Univest Financial Corporation (UVSP)

Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	240.2	211.17	220	218.3	188.38
Net Interest Income Growth	13.74%	-4.01%	0.78%	15.88%	8.04%
Non-Interest Income	87.86	88.06	76.82	77.89	83.22
Non-Interest Income Growth	-0.22%	14.62%	-1.36%	-6.42%	6.25%
Revenues Before Loan Losses	328.06	299.23	296.82	296.18	271.61
Provision for Credit Losses	11.67	5.93	10.77	12.2	-10.13
Revenue	316.39	293.29	286.05	283.98	281.74
Revenue Growth (YoY)	7.88%	2.53%	0.73%	0.80%	32.96%
Compensation Expenses	127.02	123.75	120.19	115.81	104.19
Selling, General & Admin	41.74	41.01	40.94	41.11	36.79
Other Non-Interest Expenses	34.28	33.24	36.24	29.86	26.43
Total Non-Interest Expense	203.04	197.99	197.36	186.77	167.41
Pretax Income	113.35	95.3	88.69	97.21	114.33
Provision for Income Taxes	22.59	19.37	17.59	19.09	22.53
Net Income	90.76	75.93	71.1	78.12	91.8
Net Income to Common	90.76	75.93	71.1	78.12	91.8
Net Income Growth	19.53%	6.79%	-8.98%	-14.90%	95.67%
Shares Outstanding (Basic)	29	29	29	29	29
Shares Outstanding (Diluted)	29	29	30	30	30
Shares Change (YoY)	-1.44%	-0.45%	-0.06%	-0.01%	0.98%
EPS (Basic)	3.16	2.60	2.42	2.66	3.12
EPS (Diluted)	3.13	2.58	2.41	2.64	3.11
EPS Growth	21.32%	7.05%	-8.71%	-15.11%	94.38%
Free Cash Flow	96.93	72	83.02	104.23	96.46
Free Cash Flow Growth	34.62%	-13.27%	-20.36%	8.06%	103.39%
Free Cash Flow Per Share	3.34	2.45	2.81	3.53	3.26
Dividends Per Share	0.870	0.840	0.840	0.840	0.800
Dividend Growth	3.57%	-	-	5.00%	-
Profit Margin	28.69%	25.89%	24.86%	27.51%	32.58%
FCF Margin	30.64%	24.55%	29.02%	36.70%	34.24%
EBITDA	5.97	6.17	6	5.76	5.64
EBITDA Margin	1.89%	2.10%	2.10%	2.03%	2.00%
Effective Tax Rate	19.93%	20.32%	19.83%	19.64%	19.71%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q