UVE Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	1,440	1,439	1,373	1,252	1,129	1,035
Investment Income	74.05	70.63	59.15	48.45	25.79	12.54
Net Gains on Investments	-0.07	4.52	8.62	10.82	-12.8	1.86
Total Other Revenues	88.44	89.75	79.69	80.38	81.04	71.99
Revenue	1,603	1,604	1,521	1,392	1,223	1,122
Revenue Growth (YoY)	3.56%	5.48%	9.27%	13.82%	8.99%	4.58%
Insurance Benefits & Claims	963.42	985.88	1,087	992.64	938.4	779.21
Policy Amortization Costs	254.15	250.25	233.44	208.01	-	-
Other Operating Expenses	119.34	118.3	108.64	96.06	304.9	313.6
Operating Income	265.71	249.49	91.09	94.88	-20.64	29.05
Interest Expense	-6.41	-6.42	-6.48	-6.53	-6.61	-0.64
Total Non-Operating Income (Expense)	-6.41	-6.42	-6.48	-6.53	-6.61	-0.64
Pretax Income	259.31	243.07	84.61	88.35	-27.25	28.41
Provision for Income Taxes	63.5	60.12	25.68	21.53	-4.99	8.01
Net Income	195.8	182.95	58.93	66.82	-22.26	20.41
Net Income to Common	195.8	182.95	58.93	66.82	-22.26	20.41
Net Income Growth	193.51%	210.47%	-11.82%	-	-	6.82%
Shares Outstanding (Basic)	28	28	28	30	31	31
Shares Outstanding (Diluted)	29	29	29	30	31	31
Shares Change (YoY)	0.27%	-1.09%	-2.90%	-1.96%	-1.78%	-2.08%
EPS (Basic)	7.04	6.56	2.07	2.24	-0.72	0.65
EPS (Diluted)	6.75	6.32	2.01	2.22	-0.72	0.65
EPS Growth	194.76%	214.43%	-9.46%	-	-	8.33%
Shares Outstanding	27.91	28.01	28.1	29.19	30.39	31.22
Free Cash Flow	344.76	377.06	129.99	66.95	319.62	227.15
Free Cash Flow Growth	-8.57%	190.06%	94.15%	-79.05%	40.71%	1772.34%
Free Cash Flow Per Share	11.90	13.02	4.44	2.22	10.39	7.26
Dividends Per Share	0.640	0.640	0.640	0.640	0.640	0.640
Operating Margin	16.58%	15.56%	5.99%	6.82%	-1.69%	2.59%
Profit Margin	12.22%	11.41%	3.88%	4.80%	-1.82%	1.82%
FCF Margin	21.51%	23.51%	8.55%	4.81%	26.14%	20.25%
EBITDA	265.71	255.94	97.2	102.19	-13.34	35.96
EBITDA Margin	16.58%	15.96%	6.39%	7.34%	-1.09%	3.21%
EBIT	265.71	249.49	91.09	94.88	-20.64	29.05
EBIT Margin	16.58%	15.56%	5.99%	6.82%	-1.69%	2.59%
Effective Tax Rate	24.49%	24.73%	30.35%	24.36%	18.31%	28.18%

Updated Apr 29, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q