Upstart Holdings, Inc. (UPST)
| Market Cap | 3.24B -33.7% |
| Revenue (ttm) | 1.17B +54.7% |
| Net Income | 49.40M |
| EPS | 0.41 |
| Shares Out | 95.71M |
| PE Ratio | 81.72 |
| Forward PE | 13.30 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 5,885,645 |
| Open | 33.85 |
| Previous Close | 32.69 |
| Day's Range | 32.55 - 34.69 |
| 52-Week Range | 23.97 - 87.30 |
| Beta | 2.26 |
| Analysts | Buy |
| Price Target | 40.20 (+18.97%) |
| Earnings Date | May 5, 2026 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Financial Performance
Financial StatementsAnalyst Summary
According to 15 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $40.2, which is an increase of 18.97% from the latest price.
News
Upstart Publishes April 2026 UMI
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Publishes April 2026 UMI.
Upstart Holdings Transcript: AGM 2026
The meeting highlighted strong growth in originations and revenue, new CEO leadership, and strategic plans to expand core lending and make new products profitable. All board and compensation proposals passed, and a national bank charter application was announced.
CCCU enters partnership with Upstart
Community Choice Credit Union,CCCU, has partnered with Upstart (UPST) to offer personal loans to more consumers. “Community Choice Credit Union’s mission is to help our neighbors achieve the life they...
Community Choice Credit Union Selects Upstart for Personal Lending
FARMINGTON HILLS, Mich. & SAN MATEO, Calif.--(BUSINESS WIRE)--Community Choice Credit Union Selects Upstart for Personal Lending.
Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference.
Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference.
Upstart Holdings Transcript: J.P. Morgan 54th Annual Global Technology, Media and Communications Conference
The discussion highlighted a technology-first approach to consumer lending, emphasizing AI-driven underwriting and a shift from single to multi-product offerings. Recent launches like Cash Line and a focus on always-on credit signal ongoing innovation, while financial strategy centers on margin expansion and capital efficiency.
Upstart appoints Wennes to Board of Directors
Upstart (UPST) announced that Tim Wennes has been appointed to the company’s Board of Directors, effective May 28, 2026. In conjunction with this appointment, Jeff Huber will be stepping down…
Upstart Appoints Former Santander US CEO Tim Wennes to Its Board of Directors
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart (NASDAQ: UPST), the leading AI lending marketplace, today announced that Tim Wennes has been appointed to the company's Board of Directors, effective May 28...
Upstart CEO Paul Gu buys 50,000 shares
In a regulatory filing, Upstart (UPST) disclosed that its CEO, Paul Gu, bought 50,000 shares of common stock on May 13 at a price of $27.50 per share in a…
Upstart selected by USF Credit Union for personal lending
USF Credit Union has partnered with Upstart (UPST) to offer personal loans to more consumers. “USF Credit Union’s goal is to help all of our members achieve financial wellness through…
USF Credit Union Selects Upstart for Personal Lending
TAMPA, Fla. & SAN MATEO, Calif.--(BUSINESS WIRE)--USF Credit Union Selects Upstart for Personal Lending.
Upstart price target lowered to $45 from $51 at Mizuho
Mizuho analyst Dan Dolev lowered the firm’s price target on Upstart (UPST) to $45 from $51 and keeps an Outperform rating on the shares.
Upstart price target lowered to $35 from $45 at Morgan Stanley
Morgan Stanley lowered the firm’s price target on Upstart (UPST) to $35 from $45 and keeps an Equal Weight rating on the shares.
Upstart price target lowered to $46 from $56 at Piper Sandler
Piper Sandler lowered the firm’s price target on Upstart (UPST) to $46 from $56 and keeps an Overweight rating on the shares. The firm notes the stock slid after hours…
Upstart price target lowered to $40 from $49 at Truist
Truist lowered the firm’s price target on Upstart (UPST) to $40 from $49 and keeps a Buy rating on the shares. The company reported mixed Q1 results coming in ahead…
Upstart price target lowered to $37 from $40 at Needham
Needham analyst Kyle Peterson lowered the firm’s price target on Upstart (UPST) to $37 from $40 and keeps a Buy rating on the shares. The company reported mixed Q1 results,…
Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference.
Upstart's stock is getting punished after earnings. Here's the big gripe.
The AI lending company came up short on a key profit metric, but its CEO says that analysts may have mismodeled seasonal trends.
Upstart Holdings Earnings Call Transcript: Q1 2026
Q1 2026 saw 61% origination and 44% revenue growth, with strong expansion in auto and home loans, and stable core personal loan performance. Over $4B in new committed capital was secured, and full-year guidance for revenue and profitability was reiterated.
Upstart Holdings Slides: Q1 2026
Upstart Holdings has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 5, 2026.
Upstart Holdings Earnings release: Q1 2026
Upstart Holdings released its Q1 2026 earnings on May 5, 2026, summarizing the period's financial results.
Upstart Holdings Quarterly report: Q1 2026
Upstart Holdings has published its Q1 2026 quarterly earnings report on May 5, 2026.
Upstart Announces First Quarter 2026 Results
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces First Quarter 2026 Results.
Justice Federal Credit Union has partnered with Upstart to broaden its reach
Justice Federal Credit Union has partnered with Upstart (UPST) to broaden its reach. “As a member-driven financial institution, Justice Federal remains committed to increasing access to affordable cre...