Unity Bancorp, Inc. (UNTY)

Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	203.49	180.18	194.51	114.53	244.66	217.16
Investment Securities	131.25	120.68	114.76	125.47	65.3	30.16
Trading Asset Securities	-	0.14	0.92	1.54	0.41	-
Mortgage-Backed Securities	-	24.35	20.93	15.48	14.03	17.41
Total Investments	131.25	145.17	136.61	142.48	79.73	47.57
Gross Loans	2,453	2,248	2,154	2,079	1,622	1,618
Allowance for Loan Losses	-30.25	-26.79	-25.85	-25.2	-22.3	-23.11
Net Loans	2,423	2,222	2,128	2,053	1,600	1,595
Property, Plant & Equipment	18.44	23.38	24.77	25.6	25.11	22.59
Goodwill	1.52	1.52	1.52	1.52	1.52	1.52
Loans Held for Sale	15.42	12.16	18.24	27.93	27.37	9.34
Accrued Interest Receivable	13.29	12.69	13.58	13.4	9.59	10.43
Other Receivables	-	-	-	-	-	1.04
Restricted Cash	-	0.26	0.26	0.26	0.16	2.16
Other Current Assets	15.54	-	-	6.91	4.59	2.66
Long-Term Deferred Tax Assets	15.02	14.11	12.55	12.35	10.04	9.18
Other Long-Term Assets	26.32	30.35	30.06	27.47	27.62	29.3
Total Assets	2,876	2,654	2,579	2,445	2,034	1,959
Accrued Expenses	31.05	20.23	18.37	18.59	12.86	8.44
Interest Bearing Deposits	1,820	1,421	1,369	868.04	1,133	924.36
Institutional Deposits	-	238.68	135.34	425.3	96.46	173.93
Non-Interest Bearing Deposits	447.51	440.8	419.64	494.18	529.23	459.68
Total Deposits	2,267	2,100	1,924	1,788	1,759	1,558
Short-Term Borrowings	-	140	247	203	-	131.03
Current Portion of Long-Term Debt	-	10.5	-	-	-	30
Current Portion of Leases	-	0.7	-	-	-	-
Accrued Interest Payable	1.79	1.7	1.92	0.69	0.13	0.25
Federal Home Loan Bank Debt, Long-Term	231.71	70	109.44	180	40	40
Long-Term Leases	-	4.07	5.3	5.6	5.3	2.42
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31	10.31
Other Long-Term Liabilities	-	0.6	0.6	-	0.51	4.61
Total Liabilities	2,542	2,358	2,317	2,206	1,828	1,785
Common Stock	105.32	103.94	100.43	97.2	94	91.87
Retained Earnings	265.49	227.33	191.11	156.96	123.04	90.67
Treasury Stock	-35.52	-33.58	-27.37	-11.68	-11.63	-7.44
Comprehensive Income & Other	-1.27	-2.11	-2.74	-3.26	0.32	-1.19
Shareholders' Equity	334.02	295.58	261.43	239.23	205.73	173.91
Total Liabilities & Equity	2,876	2,654	2,579	2,445	2,034	1,959
Total Debt	242.02	235.59	372.05	398.91	55.61	213.75
Net Cash (Debt)	-38.53	-55.27	-176.62	-282.84	189.46	3.4
Net Cash Growth	-	-	-	-	5467.44%	-
Net Cash Per Share	-3.77	-5.42	-17.08	-26.42	17.97	0.31
Filing Date Shares Outstanding	10.04	10.06	10.14	10.59	10.46	10.41
Total Common Shares Outstanding	10.04	10.03	10.06	10.58	10.39	10.46
Book Value Per Share	33.27	29.48	25.98	22.60	19.80	16.63
Tangible Book Value	332.51	294.07	259.91	237.71	204.21	172.4
Tangible Book Value Per Share	33.11	29.33	25.83	22.46	19.65	16.49

Updated Oct 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q