Upstart Holdings, Inc. (UPST)
| Market Cap | 6.24B |
| Revenue (ttm) | 604.94M |
| Net Income (ttm) | -168.22M |
| Shares Out | 91.23M |
| EPS (ttm) | -1.92 |
| PE Ratio | n/a |
| Forward PE | 306.90 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 6,222,660 |
| Open | 66.00 |
| Previous Close | 67.23 |
| Day's Range | 65.55 - 71.37 |
| 52-Week Range | 20.60 - 88.95 |
| Beta | 2.19 |
| Analysts | Buy |
| Price Target | 65.44 (-4.33%) |
| Earnings Date | Feb 11, 2025 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. [Read more]
Financial Performance
In 2023, Upstart Holdings's revenue was $548.46 million, a decrease of -35.72% compared to the previous year's $853.29 million. Losses were -$240.13 million, 121.0% more than in 2022.
Financial StatementsAnalyst Forecast
According to 11 analysts, the average rating for UPST stock is "Buy." The 12-month stock price forecast is $65.44, which is a decrease of -4.33% from the latest price.
News
Upstart Holdings: The Storm Has Passed
My previous call to rate Upstart Holdings, Inc. stock a “buy” two years ago has played out incredibly well. Despite a significant decline in revenue and profitability from 2021 to 2023, signs of recov...
3-Stock Lunch: Alibaba, O'Reilly Auto, & Upstart
Lee Munson, Portfolio Wealth Advisors president and CIO, joins CNBC's 'Power Lunch' to discuss outlooks on three stocks: Alibaba, O'Reilly, and Upstart.
The Big 3: AMZN, AFRM, UPST
Today's Big 3 all tie to the tech trade. @ProsperTradingAcademy's Mike Shorr discusses why Amazon (AMZN), Affirm (AFRM) and Upstart (UPST) are worth watching into the end of the year.
20 fintech companies expected to grow rapidly through 2026, including Upstart
These innovators are expected to increase revenue at multiples of expected growth rates for the S&P 500.
KBW Announces Index Rebalancing for Fourth-Quarter 2024
NEW YORK, Dec. 13, 2024 (GLOBE NEWSWIRE) -- Keefe, Bruyette & Woods, Inc., a leading specialist investment bank to the financial services and fintech sectors, and a wholly owned subsidiary of Stifel F...
Upstart: Poised For Another Breakout
Upstart Holdings' stock broke out in November, driven by improved investor sentiment and central bank interest rate cuts benefiting fintech companies. The fintech achieved positive EBITDA in Q3 2024, ...
Advia Credit Union Selects Upstart for Personal Lending
OSHTEMO, Mich. & SAN MATEO, Calif.--(BUSINESS WIRE)--Advia Credit Union Selects Upstart for Personal Lending.
This Analyst Downgrades Upstart But Says SoFi Tech Could Become 'American Express' Of Fintech
JP Morgan analyst Reginald L. Smith noted that 2024 was a tale of two halves for fintech stocks.
How AI Could Impact Your Credit Score with Upstart CEO Dave Girouard
In this episode of After Earnings, Ann speaks with Upstart CEO and co-founder Dave Girouard about how the company uses AI to assess creditworthiness. Dave shares insights on the limitations of FICO sc...
Could Upstart Stock Double From Here?
The stock price of Upstart (NASDAQ: UPST), a cloud-based artificial intelligence lending platform in the U.S., has risen a solid 35% in a month. Much of this move came after it announced a better than...
DR Bank Chooses Upstart's Small-Dollar Loan Product to Expand Access to Credit
SAN MATEO, Calif.--(BUSINESS WIRE)--DR Bank Chooses Upstart's Small-Dollar Loan Product to Expand Access to Credit.
UNCLE Credit Union Selects Upstart for Personal Lending
LIVERMORE, Calif. & SAN MATEO, Calif.--(BUSINESS WIRE)--UNCLE Credit Union Selects Upstart for Personal Lending.
Upstart Announces Pricing of Offering of $425,000,000 of 1.00% Convertible Senior Notes Due 2030
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Pricing of Offering of $425,000,000 of 1.00% Convertible Senior Notes Due 2030.
Upstart Announces Proposed Private Offering of $425,000,000 of Convertible Senior Notes Due 2030
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Proposed Private Offering of $425,000,000 of Convertible Senior Notes Due 2030.
Upstart: This Is The Perfect Time To Sell (Rating Downgrade)
Upstart's Q3 earnings exceeded expectations, driven by strong demand for personal and auto loans, resulting in a 46% surge in share price and a $2.2B market cap increase. The fintech's revenue grew 27...
Upstart: Don't Get Too Much Excited
Upstart Holdings has shown improved operating momentum in Q3, with a 43% increase in lending volume and positive adjusted EBITDA, but remains a risky investment. The company's AI lending models are st...
Fintechs Upstart and Toast soar on earnings
Wall Street applauded results from fintech companies Upstart and Toast. Both companies reported better-than-expected quarterly results.
Volatile FinTech Stocks Highlight Promise, Perils of Financial Services' Digital Makeover
On Wall Street, what goes up must go down, and vice versa. A momentous week with a seesaw of volatility in the markets could be rightly chalked up to the seismic shifts from elections Tuesday (Nov. 5)...
Upstart's Enhanced Lending Model Drives Revenue Growth, Analyst Sees Further Upside Potential
Piper Sandler analyst Arvind Ramnani upgraded Upstart Holdings, Inc. UPST to Overweight from Neutral, raising the price forecast to $85 from $31.
Upstart Stock Sails Higher as Lending Boom Boosts Q3 Results
Upstart stock is scaling the charts Friday after the AI lending platform beat Q3 expectations on strong loan growth. Here's what you need to know.
Upstart's stock roars higher. Here's why analysts say the tide is turning.
Analysts say the AI lender is on a better track is it benefits from an improved interest-rate climate, funding partnerships and “solid” credit trends.
Top 3 Financials Stocks That May Fall Off A Cliff This Month
As of Nov. 8, 2024, three stocks in the financials sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.
Upstart Holdings, Inc. (UPST) Q3 2024 Earnings Call Transcript
Upstart Holdings, Inc. (NASDAQ:UPST) Q3 2024 Earnings Conference Call November 7, 2024 4:30 PM ET Company Participants Alice Berry - Senior Director of Investor Relations Dave Girouard - Co-Founder &...
Upstart's return to ‘growth mode' helps send the AI lending stock higher
Loan volumes picked up 43% on a sequential basis.
Upstart Announces Third Quarter 2024 Results
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Third Quarter 2024 Results.