Upstart Holdings, Inc. (UPST)
| Market Cap | 2.58B -43.5% |
| Revenue (ttm) | 1.17B +54.7% |
| Net Income | 49.40M |
| EPS | 0.41 |
| Shares Out | 95.71M |
| PE Ratio | 65.21 |
| Forward PE | 10.61 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 4,900,750 |
| Open | 27.50 |
| Previous Close | 27.84 |
| Day's Range | 26.22 - 27.51 |
| 52-Week Range | 23.97 - 87.30 |
| Beta | 2.26 |
| Analysts | Buy |
| Price Target | 45.03 (+66.84%) |
| Earnings Date | May 5, 2026 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Financial Performance
Financial StatementsAnalyst Summary
According to 16 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $45.03, which is an increase of 66.84% from the latest price.
News
USF Credit Union Selects Upstart for Personal Lending
TAMPA, Fla. & SAN MATEO, Calif.--(BUSINESS WIRE)--USF Credit Union Selects Upstart for Personal Lending.
Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference.
Upstart's stock is getting punished after earnings. Here's the big gripe.
The AI lending company came up short on a key profit metric, but its CEO says that analysts may have mismodeled seasonal trends.
Upstart Holdings Earnings Call Transcript: Q1 2026
Q1 2026 saw 61% origination and 44% revenue growth, with strong expansion in auto and home loans, and stable core personal loan performance. Over $4B in new committed capital was secured, and full-year guidance for revenue and profitability was reiterated.
Upstart Announces First Quarter 2026 Results
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces First Quarter 2026 Results.
Justice Federal Credit Union Selects Upstart to Expand Personal Lending
CHANTILLY, Va. & SAN MATEO, Calif.--(BUSINESS WIRE)--Justice Federal Credit Union Selects Upstart to Expand Personal Lending.
Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment from funds managed by...
UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses
SAN DIEGO, April 23, 2026 /PRNewswire/ -- Robbins LLP reminds stockholders that a class action was filed on behalf of all investors who purchased or otherwise acquired Upstart Holdings, Inc. (NASDAQ: ...
Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment from funds managed by...
UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline
Bernstein Liebhard LLP: Do you, or did you, own shares of Upstart Holdings, Inc. (NASDAQ: UPST)? Did you purchase your shares between May 14, 2025 and November 4, 2025, inclusive?
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2026-2 (“UPST 2026-2”), a $320.14 million consumer loa...
Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST
SAN DIEGO, April 14, 2026 (GLOBE NEWSWIRE) -- Robbins LLP reminds stockholders that a class action was filed on behalf of all investors who purchased or otherwise acquired Upstart Holdings, Inc. (NASD...
UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights
Upstart Holdings Shareholders Between May 14, 2025 and November 4, 2025 - Contact Bernstein Liebhard For More Information Regarding Shareholder Lawsuit
DuPage Credit Union Selects Upstart for Personal Lending
NAPERVILLE, Ill. & SAN MATEO, Calif.--(BUSINESS WIRE)--DuPage Credit Union Selects Upstart for Personal Lending.
Upstart to Announce First Quarter 2026 Results on May 5, 2026
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Announce First Quarter 2026 Results on May 5, 2026.
Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned
In a Substack post, Citrini Research said it dispatched an analyst to Oman's Musandam Peninsula, where he traveled by boat to observe shipping activity firsthand.. What the analyst claims to have foun...
Harborstone Credit Union Selects Upstart for Personal Lending
LAKEWOOD, Wash. & SAN MATEO, Calif.--(BUSINESS WIRE)--Harborstone Credit Union Selects Upstart for Personal Lending.
Upstart Holdings, Inc. Investigated by the Portnoy Law Firm
LOS ANGELES, March 23, 2026 (GLOBE NEWSWIRE) -- The Portnoy Law Firm advises Upstart Holdings, Inc. (“Upstart" or the "Company") (NASDAQ:UPST) investors that the firm has initiated an investigation in...
Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.
Affirm stock dropped after concerns about private-credit liquidity tied to LENDX. Analysts say funding demand and loan performance remain strong.
Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment with Eltura Capital M...
Upstart's stock rises as analyst says investors have been ignoring a key catalyst
A BTIG analyst sees 55% more upside for Upstart's stock, saying the fintech company's plan to obtain a banking charter could reduce its risky exposure to private credit.
Upstart Seeks Regulatory Blessing to Become a Bank
Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. The company announced Tuesday (March 10) that it had applied to federal banking regulators the Office of the Comptr...
Upstart to Apply for National Bank Charter
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced its plan to submit an application to the Office...
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2026-1 (“UPST 2026-1”), a $292.21 million consumer loa...
Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026
Leadership transitions are designed for maximum continuity, with no changes in strategy expected. Transparency is enhanced through monthly transaction disclosures and a multi-year growth framework, while expansion into secured lending and ongoing AI-driven improvements are set to drive future growth and profitability.