Universal Insurance Holdings, Inc. (UVE)

NYSE: UVE · Real-Time Price · USD

48.16

+1.69 (3.64%)

At close: Nov 10, 2026, 4:00 PM EST

48.16

0.00 (0.00%)

Pre-market: Nov 11, 2026, 4:33 AM EST

UVE Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,668	1,604	1,521	1,392	1,223	1,122
Revenue Growth	5.51%	5.48%	9.27%	13.82%	8.99%	4.58%
Operating Income	317.18	249.49	91.09	94.88	-20.64	29.05
Net Income	232.57	182.94	58.92	66.81	-22.27	20.4
Earnings Per Share	8.02	6.32	2.01	2.22	-0.72	0.65
EPS Growth	89.46%	214.43%	-9.46%	-	-	8.53%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	569.46	408.87	259.44	397.31	388.71	250.51
Total Debt	97.39	100.48	101.24	116.6	102.77	130.44
Net Cash (Debt)	472.08	308.39	158.2	280.7	285.94	120.07
Net Cash Growth	58.51%	94.94%	-43.64%	-1.83%	138.14%	20.92%
Net Cash Per Share	16.28	10.65	5.40	9.31	9.30	3.84

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	365.01	381.49	137.36	70.97	324.52	234.38
Capital Expenditures	-4.64	-4.44	-7.37	-4.02	-4.9	-7.23
Free Cash Flow	360.37	377.06	129.99	66.95	319.62	227.15
Free Cash Flow Growth	44.25%	190.06%	94.15%	-79.05%	40.71%	1772.34%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	19.02%	15.55%	5.99%	6.82%	-1.69%	2.59%
Pretax Margin	18.58%	15.15%	5.56%	6.35%	-2.23%	2.53%
Profit Margin	13.94%	11.41%	3.88%	4.80%	-1.82%	1.82%
FCF Margin	21.61%	23.51%	8.55%	4.81%	26.14%	20.25%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.770	0.640	0.640	0.640	0.640	0.640
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	1.60%	1.89%	3.02%	3.98%	6.02%	3.77%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.01	5.18	10.11	6.98	-	25.98
Forward PE	8.27	10.97	10.58	8.32	8.61	6.91
P/FCF Ratio	3.70	2.51	4.58	6.97	1.01	2.33
PS Ratio	0.80	0.59	0.39	0.34	0.26	0.47