Usio, Inc. (USIO)
NASDAQ: USIO · Real-Time Price · USD
2.800
-0.130 (-4.44%)
At close: Oct 5, 2026, 4:00 PM EDT
2.810
+0.010 (0.36%)
After-hours: Oct 5, 2026, 7:30 PM EDT
Usio, Inc. Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 92.57 | 88.85 | 85.39 | 83.71 | 83.85 | 83.97 | 82.93 | 82.5 | 82.16 | 83.59 | 84.07 | 82.64 | 78.05 | 72.76 | 69.43 | 68.15 | 67.57 | 66.59 | 61.94 | 53.9 |
Revenue Growth | 10.39% | 5.81% | 2.97% | 1.46% | 2.05% | 0.46% | -1.35% | -0.17% | 5.27% | 14.88% | 21.08% | 21.27% | 15.51% | 9.27% | 12.08% | 26.44% | 46.22% | 75.51% | 92.06% | 78.25% |
Gross Profit Gross Profit Growth | 20.61 | 20.02 | 19.69 | 19.88 | 19.91 | 19.57 | 19.61 | 19.81 | 19.57 | 20.03 | 20.07 | 19.5 | 17.98 | 15.99 | 14.59 | 14.47 | 15.37 | 16.23 | 15.63 | 13.51 |
Operating Income Operating Income Growth | -1.12 | -1.89 | -2.36 | -1.7 | -1.62 | -1.43 | -1.47 | -0.87 | -1.24 | -0.74 | -0.45 | -0.53 | -1.49 | -3.66 | -5.21 | -5.13 | -3.21 | -1 | -0.16 | -0.83 |
Net Income Net Income Growth | -1.51 | -2.15 | -2.51 | -0.39 | 2.88 | 3.32 | 3.31 | 2.7 | -0.87 | -0.74 | -0.48 | -0.65 | -1.7 | -3.85 | -5.48 | -5.29 | -3.38 | -1.22 | -0.32 | -0.21 |
Earnings Per Share EPS Growth | -0.06 | -0.08 | -0.09 | -0.02 | 0.11 | 0.12 | 0.12 | 0.10 | -0.04 | -0.03 | -0.02 | -0.03 | -0.07 | -0.18 | -0.27 | -0.26 | -0.17 | -0.06 | -0.02 | -0.01 |
EPS Growth | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 |
|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 |
Output Solutions Output Solutions Growth | 22.92 | 21.89 | 20.82 |
Merchant Services Merchant Services Growth | 69.64 | 66.96 | 64.58 |
Total Total Growth | 92.57 | 88.85 | 85.39 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 6.39 | 7.73 | 7.43 | 7.75 | 7.51 | 8.72 | 8.06 | 8.39 | 7.5 | 7.05 | 7.16 | 7.4 | 6.58 | 6.76 | 5.71 | 4.61 | 5.1 | 7.59 | 7.26 | 5.94 |
Total Debt Total Debt Growth | 4.61 | 4.87 | 3.89 | 3.52 | 3.48 | 3.67 | 3.87 | 3.88 | 3.1 | 3.26 | 3.38 | 2.72 | 2.86 | 3.02 | 3.03 | 3.2 | 3.37 | 2.97 | 3.11 | 3.24 |
Net Cash (Debt) Net Cash Growth | 1.77 | 2.86 | 3.54 | 4.23 | 4.02 | 5.05 | 4.19 | 4.51 | 4.4 | 3.8 | 3.78 | 4.68 | 3.71 | 3.75 | 2.68 | 1.41 | 1.73 | 4.62 | 4.15 | 2.7 |
Net Cash Growth | -55.96% | -43.44% | -15.43% | -6.29% | -8.63% | 32.98% | 10.96% | -3.59% | 18.66% | 1.36% | 40.85% | 232.03% | 114.10% | -18.93% | -35.37% | -47.78% | -22.67% | 286.13% | 91.34% | -66.78% |
Net Cash Per Share Net Cash Per Share Growth | 0.06 | 0.10 | 0.13 | 0.16 | 0.15 | 0.19 | 0.16 | 0.17 | 0.17 | 0.14 | 0.14 | 0.19 | 0.16 | 0.17 | 0.13 | 0.07 | 0.09 | 0.23 | 0.21 | 0.14 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 0.66 | 1.09 | 1.51 | 2.42 | 3.55 | 4.18 | 2.9 | -36.11 | -23.8 | 3.8 | 3.51 | 47.31 | 32.85 | -10.02 | -17.04 | -1.71 | 5.12 | 12.08 | 29.78 | 10.4 |
Capital Expenditures CapEx Growth | -0.89 | -0.81 | -0.44 | -1.16 | -0.22 | -0.04 | -0.2 | -0.37 | -0.5 | -0.79 | -0.83 | -0.76 | -0.79 | -0.96 | -0.81 | -0.92 | -1.15 | -1.07 | -1.27 | -1.27 |
Free Cash Flow Free Cash Flow Growth | -0.24 | 0.28 | 1.08 | 1.26 | 3.33 | 4.14 | 2.7 | -36.48 | -24.3 | 3.01 | 2.67 | 46.55 | 32.06 | -10.98 | -17.85 | -2.63 | 3.97 | 11.01 | 28.51 | 9.12 |
Free Cash Flow Growth | - | -93.34% | -60.05% | - | - | 37.56% | 1.03% | - | - | - | - | - | 707.71% | - | - | - | - | -36.91% | 424.21% | 193.33% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Gross Margin | 22.26% | 22.53% | 23.06% | 23.75% | 23.75% | 23.31% | 23.65% | 24.01% | 23.82% | 23.96% | 23.88% | 23.60% | 23.04% | 21.97% | 21.02% | 21.23% | 22.74% | 24.38% | 25.24% | 25.06% |
Operating Margin | -1.21% | -2.13% | -2.76% | -2.04% | -1.93% | -1.70% | -1.77% | -1.06% | -1.52% | -0.88% | -0.53% | -0.65% | -1.90% | -5.03% | -7.51% | -7.52% | -4.75% | -1.51% | -0.25% | -1.54% |
Pretax Margin | -0.85% | -1.73% | -2.34% | 0.19% | 0.29% | 0.82% | 0.82% | -0.25% | -0.72% | -0.55% | -0.22% | -0.43% | -1.80% | -4.88% | -7.49% | -7.52% | -4.75% | -1.51% | -0.25% | 0.05% |
Profit Margin | -1.63% | -2.43% | -2.94% | -0.46% | 3.43% | 3.96% | 3.99% | 3.28% | -1.06% | -0.89% | -0.56% | -0.79% | -2.18% | -5.29% | -7.90% | -7.77% | -5.01% | -1.84% | -0.52% | -0.39% |
FCF Margin | -0.26% | 0.31% | 1.26% | 1.50% | 3.98% | 4.93% | 3.26% | -44.21% | -29.58% | 3.60% | 3.18% | 56.33% | 41.07% | -15.09% | -25.71% | -3.86% | 5.87% | 16.53% | 46.03% | 16.93% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | - | - | - | - | 14.14 | 11.66 | 11.98 | 13.77 | - | - | - | - | - | - | - | - | - | - | - | - |
Forward PE | 30.25 | 30.25 | 144.00 | 94.67 | 26.98 | 9.95 | 12.17 | 9.71 | 16.40 | 17.00 | 25.94 | 22.58 | 28.62 | 69.60 | 76.18 | 76.18 | 76.18 | 179.00 | - | - |
P/FCF Ratio | - | 114.69 | 34.43 | 29.93 | 12.21 | 9.35 | 14.67 | - | - | 14.91 | 16.93 | 0.99 | 1.54 | - | - | - | 15.64 | 8.30 | 3.84 | 16.17 |
PS Ratio | 0.74 | 0.36 | 0.44 | 0.45 | 0.49 | 0.46 | 0.48 | 0.45 | 0.49 | 0.54 | 0.54 | 0.56 | 0.63 | 0.63 | 0.60 | 0.48 | 0.92 | 1.37 | 1.77 | 2.74 |