Upstart Holdings (UPST) Stock Price & Overview

Upstart Holdings, Inc. (UPST)

NASDAQ: UPST · Real-Time Price · USD

63.08

+0.89 (1.43%)

At close: Sep 12, 2025, 4:00 PM EDT

63.38

+0.30 (0.48%)

After-hours: Sep 12, 2025, 7:59 PM EDT

1.43% (1D)

Market Cap	6.07B
Revenue (ttm)	884.81M
Net Income (ttm)	-6.35M
Shares Out	96.22M
EPS (ttm)	-0.07
PE Ratio	n/a
Forward PE	31.58
Dividend	n/a
Ex-Dividend Date	n/a

Volume	7,114,314
Open	62.14
Previous Close	62.19
Day's Range	61.15 - 65.30
52-Week Range	31.40 - 96.43
Beta	2.38
Analysts	Buy
Price Target	74.04 (+17.38%)
Earnings Date	Nov 6, 2025

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. [Read more]

Industry Credit Services

Sector Financials

IPO Date Dec 16, 2020

Employees 1,193

Stock Exchange NASDAQ

Ticker Symbol UPST

Website https://www.upstart.com

Full Company Profile

Financial Performance

In 2024, Upstart Holdings's revenue was $676.96 million, an increase of 23.43% compared to the previous year's $548.46 million. Losses were -$128.58 million, -46.45% less than in 2023.

Financial Statements

Analyst Summary

According to 15 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $74.04, which is an increase of 17.38% from the latest price.

Price Target

$74.04

(17.38% upside)

Analyst Consensus: Buy

Stock Forecasts

News

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

UPST's strong performance metrics and growing profitability support my upgraded Buy rating, despite the ongoing rally since April 2025, aided by the raised FY2025 guidance. Efficient lender / funding ...

4 days ago - Seeking Alpha

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

Upstart Holdings, Inc. (NASDAQ:UPST) Goldman Sachs Communicopia + Technology Conference 2025 September 8, 2025 1:10 PM EDT Company Participants David Girouard - Co-Founder, President, CEO & Chairpers...

4 days ago - Seeking Alpha

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2025-3 (“UPST 2025-3”), a $320 million consumer loan A...

8 days ago - Business Wire

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

AUBURN HILLS, Mich. & SAN MATEO, Calif.--(BUSINESS WIRE)--Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans.

17 days ago - Business Wire

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025.

24 days ago - Business Wire

Upstart: GAAP Inflection Point

Upstart delivered a strong Q2, beating earnings and revenue estimates, driven by robust demand for personal loans and improved conversion rates. The Fintech achieved GAAP profitability in Q2'25, signa...

26 days ago - Seeking Alpha

ABNB Federal Credit Union Selects Upstart for Personal Loans

CHESAPEAKE, Va. & SAN MATEO, Calif.--(BUSINESS WIRE)--ABNB Federal Credit Union Selects Upstart for Personal Loans.

4 weeks ago - Business Wire

Undercovered Dozen: Petrobras, IonQ, Brookfield Infrastructure And More

This week's Undercovered Dozen spotlights 12 lesser-followed stocks, offering unique investment theses and actionable ideas for retail investors. Petrobras stands out for its massive 14% yield, low va...

Other symbols: BIP IONQ PBR ASTS BIPC CRDO JPM

4 weeks ago - Seeking Alpha

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032.

4 weeks ago - Business Wire

Why Is Upstart Stock Trading Lower On Monday?

Upstart Holdings Inc. UPST stock is trading lower on Monday.

4 weeks ago - Benzinga

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032.

4 weeks ago - Business Wire

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Upstart Holdings Inc. (NASDAQ: UPST) tanked more than 18% on August 6th, even though the AI lending platform reported blockbuster results for its second financial quarter (Q2). According to the compan...

5 weeks ago - Invezz

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Analysts noted high expectations for the AI lender, as well as a sharp increase in the amount of loans held on the company's balance sheet.

5 weeks ago - Market Watch

Upstart: Hitting A Wall

Upstart reported a strong Q2 due to a big boost in loan conversions, but questions remain about sustainability and lack of consistent volume growth. The AI lending platforms expansion into auto and ho...

5 weeks ago - Seeking Alpha