Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
43.71
-0.12 (-0.27%)
Jul 31, 2026, 4:00 PM EDT - Market closed

UVE Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,6301,6041,5211,3921,2231,122
Revenue Growth
3.96%5.48%9.27%13.82%8.99%4.58%
Operating Income
299.33249.4991.0994.88-20.6429.05
Net Income
219.9182.9558.9366.82-22.2620.41
Earnings Per Share
7.586.322.012.22-0.720.65
EPS Growth
231.00%214.43%-9.46%--8.33%

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
349.55381.49137.3670.97324.52234.38
Capital Expenditures
-4.79-4.44-7.37-4.02-4.9-7.23
Free Cash Flow
344.76377.06129.9966.95319.62227.15
Free Cash Flow Growth
46.14%190.06%94.15%-79.05%40.71%1772.34%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
18.37%15.56%5.99%6.82%-1.69%2.59%
Pretax Margin
17.95%15.15%5.56%6.35%-2.23%2.53%
Profit Margin
13.49%11.41%3.88%4.80%-1.82%1.82%
FCF Margin
0.00%23.51%8.55%4.81%26.14%20.25%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6400.6400.6400.6400.6400.640
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
1.46%2.35%3.72%4.88%7.30%4.56%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.745.3510.487.20-26.15
Forward PE
9.4610.9710.588.328.616.91
P/FCF Ratio
3.532.514.556.971.012.34
PS Ratio
0.750.590.390.340.260.47