Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	216.52	180.44	194.78	114.79	489.64
Securities and Investments	124.02	145.03	135.69	140.95	79.32
Other Earning Assets	9.49	12.16	18.24	27.93	27.37
Gross Loans	2,545	2,261	2,172	2,107	1,649
Allowance for Loan Losses	-32.34	-26.79	-25.85	-25.2	-22.3
Net Loans	2,512	2,234	2,146	2,081	1,627
Net Property, Plant & Equipment	18.02	18.78	19.57	20	19.91
Accrued Interest and Accounts Receivable	12.9	12.69	13.58	13.4	9.59
Goodwill	1.52	1.52	1.52	1.52	1.52
Long-Term Investments	14.31	12.51	18.44	19.06	3.55
Other Non-Earning Assets	67	49.19	48.73	53.86	47.86
Total Assets	2,967	2,654	2,579	2,445	2,034
Interest-bearing deposits	1,858	1,660	1,505	1,293	1,133
Noninterest-bearing deposits	465.6	440.8	419.64	494.18	529.23
Total Deposits	2,324	2,100	1,924	1,788	1,759
Accrued Expenses	30.88	27.31	26.19	24.88	18.79
Long-Term Debt	266.08	230.81	366.75	393.31	40
Total Liabilities	2,621	2,358	2,317	2,206	1,828
Common Stock	105.89	103.94	100.43	97.2	94
Treasury Stock	-3.1	-33.58	-27.37	-11.68	-11.63
Accumulated Other Comprehensive Income	-1.1	-2.11	-2.74	-3.26	0.32
Retained Earnings	243.94	227.33	191.11	156.96	123.04
Shareholders' Equity	345.63	295.58	261.43	239.23	205.73
Total Liabilities & Equity	2,967	2,654	2,579	2,445	2,034
Total Debt	266.08	230.81	366.75	393.31	40
Net Cash (Debt)	-266.08	-230.81	-366.75	-393.31	-40
Net Cash Per Share	-26.03	-22.62	-35.48	-36.74	-3.79
Book Value	345.63	295.58	261.43	239.23	205.73
Book Value Per Share	33.81	28.97	25.29	22.35	19.51
Tangible Book Value	344.12	294.07	259.91	237.71	204.21
Tangible Book Value Per Share	33.66	28.82	25.14	22.21	19.36

Updated Jan 13, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q