Universal Insurance Holdings, Inc. (UVE)

NYSE: UVE · Real-Time Price · USD
39.16
-0.24 (-0.61%)
At close: May 13, 2026, 4:00 PM EDT
38.71
-0.45 (-1.16%)
After-hours: May 13, 2026, 7:26 PM EDT
Market Cap1.09B +57.6%
Revenue (ttm)1.60B +3.6%
Net Income195.79M +193.5%
EPS6.76 +194.7%
Shares Out 27.91M
PE Ratio5.79
Forward PE8.88
Dividend$0.77 (1.97%)
Ex-Dividend DateMay 8, 2026
Volume252,750
Open39.15
Previous Close39.40
Day's Range38.69 - 39.80
52-Week Range21.96 - 41.96
Beta0.78
AnalystsBuy
Price Target40.00 (+2.15%)
Earnings DateApr 23, 2026

About UVE

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwritin... [Read more]

Sector Financials
IPO Date Dec 14, 1992
Employees 929
Stock Exchange NYSE
Ticker Symbol UVE
Full Company Profile

Financial Performance

In 2025, UVE's revenue was $1.60 billion, an increase of 5.48% compared to the previous year's $1.52 billion. Earnings were $182.94 million, an increase of 210.50%.

Financial Statements

Analyst Summary

According to one analyst, the rating for UVE stock is "Buy" and the 12-month stock price target is $40.0.

Price Target
$40.0
(2.15% upside)
Analyst Consensus: Buy
Stock Forecasts

News

KBRA Assigns Issuer Rating to Universal Insurance Holdings and Preliminary Rating to Senior Unsecured Note Offering

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns a BBB issuer rating to Universal Insurance Holdings, Inc. (NYSE: UVE) and a BBB preliminary long-term credit rating (LTCR) to UVE's propos...

13 days ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q1 2026

Q1 2026 delivered strong growth with a 38.5% adjusted ROE, higher EPS, and robust premium increases across states. The reinsurance program is fully secured through 2027-2028, and capital management remains focused on supporting insurance entities and shareholder returns.

19 days ago - Transcripts

Universal Reports First Quarter 2026 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports First Quarter 2026 Results.

20 days ago - Business Wire

Universal Declares Regular Cash Dividend & Announces Earnings Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular Cash Dividend & Announces Earnings Dates.

4 weeks ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q4 2025

Adjusted EPS surged to $2.17 from $0.25 year-over-year, driven by higher premiums and lower loss ratios. Robust capital, strong retention, and favorable legislative reforms support a positive outlook, with new share repurchase and dividend programs announced.

2 months ago - Transcripts

Universal Reports Fourth Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Fourth Quarter 2025 Results.

2 months ago - Business Wire

Universal Announces Fourth Quarter 2025 Earnings Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Announces Fourth Quarter 2025 Earnings Dates.

3 months ago - Business Wire

Universal Declares Regular Cash Dividend

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular Cash Dividend.

3 months ago - Business Wire

Universal Insurance announces $20M share repurchase program

Universal Insurance (UVE) announced that its board of directors has authorized a new share repurchase program under which the company may repurchase up to $20M of its outstanding shares of…

4 months ago - TheFly

Universal Announces New $20 Million Share Repurchase Authorization

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings, Inc. (NYSE: UVE) (“Universal” or the “Company”) announced today that its Board of Directors has authorized a new share repurchase ...

4 months ago - Business Wire

Universal Insurance price target raised to $40 from $35 at Piper Sandler

Piper Sandler raised the firm’s price target on Universal Insurance (UVE) to $40 from $35 and keeps an Overweight rating on the shares. Discussing the sector, the firm believes fourth…

5 months ago - TheFly

Universal Declares Regular and Special Cash Dividends

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular and Special Cash Dividends.

6 months ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q3 2025

Reported strong Q3 results with a 30.6% adjusted ROE and $1.36 adjusted EPS, driven by improved loss ratios and premium growth outside Florida. Booked $3.9 million in prior year catastrophe development and continued share repurchases and dividends.

7 months ago - Transcripts

Universal Reports Third Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Third Quarter 2025 Results.

7 months ago - Business Wire

Universal Announces Third Quarter 2025 Earnings Release & Conference Call Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Announces Third Quarter 2025 Earnings Release & Conference Call Dates.

7 months ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q2 2025

Reported strong 29.4% adjusted ROE and $1.23 adjusted EPS, with revenue and premium growth driven by expansion outside Florida. Reinsurance costs remained stable despite recent storms, and share repurchases and dividends continued.

10 months ago - Transcripts

Universal Reports Second Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Second Quarter 2025 Results.

10 months ago - Business Wire

Universal's Insurance Subsidiaries Complete 2025-2026 Reinsurance Program

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal's Insurance Subsidiaries Complete 2025-2026 Reinsurance Program.

1 year ago - Business Wire

Universal Insurance announces new $20M share repurchase authorization

Universal Insurance (UVE) announced that its Board of Directors has authorized a new share repurchase program under which the Company may repurchase up to $20 million of its outstanding shares…

1 year ago - TheFly

Universal Insurance rises 9.0%

Universal Insurance (UVE) is up 9.0%, or $2.11 to $25.50.

1 year ago - TheFly

Universal Insurance Holdings Earnings Call Transcript: Q1 2025

Adjusted diluted EPS rose to $1.44 on higher underwriting and investment income, with core revenue up 8.2% year-over-year. The 2025-2026 reinsurance program was completed early, securing $352 million in multi-year coverage and maintaining a conservative reserving approach.

1 year ago - Transcripts

Universal Reports First Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports First Quarter 2025 Results.

1 year ago - Business Wire

Universal Insurance announces state review of claims related to Hurricane Irma

Universal Insurance (UVE) Holdings announced the successful conclusion of a state review of its claims data related to Hurricane Irma, which occurred in September 2017. The Company refuted all allegat...

1 year ago - TheFly

Universal Insurance Holdings Company Announces Successful Conclusion of Claim Data Review

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings Company Announces Successful Conclusion of Claim Data Review.

1 year ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q4 2024

Adjusted EPS fell to $0.25 due to lower underwriting income, while core revenue grew 5.7% year-over-year. Strong premium growth outside Florida and early reinsurance placements support future stability.

1 year ago - Transcripts