UVE Statistics
Total Valuation
UVE has a market cap or net worth of $1.12 billion. The enterprise value is $628.22 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | May 8, 2026 |
Share Statistics
UVE has 27.91 million shares outstanding. The number of shares has decreased by -0.51% in one year.
| Current Share Class | 27.91M |
| Shares Outstanding | 27.91M |
| Shares Change (YoY) | -0.51% |
| Shares Change (QoQ) | -1.13% |
| Owned by Insiders (%) | 9.28% |
| Owned by Institutions (%) | 76.28% |
| Float | 25.32M |
Valuation Ratios
The trailing PE ratio is 5.84 and the forward PE ratio is 8.94.
| PE Ratio | 5.84 |
| Forward PE | 8.94 |
| PS Ratio | 0.70 |
| Forward PS | 0.73 |
| PB Ratio | 1.88 |
| P/TBV Ratio | 1.92 |
| P/FCF Ratio | 3.26 |
| P/OCF Ratio | 3.21 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 2.31, with an EV/FCF ratio of 1.82.
| EV / Earnings | 3.21 |
| EV / Sales | 0.39 |
| EV / EBITDA | 2.31 |
| EV / EBIT | 2.36 |
| EV / FCF | 1.82 |
Financial Position
The company has a current ratio of 0.55, with a Debt / Equity ratio of 0.17.
| Current Ratio | 0.55 |
| Quick Ratio | 0.37 |
| Debt / Equity | 0.17 |
| Debt / EBITDA | 0.37 |
| Debt / FCF | 0.29 |
| Interest Coverage | 41.48 |
Financial Efficiency
Return on equity (ROE) is 38.88% and return on invested capital (ROIC) is 30.02%.
| Return on Equity (ROE) | 38.88% |
| Return on Assets (ROA) | 6.06% |
| Return on Invested Capital (ROIC) | 30.02% |
| Return on Capital Employed (ROCE) | 27.86% |
| Weighted Average Cost of Capital (WACC) | 8.26% |
| Revenue Per Employee | $1.73M |
| Profits Per Employee | $210,757 |
| Employee Count | 929 |
| Asset Turnover | 0.58 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UVE has paid $63.50 million in taxes.
| Income Tax | 63.50M |
| Effective Tax Rate | 24.49% |
Stock Price Statistics
The stock price has increased by +55.83% in the last 52 weeks. The beta is 0.78, so UVE's price volatility has been lower than the market average.
| Beta (5Y) | 0.78 |
| 52-Week Price Change | +55.83% |
| 50-Day Moving Average | 35.64 |
| 200-Day Moving Average | 30.86 |
| Relative Strength Index (RSI) | 59.87 |
| Average Volume (20 Days) | 242,795 |
Short Selling Information
The latest short interest is 436,629, so 1.56% of the outstanding shares have been sold short.
| Short Interest | 436,629 |
| Short Previous Month | 613,892 |
| Short % of Shares Out | 1.56% |
| Short % of Float | 1.72% |
| Short Ratio (days to cover) | 2.67 |
Income Statement
In the last 12 months, UVE had revenue of $1.60 billion and earned $195.79 million in profits. Earnings per share was $6.76.
| Revenue | 1.60B |
| Gross Profit | 385.05M |
| Operating Income | 265.71M |
| Pretax Income | 259.31M |
| Net Income | 195.79M |
| EBITDA | 272.13M |
| EBIT | 265.71M |
| Earnings Per Share (EPS) | $6.76 |
Full Income StatementBalance Sheet
The company has $595.77 million in cash and $100.29 million in debt, with a net cash position of $495.48 million or $17.75 per share.
| Cash & Cash Equivalents | 595.77M |
| Total Debt | 100.29M |
| Net Cash | 495.48M |
| Net Cash Per Share | $17.75 |
| Equity (Book Value) | 584.74M |
| Book Value Per Share | 20.95 |
| Working Capital | -822.39M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $349.55 million and capital expenditures -$4.79 million, giving a free cash flow of $344.76 million.
| Operating Cash Flow | 349.55M |
| Capital Expenditures | -4.79M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.47M |
| Free Cash Flow | 344.76M |
| FCF Per Share | $12.35 |
Full Cash Flow StatementMargins
Gross margin is 24.03%, with operating and profit margins of 16.58% and 12.22%.
| Gross Margin | 24.03% |
| Operating Margin | 16.58% |
| Pretax Margin | 16.18% |
| Profit Margin | 12.22% |
| EBITDA Margin | 16.98% |
| EBIT Margin | 16.58% |
| FCF Margin | 21.51% |
Dividends & Yields
This stock pays an annual dividend of $0.77, which amounts to a dividend yield of 1.95%.
| Dividend Per Share | $0.77 |
| Dividend Yield | 1.95% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 11.39% |
| Buyback Yield | 0.51% |
| Shareholder Yield | 2.46% |
| Earnings Yield | 17.42% |
| FCF Yield | 30.68% |
Dividend DetailsAnalyst Forecast
The average price target for UVE is $40.00, which is -0.32% lower than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | -0.32% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 6, 1994. It was a reverse split with a ratio of 1:4.
| Last Split Date | Dec 6, 1994 |
| Split Type | Reverse |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
