Upstart Holdings, Inc. (UPST)

Market Cap	2.77B -37.6%
Revenue (ttm)	1.17B +54.7%
Net Income	49.40M
EPS	0.41
Shares Out	95.71M
PE Ratio	69.97
Forward PE	11.39
Dividend	n/a
Ex-Dividend Date	n/a

Volume	4,636,212
Open	30.33
Previous Close	29.00
Day's Range	28.58 - 30.35
52-Week Range	23.97 - 87.30
Beta	2.26
Analysts	Buy
Price Target	45.03 (+55.49%)
Earnings Date	May 5, 2026

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

• Industry: Credit Services
• Sector: Financials
• IPO Date: Dec 16, 2020
• Employees: 1,405
• Stock Exchange: NASDAQ
• Ticker Symbol: UPST
• Website: https://www.upstart.com

Analyst Summary

According to 16 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $45.03, which is an increase of 55.49% from the latest price.

Price Target

$45.03

(55.49% upside)

Analyst Consensus: Buy