Usio, Inc. (USIO)
NASDAQ: USIO · Real-Time Price · USD
2.330
-0.040 (-1.69%)
At close: Sep 21, 2026, 4:00 PM EDT
2.330
0.00 (0.00%)
After-hours: Sep 21, 2026, 4:10 PM EDT
Usio, Inc. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
| 23.68 | 25.47 | 22.24 | 21.18 | 19.96 | 22.01 | 20.56 | 21.32 | 20.08 | 20.97 | 20.13 | 20.98 | 21.44 | 21.45 | 18.71 | 16.4 | 16.22 | 18.11 | 17.43 | 15.82 | |
Revenue Growth (YoY) | 18.63% | 15.71% | 8.19% | -0.66% | -0.59% | 4.95% | 2.13% | 1.61% | -6.33% | -2.22% | 7.62% | 27.98% | 32.20% | 18.41% | 7.34% | 3.63% | 6.45% | 34.54% | 85.73% | 94.43% |
Cost of Revenue | 17.95 | 20.33 | 17.37 | 16.31 | 14.82 | 17.2 | 15.5 | 16.43 | 15.28 | 16.12 | 14.87 | 16.33 | 16.25 | 16.54 | 14.02 | 13.26 | 12.96 | 14.6 | 12.86 | 11.79 |
Gross Profit | 5.73 | 5.14 | 4.87 | 4.87 | 5.14 | 4.81 | 5.06 | 4.9 | 4.8 | 4.85 | 5.26 | 4.66 | 5.19 | 4.9 | 4.69 | 3.13 | 3.26 | 3.51 | 4.56 | 4.03 |
Selling, General & Admin | 5.06 | 4.69 | 5.58 | 4.9 | 5.07 | 4.55 | 5.11 | 4.69 | 4.46 | 4.56 | 4.74 | 4.89 | 4.43 | 4.38 | 4.21 | 4.2 | 4.32 | 4.35 | 3.81 | 3.19 |
Operating Expenses | 5.35 | 4.91 | 6.13 | 5.33 | 5.54 | 5.05 | 5.67 | 5.27 | 5.01 | 5.14 | 5.26 | 5.41 | 4.95 | 4.9 | 4.78 | 4.84 | 5.13 | 5.06 | 4.57 | 3.82 |
Operating Income | 0.38 | 0.23 | -1.26 | -0.46 | -0.4 | -0.24 | -0.6 | -0.38 | -0.21 | -0.28 | -0 | -0.75 | 0.23 | 0.01 | -0.09 | -1.7 | -1.87 | -1.55 | -0 | 0.21 |
Interest Expense | -0.02 | -0.02 | -0.02 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
Interest & Investment Income | 0.1 | 0.09 | 0.09 | 0.12 | 0.11 | 0.08 | 0.12 | 0.13 | 0.11 | 0.12 | 0.1 | 0.05 | 0.04 | 0.09 | 0.01 | 0 | 0 | 0 | 0 | 0 |
Other Non Operating Income (Expenses) | - | - | - | 0.01 | - | - | 1.48 | - | 0.26 | - | - | 0.05 | - | - | - | - | - | - | 0 | - |
EBT Excluding Unusual Items | 0.45 | 0.29 | -1.18 | -0.35 | -0.3 | -0.17 | 0.98 | -0.26 | 0.15 | -0.18 | 0.1 | -0.65 | 0.27 | 0.1 | -0.08 | -1.7 | -1.87 | -1.55 | -0 | 0.21 |
Pretax Income | 0.45 | 0.29 | -1.18 | -0.35 | -0.3 | -0.17 | 0.98 | -0.26 | 0.15 | -0.18 | 0.1 | -0.65 | 0.27 | 0.1 | -0.08 | -1.7 | -1.87 | -1.55 | -0 | 0.21 |
Income Tax Expense | 0.17 | 0.17 | 0.31 | 0.07 | 0.07 | 0.06 | 0.35 | -3.12 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | -0.04 | 0.07 |
Net Income | 0.28 | 0.12 | -1.5 | -0.42 | -0.37 | -0.23 | 0.63 | 2.85 | 0.08 | -0.25 | 0.03 | -0.72 | 0.21 | 0.01 | -0.15 | -1.77 | -1.94 | -1.62 | 0.04 | 0.14 |
Net Income to Common | 0.28 | 0.12 | -1.5 | -0.42 | -0.37 | -0.23 | 0.63 | 2.85 | 0.08 | -0.25 | 0.03 | -0.72 | 0.21 | 0.01 | -0.15 | -1.77 | -1.94 | -1.62 | 0.04 | 0.14 |
Net Income Growth (YoY) | - | - | - | - | - | - | 2325.01% | - | -63.18% | - | - | - | - | - | - | - | - | - | -74.58% | - |
Shares Outstanding (Basic) | 28 | 28 | 27 | 27 | 26 | 27 | 27 | 27 | 27 | 26 | 20 | 26 | 26 | 27 | 21 | 20 | 20 | 20 | 20 | 20 |
Shares Outstanding (Diluted) | 28 | 28 | 27 | 27 | 26 | 27 | 27 | 27 | 27 | 26 | 27 | 26 | 26 | 27 | 21 | 20 | 20 | 20 | 20 | 25 |
Shares Change (YoY) | 5.15% | 4.25% | 1.17% | -1.57% | -0.29% | 0.91% | 2.49% | 3.56% | 0.46% | -3.93% | 28.98% | 29.51% | 30.01% | 35.37% | 1.95% | -18.30% | -18.61% | 1.75% | 1.08% | 61.14% |
EPS (Basic) | 0.01 | 0.00 | -0.05 | -0.02 | -0.01 | -0.01 | 0.02 | 0.10 | 0.00 | -0.01 | 0.00 | -0.03 | 0.01 | 0.00 | -0.01 | -0.09 | -0.10 | -0.08 | 0.00 | 0.01 |
EPS (Diluted) | 0.01 | 0.00 | -0.05 | -0.02 | -0.01 | -0.01 | 0.02 | 0.10 | 0.00 | -0.01 | -0.00 | -0.03 | 0.01 | 0.00 | -0.01 | -0.09 | -0.10 | -0.08 | -0.00 | 0.01 |
EPS Growth (YoY) | - | - | - | - | - | - | - | - | -63.35% | - | - | - | - | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | -0.83 | 0.55 | -0.04 | 0.09 | -0.32 | 1.35 | 0.93 | 1.36 | 0.49 | -0.09 | -38.25 | 13.54 | 27.81 | -0.43 | 5.64 | -0.96 | -15.23 | -7.3 | 20.85 | 5.64 |
Free Cash Flow Per Share | -0.03 | 0.02 | -0.00 | 0.00 | -0.01 | 0.05 | 0.03 | 0.05 | 0.02 | -0.00 | -1.44 | 0.51 | 1.05 | -0.01 | 0.27 | -0.05 | -0.75 | -0.36 | 1.03 | 0.23 |
Gross Margin | 24.18% | 20.17% | 21.91% | 22.99% | 25.75% | 21.85% | 24.63% | 22.96% | 23.90% | 23.14% | 26.13% | 22.19% | 24.19% | 22.86% | 25.07% | 19.12% | 20.10% | 19.38% | 26.19% | 25.50% |
Operating Margin | 1.59% | 0.89% | -5.66% | -2.19% | -1.99% | -1.09% | -2.93% | -1.77% | -1.04% | -1.34% | -0.02% | -3.58% | 1.08% | 0.03% | -0.48% | -10.38% | -11.54% | -8.57% | -0.01% | 1.33% |
Profit Margin | 1.18% | 0.48% | -6.72% | -1.96% | -1.84% | -1.07% | 3.06% | 13.37% | 0.38% | -1.19% | 0.13% | -3.44% | 0.96% | 0.07% | -0.81% | -10.79% | -11.97% | -8.96% | 0.22% | 0.89% |
Free Cash Flow Margin | -3.50% | 2.15% | -0.19% | 0.40% | -1.58% | 6.14% | 4.53% | 6.40% | 2.45% | -0.42% | -189.99% | 64.52% | 129.72% | -1.98% | 30.13% | -5.85% | -93.91% | -40.28% | 119.67% | 35.65% |
EBITDA | 0.66 | 0.45 | -0.71 | -0.03 | 0.07 | 0.26 | -0.05 | 0.21 | 0.34 | 0.29 | 0.52 | -0.23 | 0.75 | 0.52 | 0.48 | -1.06 | -1.06 | -0.84 | 0.76 | 0.85 |
EBITDA Margin | 2.80% | 1.77% | -3.17% | -0.15% | 0.34% | 1.16% | -0.23% | 0.97% | 1.69% | 1.40% | 2.57% | -1.10% | 3.52% | 2.44% | 2.57% | -6.47% | -6.55% | -4.62% | 4.35% | 5.35% |
D&A For EBITDA | 0.29 | 0.23 | 0.55 | 0.43 | 0.46 | 0.5 | 0.56 | 0.58 | 0.55 | 0.58 | 0.52 | 0.52 | 0.52 | 0.52 | 0.57 | 0.64 | 0.81 | 0.71 | 0.76 | 0.63 |
EBIT | 0.38 | 0.23 | -1.26 | -0.46 | -0.4 | -0.24 | -0.6 | -0.38 | -0.21 | -0.28 | -0 | -0.75 | 0.23 | 0.01 | -0.09 | -1.7 | -1.87 | -1.55 | -0 | 0.21 |
EBIT Margin | 1.59% | 0.89% | -5.66% | -2.19% | -1.99% | -1.09% | -2.93% | -1.77% | -1.04% | -1.34% | -0.02% | -3.58% | 1.08% | 0.03% | -0.48% | -10.38% | -11.54% | -8.57% | -0.01% | 1.33% |
Effective Tax Rate | 37.78% | 58.39% | - | - | - | - | 35.68% | - | 48.11% | - | 72.97% | - | 25.20% | 84.90% | - | - | - | - | - | 33.14% |