Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
54.65
+0.43 (0.79%)
Oct 1, 2026, 4:00 PM EDT - Market closed
Unity Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 44.63 | 43.06 | 43.48 | 42.02 | 40.23 | 38.48 | 37.79 | 36.77 | 35.61 | 35.37 | 35.06 | 34.28 | 32.79 | 30.93 | 28.18 | 24.55 | 21.74 | 20.33 | 21.68 | 20.87 |
Interest Income on Investments | 2.01 | 2.12 | 2.38 | 2.35 | 2.37 | 2.32 | 2.48 | 2.78 | 2.38 | 2.57 | 2.7 | 2.71 | 2.6 | 2.42 | 2.15 | 1.68 | 1.33 | 0.79 | 0.6 | 0.39 |
Total Interest Income | 46.64 | 45.18 | 45.87 | 44.36 | 42.6 | 40.8 | 40.26 | 39.55 | 37.99 | 37.94 | 37.76 | 36.99 | 35.39 | 33.35 | 30.33 | 26.22 | 23.07 | 21.12 | 22.27 | 21.25 |
Interest Paid on Deposits | 13.9 | 13.47 | 13.56 | 13.43 | 12.96 | 12.42 | 12.66 | 13.63 | 13.37 | 11.85 | 10.86 | 9.64 | 7.75 | 5.64 | 3.44 | 1.8 | 1.03 | 0.99 | 1.2 | 1.3 |
Interest Paid on Borrowings | 0.9 | 0.98 | 0.94 | 1.08 | 1.08 | 1.13 | 1.12 | 1.06 | 1.19 | 2.25 | 2.87 | 3.82 | 4.13 | 3.8 | 2.18 | 0.69 | 0.29 | 0.23 | 0.23 | 0.24 |
Total Interest Expense | 14.81 | 14.45 | 14.5 | 14.51 | 14.04 | 13.55 | 13.77 | 14.69 | 14.56 | 14.1 | 13.73 | 13.46 | 11.87 | 9.44 | 5.62 | 2.49 | 1.31 | 1.22 | 1.42 | 1.53 |
Net Interest Income | 31.83 | 30.73 | 31.37 | 29.86 | 28.56 | 27.25 | 26.49 | 24.86 | 23.42 | 23.84 | 24.03 | 23.53 | 23.52 | 23.91 | 24.71 | 23.74 | 21.76 | 19.9 | 20.85 | 19.72 |
Net Interest Income Growth (YoY) | 11.45% | 12.77% | 18.42% | 20.12% | 21.91% | 14.30% | 10.22% | 5.62% | -0.42% | -0.29% | -2.74% | -0.86% | 8.11% | 20.13% | 18.52% | 20.36% | 17.93% | 10.47% | 20.26% | 20.80% |
Gain (Loss) on Sale of Investments | -0.64 | -0.08 | 1.57 | 0.48 | 3.6 | -0.05 | 0.01 | 0.5 | 0.02 | 0.05 | 0.62 | -0.12 | -0.16 | -0.32 | 0.32 | -0.58 | -0.5 | -0.56 | 0.07 | 0.2 |
Other Non-Interest Income | 1.95 | 2.03 | 1.82 | 1.67 | 1.62 | 1.84 | 1.5 | 1.69 | 1.44 | 1.11 | 1.2 | 1.68 | 1.23 | 1.19 | 1.36 | 1.41 | 2.82 | 1.42 | 1.77 | 1.64 |
Total Non-Interest Income | 1.92 | 2.88 | 3.9 | 2.97 | 5.82 | 2.1 | 1.92 | 2.8 | 2.03 | 1.72 | 2.57 | 2.04 | 2.12 | 1.42 | 1.95 | 1.11 | 2.75 | 2.24 | 2.62 | 2.81 |
Non-Interest Income Growth (YoY) | -66.97% | 36.89% | 103.34% | 5.85% | 186.03% | 22.29% | -25.36% | 37.20% | -3.88% | 21.24% | 31.91% | 84.05% | -23.06% | -36.71% | -25.84% | -60.48% | -5.04% | -39.91% | -38.32% | -15.80% |
Revenues Before Loan Losses | 33.75 | 33.61 | 35.27 | 32.82 | 34.37 | 29.35 | 28.41 | 27.66 | 25.46 | 25.56 | 26.6 | 25.58 | 25.64 | 25.33 | 26.66 | 24.85 | 24.51 | 22.14 | 23.47 | 22.53 |
Provision for Loan Losses | 1.17 | 1.05 | 2.26 | 0.54 | -0.18 | 1.32 | 1.3 | 1.08 | 0.93 | 0.64 | 1.81 | 0.56 | 0.69 | 0.11 | 1.75 | 1.52 | 1.19 | -0.18 | -0.32 | - |
| 32.58 | 32.56 | 33.01 | 32.28 | 34.55 | 28.04 | 27.11 | 26.58 | 24.53 | 24.92 | 24.79 | 25.02 | 24.94 | 25.22 | 24.91 | 23.33 | 23.32 | 22.32 | 23.79 | 22.53 | |
Revenue Growth (YoY) | -5.69% | 16.13% | 21.77% | 21.45% | 40.82% | 12.52% | 9.35% | 6.23% | -1.65% | -1.20% | -0.48% | 7.24% | 6.97% | 12.98% | 4.70% | 3.55% | 9.25% | 5.07% | 15.55% | 27.57% |
Salaries and Employee Benefits | 8.67 | 8.12 | 6.93 | 8.43 | 8.16 | 7.41 | 7.56 | 7.27 | 7.12 | 6.88 | 6.77 | 7.01 | 6.85 | 6.67 | 6.72 | 6.07 | 6.37 | 6.11 | 6.23 | 5.72 |
Federal Deposit Insurance | 0.3 | 0.3 | 0.3 | 0.32 | 0.31 | 0.24 | 0.2 | 0.25 | 0.32 | 0.34 | 0.35 | 0.4 | 0.62 | 0.35 | 0.27 | 0.23 | 0.25 | 0.27 | 0.21 | 0.2 |
Selling, General & Administrative | 3.97 | 4.55 | 4.87 | 3.95 | 3.65 | 4.36 | 4.04 | 3.48 | 3.51 | 3.95 | 3.87 | 3.5 | 3.5 | 3.58 | 3.46 | 3.2 | 3.45 | 3.4 | 3.42 | 2.79 |
Other Non-Interest Expense | 0.99 | 1.11 | 1.22 | 0.72 | 0.9 | 0.61 | 0.83 | 1.02 | 1.03 | 0.97 | 0.75 | 1.06 | 0.87 | 0.82 | 0.96 | 0.52 | 0.61 | 0.57 | 0.74 | 1.09 |
Total Non-Interest Expense | 13.93 | 14.07 | 13.32 | 13.42 | 13.02 | 12.61 | 12.62 | 12.01 | 11.98 | 12.13 | 11.74 | 11.97 | 11.84 | 11.43 | 11.27 | 10.06 | 10.71 | 10.41 | 10.66 | 9.86 |
EBT Excluding Unusual Items | 18.65 | 18.49 | 19.69 | 18.87 | 21.53 | 15.42 | 14.49 | 14.57 | 12.55 | 12.78 | 13.05 | 13.05 | 13.11 | 13.79 | 13.64 | 13.27 | 12.61 | 11.91 | 13.13 | 12.67 |
Pretax Income | 18.65 | 18.49 | 19.69 | 18.87 | 21.53 | 15.42 | 14.49 | 14.57 | 12.55 | 12.78 | 13.05 | 13.05 | 13.11 | 13.79 | 13.64 | 13.27 | 12.61 | 11.91 | 13.13 | 12.67 |
Income Tax Expense | 4.18 | 4.2 | 4.22 | 4.48 | 5.04 | 3.83 | 2.98 | 3.66 | 3.1 | 3.2 | 3.28 | 3.1 | 3.41 | 3.5 | 3.68 | 3.33 | 3.16 | 2.8 | 3.39 | 3.21 |
Net Income | 14.47 | 14.29 | 15.47 | 14.39 | 16.49 | 11.6 | 11.51 | 10.91 | 9.45 | 9.59 | 9.77 | 9.95 | 9.7 | 10.29 | 9.96 | 9.94 | 9.45 | 9.11 | 9.75 | 9.46 |
Net Income to Common | 14.47 | 14.29 | 15.47 | 14.39 | 16.49 | 11.6 | 11.51 | 10.91 | 9.45 | 9.59 | 9.77 | 9.95 | 9.7 | 10.29 | 9.96 | 9.94 | 9.45 | 9.11 | 9.75 | 9.46 |
Net Income Growth (YoY) | -12.24% | 23.19% | 34.44% | 31.96% | 74.43% | 20.99% | 17.76% | 9.60% | -2.54% | -6.81% | -1.87% | 0.08% | 2.63% | 12.95% | 2.15% | 5.11% | 12.27% | 7.20% | 32.69% | 64.22% |
Basic Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 10 | 10 | 10 |
Diluted Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
Shares Change (YoY) | 0.09% | -0.47% | -0.09% | 0.84% | 0.62% | -0.28% | -0.05% | -1.07% | -0.53% | -3.84% | -4.94% | -4.26% | -4.70% | 0.21% | 1.75% | 1.97% | 1.30% | 0.94% | -0.70% | -1.86% |
EPS (Basic) | 1.44 | 1.43 | 1.55 | 1.43 | 1.64 | 1.15 | 1.15 | 1.09 | 0.94 | 0.95 | 0.97 | 0.98 | 0.96 | 0.98 | 0.94 | 0.94 | 0.90 | 0.87 | 0.94 | 0.91 |
EPS (Diluted) | 1.42 | 1.40 | 1.52 | 1.41 | 1.61 | 1.13 | 1.12 | 1.07 | 0.93 | 0.93 | 0.96 | 0.97 | 0.95 | 0.96 | 0.92 | 0.93 | 0.88 | 0.85 | 0.93 | 0.90 |
EPS Growth (YoY) | -11.80% | 23.89% | 35.47% | 31.78% | 73.12% | 21.50% | 16.94% | 10.31% | -2.10% | -3.13% | 4.38% | 4.30% | 7.95% | 12.94% | -1.02% | 3.33% | 10.00% | 6.25% | 34.01% | 66.67% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share | 0.160 | 0.160 | 0.150 | 0.150 | 0.140 | 0.140 | 0.130 | 0.130 | 0.130 | 0.130 | 0.120 | 0.120 | 0.120 | 0.120 | 0.110 | 0.110 | 0.110 | 0.100 | 0.100 | 0.090 |
Dividend Growth (YoY) | 14.29% | 14.29% | 15.38% | 15.38% | 7.69% | 7.69% | 8.33% | 8.33% | 8.33% | 8.33% | 9.09% | 9.09% | 9.09% | 20.00% | 10.00% | 22.22% | 22.22% | 25.00% | 25.00% | 12.50% |
Effective Tax Rate | 22.41% | 22.71% | 21.44% | 23.72% | 23.40% | 24.80% | 20.59% | 25.14% | 24.68% | 25.02% | 25.13% | 23.74% | 26.00% | 25.41% | 26.98% | 25.06% | 25.04% | 23.53% | 25.78% | 25.36% |