Unity Bancorp Statistics
Total Valuation
Unity Bancorp has a market cap or net worth of $343.84 million. The enterprise value is $470.56 million.
| Market Cap | 343.84M |
| Enterprise Value | 470.56M |
Important Dates
The last earnings date was Friday, July 12, 2024, before market open.
| Earnings Date | Jul 12, 2024 |
| Ex-Dividend Date | Jun 7, 2024 |
Share Statistics
Unity Bancorp has 10.04 million shares outstanding. The number of shares has decreased by -3.84% in one year.
| Shares Outstanding | 10.04M |
| Shares Change (YoY) | -3.84% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 29.23% |
| Owned by Institutions (%) | 50.42% |
| Float | 6.12M |
Valuation Ratios
The trailing PE ratio is 8.99 and the forward PE ratio is 8.71.
| PE Ratio | 8.99 |
| Forward PE | 8.71 |
| PS Ratio | 3.45 |
| Forward PS | 3.15 |
| PB Ratio | 1.29 |
| P/FCF Ratio | 7.15 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.45, with an EV/FCF ratio of 9.79.
| EV / Earnings | 12.06 |
| EV / Sales | 4.72 |
| EV / EBITDA | 8.45 |
| EV / EBIT | 9.05 |
| EV / FCF | 9.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.16 |
| Debt / EBITDA | 5.56 |
| Debt / FCF | 6.44 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.20% and return on invested capital (ROIC) is 6.77%.
| Return on Equity (ROE) | 15.20% |
| Return on Assets (ROA) | 1.50% |
| Return on Capital (ROIC) | 6.77% |
| Revenue Per Employee | $420,544 |
| Profits Per Employee | $164,582 |
| Employee Count | 237 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Unity Bancorp has paid $12.98 million in taxes.
| Income Tax | 12.98M |
| Effective Tax Rate | 24.97% |
Stock Price Statistics
The stock price has increased by +29.88% in the last 52 weeks. The beta is 1.04, so Unity Bancorp's price volatility has been similar to the market average.
| Beta (5Y) | 1.04 |
| 52-Week Price Change | +29.88% |
| 50-Day Moving Average | 27.91 |
| 200-Day Moving Average | 27.11 |
| Relative Strength Index (RSI) | 77.61 |
| Average Volume (20 Days) | 25,406 |
Short Selling Information
The latest short interest is 26,200, so 0.26% of the outstanding shares have been sold short.
| Short Interest | 26,200 |
| Short Previous Month | 21,401 |
| Short % of Shares Out | 0.26% |
| Short % of Float | 0.43% |
| Short Ratio (days to cover) | 1.51 |
Income Statement
In the last 12 months, Unity Bancorp had revenue of $99.67 million and earned $39.01 million in profits. Earnings per share was $3.81.
| Revenue | 99.67M |
| Gross Profit | 99.67M |
| Operating Income | 51.99M |
| Pretax Income | 51.99M |
| Net Income | 39.01M |
| EBITDA | 55.66M |
| EBIT | 51.99M |
| Earnings Per Share (EPS) | $3.81 |
Balance Sheet
The company has $182.99 million in cash and $309.71 million in debt, giving a net cash position of -$126.72 million or -$12.62 per share.
| Cash & Cash Equivalents | 182.99M |
| Total Debt | 309.71M |
| Net Cash | -126.72M |
| Net Cash Per Share | -$12.62 |
| Equity (Book Value) | 266.76M |
| Book Value Per Share | 26.57 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $48.92 million and capital expenditures -$838,000, giving a free cash flow of $48.08 million.
| Operating Cash Flow | 48.92M |
| Capital Expenditures | -838,000 |
| Free Cash Flow | 48.08M |
| FCF Per Share | $4.75 |
Margins
Gross margin is 100.00%, with operating and profit margins of 52.16% and 39.14%.
| Gross Margin | 100.00% |
| Operating Margin | 52.16% |
| Pretax Margin | 52.16% |
| Profit Margin | 39.14% |
| EBITDA Margin | 55.85% |
| EBIT Margin | 52.16% |
| FCF Margin | 48.24% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 1.52%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 1.52% |
| Dividend Growth (YoY) | 8.70% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 13.65% |
| Buyback Yield | 3.84% |
| Shareholder Yield | 5.35% |
| Earnings Yield | 11.34% |
| FCF Yield | 13.98% |
Analyst Forecast
| Price Target | $39.00 |
| Price Target Difference | n/a |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 13, 2016. It was a forward split with a ratio of 11:10.
| Last Split Date | Sep 13, 2016 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |