USCB Financial Holdings, Inc. (USCB)

NASDAQ: USCB · Real-Time Price · USD
18.62
+0.08 (0.43%)
May 22, 2026, 4:00 PM EDT - Market closed
Market Cap340.07M +0.4%
Revenue (ttm)91.17M +8.0%
Net Income27.79M +0.3%
EPS1.45 +4.3%
Shares Out 18.26M
PE Ratio12.84
Forward PE9.15
Dividend$0.50 (2.69%)
Ex-Dividend DateMay 15, 2026
Volume38,599
Open18.55
Previous Close18.54
Day's Range18.42 - 18.69
52-Week Range15.57 - 20.79
Beta0.53
AnalystsBuy
Price Target21.70 (+16.54%)
Earnings DateApr 23, 2026

About USCB

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides dep... [Read more]

Sector Financials
IPO Date Jul 23, 2021
Employees 205
Stock Exchange NASDAQ
Ticker Symbol USCB
Full Company Profile

Financial Performance

In 2025, USCB Financial Holdings's revenue was $87.93 million, an increase of 10.57% compared to the previous year's $79.52 million. Earnings were $26.10 million, an increase of 5.78%.

Financial Statements

Analyst Summary

According to 5 analysts, the average rating for USCB stock is "Buy." The 12-month stock price target is $21.7, which is an increase of 16.54% from the latest price.

Price Target
$21.7
(16.54% upside)
Analyst Consensus: Buy
Stock Forecasts

News

USCB Financial price target raised to $24 from $23 at Piper Sandler

Piper Sandler analyst Stephen Scouten raised the firm’s price target on USCB Financial (USCB) to $24 from $23 and keeps an Overweight rating on the shares. The firm notes the…

27 days ago - TheFly

USCB Financial price target lowered to $22 from $23 at Raymond James

Raymond James analyst Michael Rose lowered the firm’s price target on USCB Financial (USCB) to $22 from $23 and keeps a Strong Buy rating on the shares. Quarterly results were…

4 weeks ago - TheFly

USCB Financial Holdings Earnings Call Transcript: Q1 2026

Record Q1 2026 results featured strong earnings, double-digit loan and deposit growth, stable margins, and excellent credit quality. Expansion plans include new branches and continued investment in specialized verticals, with robust capital and dividend stability.

4 weeks ago - Transcripts

USCB Financial Holdings Earnings release: Q1 2026

USCB Financial Holdings released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.

4 weeks ago - Filings

USCB Financial Holdings Slides: Q1 2026

USCB Financial Holdings has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 24, 2026.

4 weeks ago - Filings

USCB Financial Holdings Quarterly report: Q1 2026

USCB Financial Holdings has published its Q1 2026 quarterly earnings report on April 24, 2026.

4 weeks ago - Filings

USCB Financial Holdings, Inc. Delivers Record Quarter: $0.51 diluted EPS, up 33% over prior year; ROAA 1.34%, ROAE 17.07%, and 22% Year‑Over‑Year Net Income Growth

MIAMI, April 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.4 million or $...

4 weeks ago - GlobeNewsWire

USCB Financial Holdings Proxy statement: Proxy filing

USCB Financial Holdings filed a proxy statement on April 21, 2026, providing details for shareholder voting and corporate governance matters.

4 weeks ago - Filings

USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock

MIAMI, April 20, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared ...

4 weeks ago - GlobeNewsWire

USCB Financial Holdings Earnings Call Transcript: Q4 2025

Assets grew 8.1% year-over-year to $2.8B, with strong loan and deposit growth, stable credit quality, and a 25% dividend increase. Adjusted Q4 EPS was $0.44, and NIM improved to 3.27%. 2026 guidance calls for further NIM expansion, high single-digit loan growth, and stable efficiency.

4 months ago - Transcripts

USCB Financial Holdings Annual report: Q4 2025

USCB Financial Holdings has published its Q4 2025 annual report on January 23, 2026.

4 months ago - Filings

USCB Financial Holdings Earnings release: Q4 2025

USCB Financial Holdings released its Q4 2025 earnings on January 23, 2026, summarizing the period's financial results.

4 months ago - Filings

USCB Financial Holdings Slides: Q4 2025

USCB Financial Holdings has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 23, 2026.

4 months ago - Filings

USCB Financial Holdings, Inc. Reports Fourth Quarter 2025 Fully Diluted EPS of $0.07; Operating Diluted EPS of $0.44, Primarily Excluding Portfolio Restructuring Previously Announced

MIAMI, Jan. 22, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $1.4 million or $0...

4 months ago - GlobeNewsWire

USCB Financial increases quarterly dividend to 12.5c per share

USCB Financial (USCB) announced that its board of directors declared a regular quarterly cash dividend of 12.5c per share of Class A common stock, which represents an increase of 25%…

4 months ago - TheFly

USCB Financial Holdings, Inc. to Announce Fourth Quarter 2025 Results

MIAMI, Jan. 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2025 after the market closes on T...

4 months ago - GlobeNewsWire

USCB Financial Holdings Earnings Call Transcript: Q3 2025

Record Q3 net income and EPS were driven by strong loan and deposit growth, robust credit quality, and disciplined expense management. NIM is expected to improve in Q4, with a strong loan pipeline and continued focus on scalable business verticals.

7 months ago - Transcripts

USCB Financial Holdings Quarterly report: Q3 2025

USCB Financial Holdings has published its Q3 2025 quarterly earnings report on October 24, 2025.

7 months ago - Filings

USCB Financial Holdings Earnings release: Q3 2025

USCB Financial Holdings released its Q3 2025 earnings on October 24, 2025, summarizing the period's financial results.

7 months ago - Filings

USCB Financial Holdings Slides: Q3 2025

USCB Financial Holdings has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on October 24, 2025.

7 months ago - Filings

USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend On Common Stock

MIAMI, Oct. 20, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a...

7 months ago - GlobeNewsWire

USCB Financial Holdings, Inc. to Announce Third Quarter 2025 Results

MIAMI, Oct. 06, 2025 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2025 after the market closes on ...

8 months ago - GlobeNewsWire

USCB Financial price target raised to $23 from $22 at Piper Sandler

Piper Sandler raised the firm’s price target on USCB Financial (USCB) to $23 from $22 and keeps an Overweight rating on the shares. The firm notes that on Friday of…

9 months ago - TheFly

USCB Financial upgraded to Strong Buy from Outperform at Raymond James

Raymond James upgraded USCB Financial (USCB) to Strong Buy from Outperform with a price target of $22, up from $20, after meeting with management. The company sees profitability improvement in…

9 months ago - TheFly

USCB Financial upgraded to Outperform from Market Perform at Raymond James

Raymond James upgraded USCB Financial (USCB) to Outperform from Market Perform with a $20 price target The bank’s growth momentum and operating leverage have driven an improvement in profitability, th...

10 months ago - TheFly