Upstart Holdings, Inc. (UPST)
| Market Cap | 3.79B |
| Revenue (ttm) | 676.96M |
| Net Income (ttm) | -128.58M |
| Shares Out | 93.71M |
| EPS (ttm) | -1.44 |
| PE Ratio | n/a |
| Forward PE | 29.05 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 4,410,789 |
| Open | 39.95 |
| Previous Close | 39.96 |
| Day's Range | 39.57 - 41.15 |
| 52-Week Range | 20.60 - 96.43 |
| Beta | 2.39 |
| Analysts | Buy |
| Price Target | 72.83 (+80.05%) |
| Earnings Date | May 6, 2025 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. [Read more]
Financial Performance
In 2024, Upstart Holdings's revenue was $676.96 million, an increase of 23.43% compared to the previous year's $548.46 million. Losses were -$128.58 million, -46.45% less than in 2023.
Financial StatementsAnalyst Forecast
According to 14 analysts, the average rating for UPST stock is "Buy." The 12-month stock price forecast is $72.83, which is an increase of 80.05% from the latest price.
News
Upstart to Announce First Quarter 2025 Results on May 6, 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Announce First Quarter 2025 Results on May 6, 2025.
NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated
NewtekOne has dipped 7% year-to-date, trading at one of its lowest sales multiples since converting from a BDC to a bank. NEWT's deposits surged 39.5% sequentially, with total assets up 50% year-over-...
Upstart: Looking For The Buy Zone
Upstart Holdings faces economic weakness fears, though loan origination and conversion rates have improved. The AI lending platform aims for $1 billion in 2025 revenue, further expanding into auto len...
Upstart: One Meme Stock Worth Buying Amidst The Chaos (Rating Upgrade)
Upstart has shown strong execution, with improved underwriting algorithms boosting top-line growth. The company has seen revenue growth accelerate and management expects further acceleration into 2025...
Upstart Consumer Brands Are Challenging Food Giants
Around two decades ago, a Dutch television journalist named Teun van de Keuken ate 12 chocolate bars and demanded to be put in jail. His crime, he said, was financing slavery and child labor.
Upstart Holdings, Inc. (UPST) The Citizens JMP Technology Conference (Transcript)
Upstart Holdings, Inc. (NASDAQ:UPST) The Citizens JMP Technology Conference Call March 3, 2025 2:00 PM ET Company Participants Sanjay Datta - Chief Financial Officer Unidentified Analyst It's a pleas...
Evaluating Upstart: A Cautious Path To Investment In Uncertain Times
Upstart Holdings' AI-driven credit risk models have shown significant improvements, increasing loan approvals by 101% and reducing APR by 38%. Its advanced AI models and reduced macroeconomic headwind...
Upstart: You Have Seen Nothing Yet
Upstart Holdings reported a surprising Q4 profit, driven by strong private credit demand and a robust U.S. economy, leading to an upside stock breakout. The fintech anticipates GAAP profitability in 2...
Upstart Appoints Peter Bernard to Its Board of Directors
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Appoints Peter Bernard to Its Board of Directors.
Holyoke Credit Union Selects Upstart for Personal Lending
HOLYOKE, Mass. & SAN MATEO, Calif.--(BUSINESS WIRE)--Holyoke Credit Union Selects Upstart for Personal Lending.
Upstart: Strong Buy Rating Ahead Of Projected $1 Billion Revenue In 2025
Upstart: Strong Buy Rating Ahead Of Projected $1 Billion Revenue In 2025
Upstart: Expensive Fintech Play
Upstart reported strong Q4 results with $0.29 EPS and $219M in revenue, driven by fee revenue growth and an improved lending environment. Platform metrics like conversion rates continued to improve an...
Upstart's Profitable Growth Cadence Does Not Warrant The Baked In Upside
UPST has demonstrated great resilience and growing relevance in the lending market, despite the challenging macroeconomic environment thus far. The same has been observed in its promising performance ...
Upstart: Volatile Revenue And High Valuations Should Make It Not Worth Your Interest
Upstart's fee revenue is growing slower than what its headline figures would have you believe. The company is targeting to scale its revenues and achieve profitability, but its results are highly vola...
Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4%
The past five days of stock market trading have been whipsawed by the latest inflation report, speculation over whether or not the Fed will stand pat on interest rates, and of course, the continuing i...
Upstart Q4: The Market's Reaction Is Warranted
Upstart Holdings has shown significant growth, with a 56% YoY revenue increase and improved net income, despite still being unprofitable. The AI-powered lending platform has automated over 90% of loan...
Upstart Holdings' Surge Offers A Prime Opportunity To Cash Out (Downgrade)
Upstart Holdings, Inc.'s Q4 2024 revenue and adjusted EPS exceeded analysts' expectations, driving a 31.8% stock surge. Loan originations soared 89.5%, with significant growth in automotive loans, HEL...
Upstart Is A Good Fit For Fintech Growth Investors, Analyst Says
Upstart Holdings, Inc. UPST shares are trading higher on Wednesday.
Crude Oil Down Over 2%; Upstart Shares Jump Following Earnings
U.S. stocks traded lower midway through trading, with the Dow Jones index dipping more than 200 points on Wednesday.
DASH Feeds Bulls, UPST's Blowout Earnings, CVS Hits 4-Month High
DoorDash (DASH) managed a revenue beat and shared outlook that signaled bulls to buy. That company's rally didn't match Upstart's (UPST) 30% gain after it shared strong optimism on the quarter and its...
What's Next For UPST Stock?
Upstart (NASDAQ: UPST), a cloud-based artificial intelligence lending platform in the U.S., recently announced its Q4 earnings, which significantly exceeded market expectations. The company reported r...
Upstart Surges 27% After Stellar Earnings. The Stock Also Gets an Upgrade.
The artificial-intelligence lending platform expects first-quarter revenue of about $200 million, better than estimates of $184.6 million.
Upstart Personal Loans Leap 89% Year Over Year
Upstart's latest quarterly results showed double-digit gains in loan originations, powered by artificial intelligence (AI) and automation, where management also said that the credit quality of its len...
Upstart Holdings, Inc. (UPST) Q4 2024 Earnings Call Transcript
Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2024 Earnings Call Transcript February 11, 2025 4:30 PM ET Company Participants Sonya Banerjee - Investor Relations Dave Girouard - Co Founder and Chief Execut...
Upstart delivers another big earnings surprise, and its stock is skyrocketing
Upstart's stock is surging after upbeat results and guidance. This could be the third consecutive major gain for the AI lending company's shares after earnings.