Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
42.32
-0.01 (-0.02%)
Aug 21, 2026, 4:00 PM EDT - Market closed
UVE Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,630 | 1,604 | 1,521 | 1,392 | 1,223 | 1,122 |
Revenue Growth | 3.96% | 5.48% | 9.27% | 13.82% | 8.99% | 4.58% |
Operating Income Operating Income Growth | 299.33 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 |
Net Income Net Income Growth | 219.89 | 182.94 | 58.92 | 66.81 | -22.27 | 20.4 |
Earnings Per Share EPS Growth | 7.61 | 6.32 | 2.01 | 2.22 | -0.72 | 0.65 |
EPS Growth | 233.67% | 214.43% | -9.46% | - | - | 8.53% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 532.16 | 408.87 | 259.44 | 397.31 | 388.71 | 250.51 |
Total Debt Total Debt Growth | 97.85 | 100.48 | 101.24 | 116.6 | 102.77 | 130.44 |
Net Cash (Debt) Net Cash Growth | 434.31 | 308.39 | 158.2 | 280.7 | 285.94 | 120.07 |
Net Cash Growth | 63.12% | 94.94% | -43.64% | -1.83% | 138.14% | 20.92% |
Net Cash Per Share Net Cash Per Share Growth | 15.02 | 10.65 | 5.40 | 9.31 | 9.30 | 3.84 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 344.4 | 381.49 | 137.36 | 70.97 | 324.52 | 234.38 |
Capital Expenditures CapEx Growth | -4.72 | -4.44 | -7.37 | -4.02 | -4.9 | -7.23 |
Free Cash Flow Free Cash Flow Growth | 339.68 | 377.06 | 129.99 | 66.95 | 319.62 | 227.15 |
Free Cash Flow Growth | 26.03% | 190.06% | 94.15% | -79.05% | 40.71% | 1772.34% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 18.37% | 15.55% | 5.99% | 6.82% | -1.69% | 2.59% |
Pretax Margin | 17.95% | 15.15% | 5.56% | 6.35% | -2.23% | 2.53% |
Profit Margin | 13.49% | 11.41% | 3.88% | 4.80% | -1.82% | 1.82% |
FCF Margin | 20.85% | 23.51% | 8.55% | 4.81% | 26.14% | 20.25% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 22, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 1.51% | 1.92% | 3.17% | 4.33% | 6.85% | 4.56% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 22, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.56 | 5.18 | 10.11 | 6.98 | - | 25.98 |
Forward PE | 9.16 | 10.97 | 10.58 | 8.32 | 8.61 | 6.91 |
P/FCF Ratio | 3.47 | 2.51 | 4.58 | 6.97 | 1.01 | 2.33 |
PS Ratio | 0.72 | 0.59 | 0.39 | 0.34 | 0.26 | 0.47 |