Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
58.78
+0.48 (0.82%)
Aug 28, 2026, 4:00 PM EDT - Market closed
Unity Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 58.62 | 57.95 | 41.45 | 39.71 | 38.46 | 36.12 |
Depreciation & Amortization | 2.75 | 2.81 | 2.57 | 2.38 | 2.76 | 1.61 |
Gain (Loss) on Sale of Investments | 0.51 | -5.68 | -0.84 | -0.61 | 0.01 | 0.16 |
Provision for Credit Losses | 2.88 | 3.88 | 3.95 | 3.12 | 4.16 | 0.18 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.64 | - | - | - | - | - |
Change in Other Net Operating Assets | -34.69 | -12.29 | 3.48 | 4.44 | 1.21 | 1.76 |
Other Operating Activities | -2.38 | -1.61 | -2.29 | -1.03 | -3.25 | -3.61 |
Operating Cash Flow | 27.64 | 44.91 | 47.99 | 46.91 | 42.67 | 32.53 |
Operating Cash Flow Growth | -18.97% | -6.42% | 2.30% | 9.94% | 31.17% | 45.72% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.62 | -0.56 | -0.69 | -0.96 | -1.48 | -1.25 |
Investment in Securities | 23.56 | 31.43 | -9.04 | 5.58 | -68.78 | -31.01 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -300.71 | -285.89 | -89.01 | -65.5 | -455.97 | -15.9 |
Other Investing Activities | 2.33 | -1.81 | 5.93 | 3.03 | -15.05 | 7.64 |
Investing Cash Flow | -275.43 | -256.84 | -92.81 | -57.85 | -541.28 | -40.52 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 30 | - | - | 343 | - |
Long-Term Debt Issued | - | 5.27 | 1.07 | 39.44 | - | - |
Total Debt Issued | -51.31 | 35.27 | 1.07 | 39.44 | 343 | - |
Short-Term Debt Repaid | - | - | -137 | -66 | - | - |
Long-Term Debt Repaid | - | - | - | - | - | -160 |
Total Debt Repaid | -9.68 | - | -137 | -66 | - | -160 |
Net Debt Issued (Repaid) | -60.98 | 35.27 | -135.93 | -26.56 | 343 | -160 |
Issuance of Common Stock | - | - | 1.48 | 1.28 | 1.36 | 0.38 |
Repurchase of Common Stock | -3.8 | -5.4 | -6.21 | -15.69 | -0.04 | -4.19 |
Common Dividends Paid | -6.02 | -5.61 | -5.02 | -4.72 | -4.37 | -3.62 |
Net Increase (Decrease) in Deposit Accounts | 275.18 | 223.75 | 176.17 | 136.61 | 28.65 | 200.92 |
Financing Cash Flow | 204.38 | 248.01 | 30.49 | 90.92 | 368.59 | 33.49 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -43.41 | 36.08 | -14.34 | 79.98 | -130.03 | 25.51 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 27.03 | 44.34 | 47.29 | 45.95 | 41.19 | 31.28 |
Free Cash Flow Growth | -18.52% | -6.24% | 2.92% | 11.57% | 31.67% | 43.72% |
Free Cash Flow Margin | 20.72% | 34.68% | 45.86% | 45.97% | 43.87% | 35.18% |
Free Cash Flow Per Share | 2.65 | 4.34 | 4.64 | 4.45 | 3.85 | 2.97 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 56.97 | 56.16 | 57.35 | 47.26 | 10.07 | 7.86 |
Cash Income Tax Paid | 10.65 | 14.03 | 14.07 | 13.22 | 13.93 | 13.99 |