USCB Financial Holdings, Inc. (USCB)
| Market Cap | 428.24M +23.3% |
| Revenue (ttm) | 94.48M +7.2% |
| Net Income | 28.73M -3.1% |
| EPS | 1.54 +4.5% |
| Shares Out | 18.47M |
| PE Ratio | 15.01 |
| Forward PE | 10.29 |
| Dividend | $0.50 (2.17%) |
| Ex-Dividend Date | Aug 17, 2026 |
| Volume | 39,509 |
| Open | 23.10 |
| Previous Close | 23.19 |
| Day's Range | 22.93 - 23.22 |
| 52-Week Range | 16.36 - 23.89 |
| Beta | 0.46 |
| Analysts | Buy |
| Price Target | 24.35 (+5.05%) |
| Earnings Date | Oct 22, 2026 |
About USCB
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides dep... [Read more]
Financial Performance
In 2025, USCB Financial Holdings's revenue was $87.93 million, an increase of 10.57% compared to the previous year's $79.52 million. Earnings were $26.10 million, an increase of 5.78%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for USCB stock is "Buy." The 12-month stock price target is $24.35, which is an increase of 5.05% from the latest price.
News
USCB Financial price target raised to $24 from $22 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on USCB Financial (USCB) to $24 from $22 and keeps an Outperform rating on the shares.
USCB Financial price target raised to $27 from $24 at Piper Sandler
Piper Sandler analyst Stephen Scouten raised the firm’s price target on USCB Financial (USCB) to $27 from $24 and keeps an Overweight rating on the shares. The firm notes the…
USCB Financial Holdings Earnings Call Transcript: Q2 2026
Surpassed $3 billion in assets with record loan production, margin expansion, and strong credit quality. Net income rose 22.5% year-over-year, efficiency ratio improved below 50%, and robust South Florida market conditions support continued growth.
USCB Financial Holdings Earnings release: Q2 2026
USCB Financial Holdings released its Q2 2026 earnings on July 24, 2026, summarizing the period's financial results.
USCB Financial Holdings Slides: Q2 2026
USCB Financial Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 24, 2026.
USCB Financial Holdings Quarterly report: Q2 2026
USCB Financial Holdings has published its Q2 2026 quarterly earnings report on July 24, 2026.
USCB Financial Holdings, Inc. Surpasses $3 Billion in Assets with 14.6% Annualized Linked-Quarter Loan Growth; Achieves Q2 2026 EPS of $0.49, 3.49% Net Interest Margin, ROAA of 1.26%, and ROAE of 15.90%
MIAMI, July 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.1 million or $0...
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock
MIAMI, July 20, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a...
USCB Financial Holdings, Inc. to Announce Second Quarter 2026 Results
MIAMI, July 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2026 after the market closes on Thurs...
USCB Financial names Sergio Garrido chief credit officer
USCB Financial (USCB) announced that Sergio Garrido has been appointed senior VP and chief credit officer of the bank, effective July 6. “Sergio’s deep institutional knowledge, strong credit judgment,...
USCB Financial Holdings, Inc. Names Sergio Garrido Chief Credit Officer; Announces Retirement of William “Bill” Turner
MIAMI, June 01, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), today announced that Sergio E. Garrido ha...
USCB Financial price target raised to $24 from $23 at Piper Sandler
Piper Sandler analyst Stephen Scouten raised the firm’s price target on USCB Financial (USCB) to $24 from $23 and keeps an Overweight rating on the shares. The firm notes the…
USCB Financial price target lowered to $22 from $23 at Raymond James
Raymond James analyst Michael Rose lowered the firm’s price target on USCB Financial (USCB) to $22 from $23 and keeps a Strong Buy rating on the shares. Quarterly results were…
USCB Financial Holdings Earnings Call Transcript: Q1 2026
Record Q1 2026 results featured strong earnings, double-digit loan and deposit growth, stable margins, and excellent credit quality. Expansion plans include new branches and continued investment in specialized verticals, with robust capital and dividend stability.
USCB Financial Holdings Earnings release: Q1 2026
USCB Financial Holdings released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.
USCB Financial Holdings Slides: Q1 2026
USCB Financial Holdings has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 24, 2026.
USCB Financial Holdings Quarterly report: Q1 2026
USCB Financial Holdings has published its Q1 2026 quarterly earnings report on April 24, 2026.
USCB Financial Holdings, Inc. Delivers Record Quarter: $0.51 diluted EPS, up 33% over prior year; ROAA 1.34%, ROAE 17.07%, and 22% Year‑Over‑Year Net Income Growth
MIAMI, April 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.4 million or $...
USCB Financial Holdings Proxy statement: Proxy filing
USCB Financial Holdings filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.
USCB Financial Holdings Earnings Call Transcript: Q4 2025
Assets grew 8.1% year-over-year to $2.8B, with strong loan and deposit growth, stable credit quality, and a 25% dividend increase. Adjusted Q4 EPS was $0.44, and NIM improved to 3.27%. 2026 guidance calls for further NIM expansion, high single-digit loan growth, and stable efficiency.
USCB Financial Holdings Annual report: Q4 2025
USCB Financial Holdings has published its Q4 2025 annual report on January 23, 2026.
USCB Financial Holdings Earnings release: Q4 2025
USCB Financial Holdings released its Q4 2025 earnings on January 23, 2026, summarizing the period's financial results.
USCB Financial Holdings Slides: Q4 2025
USCB Financial Holdings has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 23, 2026.
USCB Financial Holdings, Inc. Reports Fourth Quarter 2025 Fully Diluted EPS of $0.07; Operating Diluted EPS of $0.44, Primarily Excluding Portfolio Restructuring Previously Announced
MIAMI, Jan. 22, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $1.4 million or $0...
USCB Financial increases quarterly dividend to 12.5c per share
USCB Financial (USCB) announced that its board of directors declared a regular quarterly cash dividend of 12.5c per share of Class A common stock, which represents an increase of 25%…