Usio, Inc. (USIO)
NASDAQ: USIO · Real-Time Price · USD
2.800
-0.130 (-4.44%)
At close: Oct 5, 2026, 4:00 PM EDT
2.810
+0.010 (0.36%)
After-hours: Oct 5, 2026, 7:30 PM EDT
Usio, Inc. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
| 92.57 | 88.85 | 85.39 | 83.71 | 83.85 | 83.97 | 82.93 | 82.5 | 82.16 | 83.59 | 84.07 | 82.64 | 78.05 | 72.76 | 69.43 | 68.15 | 67.57 | 66.59 | 61.94 | 53.9 | |
Revenue Growth (YoY) | 10.39% | 5.81% | 2.97% | 1.46% | 2.05% | 0.46% | -1.35% | -0.17% | 5.27% | 14.88% | 21.08% | 21.27% | 15.51% | 9.27% | 12.08% | 26.44% | 46.22% | 75.51% | 92.06% | 78.25% |
Cost of Revenue | 71.96 | 68.83 | 65.7 | 63.83 | 63.94 | 64.4 | 63.32 | 62.69 | 62.59 | 63.56 | 63.99 | 63.14 | 60.07 | 56.78 | 54.84 | 53.68 | 52.21 | 50.36 | 46.31 | 40.39 |
Gross Profit | 20.61 | 20.02 | 19.69 | 19.88 | 19.91 | 19.57 | 19.61 | 19.81 | 19.57 | 20.03 | 20.07 | 19.5 | 17.98 | 15.99 | 14.59 | 14.47 | 15.37 | 16.23 | 15.63 | 13.51 |
Selling, General & Admin | 20.23 | 20.24 | 20.11 | 19.64 | 19.43 | 18.81 | 18.82 | 18.45 | 18.65 | 18.62 | 18.44 | 17.91 | 17.21 | 17.1 | 17.07 | 16.67 | 15.66 | 14.5 | 13.14 | 12.09 |
Operating Expenses | 21.73 | 21.91 | 22.05 | 21.59 | 21.53 | 21 | 21.08 | 20.68 | 20.81 | 20.76 | 20.52 | 20.04 | 19.47 | 19.64 | 19.81 | 19.59 | 18.58 | 17.24 | 15.79 | 14.34 |
Operating Income | -1.12 | -1.89 | -2.36 | -1.7 | -1.62 | -1.43 | -1.47 | -0.87 | -1.24 | -0.74 | -0.45 | -0.53 | -1.49 | -3.66 | -5.21 | -5.13 | -3.21 | -1 | -0.16 | -0.83 |
Interest Expense | -0.07 | -0.06 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.03 | -0.02 | -0.01 | -0 | -0 | -0 | -0 | -0 | -0.01 | -0.01 | -0 | -0 |
Interest & Investment Income | 0.4 | 0.42 | 0.41 | 0.43 | 0.43 | 0.43 | 0.46 | 0.45 | 0.38 | 0.24 | 0.22 | 0.13 | 0.08 | 0.11 | 0.02 | 0.01 | 0 | 0.01 | 0.01 | 0.04 |
Other Non Operating Income (Expenses) | 0.01 | 0.01 | 0.01 | 1.48 | 1.48 | 1.74 | 1.74 | 0.26 | 0.31 | 0.05 | 0.05 | 0.05 | - | - | - | 0 | 0 | 0 | 0 | -0 |
EBT Excluding Unusual Items | -0.78 | -1.53 | -2 | 0.16 | 0.24 | 0.69 | 0.68 | -0.2 | -0.59 | -0.46 | -0.18 | -0.36 | -1.41 | -3.55 | -5.2 | -5.12 | -3.21 | -1 | -0.15 | -0.79 |
Other Unusual Items | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.81 |
Pretax Income | -0.78 | -1.53 | -2 | 0.16 | 0.24 | 0.69 | 0.68 | -0.2 | -0.59 | -0.46 | -0.18 | -0.36 | -1.41 | -3.55 | -5.2 | -5.12 | -3.21 | -1 | -0.15 | 0.03 |
Income Tax Expense | 0.72 | 0.62 | 0.51 | 0.55 | -2.64 | -2.63 | -2.63 | -2.91 | 0.28 | 0.28 | 0.29 | 0.29 | 0.29 | 0.29 | 0.28 | 0.17 | 0.17 | 0.22 | 0.17 | 0.23 |
Net Income | -1.51 | -2.15 | -2.51 | -0.39 | 2.88 | 3.32 | 3.31 | 2.7 | -0.87 | -0.74 | -0.48 | -0.65 | -1.7 | -3.85 | -5.48 | -5.29 | -3.38 | -1.22 | -0.32 | -0.21 |
Net Income to Common | -1.51 | -2.15 | -2.51 | -0.39 | 2.88 | 3.32 | 3.31 | 2.7 | -0.87 | -0.74 | -0.48 | -0.65 | -1.7 | -3.85 | -5.48 | -5.29 | -3.38 | -1.22 | -0.32 | -0.21 |
Net Income Growth (YoY) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shares Outstanding (Basic) | 28 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 26 | 25 | 23 | 22 | 20 | 20 | 20 | 20 | 20 | 20 |
Shares Outstanding (Diluted) | 28 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 26 | 25 | 23 | 22 | 20 | 20 | 20 | 20 | 20 | 20 |
Shares Change (YoY) | 2.26% | 1.11% | 0.28% | 0.26% | 1.51% | 1.72% | 1.36% | 7.36% | 13.13% | 20.61% | 29.99% | 22.91% | 16.04% | 9.05% | 1.75% | 1.53% | 7.23% | 17.43% | 29.82% | 45.57% |
EPS (Basic) | -0.05 | -0.08 | -0.09 | -0.01 | 0.11 | 0.12 | 0.12 | 0.10 | -0.03 | -0.03 | -0.02 | -0.03 | -0.07 | -0.18 | -0.27 | -0.26 | -0.17 | -0.06 | -0.02 | -0.01 |
EPS (Diluted) | -0.06 | -0.08 | -0.09 | -0.02 | 0.11 | 0.12 | 0.12 | 0.10 | -0.04 | -0.03 | -0.02 | -0.03 | -0.07 | -0.18 | -0.27 | -0.26 | -0.17 | -0.06 | -0.02 | -0.01 |
EPS Growth (YoY) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | -0.24 | 0.28 | 1.08 | 1.26 | 3.33 | 4.14 | 2.7 | -36.48 | -24.3 | 3.01 | 2.67 | 46.55 | 32.06 | -10.98 | -17.85 | -2.63 | 3.97 | 11.01 | 28.51 | 9.12 |
Free Cash Flow Per Share | -0.01 | 0.01 | 0.04 | 0.05 | 0.12 | 0.15 | 0.10 | -1.36 | -0.92 | 0.11 | 0.10 | 1.87 | 1.37 | -0.50 | -0.88 | -0.13 | 0.20 | 0.55 | 1.42 | 0.46 |
Gross Margin | 22.26% | 22.53% | 23.06% | 23.75% | 23.75% | 23.31% | 23.65% | 24.01% | 23.82% | 23.96% | 23.88% | 23.60% | 23.04% | 21.97% | 21.02% | 21.23% | 22.74% | 24.38% | 25.24% | 25.06% |
Operating Margin | -1.21% | -2.13% | -2.76% | -2.04% | -1.93% | -1.70% | -1.77% | -1.06% | -1.52% | -0.88% | -0.53% | -0.65% | -1.90% | -5.03% | -7.51% | -7.52% | -4.75% | -1.51% | -0.25% | -1.54% |
Profit Margin | -1.63% | -2.43% | -2.94% | -0.46% | 3.43% | 3.96% | 3.99% | 3.28% | -1.06% | -0.89% | -0.56% | -0.79% | -2.18% | -5.29% | -7.90% | -7.77% | -5.01% | -1.84% | -0.52% | -0.39% |
Free Cash Flow Margin | -0.26% | 0.31% | 1.26% | 1.50% | 3.98% | 4.93% | 3.26% | -44.21% | -29.58% | 3.60% | 3.18% | 56.33% | 41.07% | -15.09% | -25.71% | -3.86% | 5.87% | 16.53% | 46.03% | 16.93% |
EBITDA | 0.38 | -0.22 | -0.41 | 0.25 | 0.48 | 0.75 | 0.79 | 1.36 | 0.92 | 1.4 | 1.63 | 1.6 | 0.77 | -1.12 | -2.48 | -2.2 | -0.3 | 1.73 | 2.49 | 1.41 |
EBITDA Margin | 0.41% | -0.24% | -0.48% | 0.29% | 0.58% | 0.90% | 0.96% | 1.65% | 1.12% | 1.68% | 1.94% | 1.93% | 0.98% | -1.54% | -3.57% | -3.23% | -0.44% | 2.60% | 4.02% | 2.62% |
D&A For EBITDA | 1.5 | 1.68 | 1.95 | 1.95 | 2.1 | 2.18 | 2.26 | 2.23 | 2.16 | 2.14 | 2.08 | 2.13 | 2.25 | 2.54 | 2.74 | 2.92 | 2.92 | 2.74 | 2.64 | 2.24 |
EBIT | -1.12 | -1.89 | -2.36 | -1.7 | -1.62 | -1.43 | -1.47 | -0.87 | -1.24 | -0.74 | -0.45 | -0.53 | -1.49 | -3.66 | -5.21 | -5.13 | -3.21 | -1 | -0.16 | -0.83 |
EBIT Margin | -1.21% | -2.13% | -2.76% | -2.04% | -1.93% | -1.70% | -1.77% | -1.06% | -1.52% | -0.88% | -0.53% | -0.65% | -1.90% | -5.03% | -7.51% | -7.52% | -4.75% | -1.51% | -0.25% | -1.54% |
Effective Tax Rate | - | - | - | 340.11% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 921.51% |
Advertising Expenses | - | - | 0.02 | - | - | - | 0.02 | - | - | - | 0.02 | - | - | - | 0.09 | - | - | - | 0.18 | - |