Upstart Holdings, Inc. (UPST)

Market Cap	5.24B
Revenue (ttm)	758.84M
Net Income (ttm)	-66.43M
Shares Out	95.14M
EPS (ttm)	-0.74
PE Ratio	n/a
Forward PE	34.00
Dividend	n/a
Ex-Dividend Date	n/a

Volume	4,594,375
Open	53.00
Previous Close	52.02
Day's Range	52.28 - 55.23
52-Week Range	20.60 - 96.43
Beta	2.29
Analysts	Buy
Price Target	66.71 (+21.16%)
Earnings Date	Aug 5, 2025

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

• Industry: Credit Services
• Sector: Financials
• IPO Date: Dec 16, 2020
• Employees: 1,193
• Stock Exchange: NASDAQ
• Ticker Symbol: UPST
• Website: https://www.upstart.com

Financial Performance

In 2024, Upstart Holdings's revenue was $676.96 million, an increase of 23.43% compared to the previous year's $548.46 million. Losses were -$128.58 million, -46.45% less than in 2023.

Analyst Forecast

According to 13 analysts, the average rating for UPST stock is "Buy." The 12-month stock price forecast is $66.71, which is an increase of 21.16% from the latest price.

Price Target

$66.71

(21.16% upside)

Analyst Consensus: Buy