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USCB Financial Holdings, Inc. (USCB)
NASDAQ: USCB · Real-Time Price · USD
19.92
-0.12 (-0.60%)
Oct 28, 2026, 4:00 PM EDT - Market closed

USCB Financial Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
96.5587.9379.5263.666.3963.35
Revenue Growth
4.56%10.57%25.02%-4.20%4.80%36.41%
Net Income
29.3226.124.6716.5520.14-70.59
Earnings Per Share
1.591.331.240.841.00-6.72
EPS Growth
1.35%7.26%47.62%-16.00%--

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
92.7348.2484.2345.9559.1847.66
Total Debt
271.41212.86178.32202.4165.4151.62
Net Cash (Debt)
-178.69-164.61-94.1-156.46-6.23-3.96
Net Cash Growth
------
Net Cash Per Share
-9.68-8.38-4.74-7.95-0.31-0.38

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-42.8134.8422.5529.5422.05
Capital Expenditures
--0.3-0.31-0.16-0.67-0.63
Free Cash Flow
-42.534.5222.3828.8621.42
Free Cash Flow Growth
-23.11%54.24%-22.45%34.77%67.92%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.37%29.68%31.03%26.01%30.34%-111.41%
FCF Margin
-48.34%43.41%35.19%43.47%33.81%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024
Period EndingOct '26 Dec '25 Dec '24
Dividend Per Share
0.5000.4000.200
Dividend Per Share Growth
25.00%100.00%-
Dividend Yield
2.51%2.17%1.13%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.5212.7814.2714.4712.12-
Forward PE
9.608.7612.0312.7310.0615.28
P/FCF Ratio
7.477.8510.2010.708.4516.43
PS Ratio
3.803.794.433.763.685.55