Unity Bancorp Statistics
Total Valuation
Unity Bancorp has a market cap or net worth of $477.33 million. The enterprise value is $523.11 million.
Important Dates
The last earnings date was Tuesday, October 14, 2025, before market open.
Earnings Date | Oct 14, 2025 |
Ex-Dividend Date | Sep 5, 2025 |
Share Statistics
Unity Bancorp has 10.04 million shares outstanding. The number of shares has increased by 0.34% in one year.
Current Share Class | 10.04M |
Shares Outstanding | 10.04M |
Shares Change (YoY) | +0.34% |
Shares Change (QoQ) | +0.21% |
Owned by Insiders (%) | 10.32% |
Owned by Institutions (%) | 45.31% |
Float | 6.71M |
Valuation Ratios
The trailing PE ratio is 8.93 and the forward PE ratio is 8.52.
PE Ratio | 8.93 |
Forward PE | 8.52 |
PS Ratio | 4.11 |
Forward PS | 3.58 |
PB Ratio | 1.50 |
P/TBV Ratio | 1.46 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 9.69 |
EV / Sales | 4.29 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.46%.
Return on Equity (ROE) | 17.46% |
Return on Assets (ROA) | 1.96% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $534,956 |
Profits Per Employee | $236,794 |
Employee Count | 228 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Unity Bancorp has paid $16.32 million in taxes.
Income Tax | 16.32M |
Effective Tax Rate | 23.22% |
Stock Price Statistics
The stock price has increased by +32.45% in the last 52 weeks. The beta is 0.73, so Unity Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.73 |
52-Week Price Change | +32.45% |
50-Day Moving Average | 50.22 |
200-Day Moving Average | 46.53 |
Relative Strength Index (RSI) | 51.21 |
Average Volume (20 Days) | 47,647 |
Short Selling Information
The latest short interest is 68,686, so 0.68% of the outstanding shares have been sold short.
Short Interest | 68,686 |
Short Previous Month | 76,549 |
Short % of Shares Out | 0.68% |
Short % of Float | 1.02% |
Short Ratio (days to cover) | 2.21 |
Income Statement
In the last 12 months, Unity Bancorp had revenue of $121.97 million and earned $53.99 million in profits. Earnings per share was $5.27.
Revenue | 121.97M |
Gross Profit | 121.97M |
Operating Income | 71.38M |
Pretax Income | 70.31M |
Net Income | 53.99M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $5.27 |
Full Income Statement Balance Sheet
The company has $203.49 million in cash and $242.02 million in debt, giving a net cash position of -$38.53 million or -$3.84 per share.
Cash & Cash Equivalents | 203.49M |
Total Debt | 242.02M |
Net Cash | -38.53M |
Net Cash Per Share | -$3.84 |
Equity (Book Value) | 334.02M |
Book Value Per Share | 33.27 |
Working Capital | -2.05B |
Full Balance Sheet Margins
Gross Margin | n/a |
Operating Margin | 58.52% |
Pretax Margin | 57.65% |
Profit Margin | 44.26% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 1.28%.
Dividend Per Share | $0.60 |
Dividend Yield | 1.28% |
Dividend Growth (YoY) | 9.80% |
Years of Dividend Growth | 11 |
Payout Ratio | 10.63% |
Buyback Yield | -0.34% |
Shareholder Yield | 0.86% |
Earnings Yield | 11.14% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for Unity Bancorp is $59.67, which is 25.52% higher than the current price. The consensus rating is "Buy".
Price Target | $59.67 |
Price Target Difference | 25.52% |
Analyst Consensus | Buy |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on September 13, 2016. It was a forward split with a ratio of 1.1:1.
Last Split Date | Sep 13, 2016 |
Split Type | Forward |
Split Ratio | 1.1:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |