Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
41.87
-0.13 (-0.31%)
At close: Apr 23, 2025, 4:00 PM
41.80
-0.07 (-0.17%)
Pre-market: Apr 24, 2025, 8:19 AM EDT

Unity Bancorp Statistics

Total Valuation

Unity Bancorp has a market cap or net worth of $421.88 million. The enterprise value is $463.89 million.

Market Cap 421.88M
Enterprise Value 463.89M

Important Dates

The last earnings date was Friday, April 11, 2025, before market open.

Earnings Date Apr 11, 2025
Ex-Dividend Date Mar 14, 2025

Share Statistics

Unity Bancorp has 10.08 million shares outstanding. The number of shares has decreased by -0.40% in one year.

Current Share Class 10.08M
Shares Outstanding 10.08M
Shares Change (YoY) -0.40%
Shares Change (QoQ) +0.42%
Owned by Insiders (%) 10.25%
Owned by Institutions (%) 43.42%
Float 6.55M

Valuation Ratios

The trailing PE ratio is 9.83 and the forward PE ratio is 8.36.

PE Ratio 9.83
Forward PE 8.36
PS Ratio 3.95
Forward PS 3.34
PB Ratio 1.38
P/TBV Ratio 1.38
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.67
EV / Sales 4.37
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.17%.

Return on Equity (ROE) 15.17%
Return on Assets (ROA) 1.63%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $466,009
Profits Per Employee $190,623
Employee Count 228
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Unity Bancorp has paid $13.57 million in taxes.

Income Tax 13.57M
Effective Tax Rate 23.79%

Stock Price Statistics

The stock price has increased by +52.20% in the last 52 weeks. The beta is 0.81, so Unity Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change +52.20%
50-Day Moving Average 43.18
200-Day Moving Average 40.05
Relative Strength Index (RSI) 52.16
Average Volume (20 Days) 35,544

Short Selling Information

The latest short interest is 72,599, so 0.72% of the outstanding shares have been sold short.

Short Interest 72,599
Short Previous Month 74,921
Short % of Shares Out 0.72%
Short % of Float 1.11%
Short Ratio (days to cover) 2.05

Income Statement

In the last 12 months, Unity Bancorp had revenue of $106.25 million and earned $43.46 million in profits. Earnings per share was $4.26.

Revenue 106.25M
Gross Profit 106.25M
Operating Income 58.03M
Pretax Income 51.43M
Net Income 43.46M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.26
Full Income Statement

Balance Sheet

The company has $211.59 million in cash and $253.60 million in debt, giving a net cash position of -$42.01 million or -$4.17 per share.

Cash & Cash Equivalents 211.59M
Total Debt 253.60M
Net Cash -42.01M
Net Cash Per Share -$4.17
Equity (Book Value) 306.14M
Book Value Per Share 30.38
Working Capital -1.96B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 54.62%
Pretax Margin 53.68%
Profit Margin 40.91%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 1.33%.

Dividend Per Share $0.56
Dividend Yield 1.33%
Dividend Growth (YoY) 8.16%
Years of Dividend Growth 10
Payout Ratio 13.14%
Buyback Yield 0.40%
Shareholder Yield 1.73%
Earnings Yield 10.30%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for Unity Bancorp is $52.50, which is 24.61% higher than the current price. The consensus rating is "Buy".

Price Target $52.50
Price Target Difference 24.61%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on September 13, 2016. It was a forward split with a ratio of 1.1:1.

Last Split Date Sep 13, 2016
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2