Unity Bancorp, Inc. (UNTY)

Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	293.73	180.44	194.78	114.79	-	219.31
Securities and Investments	139.35	145.03	135.69	140.95	79.32	47.57
Gross Loans	2,383	2,261	2,172	2,107	1,649	1,628
Allowance for Loan Losses	-29.01	-26.79	-25.85	-25.2	-22.3	-23.11
Net Loans	2,354	2,234	2,146	2,081	1,627	1,605
Net Property, Plant & Equipment	18.56	18.78	19.57	20	19.91	20.23
Accrued Interest and Accounts Receivable	12.41	12.69	13.58	13.4	9.59	10.43
Goodwill	1.52	1.52	1.52	1.52	1.52	1.52
Other Non-Earning Assets	109.37	61.7	67.17	72.93	51.41	55.15
Total Assets	2,929	2,654	2,579	2,445	2,034	1,959
Interest-bearing deposits	1,066	1,031	1,078	868.04	1,230	1,098
Noninterest-bearing deposits	464.61	440.8	419.64	494.18	529.23	459.68
Total Deposits	2,187	2,100	1,924	1,788	1,759	1,558
Accrued Expenses	33.9	27.31	26.19	24.88	18.79	16.73
Long-Term Debt	387.42	230.81	366.75	393.31	-	210.31
Total Liabilities	2,609	2,358	2,317	2,206	1,828	1,785
Common Stock	104.67	103.94	100.43	97.2	94	91.87
Treasury Stock	-35.52	-33.58	-27.37	-11.68	-11.63	-7.44
Accumulated Other Comprehensive Income	-1.93	-2.11	-2.74	-3.26	0.32	-1.19
Retained Earnings	252.61	227.33	191.11	156.96	123.04	90.67
Shareholders' Equity	319.84	295.58	261.43	239.23	205.73	173.91
Total Liabilities & Equity	2,929	2,654	2,579	2,445	2,034	1,959
Total Debt	387.42	230.81	366.75	393.31	0	210.31
Net Cash (Debt)	-387.42	-230.81	-366.75	-393.31	0	-210.31
Net Cash Per Share	-37.94	-22.62	-35.48	-36.74	-	-19.45
Book Value	319.84	295.58	261.43	239.23	205.73	173.91
Book Value Per Share	31.32	28.97	25.29	22.35	19.51	16.08
Tangible Book Value	318.32	294.07	259.91	237.71	204.21	172.4
Tangible Book Value Per Share	31.18	28.82	25.14	22.21	19.36	15.94

Updated Aug 6, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q