Unity Bancorp Statistics
Total Valuation
Unity Bancorp has a market cap or net worth of $421.88 million. The enterprise value is $463.89 million.
Important Dates
The last earnings date was Friday, April 11, 2025, before market open.
Earnings Date | Apr 11, 2025 |
Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
Unity Bancorp has 10.08 million shares outstanding. The number of shares has decreased by -0.40% in one year.
Current Share Class | 10.08M |
Shares Outstanding | 10.08M |
Shares Change (YoY) | -0.40% |
Shares Change (QoQ) | +0.42% |
Owned by Insiders (%) | 10.25% |
Owned by Institutions (%) | 43.42% |
Float | 6.55M |
Valuation Ratios
The trailing PE ratio is 9.83 and the forward PE ratio is 8.36.
PE Ratio | 9.83 |
Forward PE | 8.36 |
PS Ratio | 3.95 |
Forward PS | 3.34 |
PB Ratio | 1.38 |
P/TBV Ratio | 1.38 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 10.67 |
EV / Sales | 4.37 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.17%.
Return on Equity (ROE) | 15.17% |
Return on Assets (ROA) | 1.63% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $466,009 |
Profits Per Employee | $190,623 |
Employee Count | 228 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Unity Bancorp has paid $13.57 million in taxes.
Income Tax | 13.57M |
Effective Tax Rate | 23.79% |
Stock Price Statistics
The stock price has increased by +52.20% in the last 52 weeks. The beta is 0.81, so Unity Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.81 |
52-Week Price Change | +52.20% |
50-Day Moving Average | 43.18 |
200-Day Moving Average | 40.05 |
Relative Strength Index (RSI) | 52.16 |
Average Volume (20 Days) | 35,544 |
Short Selling Information
The latest short interest is 72,599, so 0.72% of the outstanding shares have been sold short.
Short Interest | 72,599 |
Short Previous Month | 74,921 |
Short % of Shares Out | 0.72% |
Short % of Float | 1.11% |
Short Ratio (days to cover) | 2.05 |
Income Statement
In the last 12 months, Unity Bancorp had revenue of $106.25 million and earned $43.46 million in profits. Earnings per share was $4.26.
Revenue | 106.25M |
Gross Profit | 106.25M |
Operating Income | 58.03M |
Pretax Income | 51.43M |
Net Income | 43.46M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $4.26 |
Full Income Statement Balance Sheet
The company has $211.59 million in cash and $253.60 million in debt, giving a net cash position of -$42.01 million or -$4.17 per share.
Cash & Cash Equivalents | 211.59M |
Total Debt | 253.60M |
Net Cash | -42.01M |
Net Cash Per Share | -$4.17 |
Equity (Book Value) | 306.14M |
Book Value Per Share | 30.38 |
Working Capital | -1.96B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 54.62% |
Pretax Margin | 53.68% |
Profit Margin | 40.91% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 1.33%.
Dividend Per Share | $0.56 |
Dividend Yield | 1.33% |
Dividend Growth (YoY) | 8.16% |
Years of Dividend Growth | 10 |
Payout Ratio | 13.14% |
Buyback Yield | 0.40% |
Shareholder Yield | 1.73% |
Earnings Yield | 10.30% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for Unity Bancorp is $52.50, which is 24.61% higher than the current price. The consensus rating is "Buy".
Price Target | $52.50 |
Price Target Difference | 24.61% |
Analyst Consensus | Buy |
Analyst Count | 2 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on September 13, 2016. It was a forward split with a ratio of 1.1:1.
Last Split Date | Sep 13, 2016 |
Split Type | Forward |
Split Ratio | 1.1:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |