Upstart Holdings, Inc. (UPST)
| Market Cap | 6.14B |
| Revenue (ttm) | 884.81M |
| Net Income (ttm) | -6.35M |
| Shares Out | 96.22M |
| EPS (ttm) | -0.07 |
| PE Ratio | n/a |
| Forward PE | 31.67 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 7,310,030 |
| Open | 64.70 |
| Previous Close | 66.83 |
| Day's Range | 61.92 - 65.74 |
| 52-Week Range | 31.40 - 96.43 |
| Beta | 2.39 |
| Analysts | Buy |
| Price Target | 73.39 (+14.98%) |
| Earnings Date | Aug 5, 2025 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. [Read more]
Financial Performance
In 2024, Upstart Holdings's revenue was $676.96 million, an increase of 23.43% compared to the previous year's $548.46 million. Losses were -$128.58 million, -46.45% less than in 2023.
Financial StatementsAnalyst Summary
According to 15 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $73.39, which is an increase of 14.98% from the latest price.
News
ABNB Federal Credit Union Selects Upstart for Personal Loans
CHESAPEAKE, Va. & SAN MATEO, Calif.--(BUSINESS WIRE)--ABNB Federal Credit Union Selects Upstart for Personal Loans.
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Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032.
Why Is Upstart Stock Trading Lower On Monday?
Upstart Holdings Inc. UPST stock is trading lower on Monday.
Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032.
Why Upstart stock tanked on Q2 earnings and why it's a raging buy here
Upstart Holdings Inc. (NASDAQ: UPST) tanked more than 18% on August 6th, even though the AI lending platform reported blockbuster results for its second financial quarter (Q2). According to the compan...
Upstart's stock takes a mysterious dive after earnings. What's behind the move.
Analysts noted high expectations for the AI lender, as well as a sharp increase in the amount of loans held on the company's balance sheet.
Upstart: Hitting A Wall
Upstart reported a strong Q2 due to a big boost in loan conversions, but questions remain about sustainability and lack of consistent volume growth. The AI lending platforms expansion into auto and ho...
Upstart CEO: AI-powered lending creates far better product for consumer
Dave Girouard, Upstart co-founder and CEO, joins CNBC's 'Squawk on the Street' to discuss the company's most recent quarter.
Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript
Upstart Holdings, Inc. (NASDAQ:UPST) Q2 2025 Earnings Conference Call August 5, 2025 4:30 PM ET Company Participants David J. Girouard - Co-Founder, President, CEO & Chairperson of the Board Paul Gu ...
Upstart Sees Surge in Demand for Auto and Small Dollar Loans
Triple-digit gains across key business segments — as measured in loan originations and revenues — were not enough to stave off a 7% drop in Upstart Holding's shares in after-market trading on Tuesday ...
Upstart Announces Results for Second Quarter 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Results for Second Quarter 2025.
Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects
I rate UPST a buy, as macroeconomic and company-specific tailwinds position it for a breakout with interest rates expected to decline. UPST's fundamentals are improving: Q1 revenue up 67% YoY, transac...
Upstart Q2 Preview: Anticipating Strong Consumer Loan Growth, Initiate With Buy
I initiate a Buy rating on Upstart Holdings, Inc. with a fair value of $118, citing its differentiated AI-driven loan origination platform. Upstart's AI models leverage 2,500+ variables, enabling auto...
Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish
The risks are real—especially the debt and funding dependence, yet I see a path to $100 per share by summer 2026. Upstart's AI-driven lending platform is rebounding, with expected 60% y/y revenue grow...
Cabrillo Credit Union Selects Upstart for Personal Lending
SAN DIEGO & SAN MATEO, Calif.--(BUSINESS WIRE)--Cabrillo Credit Union Selects Upstart for Personal Lending.
Upstart to Announce Second Quarter 2025 Results on August 5, 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Announce Second Quarter 2025 Results on August 5, 2025.
Upstart: An AI Fintech Gem
Upstart's strong Q1 results, with 67% YoY revenue growth and segment-wide strength, signal robust business momentum and healthy financials. AI-driven automation is fueling efficiency and loan growth, ...
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U.S. stocks settled higher on Monday, with the S&P 500 hitting another record close.
Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance
PAPILLION, Neb. & SAN MATEO, Calif.--(BUSINESS WIRE)--Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance.
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KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2
NEW YORK--(BUSINESS WIRE)-- #KBRA--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2025-2 (“UPST 20252”), a $294.51 million consumer loan ABS collatera...
Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings
ARCX and UPSX offer 2X Daily Exposure to two captivating growth stories NEW YORK , June 10, 2025 /PRNewswire/ -- Tradr ETFs, a provider of ETFs designed for sophisticated investors and professional tr...
Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)
Upstart Holdings, Inc. (NASDAQ:UPST) Bank of America Global Technology Conference June 3, 2025 1:40 AM ET Company Participants Sanjay Datta - CFO Paul Gu - Chief Technology Officer Conference Call Pa...
Upstart: Inflection Point In Sight
Upstart delivered double-digit revenue growth and beat both top and bottom line estimates for Q1'25, driven by strong AI-powered credit platform performance. Key platform metrics like automations and ...