Upstart Holdings, Inc. (UPST)
| Market Cap | 2.59B -49.8% |
| Revenue (ttm) | 1.08B +58.9% |
| Net Income | 53.60M |
| EPS | 0.45 |
| Shares Out | 94.87M |
| PE Ratio | 60.14 |
| Forward PE | 11.93 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 2,395,285 |
| Open | 27.60 |
| Previous Close | 27.41 |
| Day's Range | 26.81 - 27.87 |
| 52-Week Range | 23.97 - 87.30 |
| Beta | 2.16 |
| Analysts | Buy |
| Price Target | 45.84 (+68.16%) |
| Earnings Date | May 5, 2026 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Financial Performance
Financial StatementsAnalyst Summary
According to 16 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $45.84, which is an increase of 68.16% from the latest price.
News
UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights
Upstart Holdings Shareholders Between May 14, 2025 and November 4, 2025 - Contact Bernstein Liebhard For More Information Regarding Shareholder Lawsuit
DuPage Credit Union Selects Upstart for Personal Lending
NAPERVILLE, Ill. & SAN MATEO, Calif.--(BUSINESS WIRE)--DuPage Credit Union Selects Upstart for Personal Lending.
Upstart to Announce First Quarter 2026 Results on May 5, 2026
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Announce First Quarter 2026 Results on May 5, 2026.
Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned
In a Substack post, Citrini Research said it dispatched an analyst to Oman's Musandam Peninsula, where he traveled by boat to observe shipping activity firsthand.. What the analyst claims to have foun...
Harborstone Credit Union Selects Upstart for Personal Lending
LAKEWOOD, Wash. & SAN MATEO, Calif.--(BUSINESS WIRE)--Harborstone Credit Union Selects Upstart for Personal Lending.
Upstart Holdings, Inc. Investigated by the Portnoy Law Firm
LOS ANGELES, March 23, 2026 (GLOBE NEWSWIRE) -- The Portnoy Law Firm advises Upstart Holdings, Inc. (“Upstart" or the "Company") (NASDAQ:UPST) investors that the firm has initiated an investigation in...
Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.
Affirm stock dropped after concerns about private-credit liquidity tied to LENDX. Analysts say funding demand and loan performance remain strong.
Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal
Caintic upgraded the stock after Upstart said it plans to file applications with the OCC and FDIC to form an insured national bank, Upstart Bank. The analyst said the market largely overlooked the ann...
Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment with Eltura Capital M...
Upstart's stock rises as analyst says investors have been ignoring a key catalyst
A BTIG analyst sees 55% more upside for Upstart's stock, saying the fintech company's plan to obtain a banking charter could reduce its risky exposure to private credit.
Upstart Stock Rises On National Bank Charter Plan
Upstart Holdings, Inc. (NASDAQ: UPST) shares are trading higher Wednesday after the company announced Tuesday after the market closed that it plans to apply for a national bank charter.
Upstart Seeks Regulatory Blessing to Become a Bank
Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. The company announced Tuesday (March 10) that it had applied to federal banking regulators the Office of the Comptr...
Upstart to Apply for National Bank Charter
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced its plan to submit an application to the Office...
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2026-1 (“UPST 2026-1”), a $292.21 million consumer loa...
Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment from funds managed by...
Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced the previous sale of a $333 million aggregate p...
Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses
SAN DIEGO--(BUSINESS WIRE)---- $UPST #Upstart--Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Upstart Holdings, Inc. (NASDAQ: UPST). The investigation focuses on Upst...
Upstart Repurchases $100 Million of Shares
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Repurchases $100 Million of Shares.
Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference.
Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced Cash Line, a breakthrough revolving line of credit that gives ...
Upstart Stock Climbs After Q4 Earnings: Here's Why
Upstart Holdings, Inc. (NASDAQ: UPST) stock climbed in Tuesday's extended trading after the company released its fourth-quarter earnings report, beating estimates on the top and bottom lines.
Upstart Publishes Monthly Origination Volumes
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Publishes Monthly Origination Volumes.
Upstart Announces Leadership Evolution
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Leadership Evolution.
Upstart Announces Fourth Quarter and Full Year 2025 Results
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Fourth Quarter and Full Year 2025 Results.
President Trump is focused on affordability. Fintech stocks may be the way to play it
As President Trump turns his attention to affordability policies that could benefit Americans this week, how should investors be approaching the fintech space? Citi US Equity Strategist Drew Pettit co...