Univest Financial Corporation (UVSP)

Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	10.66	-172.14	-127.92	-18.86	-12.96	-18.74
Net Interest Income Growth	185.64%	-	-	-	-	-
Non-Interest Income	85.38	88.06	76.82	77.89	83.22	78.33
Non-Interest Income Growth	1.78%	14.62%	-1.36%	-6.42%	6.25%	19.73%
Revenues Before Loan Losses	96.04	-84.08	-51.1	59.03	70.26	59.58
Provision for Credit Losses	11.8	5.93	10.77	12.2	-10.13	40.79
Revenue	84.24	-90.02	-61.87	46.83	80.39	18.79
Revenue Growth (YoY)	3.33%	-	-	-41.75%	327.84%	-35.56%
Compensation Expenses	124.58	123.75	120.19	115.81	104.19	93.21
Selling, General & Admin	25.61	25.53	26.12	27.01	22.49	18.65
Other Non-Interest Expenses	48.68	48.72	51.05	43.96	40.73	43.14
Total Non-Interest Expense	198.87	197.99	197.36	186.77	167.41	155
Pretax Income	99.73	95.3	88.69	97.21	114.33	56.9
Provision for Income Taxes	19.83	19.37	17.59	19.09	22.53	9.98
Net Income	79.89	75.93	71.1	78.12	91.8	46.92
Net Income to Common	79.89	75.93	71.1	78.12	91.8	46.92
Net Income Growth	11.45%	6.79%	-8.98%	-14.90%	95.67%	-28.61%
Shares Outstanding (Basic)	29	29	29	29	29	29
Shares Outstanding (Diluted)	29	29	30	30	30	29
Shares Change (YoY)	-0.91%	-0.45%	-0.06%	-0.01%	0.98%	0.02%
EPS (Basic)	2.75	2.60	2.42	2.66	3.12	1.60
EPS (Diluted)	2.74	2.58	2.41	2.64	3.11	1.60
EPS Growth	12.29%	7.05%	-8.71%	-15.11%	94.38%	-28.57%
Free Cash Flow	101.26	72	83.02	104.23	96.46	47.43
Free Cash Flow Growth	40.64%	-13.27%	-20.36%	8.06%	103.39%	-31.56%
Free Cash Flow Per Share	3.46	2.45	2.81	3.53	3.26	1.62
Dividends Per Share	0.860	0.840	0.840	0.840	0.800	0.800
Dividend Growth	2.38%	-	-	5.00%	-	-
Profit Margin	94.84%	-84.35%	-114.93%	166.82%	114.19%	249.69%
FCF Margin	120.21%	-79.99%	-134.19%	222.59%	119.99%	252.40%
EBITDA	5.24	8.16	5.58	5.07	4.17	6.21
EBITDA Margin	6.22%	-9.07%	-9.03%	10.82%	5.19%	33.07%
Effective Tax Rate	19.89%	20.32%	19.83%	19.64%	19.71%	17.54%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q