USCB Financial Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	86.56	83.63	69.94	58.57	63.66	52.5
Net Interest Income Growth	17.15%	19.58%	19.41%	-8.00%	21.27%	20.41%
Non-Interest Income	7.03	6.59	12.74	7.4	5.23	10.7
Non-Interest Income Growth	-42.88%	-48.26%	72.09%	41.60%	-51.13%	75.46%
Revenues Before Loan Losses	93.59	90.22	82.68	65.97	68.89	63.19
Provision for Credit Losses	2.42	2.3	3.16	2.37	2.5	-0.16
Revenue	91.17	87.93	79.52	63.6	66.39	63.35
Revenue Growth (YoY)	10.16%	10.57%	25.02%	-4.20%	4.80%	36.41%
Compensation Expenses	33.1	32.17	28.79	24.43	23.94	21.44
Selling, General & Admin	11.75	11.23	10.59	10.6	10.6	9.94
Other Non-Interest Expenses	8.82	8.61	7.66	6.78	4.76	4.3
Total Non-Interest Expense	53.67	52.01	47.04	41.81	39.31	35.68
Pretax Income	37.5	35.92	32.48	21.8	27.09	27.68
Provision for Income Taxes	9.71	9.82	7.8	5.25	6.94	6.6
Net Income	27.79	26.1	24.67	16.55	20.14	21.08
Net Income Attributable to Preferred Dividends	-	-	-	-	-	91.66
Net Income to Common	27.79	26.1	24.67	16.55	20.14	21.08
Net Income Growth	0.26%	5.78%	49.13%	-17.85%	-4.44%	94.80%
Shares Outstanding (Basic)	19	19	20	20	20	20
Shares Outstanding (Diluted)	19	20	20	20	20	20
Shares Change (YoY)	-3.24%	-0.91%	0.69%	-2.21%	0.75%	177.15%
EPS (Basic)	1.46	1.34	1.25	0.84	1.01	-6.72
EPS (Diluted)	1.43	1.33	1.24	0.84	1.00	-6.72
EPS Growth	3.62%	7.26%	47.62%	-16.00%	-	-
Free Cash Flow	42.88	42.5	34.52	22.38	28.86	21.42
Free Cash Flow Growth	0.88%	23.11%	54.24%	-22.45%	34.77%	67.92%
Free Cash Flow Per Share	2.21	2.16	1.74	1.14	1.43	1.07
Dividends Per Share	0.425	0.400	0.200	-	-	-
Dividend Growth	6.25%	100.00%	-	-	-	-
Profit Margin	30.48%	29.68%	31.03%	26.01%	30.34%	33.27%
FCF Margin	47.03%	48.34%	43.41%	35.19%	43.47%	33.81%
EBITDA	0.64	0.62	0.59	0.59	0.69	1.03
EBITDA Margin	0.70%	0.70%	0.74%	0.93%	1.04%	1.63%
Effective Tax Rate	25.89%	27.33%	24.03%	24.09%	25.64%	23.85%

SEC Filings: 10-K · 10-Q