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Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
58.92
+0.56 (0.97%)
At close: Nov 13, 2026, 4:00 PM EST
59.07
+0.16 (0.26%)
After-hours: Nov 13, 2026, 7:30 PM EST

Unity Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
61.657.9541.4539.7138.4636.12
Depreciation & Amortization
2.582.812.572.382.761.61
Gain (Loss) on Sale of Investments
1.96-5.68-0.84-0.610.010.16
Provision for Credit Losses
2.413.883.953.124.160.18
Net Decrease (Increase) in Loans Originated / Sold - Operating
0.5-----
Change in Other Net Operating Assets
-34.72-12.293.484.441.211.76
Other Operating Activities
-2.47-1.61-2.29-1.03-3.25-3.61
Operating Cash Flow
31.5144.9147.9946.9142.6732.53
Operating Cash Flow Growth
-48.42%-6.42%2.30%9.94%31.17%45.72%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.72-0.56-0.69-0.96-1.48-1.25
Investment in Securities
9.2331.43-9.045.58-68.78-31.01
Net Decrease (Increase) in Loans Originated / Sold - Investing
-313.83-285.89-89.01-65.5-455.97-15.9
Other Investing Activities
-1.29-1.815.933.03-15.057.64
Investing Cash Flow
-306.61-256.84-92.81-57.85-541.28-40.52

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
-30--343-
Long-Term Debt Issued
-5.271.0739.44--
Total Debt Issued
44.0735.271.0739.44343-
Short-Term Debt Repaid
---137-66--
Long-Term Debt Repaid
------160
Total Debt Repaid
-24.68--137-66--160
Net Debt Issued (Repaid)
19.3935.27-135.93-26.56343-160
Issuance of Common Stock
0.05-1.481.281.360.38
Repurchase of Common Stock
-3.44-5.4-6.21-15.69-0.04-4.19
Common Dividends Paid
-6.26-5.61-5.02-4.72-4.37-3.62
Net Increase (Decrease) in Deposit Accounts
292.01223.75176.17136.6128.65200.92
Financing Cash Flow
301.76248.0130.4990.92368.5933.49

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
26.6536.08-14.3479.98-130.0325.51

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
30.844.3447.2945.9541.1931.28
Free Cash Flow Growth
-48.74%-6.24%2.92%11.57%31.67%43.72%
Free Cash Flow Margin
23.02%34.68%45.86%45.97%43.87%35.18%
Free Cash Flow Per Share
3.024.344.644.453.852.97

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
59.3456.1657.3547.2610.077.86
Cash Income Tax Paid
6.2714.0314.0713.2213.9313.99
SEC Filings: 10-K · 10-Q