Upstart Holdings, Inc. (UPST)
| Market Cap | 2.78B -30.4% |
| Revenue (ttm) | 1.17B +54.7% |
| Net Income | 49.40M |
| EPS | 0.41 |
| Shares Out | 95.71M |
| PE Ratio | 70.06 |
| Forward PE | 11.40 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 7,132,881 |
| Open | 29.00 |
| Previous Close | 28.70 |
| Day's Range | 28.35 - 30.00 |
| 52-Week Range | 23.97 - 87.30 |
| Beta | 2.26 |
| Analysts | Buy |
| Price Target | 45.03 (+55.28%) |
| Earnings Date | May 5, 2026 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Financial Performance
Financial StatementsAnalyst Summary
According to 16 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $45.03, which is an increase of 55.28% from the latest price.
News
Why Upstart Stock Is Trading Flat Following Revenue Beat, EPS Miss
Upstart Holdings Inc (NASDAQ:UPST) is trading flat on Thursday as buyers cautiously step back into high-beta fintech. Here's what investors need to know.
Upstart price target lowered to $35 from $45 at Morgan Stanley
Morgan Stanley lowered the firm’s price target on Upstart (UPST) to $35 from $45 and keeps an Equal Weight rating on the shares. Published first on TheFly – the ultimate
Upstart price target lowered to $46 from $56 at Piper Sandler
Piper Sandler lowered the firm’s price target on Upstart (UPST) to $46 from $56 and keeps an Overweight rating on the shares. The firm notes the stock slid after hours
Upstart price target lowered to $40 from $49 at Truist
Truist lowered the firm’s price target on Upstart (UPST) to $40 from $49 and keeps a Buy rating on the shares. The company reported mixed Q1 results coming in ahead
Upstart price target lowered to $37 from $40 at Needham
Needham analyst Kyle Peterson lowered the firm’s price target on Upstart (UPST) to $37 from $40 and keeps a Buy rating on the shares. The company reported mixed Q1 results,
Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference.
Upstart's stock is getting punished after earnings. Here's the big gripe.
The AI lending company came up short on a key profit metric, but its CEO says that analysts may have mismodeled seasonal trends.
Upstart Stock Sinks After Q1 Earnings: Here's Why
Upstart Holdings Inc. (NASDAQ:UPST) reported first-quarter results after Tuesday's closing bell, missing analyst earnings estimates.
Upstart Holdings Earnings Call Transcript: Q1 2026
Q1 2026 saw 61% origination and 44% revenue growth, with strong expansion in auto and home loans, and stable core personal loan performance. Over $4B in new committed capital was secured, and full-year guidance for revenue and profitability was reiterated.
Upstart Announces First Quarter 2026 Results
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces First Quarter 2026 Results.
Upstart Holdings options imply 13.4% move in share price post-earnings
Pre-earnings options volume in Upstart (UPST) Holdings is normal with calls leading puts 2:1. Implied volatility suggests the market is anticipating a move near 13.4%, or $4.29, after results are
The Gross Law Firm Reminds Shareholders of a Lead Plaintiff Deadline of June 8, 2026 in Upstart, Inc. Lawsuit - UPST
NEW YORK, May 01, 2026 (GLOBE NEWSWIRE) -- The Gross Law Firm issues the following notice to shareholders of Upstart, Inc. (NASDAQ: UPST). Shareholders who purchased shares of UPST during the class pe...
Justice Federal Credit Union has partnered with Upstart to broaden its reach
Justice Federal Credit Union has partnered with Upstart (UPST) to broaden its reach. “As a member-driven financial institution, Justice Federal remains committed to increasing access to affordable cre...
Justice Federal Credit Union Selects Upstart to Expand Personal Lending
CHANTILLY, Va. & SAN MATEO, Calif.--(BUSINESS WIRE)--Justice Federal Credit Union Selects Upstart to Expand Personal Lending.
Upstart announces $1.25B forward-flow agreement with Fortress
Upstart (UPST) Holdings announced a forward-flow commitment from funds managed by affiliates of Fortress Investment Group. Fortress has agreed to purchase up to $1.25B of consumer loans originated thr...
Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment from funds managed by...
UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses
SAN DIEGO, April 23, 2026 /PRNewswire/ -- Robbins LLP reminds stockholders that a class action was filed on behalf of all investors who purchased or otherwise acquired Upstart Holdings, Inc. (NASDAQ: ...
Upstart announces multi-year $1.2B forward-flow agreement
Upstart (UPST) Holdings announced a forward-flow commitment from funds managed by Centerbridge Partners. Centerbridge has agreed to purchase up to $1.2B of consumer loans originated through the Upstar...
Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment from funds managed by...
UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline
Bernstein Liebhard LLP: Do you, or did you, own shares of Upstart Holdings, Inc. (NASDAQ: UPST)? Did you purchase your shares between May 14, 2025 and November 4, 2025, inclusive?
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2026-2 (“UPST 2026-2”), a $320.14 million consumer loa...
What's Behind The Boost In Upstart Holdings Stock Today?
BTIG analyst Vincent Caintic reiterated a Buy and kept its $43 price target. The reiteration is a clean, current anchor especially after Upstart's rebound off its March low.
Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST
SAN DIEGO, April 14, 2026 (GLOBE NEWSWIRE) -- Robbins LLP reminds stockholders that a class action was filed on behalf of all investors who purchased or otherwise acquired Upstart Holdings, Inc. (NASD...
Upstart price target lowered to $36 from $40 at BofA
BofA lowered the firm’s price target on Upstart (UPST) to $36 from $40 and keeps a Neutral rating on the shares. The firm is lowering price targets for a number
UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights
Upstart Holdings Shareholders Between May 14, 2025 and November 4, 2025 - Contact Bernstein Liebhard For More Information Regarding Shareholder Lawsuit