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Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
54.65
+0.43 (0.79%)
Oct 1, 2026, 4:00 PM EDT - Market closed

Unity Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Income
14.4714.2915.4714.416.4911.611.5110.919.459.599.779.959.710.299.969.949.459.119.759.46
Depreciation & Amortization
0.620.31.10.730.290.680.810.990.210.550.311.421.4-0.740.640.70.970.450.480.54
Gain (Loss) on Sale of Investments
0.560-2.12-0.03-5.660.03-0.56-0.09-0.210.01-0.17-0.19-0.07-0.19-0.01-0.020.030.010.030.05
Total Asset Writedown
-------------0.110.11------
Provision for Credit Losses
1.041.042.210.621.731.361.371.030.910.641.70.530.780.111.631.521.19-0.18-0.32-
Net Decrease (Increase) in Loans Originated / Sold - Operating
0.620.93--1.21-0.31------------3.8-6.56
Change in Other Net Operating Assets
-53.73-1.73-9.9430.76-37.814.759.646.61-17.975.2113.152.6-15.674.3620.04-13.18-17.7712.11-0.921.24
Other Operating Activities
-1.36-0.460.1-0.66-0.3-0.750.21-1.62-0.73-0.160.42-0.92-0.48-0.060.68-1.37-1.65-0.91-1.28-3.19
Operating Cash Flow
-38.7514.926.8345.54-24.4217.8523.0217.65-8.4515.7624.913.34-5.0813.7533.11-2.28-7.7719.6112.360.46
Operating Cash Flow Growth (YoY)
--16.42%-70.32%157.96%-13.27%-7.56%32.37%-14.63%-24.80%---29.89%168.00%--68.35%1225.64%-96.57%

Investing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Capital Expenditures
-0.09-0.430.12-0.21-0.19-0.28-0.34-0.14-0.14-0.08-0.16-0.21-0.39-0.2-1.24-0.14-0.06-0.04-0.14-0.69
Sale of Property, Plant and Equipment
-------------------0.02-
Investment in Securities
-4.448.69.1310.278.433.59-2.293.31-7.12-2.931.760.520.522.78-4.331.75-27.62-38.57-29.64-12.32
Net Decrease (Increase) in Loans Originated / Sold - Investing
-81.89-56.01-78.02-85.68-38.09-85-43.7-50.047.28-2.550.76-6.63-36.71-22.91-164.45-152.71-88.9-49.9213.04-1.94
Other Investing Activities
-3.410.33-1.16.51-6.15-1.082.080.370.942.541.453.94-2.740.38-4.67-5.18-5.330.131.124.77
Investing Cash Flow
-89.83-47.52-69.87-69.11-35.99-82.77-44.25-46.50.96-3.033.8-2.38-39.32-19.95-174.69-156.28-121.91-88.4-15.64-10.19

Financing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Short-Term Debt Issued
-----23--------------
Long-Term Debt Issued
---------4.36---5------
Total Debt Issued
70.03-24.07-145.4133.623-3.29-10104.3619.44-20355103115125---125
Short-Term Debt Repaid
--7.5--------61.4----14------
Long-Term Debt Repaid
------0.21--------------
Total Debt Repaid
-2.18-7.5--0.21-0.21-432-34.6-61.4-51.61-14.3914-14-----2020
Net Debt Issued (Repaid)
67.85-7.524.07-145.4133.8222.79-46.29-8-24.6-57.04-32.17-34.3949-9103115125--20-105
Issuance of Common Stock
0.06--0.05--0.560.160.050.720.160.360.240.530.220.440.320.640.110.18
Repurchase of Common Stock
--0.8-3.11--1.89-0.45-0.01-0.28-1.84-4.08-1.41-0.92-5.14-8.22-0.04-0.05--0.22-0.07-1.9
Common Dividends Paid
-1.58-1.54-1.46-1.45-1.35-1.36-1.26-1.25-1.25-1.26-1.17-1.17-1.17-1.22-1.13-1.12-1.11-1.01-1.01-0.9
Net Increase (Decrease) in Deposit Accounts
83.4155.0856.5880.1211.9775.0954.1835.3149.5637.1339.2335.3825.6136.39-9.0798.63-73.212.2952.7111.87
Financing Cash Flow
149.7445.2476.08-66.68142.5496.077.1625.9321.92-24.534.63-0.7468.5418.4992.99212.95111.731.734.25

Net Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Cash Flow
21.1612.6413.03-90.2582.1431.16-14.06-2.9214.43-11.7933.3310.2124.1512.29-48.5954.34-78.68-57.0928.45-5.48

Free Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Free Cash Flow
-38.8414.56.9545.33-24.617.5822.6817.52-8.5915.6824.7413.12-5.4713.5631.87-2.43-7.8319.5712.21-0.24
Free Cash Flow Growth (YoY)
--17.51%-69.37%158.78%-12.06%-8.33%33.47%-15.71%-22.37%---30.74%160.99%--71.29%1411.26%-
Free Cash Flow Margin
-119.22%44.53%21.05%140.41%-71.22%62.69%83.67%65.90%-35.00%62.95%99.81%52.45%-21.91%53.75%127.95%-10.40%-33.57%87.67%51.33%-1.04%
Free Cash Flow Per Share
-3.801.420.684.43-2.411.722.221.73-0.851.532.421.28-0.541.272.97-0.23-0.731.831.16-0.02

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash Interest Paid
14.3514.2914.1514.1814.7313.113.8414.5914.4614.4713.2212.7612.099.25.222.321.321.211.451.6
Cash Income Tax Paid
4.60.090.675.37.980.13.593.876.370.253.126.54-3.564.574.672.542.153.73.51
SEC Filings: 10-K · 10-Q