USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $207.31 million. The enterprise value is $357.73 million.
| Market Cap | 207.31M |
| Enterprise Value | 357.73M |
Important Dates
The next confirmed earnings date is Thursday, April 25, 2024, after market close.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | Feb 14, 2024 |
Share Statistics
USCB has 19.65 million shares outstanding. The number of shares has decreased by -2.29% in one year.
| Shares Outstanding | 19.65M |
| Shares Change (YoY) | -2.29% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 24.10% |
| Owned by Institutions (%) | 63.52% |
| Float | 13.55M |
Valuation Ratios
The trailing PE ratio is 12.38 and the forward PE ratio is 10.54.
| PE Ratio | 12.38 |
| Forward PE | 10.54 |
| PS Ratio | 3.21 |
| Forward PS | 2.71 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 9.13 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.98, with an EV/FCF ratio of 15.98.
| EV / Earnings | 21.62 |
| EV / Sales | 5.62 |
| EV / EBITDA | 15.98 |
| EV / EBIT | 16.41 |
| EV / FCF | 15.98 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.01 |
| Debt / EBITDA | 8.69 |
| Debt / FCF | 8.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.90% and return on invested capital (ROIC) is 4.28%.
| Return on Equity (ROE) | 8.90% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 4.28% |
| Revenue Per Employee | $324,510 |
| Profits Per Employee | $84,413 |
| Employee Count | 196 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $5.25 million in taxes.
| Income Tax | 5.25M |
| Effective Tax Rate | 24.09% |
Stock Price Statistics
The stock price has increased by +9.82% in the last 52 weeks. The beta is 0.35, so USCB's price volatility has been lower than the market average.
| Beta (1Y) | 0.35 |
| 52-Week Price Change | +9.82% |
| 50-Day Moving Average | 11.06 |
| 200-Day Moving Average | 11.32 |
| Relative Strength Index (RSI) | 32.84 |
| Average Volume (30 Days) | 19,174 |
Short Selling Information
The latest short interest is 38,293, so 0.19% of the outstanding shares have been sold short.
| Short Interest | 38,293 |
| Short Previous Month | 55,150 |
| Short % of Shares Out | 0.19% |
| Short % of Float | 0.28% |
| Short Ratio (days to cover) | 2.69 |
Income Statement
In the last 12 months, USCB had revenue of $63.60 million and earned $16.55 million in profits. Earnings per share was $0.84.
| Revenue | 63.60M |
| Gross Profit | 63.60M |
| Operating Income | 21.80M |
| Pretax Income | 21.80M |
| Net Income | 16.55M |
| EBITDA | 22.39M |
| EBIT | 21.80M |
| Earnings Per Share (EPS) | $0.84 |
Balance Sheet
The company has $41.06 million in cash and $194.42 million in debt, giving a net cash position of -$153.36 million or -$7.80 per share.
| Cash & Cash Equivalents | 41.06M |
| Total Debt | 194.42M |
| Net Cash | -153.36M |
| Net Cash Per Share | -$7.80 |
| Equity / Book Value | 191.97M |
| Book Value Per Share | 9.77 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $22.55 million and capital expenditures -$163,000, giving a free cash flow of $22.38 million.
| Operating Cash Flow | 22.55M |
| Capital Expenditures | -163,000 |
| Free Cash Flow | 22.38M |
| FCF Per Share | $1.15 |
Margins
Gross margin is 100.00%, with operating and profit margins of 34.27% and 26.01%.
| Gross Margin | 100.00% |
| Operating Margin | 34.27% |
| Pretax Margin | 34.27% |
| Profit Margin | 26.01% |
| EBITDA Margin | 35.20% |
| EBIT Margin | 34.27% |
| FCF Margin | 35.19% |
Dividends & Yields
This stock pays an annual dividend of $0.05, which amounts to a dividend yield of 0.48%.
| Dividend Per Share | $0.05 |
| Dividend Yield | 0.48% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 5.95% |
| Buyback Yield | 2.29% |
| Shareholder Yield | 2.77% |
| Earnings Yield | 8.10% |
| FCF Yield | 10.95% |
Analyst Forecast
The average price target for USCB is $13.33, which is 27.50% higher than the current price. The consensus rating is "Buy".
| Price Target | $13.33 |
| Price Target Difference | 27.50% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 7.71% |
| EPS Growth Forecast (5Y) | 9.75% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | Dec 30, 2021 |
| Split Type | n/a |
| Split Ratio | 1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |