Unity Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2005 - 2019
Period Ending	Oct '25 Oct 10, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2005 - 2019
Market Cap	473	437	298	289	273	184	Upgrade
Market Cap Growth	38.76%	46.84%	2.94%	6.05%	48.64%	-25.28%	Upgrade
Enterprise Value	565.59	668.05	664.51	682.57	272.76	393.81	Upgrade
Last Close Price	47.18	43.61	29.59	27.33	26.25	17.55	Upgrade
PE Ratio	9.54	10.74	7.71	7.61	7.65	8.01	Upgrade
Forward PE	9.05	9.90	8.53	6.91	8.45	7.53	Upgrade
PS Ratio	4.33	4.26	2.98	3.08	3.09	2.60	Upgrade
PB Ratio	1.58	1.48	1.14	1.21	1.33	1.06	Upgrade
P/TBV Ratio	1.51	1.51	1.17	1.22	1.35	1.09	Upgrade
P/FCF Ratio	14.63	9.25	6.48	7.02	8.44	8.22	Upgrade
P/OCF Ratio	14.22	9.11	6.35	6.78	8.44	8.22	Upgrade
EV/Sales Ratio	4.86	6.51	6.64	7.26	3.09	5.59	Upgrade
EV/EBITDA Ratio	-	258.93	278.86	247.67	169.52	206.29	Upgrade
EV/FCF Ratio	17.53	14.13	14.46	16.57	8.44	17.64	Upgrade
Debt / Equity Ratio	1.21	0.78	1.40	1.64	0	1.21	Upgrade
Debt / EBITDA Ratio	138.61	89.46	153.90	142.71	-	110.17	Upgrade
Debt / FCF Ratio	12.01	4.88	7.98	9.55	-	9.42	Upgrade
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	Upgrade
Return on Equity (ROE)	16.41%	14.88%	15.86%	17.29%	19.03%	14.13%	Upgrade
Earnings Yield	10.70%	9.31%	12.98%	13.14%	13.07%	12.48%	Upgrade
FCF Yield	6.83%	10.82%	15.43%	14.24%	11.85%	12.16%	Upgrade
Dividend Yield	1.19%	1.15%	1.56%	1.52%	1.32%	1.75%	Upgrade
Payout Ratio	11.33%	12.11%	11.89%	11.37%	10.01%	13.95%	Upgrade
Buyback Yield / Dilution	0.41%	1.08%	4.84%	-0.45%	1.40%	3.93%	Upgrade
Total Shareholder Return	1.59%	2.23%	6.40%	1.07%	2.72%	5.69%	Upgrade

Updated Aug 6, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q