Unity Bancorp, Inc. (UNTY)

Unity Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	326	298	288	272	185	245
Market Cap Growth	15.91%	3.26%	5.83%	46.86%	-24.42%	9.83%
Enterprise Value	471	470	567	78	176	381
PE Ratio	8.99	7.50	7.49	7.54	7.84	10.37
PS Ratio	3.45	2.98	3.07	3.06	2.64	3.77
PB Ratio	1.29	1.14	1.21	1.32	1.07	1.53
P/FCF Ratio	7.15	6.48	7.00	8.71	8.52	7.15
P/OCF Ratio	7.03	6.34	6.75	8.37	8.31	7.39
EV/Sales Ratio	4.72	4.70	6.04	0.88	2.51	5.85
EV/EBITDA Ratio	8.45	8.48	10.46	1.56	5.34	11.92
EV/EBIT Ratio	9.05	8.86	11.02	1.62	5.67	12.56
EV/FCF Ratio	9.79	10.22	13.76	2.49	8.11	11.09
Debt / Equity Ratio	1.16	1.40	1.64	0.24	1.21	1.83
Debt / EBITDA Ratio	5.56	6.62	7.26	1.01	6.37	9.18
Debt / FCF Ratio	6.44	7.98	9.55	1.61	9.66	8.55
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	15.20%	15.90%	17.00%	18.70%	14.00%	15.50%
Return on Assets (ROA)	1.50%	1.60%	1.70%	1.80%	1.30%	1.40%
Return on Capital (ROIC)	6.77%	6.32%	6.08%	14.11%	6.15%	5.21%
Earnings Yield	11.34%	13.34%	13.34%	13.26%	12.75%	9.64%
FCF Yield	13.98%	15.44%	14.29%	11.49%	11.74%	13.99%
Dividend Yield	1.52%	1.60%	1.60%	1.40%	1.80%	1.40%
Payout Ratio	13.65%	12.30%	11.70%	10.40%	14.50%	14.20%
Buyback Yield / Dilution	3.84%	3.43%	-1.51%	2.48%	1.95%	-1.04%
Total Shareholder Return	5.35%	5.03%	0.09%	3.88%	3.75%	0.36%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).