Upstart Holdings, Inc. (UPST)

Market Cap	3.24B -45.3%
Revenue (ttm)	1.08B +58.9%
Net Income	53.60M
EPS	0.45
Shares Out	98.06M
PE Ratio	73.50
Forward PE	14.54
Dividend	n/a
Ex-Dividend Date	n/a

Volume	17,636,672
Open	37.52
Previous Close	38.96
Day's Range	32.56 - 37.52
52-Week Range	31.40 - 96.43
Beta	2.39
Analysts	Buy
Price Target	59.13 (+78.78%)
Earnings Date	Feb 10, 2026

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

• Industry: Credit Services
• Sector: Financials
• IPO Date: Dec 16, 2020
• Employees: 1,193
• Stock Exchange: NASDAQ
• Ticker Symbol: UPST
• Website: https://www.upstart.com

Analyst Summary

According to 13 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $59.13, which is an increase of 78.78% from the latest price.

Price Target

$59.13

(78.78% upside)

Analyst Consensus: Buy