 45.95 | 41.19 | 32.33 |
Free Cash Flow Growth | -13.44% | -6.24% | 2.92% | 11.57% | 27.40% | 44.82% |
FCF Margin | 21.53% | 34.68% | 45.86% | 45.97% | 43.87% | 36.36% |
Free Cash Flow Per Share | 2.73 | 4.34 | 4.64 | 4.45 | 3.85 | 3.07 |