Unity Bancorp, Inc. (UNTY)

Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	293.73	180.18	194.51	114.53	244.66	217.16
Investment Securities	120.07	120.68	114.76	125.47	65.3	30.16
Trading Asset Securities	0.25	0.14	0.92	1.54	0.41	-
Mortgage-Backed Securities	19.28	24.35	20.93	15.48	14.03	17.41
Total Investments	139.59	145.17	136.61	142.48	79.73	47.57
Gross Loans	2,369	2,248	2,154	2,079	1,622	1,618
Allowance for Loan Losses	-29.01	-26.79	-25.85	-25.2	-22.3	-23.11
Net Loans	2,340	2,222	2,128	2,053	1,600	1,595
Property, Plant & Equipment	18.56	23.38	24.77	25.6	25.11	22.59
Goodwill	1.52	1.52	1.52	1.52	1.52	1.52
Loans Held for Sale	13.35	12.16	18.24	27.93	27.37	9.34
Accrued Interest Receivable	12.41	12.69	13.58	13.4	9.59	10.43
Other Receivables	-	-	-	-	-	1.04
Restricted Cash	-	0.26	0.26	0.26	0.16	2.16
Other Current Assets	48.5	-	-	6.91	4.59	2.66
Long-Term Deferred Tax Assets	14.78	14.11	12.55	12.35	10.04	9.18
Other Long-Term Assets	26.11	30.35	30.06	27.47	27.62	29.3
Total Assets	2,929	2,654	2,579	2,445	2,034	1,959
Accrued Expenses	31.74	20.23	18.37	18.59	12.86	8.44
Interest Bearing Deposits	1,723	1,421	1,369	868.04	1,133	924.36
Institutional Deposits	-	238.68	135.34	425.3	96.46	173.93
Non-Interest Bearing Deposits	464.61	440.8	419.64	494.18	529.23	459.68
Total Deposits	2,187	2,100	1,924	1,788	1,759	1,558
Short-Term Borrowings	250	140	247	203	-	131.03
Current Portion of Long-Term Debt	-	10.5	-	-	-	30
Current Portion of Leases	-	0.7	-	-	-	-
Accrued Interest Payable	1.46	1.7	1.92	0.69	0.13	0.25
Federal Home Loan Bank Debt, Long-Term	127.11	70	109.44	180	40	40
Long-Term Leases	-	4.07	5.3	5.6	5.3	2.42
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31	10.31
Other Long-Term Liabilities	0.7	0.6	0.6	-	0.51	4.61
Total Liabilities	2,609	2,358	2,317	2,206	1,828	1,785
Common Stock	104.67	103.94	100.43	97.2	94	91.87
Retained Earnings	252.61	227.33	191.11	156.96	123.04	90.67
Treasury Stock	-35.52	-33.58	-27.37	-11.68	-11.63	-7.44
Comprehensive Income & Other	-1.93	-2.11	-2.74	-3.26	0.32	-1.19
Shareholders' Equity	319.84	295.58	261.43	239.23	205.73	173.91
Total Liabilities & Equity	2,929	2,654	2,579	2,445	2,034	1,959
Total Debt	387.42	235.59	372.05	398.91	55.61	213.75
Net Cash (Debt)	-93.44	-55.27	-176.62	-282.84	189.46	3.4
Net Cash Growth	-	-	-	-	5467.44%	-
Net Cash Per Share	-9.15	-5.42	-17.08	-26.42	17.97	0.31
Filing Date Shares Outstanding	10.03	10.06	10.14	10.59	10.46	10.41
Total Common Shares Outstanding	10.03	10.03	10.06	10.58	10.39	10.46
Book Value Per Share	31.88	29.48	25.98	22.60	19.80	16.63
Tangible Book Value	318.32	294.07	259.91	237.71	204.21	172.4
Tangible Book Value Per Share	31.73	29.33	25.83	22.46	19.65	16.49

Updated Aug 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q