Unity Bancorp, Inc. (UNTY)

Unity Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Cash & Equivalents	250.32	229.16	216.26	203.49	293.73	211.59	180.18	194.5	197.42	182.99	194.51	161.45	151.23	127.09	114.53	163.38	109.04	187.73	244.66	216.37
Investment Securities	100.77	96.5	104.99	112.07	120.07	118.08	120.68	123.7	125.27	118.27	114.76	115.62	115.64	116.16	125.47	113.65	114.62	92.4	65.3	35.65
Trading Asset Securities	0.35	0.26	0.16	0.22	0.25	0.41	0.14	0.33	0.61	0.81	0.92	1.26	1.4	1.3	1.54	-	-	-	0.41	-
Mortgage-Backed Securities	18.54	18.77	19.03	19.18	19.28	24.01	24.35	20.01	19.91	20.43	20.93	20.47	21.42	22.11	15.48	23.22	25.22	23.85	14.03	14.16
Total Investments	119.65	115.53	124.17	131.47	139.59	142.5	145.17	144.05	145.8	139.51	136.61	137.36	138.46	139.57	142.48	136.87	139.84	116.25	79.73	49.81
Gross Loans	2,673	2,589	2,535	2,453	2,369	2,331	2,248	2,203	2,155	2,156	2,154	2,154	2,147	2,108	2,079	1,906	1,769	1,676	1,622	1,645
Allowance for Loan Losses	-34.55	-33.35	-32.34	-30.25	-29.01	-27.65	-26.79	-27	-26.11	-26.08	-25.85	-25.92	-25.99	-26.2	-25.2	-23.86	-22.86	-22.17	-22.3	-22.54
Net Loans	2,638	2,556	2,503	2,423	2,340	2,303	2,222	2,176	2,129	2,130	2,128	2,128	2,121	2,081	2,053	1,882	1,747	1,654	1,600	1,622
Property, Plant & Equipment	17.88	18.12	22.72	18.44	18.56	18.72	23.38	18.86	19.07	19.28	24.77	19.78	19.92	25.27	25.6	23.65	24.49	24.99	25.11	23.91
Goodwill	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52	1.52
Loans Held for Sale	9.46	12.56	9.49	15.42	13.35	14	12.16	14.62	15.16	18.44	18.24	19.39	20.07	23.31	27.93	36.34	32.18	25.28	27.37	20.13
Accrued Interest Receivable	12.99	13.26	12.9	13.29	12.41	13	12.69	12.91	13.26	13.17	13.58	16.1	14.86	14.31	13.4	11.39	9.96	9.57	9.59	9.68
Restricted Cash	-	-	0.26	-	-	-	0.26	-	-	-	0.26	-	-	-	0.26	-	-	-	0.16	-
Other Current Assets	82.2	24.34	18.95	15.33	48.5	9.01	3.91	-	-	9.38	3.95	20.93	23.42	5.3	6.91	30.24	5.96	8.3	4.59	5.49
Long-Term Deferred Tax Assets	15.98	14.89	14.64	15.02	14.78	14.63	14.11	14.52	13.29	12.68	12.55	13.25	12.89	12.36	12.35	12.91	11.93	9.93	10.04	10.99
Other Real Estate Owned & Foreclosed	1.47	1.47	1.47	-	-	-	-	-	-	-	-	0.25	0.25	0.18	-	-	-	-	-	-
Other Long-Term Assets	26.98	26.76	27.08	26.32	26.11	25.93	26.44	44	47.96	25.3	26.11	25.22	26.94	26.86	27.47	26.63	26.46	26.65	27.62	26.59
Total Assets	3,194	3,027	2,967	2,876	2,929	2,768	2,654	2,635	2,598	2,568	2,579	2,563	2,552	2,476	2,445	2,340	2,117	2,068	2,034	1,991

Liabilities

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Accrued Expenses	25.68	24.08	23.04	25.37	31.74	25.37	20.21	25.35	26.12	28.2	18.37	24.88	24.18	20.15	18.59	12.2	12.49	20.67	12.86	9.95
Interest Bearing Deposits	1,975	1,928	1,607	1,820	1,723	1,721	1,421	1,622	1,589	1,566	1,369	1,459	1,410	1,264	1,226	1,184	1,088	1,135	1,133	1,083
Institutional Deposits	-	-	251.29	-	-	-	238.68	-	-	-	135.34	-	-	110.11	67.34	115.08	99.32	94.66	96.46	102.21
Non-Interest Bearing Deposits	487.13	451.14	465.6	447.51	464.61	454.43	440.8	423.97	422	395.52	419.64	425.44	439.22	450.06	494.18	497.75	511.06	541.99	529.23	520.57
Total Deposits	2,463	2,379	2,324	2,267	2,187	2,175	2,100	2,046	2,011	1,961	1,924	1,885	1,850	1,824	1,788	1,797	1,698	1,771	1,759	1,706
Short-Term Borrowings	200	162.5	170	140	250	158	140	243	221	245.6	247	228.61	198	179	203	-	-	-	-	20.12
Current Portion of Long-Term Debt	-	-	-	-	-	-	-	23.8	8.8	14.44	-	-	-	-	-	-	-	-	-	-
Current Portion of Leases	0.62	0.61	0.81	0.66	-	0.63	-	-	-	-	-	-	-	0.54	-	0.17	0.37	0.55	-	0.16
Accrued Interest Payable	2.76	2.3	2.14	1.79	1.46	2.15	1.7	1.77	1.66	1.55	1.92	1.41	0.72	0.93	0.69	0.29	0.13	0.13	0.13	0.16
Federal Home Loan Bank Debt, Long-Term	116.12	85.77	85.77	91.71	127.11	85.29	80.5	-	45	39.36	109.44	160	225	195	180	280	165	40	40	40
Long-Term Leases	3.67	3.82	4.19	4.43	-	4.05	4.8	-	-	-	5.3	-	-	4.94	5.6	4.46	4.93	4.89	5.3	3.71
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31	10.31
Pension & Post-Retirement Benefits	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4.77	4.69	4.61	-	3.9
Other Long-Term Liabilities	0.8	0.7	0.7	0.6	0.7	0.6	0.6	0.7	0.6	0.6	0.6	0.5	0.5	0.6	-	0.5	0.49	0.44	0.51	0.36
Total Liabilities	2,823	2,669	2,621	2,542	2,609	2,462	2,358	2,351	2,324	2,301	2,317	2,311	2,308	2,235	2,206	2,109	1,896	1,853	1,828	1,795

Shareholders' Equity

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Common Stock	106.7	106.03	105.89	105.32	104.67	104.03	103.94	102.89	102.23	101.68	100.43	99.74	98.91	98.2	97.2	96.49	95.65	94.85	94	93.41
Retained Earnings	269.49	256.62	243.94	265.49	252.61	237.52	227.33	217.14	207.53	199.38	191.11	182.56	173.82	165.34	156.96	148.17	139.39	131.1	123.04	114.34
Treasury Stock	-3.43	-3.43	-3.1	-35.52	-35.52	-33.58	-33.58	-33.57	-33.29	-31.44	-27.37	-25.95	-25.04	-19.89	-11.68	-11.63	-11.63	-11.63	-11.63	-11.55
Comprehensive Income & Other	-0.95	-1.13	-1.1	-1.27	-1.93	-1.83	-2.11	-2.2	-3.08	-2.85	-2.74	-3.96	-3.62	-3.18	-3.26	-2.8	-2.62	0.61	0.32	0.07
Shareholders' Equity	371.81	358.1	345.63	334.02	319.84	306.14	295.58	284.26	273.4	266.76	261.43	252.38	244.07	240.46	239.23	230.23	220.79	214.93	205.73	196.27
Total Liabilities & Equity	3,194	3,027	2,967	2,876	2,929	2,768	2,654	2,635	2,598	2,568	2,579	2,563	2,552	2,476	2,445	2,340	2,117	2,068	2,034	1,991

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Total Debt	330.72	263.01	271.09	247.1	387.42	258.28	235.61	277.11	285.11	309.71	372.05	398.92	433.31	389.79	398.91	294.94	180.61	55.75	55.61	74.29
Net Cash (Debt)	-80.05	-33.59	-54.67	-43.4	-93.44	-46.28	-55.3	-82.27	-87.08	-125.92	-176.62	-236.21	-280.67	-261.4	-282.84	-131.56	-71.57	131.98	189.46	142.08
Net Cash Growth (YoY)	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	131.68%	5467.44%	-
Net Cash Per Share	-7.83	-3.29	-5.36	-4.24	-9.15	-4.52	-5.42	-8.11	-8.58	-12.25	-17.30	-23.03	-27.51	-24.46	-26.34	-12.28	-6.68	12.38	17.95	13.52
Filing Date Shares Outstanding	10.04	10.04	10.02	10.04	10.03	10.03	10.06	9.99	9.98	10.04	10.14	10.06	10.14	10.07	10.59	10.55	10.51	10.49	10.46	10.37
Total Common Shares Outstanding	10.04	10.04	9.98	10.04	10.03	10.08	10.03	9.98	9.98	10.04	10.06	10.12	10.12	10.29	10.58	10.53	10.51	10.49	10.39	10.36
Book Value Per Share	37.02	35.66	34.63	33.27	31.88	30.38	29.48	28.48	27.41	26.56	25.98	24.95	24.12	23.36	22.60	21.86	21.01	20.48	19.80	18.94
Tangible Book Value	370.3	356.58	344.12	332.51	318.32	304.63	294.07	282.74	271.88	265.25	259.91	250.87	242.56	238.94	237.71	228.72	219.27	213.41	204.21	194.75
Tangible Book Value Per Share	36.87	35.51	34.47	33.11	31.73	30.23	29.33	28.33	27.26	26.41	25.83	24.80	23.97	23.22	22.46	21.71	20.86	20.34	19.65	18.79

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 29, 2026

Data Sources Report a data error