Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
59.40
+0.49 (0.83%)
Sep 4, 2026, 10:34 AM EDT - Market open

Unity Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
597519435298288272
Market Cap Growth
13.88%19.23%46.33%3.26%5.83%46.86%
Last Close Price
58.9151.2642.6928.4925.8224.42

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.308.9610.517.507.497.54
PS Ratio
4.544.064.222.983.073.06
PB Ratio
1.591.501.471.141.211.32
P/FCF Ratio
21.8911.719.216.487.008.71
P/OCF Ratio
21.4011.569.076.346.758.37

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.890.780.801.421.670.27
Debt / FCF Ratio
12.246.114.988.109.691.78
Net Debt / Equity Ratio
0.220.160.190.681.18-0.92
Net Debt / FCF Ratio
2.961.231.173.846.87-6.06
Return on Equity (ROE)
16.95%18.07%14.88%15.86%17.29%19.03%
Return on Assets (ROA)
1.92%2.06%1.58%1.58%1.72%1.81%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.91%11.16%9.52%13.34%13.34%13.26%
FCF Yield
4.57%8.54%10.86%15.44%14.29%11.49%
Dividend Yield
1.08%1.13%1.22%1.69%1.67%1.47%
Payout Ratio
11.13%9.68%12.11%11.89%11.37%10.01%
Buyback Yield / Dilution
-0.03%-0.21%1.32%3.43%-1.51%2.48%
Total Shareholder Return
1.06%0.93%2.53%5.11%0.16%3.95%
SEC Filings: 10-K · 10-Q